SBI Multi Asset Allocation Fund - Direct (G)
Multi Asset AllocationNAV
62.51(-0.63%)Fund Size (CR)
₹7,673.98Expense Ratio
0.55Scheme Type
Active FundValue Research
Min. investment
₹5,000Minimum Additional Investment
₹1,000Minimum SIP Investment
₹500Minimum Withdrawal
₹500Exit Load
0%Return Since Launch
12.21%
- 3M
- 6M
- 1Y
- 3Y
- All
Basic Details
Scheme Manager
Dinesh Balachandran
Bench Mark
45% S&P BSE 500 TRI+40% Crisil Composite Bond Fund Index+10% Domestic Prices of Gold+5% Domestic Prices of silver
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | 30 April 2025 | 10059.05 | 0.59% | - | 0.45% | 27/110 |
| 1 Month | 7 April 2025 | 10550.61 | 5.51% | - | 6.37% | 83/110 |
| 3 Month | 7 February 2025 | 10247.00 | 2.47% | - | 2.89% | 67/106 |
| 6 Month | 7 November 2024 | 10193.06 | 1.93% | - | 1.59% | 46/100 |
| 1 Year | 7 May 2024 | 11070.86 | 10.71% | 10.71% | 10.44% | 51/92 |
| 3 Year | 6 May 2022 | 15835.03 | 58.35% | 16.52% | 16.15% | 20/40 |
| 5 Year | 6 May 2020 | 21401.32 | 114.01% | 16.42% | 20.71% | 26/34 |
| Since Inception | 19 March 2013 | 40518.48 | 305.18% | 12.21% | 12.59% | 62/110 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | 3 June 2024 | 1,20,000 | 123156.31 | 2.63% | 2.63% |
| 3 Year | 1 June 2022 | 3,60,000 | 451216.85 | 25.34% | 7.82% |
| 5 Year | 1 June 2020 | 6,00,000 | 866119.17 | 44.35% | 7.62% |
| 10 Year | 1 June 2015 | 12,00,000 | 2342667.76 | 95.22% | 6.92% |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Mutual Funds Calculator
- Investment type
- Scheme based
- SIP
- Lumpsum
Invested Amount
₹25,000
Estimated Returns
₹19,059
76%
Returns
Future value of your investment
₹44,059
Risk Ratios
2.22%
Standard Deviation
0.50%
Beta
1.12%
Sharpe Ratio
0.05%
Treynor's Ratio
5.59%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| Reliance Industr | 3.03% | 1720000 | 241.66 | Equity | Refineries |
| HDFC Bank | 2.22% | 921000 | 177.29 | Equity | Banks |
| Restaurant Brand | 2.08% | 20500000 | 166.09 | Equity | Quick Service Restaurant |
| Bandhan Bank | 1.56% | 7500000 | 124.22 | Equity | Banks |
| HCL Technologies | 1.53% | 780000 | 122.27 | Equity | IT - Software |
| Axis Bank | 1.19% | 800000 | 94.80 | Equity | Banks |
| VRL Logistics | 1.07% | 1870000 | 85.73 | Equity | Logistics |
| I O C L | 1.04% | 6000000 | 82.72 | Equity | Refineries |
| GAIL (India) | 1.03% | 4350297 | 82.26 | Equity | Gas Distribution |
| Punjab Natl.Bank | 1.01% | 8000000 | 80.17 | Equity | Banks |
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| SBI Multi Asset Allocation Fund - Direct (G) | 7673.98 | 5.51% | 2.47% | 1.93% | 10.71% | 16.52% | |
| WhiteOak Capital Multi Asset Allocation-Dir (G) | 1673.68 | 5.52% | 4.47% | 7.46% | 18.54% | - | |
| Sundaram Multi Asset Allocation Fund-Dir (G) | 2484.29 | 8.51% | 5.57% | 6.99% | 14.83% | - | |
| Sundaram Multi Asset Allocation Fund-Dir (IDCW) | 2484.29 | 8.51% | 5.57% | 6.99% | 14.83% | - | |
| Sundaram Multi Asset Allocation Fund-Dir (IDCW) RI | 2484.29 | 8.51% | 5.57% | 6.99% | 14.83% | - | |
| Aditya Birla SL Multi Asset Allocation Fund-Dir (G) | 3821.07 | 7.88% | 3.26% | 3.14% | 14.72% | - |
List of Schemes under SBI Mutual Fund
News
SBI Mutual Fund announces change in fund manager under its schemes
SBI Mutual Fund has announced change in fund manager under the following schemes, with effect from 01 May 2025.Change in Fund Manager:
Name of the Scheme Existing Fund Manager(s) Revised Fund Manager(s) SBI Magnum Income Fund Mr. Lokesh Mallya &
Mr. Adesh Sharma (Co Fund Manager)Mr. Lokesh Mallya SBI Credit Risk Fund Mr. Lokesh Mallya &
Mr. Adesh Sharma (Co Fund Manager)Mr. Lokesh Mallya Powered by Capital Market - Live News
SBI Mutual Fund announces change in scheme name
SBI Mutual Fund has announced change in scheme name under the following scheme, With effect from 05 May 2025.Change in the name of the Scheme:
Existing Scheme Name Revised Scheme Name SBI International Access - US Equity FoF SBI US Specific Equity Active FoF Powered by Capital Market - Live News
SBI Mutual Fund introduces Rs 250 JanNivesh SIP initiative
SBI Mutual Fund, in partnership with State Bank of India, has launched the JanNivesh SIP, a program designed to broaden access to mutual fund investments. The initiative features a Systematic Investment Plan (SIP) option starting at Rs 250.JanNivesh SIP provides flexible investment options, including daily, weekly, and monthly SIPs. This structure aims to accommodate various income levels and investment preferences.
