Mutual Funds
AMC
Nippon India Multi Asset Allocation Fund-Dir (IDCW)

Nippon India Multi Asset Allocation Fund-Dir (IDCW)

NAV
25.67(-3.16%)
Fund Size (CR)
₹10,661.23
Expense Ratio
0.26
Scheme Type
Active Fund
Value Research
-

Min. investment
₹5,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹100
Minimum Withdrawal
₹100
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0%
Return Since Launch
19.80%

Absolute Return: 2.71%

Annualized Return: 0%

1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment

Basic Details

Scheme Manager

Vikram Dhawan

Bench Mark

50% of BSE 500 TRI,20% of MSCI World Index TRI,15% of CRISIL Short Term Bond Index,10% of Domestic prices of Gold & 5% of Domestic prices of Silver

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	23 January 2026	10217.08	2.17%	-	-0.79%	5/132
1 Month	30 December 2025	10398.10	3.98%	-	-0.48%	6/132
3 Month	30 October 2025	10678.58	6.79%	-	3.60%	11/124
6 Month	30 July 2025	11473.79	14.74%	-	10.40%	13/116
1 Year	30 January 2025	12736.66	27.37%	27.37%	18.83%	6/104
3 Year	30 January 2023	18923.07	89.23%	23.66%	19.07%	4/46
5 Year	29 January 2021	24297.00	142.97%	19.41%	17.18%	10/38
Since Inception	28 August 2020	26662.80	166.63%	19.80%	13.98%	13/132

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	3 February 2025	1,30,000	144896.09	11.46%	11.46%
3 Year	1 March 2023	3,60,000	481190.50	33.66%	10.16%
5 Year	1 March 2021	6,00,000	955988.20	59.33%	9.76%
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Minimum value allowed is 500

Expected Returns Rate (%)

Minimum value allowed is 1

Time Period (in Years)

Minimum value allowed is 1

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

2.12%

Standard Deviation

0.59%

Beta

2.03%

Sharpe Ratio

0.10%

Treynor's Ratio

11.24%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	2.85%	3063057	303.61	Equity	Banks
Reliance Industr	2.81%	1909440	299.86	Equity	Refineries
ICICI Bank	2.53%	2005688	269.34	Equity	Banks
SBI	2.01%	2182318	214.35	Equity	Banks
Infosys	1.89%	1244081	200.97	Equity	IT - Software
Axis Bank	1.28%	1075798	136.56	Equity	Banks
Bharti Airtel	1.24%	626418	131.90	Equity	Telecom-Service
M & M	1.13%	325000	120.55	Equity	Automobile
Kotak Mah. Bank	1.03%	500000	110.06	Equity	Banks
Larsen & Toubro	0.96%	250000	102.09	Equity	Infrastructure Developers & Operators

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Nippon India Multi Asset Allocation Fund-Dir (IDCW)	10661.23	3.98%	6.79%	14.74%	27.37%	23.66%
DSP Multi Asset Allocation Fund - Direct (G)	6440.17	5.70%	9.91%	19.14%	32.85%	-
DSP Multi Asset Allocation Fund - Direct (IDCW)	6440.17	5.70%	9.91%	19.14%	32.85%	-
Nippon India Multi Asset Allocation Fund-Dir (G)	10661.23	3.98%	6.79%	14.74%	27.37%	23.67%
Aditya Birla SL Multi Asset Allocation Fund-Dir (IDCW)	5588.55	1.67%	8.02%	15.51%	24.90%	20.75%
Quant Multi Asset Allocation Fund - Direct (G)	4434.35	1.32%	6.67%	15.21%	24.38%	24.68%

