Mutual Funds
AMC
SBI Multi Asset Allocation Fund - Direct (G)

SBI Multi Asset Allocation Fund - Direct (G)

NAV
74.02(1.62%)
Fund Size (CR)
₹13,032.9
Expense Ratio
0.59
Scheme Type
Active Fund
Value Research

Min. investment
₹5,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹500
Minimum Withdrawal
₹500
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0%
Return Since Launch
12.75%

Absolute Return: 5.54%

Annualized Return: 0%

1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment

Basic Details

Scheme Manager

Dinesh Balachandran

Bench Mark

45% S&P BSE 500 TRI+40% Crisil Composite Bond Fund Index+10% Domestic Prices of Gold+5% Domestic Prices of silver

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	23 January 2026	9889.46	-1.11%	-	-0.79%	64/132
1 Month	2 January 2026	9949.71	-0.50%	-	-0.48%	50/132
3 Month	31 October 2025	10432.11	4.32%	-	3.60%	46/124
6 Month	1 August 2025	11138.99	11.39%	-	10.40%	44/116
1 Year	31 January 2025	11980.65	19.81%	19.81%	18.83%	49/104
3 Year	2 February 2023	17284.67	72.85%	19.99%	19.07%	15/46
5 Year	2 February 2021	20766.56	107.67%	15.73%	17.18%	16/38
Since Inception	19 March 2013	46915.45	369.15%	12.75%	13.98%	83/132

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	3 February 2025	1,30,000	145899.97	12.23%	12.23%
3 Year	1 March 2023	3,60,000	469945.51	30.54%	9.29%
5 Year	1 March 2021	6,00,000	919189.12	53.20%	8.91%
10 Year	1 March 2016	12,00,000	2558758.38	113.23%	7.87%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Minimum value allowed is 500

Expected Returns Rate (%)

Minimum value allowed is 1

Time Period (in Years)

Minimum value allowed is 1

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

1.93%

Standard Deviation

0.50%

Beta

1.88%

Sharpe Ratio

0.13%

Treynor's Ratio

9.47%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
Punjab Natl.Bank	1.96%	21000000	270.23	Equity	Banks
Reliance Industr	1.82%	1720000	250.91	Equity	Refineries
HDFC Bank	1.78%	2662000	246.35	Equity	Banks
GAIL (India)	1.72%	14350297	237.02	Equity	Gas Distribution
PB Fintech.	1.46%	1222500	201.53	Equity	IT - Software
O N G C	1.35%	7500000	186.17	Equity	Crude Oil & Natural Gas
Bandhan Bank	1.21%	11500000	167.12	Equity	Banks
Privi Speci.	1.19%	611361	164.66	Equity	Chemicals
Federal Bank	1.16%	6500000	160.45	Equity	Banks
I O C L	1.15%	10000000	159.16	Equity	Refineries

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
SBI Multi Asset Allocation Fund - Direct (G)	13032.90	-0.50%	4.32%	11.39%	19.81%	19.99%
DSP Multi Asset Allocation Fund - Direct (G)	6440.17	5.70%	9.91%	19.14%	32.85%	-
DSP Multi Asset Allocation Fund - Direct (IDCW)	6440.17	5.70%	9.91%	19.14%	32.85%	-
Nippon India Multi Asset Allocation Fund-Dir (G)	10661.23	3.98%	6.79%	14.74%	27.37%	23.67%
Nippon India Multi Asset Allocation Fund-Dir (IDCW)	10661.23	3.98%	6.79%	14.74%	27.37%	23.66%
Aditya Birla SL Multi Asset Allocation Fund-Dir (IDCW)	5588.55	1.67%	8.02%	15.51%	24.90%	20.75%