The program targets a diverse investor base, including first-time participants, small savers, individuals in rural, semi-urban, and urban areas, digitally-inclined urban investors, self-employed individuals, and technology-literate investors.
JanNivesh SIP will be accessible through the SBI YONO platform and via partnerships with fintech platforms such as Paytm, Groww, and Zerodha.
The initiative aims to encourage consistent investment practices and long-term wealth accumulation through a cost-effective investment model.
Powered by Capital Market - Live News
Fund House Details & Investment Objective
Date of Incorporation
1 January 2013
Total AUM (Cr)
₹7976.08
SBI Multi Asset Allocation Fund - Direct (G) is an Multi Asset Allocation-oriented fund from the renowned AMC, SBI Mutual Fund. Launched in 1 January 2013, this fund is managed by Dinesh Balachandran. With assets under management (AUM) worth ₹7,976.08 (Cr), as of 8 May 2025, SBI Multi Asset Allocation Fund - Direct (G) is categorized as a Multi Asset Allocation within its segment. The fund has generated a return of 12.21% since its launch.
The current NAV of SBI Multi Asset Allocation Fund - Direct (G) is ₹62.51, as on 8 May 2025. The fund's benchmark index is 45% S&P BSE 500 TRI+40% Crisil Composite Bond Fund Index+10% Domestic Prices of Gold+5% Domestic Prices of silver. You can invest in SBI Multi Asset Allocation Fund - Direct (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹5,000.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
For exit within 12 months from the date of allotment For 10% of investment - Nil For remaining investment - 1.00% For exit after 12 months from the date of allotment - Nil. The fund has generated 16.52% and 16.42% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 45.61% in Equity, 41.59% in Debt and 12.80% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 37.96% in Debt, 18.29% in Others, 7.18% in Banks, 5.08% in IT-Software, 2.36% in Petroleum Products
FAQs
How to Invest in SBI Multi Asset Allocation Fund - Direct (G) Direct Growth?
SBI Multi Asset Allocation Fund - Direct (G) is a popular fund in the Multi Asset Allocation segment. The fund has generated a return of 12.21% since inception. Looking to invest in SBI Multi Asset Allocation Fund - Direct (G) How about earning 1% extra return? All this is possible with m.Stock! Investing in SBI Multi Asset Allocation Fund - Direct (G) is super easy and convenient with m.Stock. Here’s how you can begin:
- Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO.
- In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
- In the search bar, enter the fund name, in this case, SBI Multi Asset Allocation Fund - Direct (G)
- On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
- If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
- If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility.
So, why wait? Invest in SBI Multi Asset Allocation Fund - Direct (G) today and reap the benefits of this Multi Asset Allocation fund!
How much returns has SBI Multi Asset Allocation Fund - Direct (G) Direct Growth generated?
What is the expense ratio of SBI Multi Asset Allocation Fund - Direct (G) Direct Growth?
What is the AUM of SBI Multi Asset Allocation Fund - Direct (G) Fund Direct Growth?
How to redeem or withdraw money from SBI Multi Asset Allocation Fund - Direct (G) Direct Growth?
Redeeming or selling units of SBI Multi Asset Allocation Fund - Direct (G) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.
To redeem from SBI Multi Asset Allocation Fund - Direct (G):
- Login to your m.Stock account
- In portfolio, your mutual fund investments will be visible under ‘MF’
- Select the fund you wish to redeem from (in this case SBI Multi Asset Allocation Fund - Direct (G)).
- Click on ‘Redeem’ button
- You have 2 options – redeem by units and redeem by value (you can only redeem free units)
- Select units to be redeemed and click on submit.
- Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).