List of Schemes under Nippon India Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
Nippon India Arbitrage Fund	Hybrid	Low	6.9%	3	₹16,393.17
Nippon India Banking&Financial Services	Equity	Very High	17.96%	5	₹7,778.04
Nippon India Power & Infra Fund	Equity	Very High	3.06%	3	₹7,116.54
Nippon India Dynamic Bond Fund	Debt	Moderate	6.69%	4	₹4,352.77
Nippon India Multi Cap Fund	Equity	Very High	6.33%	5	₹50,352.17
Nippon India Floater Fund	Debt	Moderately Low	7.65%	3	₹8,454.75
Nippon India Gilt Fund	Debt	Moderately Low	3%	3	₹1,843.13
Nippon India Gold Savings Fund	Other	High	76.67%	1	₹5,301.24
Nippon India Growth Mid Cap Fund	Equity	Very High	10.04%	4	₹42,124.50
Nippon India Index Fund - Nifty 50 Plan	Other	Very High	7.83%	3	₹3,061.39
Nippon India Index Fund - BSE Sensex Plan	Other	Very High	6.38%	2	₹991.57
Nippon India Money Market Fund	Debt	Moderate	7.33%	4	₹21,241.30
Nippon India Focused Fund	Equity	Very High	9.27%	3	₹8,789.81
Nippon India Corporate Bond Fund	Debt	Moderate	7.41%	4	₹9,731.89
Nippon India Low Duration Fund	Debt	Moderately Low	7.5%	3	₹11,509.78
Nippon India Conservative Hybrid Fund	Hybrid	Very High	9.85%	5	₹934.34
Nippon India Balanced Advantage Fund	Hybrid	Very High	7.37%	4	₹9,724.68
Nippon India Pharma Fund	Equity	Very High	1.91%	3	₹8,264.71
Nippon India Quant Fund	Equity	Very High	9.99%	0	₹109.99
Nippon India Aggressive Hybrid Fund	Hybrid	High	8.22%	4	₹4,102.00
Nippon India Credit Risk Fund	Debt	High	9.27%	5	₹1,020.44
Nippon India Value Fund	Equity	Very High	6.73%	4	₹9,153.07
Nippon India Short Duration Fund	Debt	Moderate	7.82%	4	₹9,481.41
Nippon India Small Cap Fund	Equity	Very High	0.08%	4	₹68,287.15
Nippon India ELSS Tax Saver Fund	Equity	Very High	8.65%	3	₹15,260.29
Nippon India Large Cap Fund	Equity	Very High	9.01%	5	₹50,875.69
Nippon India Vision Large & Mid Cap Fund	Equity	Very High	6.84%	4	₹6,896.30
Nippon India Medium to Long Duration Fund	Debt	Moderately Low	4.69%	3	₹386.83
Nippon India Liquid Fund	Debt	Moderately Low	6.48%	4	₹28,727.35
Nippon India Consumption Fund	Equity	Very High	-1.43%	4	₹2,760.95
Nippon India Ultra Short Duration Fund	Debt	Moderate	7.38%	4	₹11,093.14
Nippon India Gilt Fund	Debt	Moderately Low	3%	0	₹1,843.13
Nippon India Interval Fund - Quarterly - Series II	Debt	Moderate	6.01%	0	₹14.61
Nippon India Interval Fund-Annual-Sr.I	Debt	Moderately Low	7.05%	0	₹3.06
Nippon India Gilt Fund	Debt	Moderately Low	3%	3	₹1,843.13
Nippon India Medium Duration Fund	Debt	Very High	9.52%	4	₹138.11
Nippon India Japan Equity Fund	Equity	Very High	23.24%	0	₹268.70
Nippon India Retirement Fund-WC	Solution Oriented	Very High	5.33%	3	₹3,194.00
Nippon India Retirement Fund-IG	Solution Oriented	Moderately High	3.24%	2	₹146.75
Nippon India Banking and PSU Fund	Debt	Moderate	6.84%	3	₹5,443.55
Nippon India Equity Savings Fund	Hybrid	Moderately Low	7.03%	2	₹919.53
Nippon India US Equity Opportunities Fund	Equity	Very High	7.78%	0	₹731.28
Nippon India Nivesh Lakshya Long Duration Fund	Debt	Moderate	2.48%	0	₹8,930.27
Nippon India Overnight Fund	Debt	Low	5.72%	4	₹7,611.87
Nippon India Nifty Next 50 Junior BeES FoF	Other	Very High	6.39%	2	₹647.11
Nippon India Multi Asset Allocation Fund	Hybrid	Very High	27.37%	4	₹10,661.23
Nippon India Nifty Smallcap 250 Index Fund	Other	Very High	-2.58%	2	₹2,681.50
Nippon India Diversified Equity Flexicap Passive FoF	Other	Very High	6.03%	2	₹234.81
Nippon India Multi - Asset Omni FoF	Other	Very High	16.96%	5	₹1,885.65
Nippon India Nifty 50 Value 20 Index Fund	Other	Very High	0.25%	1	₹1,051.25
Nippon India Nifty Midcap 150 Index Fund	Other	Very High	7.26%	3	₹2,152.91
Nippon India Flexi Cap Fund	Equity	Very High	4.51%	3	₹9,592.05
Nippon India Taiwan Equity Fund	Equity	Very High	0%	0	₹427.47
Nippon India Silver ETF FOF	Other	Very High	159.19%	0	₹3,705.75
Nippon India Nifty AAA CPSE Bond Plus SDL-Apr2027 Maturity 60:40 IF	Other	Moderately Low	7.48%	0	₹3,135.78
Nippon India Nifty Alpha Low Volatility 30 IF	Other	Very High	-0.03%	2	₹1,403.78
Nippon India Nifty AAA PSU Bond Plus SDL-Sep2026 Maturity 50:50 IF	Other	Moderately Low	7.29%	0	₹386.22
Nippon India Nifty SDL Plus G-Sec-Jun2028 Maturity 70:30 IF	Other	Moderate	7.75%	0	₹336.09
Nippon India Nifty G-Sec-Sep2027 Maturity Index Fund	Other	Moderate	7.64%	0	₹404.76
Nippon India Nifty G-Sec-Jun2036 Maturity Index Fund	Other	Moderate	6.07%	0	₹883.24
Nippon India Nifty SDL Plus G-Sec-Jun2029 Maturity 70:30 IF	Other	Moderate	7.81%	0	₹318.81
Nippon India Nifty G-Sec-Oct2028 Maturity Index Fund	Other	Moderate	8.13%	0	₹136.24
Nippon India Innovation Fund	Equity	Very High	5.75%	0	₹2,856.29
Nippon India Nifty Bank Index Fund	Other	Very High	18.76%	0	₹183.51
Nippon India Nifty IT Index Fund	Other	Very High	-8.86%	0	₹208.47
Nippon India Nifty 500 Equal Weight Index Fund	Other	Very High	1.33%	0	₹424.83
Nippon India Nifty 500 Momentum 50 Index Fund	Other	Very High	-0.35%	0	₹1,077.24
Nippon India CRISIL-IBX AAA Financial Services-Dec 2026 Index Fund	Other	Moderately Low	7.63%	0	₹98.86
Nippon India CRISIL-IBX AAA Financial Services-Jan 2028 Index Fund	Other	Moderate	8.03%	0	₹86.37
Nippon India Nifty Realty Index Fund	Other	Very High	-15.65%	0	₹31.35
Nippon India Nifty Auto Index Fund	Other	Very High	17.44%	0	₹40.46
Nippon India Active Momentum Fund	Equity	Very High	0%	0	₹326.02
Nippon India Nifty 500 Quality 50 Index Fund	Other	Very High	0%	0	₹41.93
Nippon India Nifty 500 Low Volatility 50 Index Fund	Other	Very High	0%	0	₹17.91
Nippon India BSE Sensex Next 30 Index Fund	Other	Very High	0%	0	₹38.22
Nippon India Income Plus Arbitrage Active FOF	Other	Moderate	0%	0	₹809.99
Nippon India MNC Fund	Equity	Very High	0%	0	₹440.65
Nippon India Nifty India Manufacturing Index Fund	Other	Very High	0%	0	₹38.08