List of Schemes under SBI Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
SBI Low Duration Fund	Debt	Moderate	7.29%	3	₹15,590.52
SBI Overnight Fund	Debt	Low	5.66%	3	₹31,874.77
SBI Gold Fund	Other	Very High	75.35%	5	₹10,774.96
SBI Liquid Fund	Debt	Moderate	6.39%	2	₹60,896.92
SBI Saving Fund	Debt	Moderate	7.31%	3	₹34,735.39
SBI Nifty Index Fund	Other	Very High	7.68%	3	₹11,816.32
SBI Corporate Bond Fund	Debt	Moderately Low	7.39%	3	₹24,141.78
SBI Equity Minimum Variance	Equity	Very High	2.55%	0	₹221.49
SBI Constant Maturity 10- Year Gilt Fund	Debt	Moderate	5.69%	0	₹1,843.22
SBI Short Horizon Debt - Short Term	Debt	Moderate	7.52%	3	₹17,397.02
SBI Banking and PSU Fund	Debt	Moderate	7.19%	3	₹4,167.58
SBI Ultra Short Duration Fund	Debt	Moderately Low	6.99%	2	₹14,359.34
SBI Arbitrage Opportunities Fund	Hybrid	Low	6.97%	4	₹41,713.82
SBI Gilt Fund	Debt	Moderate	4.25%	4	₹10,697.48
SBI Long Term Advantage Fund - Series VI	Equity	Moderately High	0.93%	0	₹270.39
SBI Medium Duration Fund	Debt	Moderately High	7.31%	3	₹6,849.19
SBI Long Term Advantage Fund - Series V	Equity	Moderately High	11.84%	0	₹377.32
SBI Medium to Long Duration Fund	Debt	Moderate	5.5%	4	₹2,088.46
SBI Long Term Advantage Fund - Series III	Equity	Moderately High	0.26%	0	₹67.68
SBI Long Term Advantage Fund - Series IV	Equity	Moderately High	6.17%	0	₹212.43
SBI Credit Risk Fund	Debt	Moderately High	8.07%	3	₹2,172.38
SBI Dynamic Bond Fund	Debt	Moderate	5.81%	3	₹4,359.42
SBI Equity Savings Fund	Hybrid	Moderately High	7.63%	3	₹5,918.68
SBI Large Cap Fund	Equity	Very High	8.51%	4	₹55,879.13
SBI Equity Hybrid Fund	Hybrid	Very High	9.46%	3	₹82,846.63
SBI Flexi Cap Fund	Equity	Very High	4.47%	3	₹23,684.83
SBI Conservative Hybrid Fund	Hybrid	High	6.83%	4	₹9,830.01
SBI Focused Fund	Equity	Very High	12.72%	4	₹43,173.02
SBI Small Cap Fund	Equity	Very High	-2.88%	2	₹36,268.45
SBI Multi Asset Allocation Fund	Hybrid	Very High	19.81%	4	₹13,815.59
SBI Midcap Fund	Equity	Very High	0.81%	3	₹23,314.80
SBI Healthcare Opportunities Fund	Equity	Very High	-1.11%	5	₹3,989.42
SBI MNC Fund	Equity	Very High	-3.68%	0	₹5,828.60
SBI ELSS Tax Saver Fund	Equity	Very High	6.49%	5	₹32,608.80
SBI Children Fund - Savings Plan	Solution Oriented	Moderately High	4.33%	5	₹132.28
SBI Banking & Financial Services Fund	Equity	Very High	21.58%	4	₹10,105.98
SBI Consumption Opportunities Fund	Equity	Very High	-5.81%	4	₹3,162.33
SBI ESG Exclusionary Strategy Fund	Equity	Very High	5.09%	0	₹5,706.67
SBI Large & Midcap Fund	Equity	Very High	12.48%	4	₹37,443.21
SBI Contra Fund	Equity	Very High	6.57%	5	₹49,967.08
SBI Technology Opportunities Fund	Equity	Very High	2.86%	0	₹5,229.32
SBI Infrastructure Fund-Series	Equity	Very High	-0.88%	3	₹4,727.10
SBI Comma Fund	Equity	Very High	16.25%	0	₹862.98
SBI PSU Fund	Equity	Very High	16.55%	0	₹5,816.55
SBI US Specific Equity Active FoF	Other	Very High	31.21%	0	₹1,096.86
SBI CRISIL IBX Gilt Index-June 2036 Fund	Other	Moderate	5.9%	0	₹2,726.00
SBI Dividend Yield Fund	Equity	Very High	6.25%	0	₹9,101.64
SBI Retirement Benefit Fund-Aggrs Hyb Plan	Solution Oriented	Very High	6.26%	3	₹1,696.70
SBI BSE Sensex Index Fund	Other	Very High	6.21%	0	₹303.80
SBI Innovative Opportunities Fund	Equity	Very High	-1.96%	0	₹5,977.81
SBI Nifty200 Quality 30 Index Fund	Other	Very High	0%	0	₹308.88
SBI Income Plus Arbitrage Active FOF	Other	Moderately Low	0%	0	₹2,214.27
SBI Nifty100 Low Volatility 30 Index Fund	Other	Very High	0%	0	₹68.06
SBI CRISIL IBX Gilt Index-April 2029 Fund	Other	Moderate	8.02%	0	₹2,036.66
SBI Long Duration Fund	Debt	Moderate	2.45%	0	₹1,908.06
SBI Nifty Bank Index Fund	Other	Very High	0%	0	₹141.59
SBI Balanced Advantage Fund	Hybrid	Very High	9.59%	5	₹39,914.31
SBI Nifty India Consumption Index Fund	Other	Very High	3.14%	0	₹309.48
SBI Multicap Fund	Equity	Very High	2.62%	3	₹23,724.05
SBI Retirement Benefit Fund-Aggressive Plan (G)	Solution Oriented	Very High	3.57%	3	₹3,161.99
SBI Nifty IT Index Fund	Other	Very High	0%	0	₹76.34
SBI Nifty200 Momentum 30 Index Fund	Other	Very High	0%	0	₹110.17
SBI CPSE Bond Plus SDL Sep 2026 50:50 Index Fund	Other	Moderately Low	7.29%	0	₹7,801.00
SBI Retirement Benefit Fund-Conser Hyb Plan	Solution Oriented	High	3.87%	2	₹283.28
SBI Floating Rate Debt Fund	Debt	Moderately Low	7.07%	3	₹739.57
SBI Energy Opportunities Fund	Equity	Very High	7.19%	0	₹9,128.58
SBI Children's Fund - Investment Plan	Solution Oriented	Very High	8.95%	5	₹5,066.03
SBI BSE PSU Bank Index Fund	Other	Very High	0%	0	₹162.36
SBI Nifty50 Equal Weight Index Fund	Other	Very High	10.36%	0	₹1,028.04
SBI Nifty Midcap 150 Index Fund	Other	Very High	7.2%	3	₹973.89
SBI Retirement Benefit Fund-Conservative Plan	Solution Oriented	Moderately High	4.16%	3	₹173.36
SBI Dynamic Asset Allocation Active FoF	Other	High	0%	0	₹2,357.35
SBI Nifty Next 50 Index Fund	Other	Very High	6.79%	2	₹1,832.14
SBI Silver ETF Fund of Fund	Other	Very High	140.02%	0	₹2,763.06
SBI Nifty 500 Index Fund	Other	Very High	6.46%	0	₹829.60
SBI Nifty Smallcap 250 Index Fund	Other	Very High	-2.14%	3	₹1,509.11
SBI CRISIL IBX SDL Index-September 2027 Fund	Other	Moderate	7.61%	0	₹991.29
SBI Automotive Opportunities Fund	Equity	Very High	19.07%	0	₹5,382.56
SBI Quant Fund	Equity	Very High	10.78%	0	₹3,629.99

