Can I invest in SIP and Lumpsum in WhiteOak Capital Multi Asset Allocation-Dir (G) Direct Growth?

Yes, you can invest both lumpsum and SIP in WhiteOak Capital Multi Asset Allocation-Dir (G). Minimum lumpsum investment WhiteOak Capital Multi Asset Allocation-Dir (G) is ₹500 and minimum SIP amount is ₹100 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

Which are the biggest stock holdings of WhiteOak Capital Multi Asset Allocation-Dir (G)?

The 5 biggest stock holdings of WhiteOak Capital Multi Asset Allocation-Dir (G) are: ICICI Bank (4.08%), HDFC Bank (3.75%), Bharti Airtel (2.76%), UPL PP (2.13%), IRB InvIT Fund (1.67%)

What are the top sectors WhiteOak Capital Multi Asset Allocation-Dir (G) invests in?

A majority of WhiteOak Capital Multi Asset Allocation-Dir (G) 's AUM worth ₹2,585.54 (Cr) is invested in these 3 top sectors: Debt : 39.14% Banks : 12.37% Others : 7.17%

Mutual Funds
AMC
WhiteOak Capital Multi Asset Allocation-Dir (G)

WhiteOak Capital Multi Asset Allocation-Dir (G)

Q: What is the NAV of WhiteOak Capital Multi Asset Allocation-Dir (G) Direct Growth?

The latest NAV ( Net Asset Value ) of WhiteOak Capital Multi Asset Allocation-Dir (G) is WhiteOak Capital Multi Asset Allocation-Dir (G) is ₹14.57 as on 2025-07-30.

Multi Asset Allocation

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NAV
14.57(0.08%)
Fund Size (CR)
₹2,585.54
Expense Ratio
0.48
Scheme Type
Active Fund
Value Research

Min. investment
₹500
Minimum Additional Investment
₹500
Minimum SIP Investment
₹100
Minimum Withdrawal
₹500
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0%
Return Since Launch
18.67%

Absolute Return: 4.38%

Annualized Return: 0%

Basic Details

Scheme Manager

Ramesh Mantri

Bench Mark

BSE 500 TRI (35%) + CRISIL Short Term Bond Index (45%) + Domestic prices of Gold (19%) + Domestic prices of Silver (1%)

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	23 July 2025	9942.69	-0.57%	-	-0.95%	15/114
1 Month	30 June 2025	10065.61	0.66%	-	-0.06%	9/114
3 Month	30 April 2025	10412.23	4.12%	-	4.69%	73/110
6 Month	30 January 2025	10962.02	9.62%	-	8.97%	43/106
1 Year	30 July 2024	11690.06	16.90%	16.90%	6.86%	1/96
3 Year	-	-	0%	-	16.99%	-/-
5 Year	-	-	0%	-	18.35%	-/-
Since Inception	19 May 2023	14574.00	45.74%	18.67%	13.29%	12/114

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 August 2024	1,20,000	130659.55	8.88%	8.88%
3 Year	-	-	-	-	-
5 Year	-	-	-	-	-
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

1.20%

Standard Deviation

0.28%

Beta

2.77%

Sharpe Ratio

0.15%

Treynor's Ratio

9.13%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
ICICI Bank	4.08%	730072	105.55	Equity	Banks
HDFC Bank	3.75%	484920	97.06	Equity	Banks
Bharti Airtel	2.76%	354786	71.30	Equity	Telecomm-Service
UPL PP	2.13%	1280475	55.14	Equity	Agro Chemicals
IRB InvIT Fund	1.67%	7025117	43.23	Equity	Infrastructure Investment Trusts
Biocon	1.61%	1172608	41.71	Equity	Pharmaceuticals
HDFC Life Insur.	1.07%	338720	27.58	Equity	Insurance
M & M	1.04%	84559	26.92	Equity	Automobile
Reliance Industr	1.01%	173655	26.06	Equity	Refineries
TCS	0.87%	65056	22.52	Equity	IT - Software

