Mutual Funds
AMC
Bajaj Finserv Balanced Advantage Fund - Dir (IDCW)

Bajaj Finserv Balanced Advantage Fund - Dir (IDCW)

Dynamic Asset Allocation or Balanced Advantage

NAV
12.15(0.23%)
Fund Size (CR)
₹1,279.49
Expense Ratio
0.56
Scheme Type
Active Fund
Value Research

Min. investment
₹500
Minimum Additional Investment
₹100
Minimum SIP Investment
₹500
Minimum Withdrawal
₹500
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0%
Return Since Launch
10.26%

Absolute Return: 5.56%

Annualized Return: 0%

1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment

Basic Details

Scheme Manager

Nimesh Chandan

Bench Mark

Nifty 50 Hybrid Composite Debt 50:50 Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	26 November 2025	9936.07	-0.64%	-	-0.60%	85/147
1 Month	3 November 2025	10065.60	0.66%	-	-0.05%	12/147
3 Month	3 September 2025	10550.04	5.50%	-	2.58%	2/147
6 Month	3 June 2025	10594.30	5.94%	-	3.68%	14/147
1 Year	3 December 2024	10733.13	7.33%	7.33%	3.87%	23/145
3 Year	-	-	-	-	-	-/-
5 Year	-	-	-	-	-	-/-
Since Inception	15 December 2023	12122.00	21.22%	10.26%	10.13%	83/147

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 January 2025	1,20,000	128573.94	7.14%	7.14%
3 Year	-	-	-	-	-
5 Year	-	-	-	-	-
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Minimum value allowed is 500

Expected Returns Rate (%)

Minimum value allowed is 1

Time Period (in Years)

Minimum value allowed is 1

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

2.65%

Standard Deviation

0.79%

Beta

0.42%

Sharpe Ratio

0.02%

Treynor's Ratio

1.42%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	7.69%	1032767	101.97	Equity	Banks
Reliance Industr	5.02%	447806	66.56	Equity	Refineries
Infosys	4.85%	433492	64.26	Equity	IT - Software
SBI	4.09%	578730	54.23	Equity	Banks
Larsen & Toubro	3.67%	120620	48.62	Equity	Infrastructure Developers & Operators
Divi's Lab.	3.37%	66241	44.63	Equity	Pharmaceuticals
Bharti Airtel	3.01%	194195	39.90	Equity	Telecom-Service
ICICI Bank	2.87%	282312	37.98	Equity	Banks
Bajaj Finance	2.57%	326329	34.03	Equity	Finance
Sun Pharma.Inds.	2.53%	198542	33.57	Equity	Pharmaceuticals

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Bajaj Finserv Balanced Advantage Fund - Dir (IDCW)	1279.49	0.66%	5.50%	5.94%	7.33%	-
ICICI Pru Balanced Advantage Fund - Dir (G)	61103.40	1.28%	3.85%	6.86%	11.20%	14.02%
ICICI Pru Balanced Advantage Fund - Dir (IDCW-M)	61103.40	1.25%	3.85%	6.84%	11.18%	14.14%
ICICI Pru Balanced Advantage Fund - Dir (IDCW)	61103.40	1.28%	3.85%	6.85%	11.18%	14.02%
Aditya Birla SL Balanced Advantage Fund-Dir (G)	7560.12	0.58%	3.34%	5.12%	9.16%	13.63%
Aditya Birla SL Balanced Advantage Fund-Dir (IDCW)	7560.12	0.58%	3.34%	5.13%	9.15%	13.63%

List of Schemes under Bajaj Finserv Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
Bajaj Finserv Multi Cap Fund	Equity	Very High	0%	0	₹1,022.75
Bajaj Finserv Large Cap Fund	Equity	Very High	5.29%	0	₹1,666.14
Bajaj Finserv Large and Mid Cap Fund	Equity	Very High	4.03%	0	₹2,245.16
Bajaj Finserv Small Cap Fund	Equity	Very High	0%	0	₹1,512.36
Bajaj Finserv Consumption Fund	Equity	Very High	-3.74%	0	₹678.03
Bajaj Finserv Healthcare Fund	Equity	Very High	0%	0	₹335.88
Bajaj Finserv Banking and Financial Services Fund	Equity	Very High	0%	0	₹0.00
Bajaj Finserv ELSS Tax Saver Fund	Equity	Very High	0%	0	₹72.24
Bajaj Finserv Overnight Fund	Debt	Low	5.97%	3	₹421.02
Bajaj Finserv Liquid Fund	Debt	Moderately Low	6.65%	3	₹5,974.50
Bajaj Finserv Money Market Fund	Debt	Moderately Low	7.67%	3	₹6,054.74
Bajaj Finserv Banking and PSU Fund	Debt	Moderate	8.17%	2	₹333.58
Bajaj Finserv Gilt Fund	Debt	Moderate	0%	0	₹30.26
Bajaj Finserv Balanced Advantage Fund	Hybrid	High	7.56%	0	₹1,325.24
Bajaj Finserv Multi Asset Allocation Fund	Hybrid	Very High	15.05%	0	₹1,283.50
Bajaj Finserv Arbitrage Fund	Hybrid	Low	6.65%	0	₹1,256.94
Bajaj Finserv Equity Savings Fund	Hybrid	Moderate	0%	0	₹28.09
Bajaj Finserv Nifty Next 50 Index Fund	Other	Very High	0%	0	₹11.42
Bajaj Finserv Nifty 50 Index Fund	Other	Very High	0%	0	₹9.16
Bajaj Finserv Flexi Cap Fund	Equity	Very High	4.84%	0	₹6,034.03

News

Bajaj Finserv Mutual Fund announces change in Key Personnel
Bajaj Finserv Mutual Fund has announced the Ms. Lakshmi Iyer have been appointed as an (Associate, non-executive, non-independent and additional Director) on the board of Bajaj Finserv Mutual Fund Trustee Limited, with effect from November 04, 2025.
Details of Ms. Lakshmi Iyer
Age: 48 years
Designation: (Associate, non-executive, non-independent and additional Director)
Qualification: B. Com from R.A Podar College, Diploma in Business Management, Narsee Monjee Institute of Management Studies (NMIMS)
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Fund House Details & Investment Objective

Date of Incorporation

24 November 2023

Total AUM (Cr)

₹1325.24

Bajaj Finserv Balanced Advantage Fund - Dir (IDCW) is an Dynamic Asset Allocation or Balanced Advantage-oriented fund from the renowned AMC, Bajaj Finserv Mutual Fund. Launched in 24 November 2023, this fund is managed by Nimesh Chandan. With assets under management (AUM) worth ₹1,325.24 (Cr), as of 4 December 2025, Bajaj Finserv Balanced Advantage Fund - Dir (IDCW) is categorized as a Dynamic Asset Allocation or Balanced Advantage within its segment. The fund has generated a return of 10.26% since its launch.
The current NAV of Bajaj Finserv Balanced Advantage Fund - Dir (IDCW) is ₹12.15, as on 4 December 2025. The fund's benchmark index is Nifty 50 Hybrid Composite Debt 50:50 Index. You can invest in Bajaj Finserv Balanced Advantage Fund - Dir (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹500.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated undefined% and undefined% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 81.36% in Equity, 9.48% in Debt and 9.16% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 19.40% in Banks, 11.42% in Debt, 9.14% in Pharmaceuticals & Biotech, 8.98% in Others, 8.22% in IT-Software