News

SBI Mutual Fund announces change in fund manager under its schemes

SBI Mutual Fund has announced change in fund manager under the following schemes, With effect from 01 January 2026.

Change in Fund Manager:

Scheme Name	Existing Fund Manager(s)	New Fund Manager(s)
SBI ELSS Tax Saver Fund	Mr. Dinesh Balachandran	Mr. Milind Agrawal
SBI Dividend Yield Fund	Mr. Rohit Shimpi	Mr. Nidhi Chawla

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SBI Mutual Fund announces change in scheme name

SBI Mutual Fund has announced change in scheme name under the following schemes, With effect from 15 December 2025.

Change in the name of the Scheme:

Existing Scheme(s) Name	Revised Scheme(s) Name
SBI Magnum Medium Duration Fund	SBI Medium Duration Fund
SBI Magnum Ultra Short Duration Fund	SBI Ultra Short Duration Fund
SBI Magnum Constant Maturity Fund	SBI Constant Maturity 10- Year Gilt Fund
SBI Magnum Income Fund	SBI Medium to Long Duration Fund
SBI Magnum Gilt Fund	SBI Gilt Fund
SBI Magnum Low Duration Fund	SBI Low Duration Fund
SBI Magnum Children's Benefit Fund - IP	SBI Children's Fund - Investment Plan
SBI Magnum Children's Benefit Fund - Savings Plan	SBI Children's Fund - Savings Plan

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SBI Mutual Fund announces change in Key Personnel
SBI Mutual Fund has announced the Ms. Sanjay Prakash have been appointed as an Independent Director on the board of SBI Asset Management (India) Pvt. Ltd. (SBIFML) effective October 23, 2025.
Details of Mr. Sanjay Prakash
Age: 61 years
Designation: Independent Director
Qualification: B.A. Ecnomics (Hons): Advanced Management Program (AMP) from Harvard Business School
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Fund House Details & Investment Objective

Date of Incorporation

1 January 2013

Total AUM (Cr)

₹13815.59

SBI Multi Asset Allocation Fund - Direct (G) is an Multi Asset Allocation-oriented fund from the renowned AMC, SBI Mutual Fund. Launched in 1 January 2013, this fund is managed by Dinesh Balachandran. With assets under management (AUM) worth ₹13,815.59 (Cr), as of 3 February 2026, SBI Multi Asset Allocation Fund - Direct (G) is categorized as a Multi Asset Allocation within its segment. The fund has generated a return of 12.75% since its launch.
The current NAV of SBI Multi Asset Allocation Fund - Direct (G) is ₹74.02, as on 3 February 2026. The fund's benchmark index is 45% S&P BSE 500 TRI+40% Crisil Composite Bond Fund Index+10% Domestic Prices of Gold+5% Domestic Prices of silver. You can invest in SBI Multi Asset Allocation Fund - Direct (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 19.99% and 15.73% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 44.35% in Equity, 43.31% in Debt and 12.34% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 41.33% in Debt, 10.96% in Others, 9.54% in Banks, 3.59% in Petroleum Products, 3.43% in IT-Software