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
WhiteOak Capital Multi Asset Allocation-Dir (G)	2585.54	0.66%	4.12%	9.62%	16.90%	-
DSP Multi Asset Allocation Fund - Direct (G)	3377.03	0.57%	5.91%	11.43%	13.90%	-
DSP Multi Asset Allocation Fund - Direct (IDCW)	3377.03	0.57%	5.91%	11.43%	13.90%	-
Mirae Asset Multi Asset Allocation Fund-Dir (G)	2091.65	0.02%	5.06%	10.52%	11.10%	-
Mirae Asset Multi Asset Allocation Fund-Dir (IDCW)	2091.65	0.02%	5.05%	10.51%	11.08%	-
Nippon India Multi Asset Allocation Fund-Dir (G)	6367.91	0.20%	5.62%	11.12%	10.52%	19.81%

List of Schemes under WhiteOak Capital Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
WhiteOak Capital Multi Asset Allocation Fund	Hybrid	Very High	16.9%	0	₹2,585.54
WhiteOak Capital Arbitrage Fund	Hybrid	Low	0%	0	₹552.90
WhiteOak Capital Digital Bharat Fund	Equity	Very High	0%	0	₹359.56
WhiteOak Capital ESG Best-In-Class Strategy Fund	Equity	Very High	0%	0	₹67.01
WhiteOak Capital Pharma and Healthcare Fund	Equity	Very High	26.96%	0	₹364.10
WhiteOak Capital Mid Cap Fund	Equity	Very High	7.16%	0	₹3,454.23
WhiteOak Capital Banking & Financial Services Fund	Equity	Very High	14.56%	0	₹448.02
WhiteOak Capital Balanced Advantage Fund	Hybrid	Very High	9.08%	0	₹1,654.01
WhiteOak Capital Large Cap Fund	Equity	Very High	5.32%	0	₹981.71
WhiteOak Capital Balanced Hybrid Fund	Hybrid	High	6.74%	0	₹195.15
WhiteOak Capital Ultra Short Duration Fund	Debt	Low	7.55%	3	₹517.87
WhiteOak Capital Equity Savings Fund	Hybrid	Moderately High	0%	0	₹102.24
WhiteOak Capital Liquid Fund	Debt	Low	7.04%	2	₹595.02
WhiteOak Capital Quality Equity Fund	Equity	Very High	0%	0	₹543.09
WhiteOak Capital Large & Mid Cap Fund	Equity	Very High	6.1%	0	₹1,775.78
WhiteOak Capital ELSS Tax Saver Fund	Equity	Very High	8.43%	0	₹405.80
WhiteOak Capital Flexi Cap Fund	Equity	Very High	6.47%	0	₹5,446.05
WhiteOak Capital Special Opportunities Fund	Equity	Very High	13.02%	0	₹1,041.66
WhiteOak Capital Multi Cap Fund	Equity	Very High	8.5%	0	₹2,065.13

News

WhiteOak Capital Mutual Fund announces change in Key Personnel
WhiteOak Capital Mutual Fund has announced that Mr. Siddhartha Chaturvedi has been appointed as a Chief Information Security Officer on the Board of the Trustee Company with effect from July 01, 2025.
Details of Mr. Siddhartha Chaturvedi
Age: 43
Designation: Chief Information Security Officer
Qualification : B.Tech. ' Information Technology, CISA, CEH, CND, CCNA (S & R), CCNA (Security), ITIL Foundation, RBI Certified Cyber Security Professional (Under AVTU) Mission, ISEA Certified Cyber Hygiene Practitioner from MeITY
Experience: 16
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WhiteOak Capital Mutual Fund announces change in fund manager under its schemes

WhiteOak Capital Mutual Fund has announced change in fund manager under the following schemes, with effect from 20 May 2025.

Change in Fund Manager:

Name of the Scheme	Existing Fund Manager(s)	Revised Fund Manager(s)
WhiteOak Capital Special Opportunities Fund	' Mr. Dheeresh Pathak (Equity) ' Ms. Trupti Agrawal (Equity) ' Mr. Piyush Baranwal (Debt) ' Mr. Ashish Agrawal (Arbitrage)	' Mr. Dheeresh Pathak (Equity) ' Ms. Trupti Agrawal (Equity) ' Mr. Piyush Baranwal (Debt) ' Mr. Ashish Agrawal (Arbitrage) ' Mr. Ramesh Mantri (Equity) (Addition)
WhiteOak Capital Pharma and Healthcare Fund	' Mr. Ramesh Mantri (Equity) ' Mr. Dheeresh Pathak (Equity) ' Mr. Piyush Baranwal (Debt) ' Mr. Ashish Agrawal (Arbitrage)	' Mr. Ramesh Mantri (Equity) ' Mr. Dheeresh Pathak (Equity) ' Mr. Piyush Baranwal (Debt) ' Mr. Ashish Agrawal (Arbitrage) ' Ms. Trupti Agrawal (Equity) (Addition)
WhiteOak Capital Multi Asset Allocation Fund	' Mr. Ramesh Mantri (Equity) ' Mr. Dheeresh Pathak (Equity) ' Mr. Piyush Baranwal (Debt) ' Mr. Ashish Agrawal (Arbitrage)	' Mr. Ramesh Mantri (Equity) ' Mr. Dheeresh Pathak (Equity) ' Mr. Piyush Baranwal (Debt) ' Mr. Ashish Agrawal (Arbitrage) ' Ms. Trupti Agrawal (Equity) (Addition)

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Fund House Details & Investment Objective

Date of Incorporation

3 May 2023

Total AUM (Cr)

₹2585.54

WhiteOak Capital Multi Asset Allocation-Dir (G) is an Multi Asset Allocation-oriented fund from the renowned AMC, WhiteOak Capital Mutual Fund. Launched in 3 May 2023, this fund is managed by Ramesh Mantri. With assets under management (AUM) worth ₹2,585.54 (Cr), as of 30 July 2025, WhiteOak Capital Multi Asset Allocation-Dir (G) is categorized as a Multi Asset Allocation within its segment. The fund has generated a return of 18.67% since its launch.
The current NAV of WhiteOak Capital Multi Asset Allocation-Dir (G) is ₹14.57, as on 30 July 2025. The fund's benchmark index is BSE 500 TRI (35%) + CRISIL Short Term Bond Index (45%) + Domestic prices of Gold (19%) + Domestic prices of Silver (1%). You can invest in WhiteOak Capital Multi Asset Allocation-Dir (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹500.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Nil Exit load - for 10% of the units purchased or switched-in on or before 30 days from the date of allotment. 1.00% - if Units are redeemed/switched-out on or before 30 days from the date of allotment Nil - if redeemed after 30 days from the date of allotment The fund has generated undefined% and undefined% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 44.49% in Equity, 41.97% in Debt and 13.54% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 39.14% in Debt, 12.37% in Banks, 7.17% in Others, 3.29% in Cash & Others, 2.49% in IT-Software

FAQs

How to Invest in WhiteOak Capital Multi Asset Allocation-Dir (G) Direct Growth?

WhiteOak Capital Multi Asset Allocation-Dir (G) is a popular fund in the Multi Asset Allocation segment. The fund has generated a return of 18.67% since inception. Looking to invest in WhiteOak Capital Multi Asset Allocation-Dir (G) How about earning 1% extra return? All this is possible with m.Stock! Investing in WhiteOak Capital Multi Asset Allocation-Dir (G) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, WhiteOak Capital Multi Asset Allocation-Dir (G)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in WhiteOak Capital Multi Asset Allocation-Dir (G) today and reap the benefits of this Multi Asset Allocation fund!

How much returns has WhiteOak Capital Multi Asset Allocation-Dir (G) Direct Growth generated?

In the short term, i.e., 1 year, WhiteOak Capital Multi Asset Allocation-Dir (G) has generated annualised return of 16.90%. In the long-term, the fund has generated undefined% and - in 3 and 5 years respectively. Since its inception, the fund has generated 18.67% returns.

What is the expense ratio of WhiteOak Capital Multi Asset Allocation-Dir (G) Direct Growth?

The expense ratio of WhiteOak Capital Multi Asset Allocation-Dir (G) Direct Growth is 0.48%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of WhiteOak Capital Multi Asset Allocation-Dir (G) Fund Direct Growth?

The Assets Under Management (AUM) of WhiteOak Capital Multi Asset Allocation-Dir (G) is ₹2,585.54 (Cr) as of 2025-07-30 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from WhiteOak Capital Multi Asset Allocation-Dir (G) Direct Growth?

Redeeming or selling units of WhiteOak Capital Multi Asset Allocation-Dir (G) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from WhiteOak Capital Multi Asset Allocation-Dir (G):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case WhiteOak Capital Multi Asset Allocation-Dir (G)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).