News

Nippon MF announces Income Distribution cum Capital Withdrawal (IDCW) under two schemes
Nippon India Mutual Fund has announced 05 February 2026 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) option under the following schemes. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
Nippon India Pharma Fund:
Regular Plan ' IDCW: 8.5000
Direct Plan ' IDCW: 12.0000
Nippon India Focused Fund:
Regular Plan ' IDCW: 2.5000
Direct Plan ' IDCW: 3.5000
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Nippon India Mutual Fund announces Income Distribution cum Capital Withdrawal (IDCW) under two schemes
Nippon India Mutual Fund has announced 29 January 2026 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) under the following schemes. The amount of distribution (Rs per unit) on the face value of Rs 10 per unit will be:
Nippon India Power & Infra Fund ' Regular Plan ' IDCW Option: 4.50
Nippon India Power & Infra Fund ' Direct Plan ' IDCW Option: 5.00
Nippon India Retirement Fund - Wealth Creation Scheme ' Regular Plan ' IDCW Option & Direct Plan ' IDCW Option: 1.50 each.
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Nippon India MF announces Income Distribution cum Capital Withdrawal (IDCW) under two schemes
Nippon India Mutual Fund has announced 22 January 2026 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) option under the following schemes. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
Nippon India Small Cap Fund:
Regular Plan ' IDCW: 2.00
Direct Plan ' IDCW: 3.00
Nippon India Banking & Financial Services Fund:
Regular Plan ' IDCW: 5.50
Direct Plan ' IDCW: 8.00
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Fund House Details & Investment Objective

Date of Incorporation

7 August 2020

Total AUM (Cr)

₹10661.23

Nippon India Multi Asset Allocation Fund-Dir (IDCW) is an Multi Asset Allocation-oriented fund from the renowned AMC, Nippon India Mutual Fund. Launched in 7 August 2020, this fund is managed by Vikram Dhawan. With assets under management (AUM) worth ₹10,661.23 (Cr), as of 2 February 2026, Nippon India Multi Asset Allocation Fund-Dir (IDCW) is categorized as a Multi Asset Allocation within its segment. The fund has generated a return of 19.80% since its launch.
The current NAV of Nippon India Multi Asset Allocation Fund-Dir (IDCW) is ₹25.67, as on 2 February 2026. The fund's benchmark index is 50% of BSE 500 TRI,20% of MSCI World Index TRI,15% of CRISIL Short Term Bond Index,10% of Domestic prices of Gold & 5% of Domestic prices of Silver. You can invest in Nippon India Multi Asset Allocation Fund-Dir (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 23.66% and 19.41% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 53.15% in Equity, 25.34% in Debt and 21.52% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 23.21% in Debt, 21.08% in Others, 12.04% in Banks, 3.89% in IT-Software, 3.79% in Finance