Bajaj Finserv Banking and PSU Debt Fund - Reg (IDCW-M)
Banking and PSU Debt FundNAV
10.94(0.28%)Fund Size (CR)
₹315.09Expense Ratio
0.89Scheme Type
Active FundValue Research
-
Min. investment
₹1,000Minimum Additional Investment
₹1,000Minimum SIP Investment
₹1,000Minimum Withdrawal
₹1Exit Load
0%Return Since Launch
6.49%
Basic Details
Scheme Manager
Siddharth Chaudhary
Bench Mark
Nifty Banking & PSU Debt Index A-II
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | October 28, 2026 | 10032.11 | 0.32% | - | 0.39% | 95/143 |
| 1 Month | October 1, 2026 | 10012.12 | 0.12% | - | 0.11% | 74/143 |
| 3 Month | August 4, 2026 | 10023.94 | 0.24% | - | 0.31% | 74/143 |
| 6 Month | May 4, 2026 | 10247.11 | 2.47% | - | 2.67% | 80/143 |
| 1 Year | November 4, 2025 | 10335.46 | 3.35% | 3.35% | 4.27% | 121/143 |
| 3 Year | - | - | - | - | - | -/- |
| 5 Year | - | - | - | - | - | -/- |
| Since Inception | November 13, 2023 | 12058.90 | 20.59% | 6.49% | 7.05% | 117/143 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | December 1, 2025 | 1,20,000 | 133007.30 | 10.84% | 10.84% |
| 3 Year | December 1, 2023 | 3,60,000 | 404953.56 | 12.49% | 4.00% |
| 5 Year | - | - | - | - | - |
| 10 Year | - | - | - | - | - |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Risk Ratios
0.52%
Standard Deviation
0.06%
Beta
0.72%
Sharpe Ratio
0.03%
Treynor's Ratio
1.40%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| There's no data available of Stock Holdings | |||||
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| Kotak Banking and PSU Debt Fund - Direct (IDCW) | 4761.48 | 0.12% | 0.10% | 19.99% | 19.60% | 6.09% | |
| Bandhan Banking and PSU Debt Fund - Direct (IDCW-D) | 11893.32 | 0.12% | 0.58% | 3.57% | 5.99% | 7.49% | |
| UTI-Banking & PSU Debt Fund - Direct (IDCW-A) | 1447.94 | 0.37% | 1.38% | 3.25% | 5.78% | 7.42% | |
| UTI-Banking & PSU Debt Fund - Direct (IDCW-H) | 1447.94 | 0.37% | 1.38% | 3.25% | 5.78% | 7.42% | |
| UTI-Banking & PSU Debt Fund - Direct (Flexi) | 1447.94 | 0.37% | 1.38% | 3.25% | 5.78% | 7.42% |
List of Schemes under Bajaj Finserv Mutual Fund
News
Bajaj Finserv Mutual Fund announces change in name of the Asset Management Company
Bajaj Finserv Mutual Fund has been changed from Bajaj Finserv Asset Management Limited to Bajaj Asset Management Limited with effect from June 25, 2026.Powered by Capital Market - Live News
Fund House Details & Investment Objective
Date of Incorporation
October 25, 2023
Total AUM (Cr)
₹306.09
Bajaj Finserv Banking and PSU Debt Fund - Reg (IDCW-M) is an Banking and PSU Debt Fund-oriented fund from the renowned AMC, Bajaj Finserv Mutual Fund. Launched in October 25, 2023, this fund is managed by Siddharth Chaudhary. With assets under management (AUM) worth ₹306.09 (Cr), as of November 5, 2026, Bajaj Finserv Banking and PSU Debt Fund - Reg (IDCW-M) is categorized as a Banking and PSU Debt Fund within its segment. The fund has generated a return of 6.49% since its launch.
The current NAV of Bajaj Finserv Banking and PSU Debt Fund - Reg (IDCW-M) is ₹10.94, as on November 5, 2026. The fund's benchmark index is Nifty Banking & PSU Debt Index A-II. You can invest in Bajaj Finserv Banking and PSU Debt Fund - Reg (IDCW-M) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹1,000 while the minimum lumpsum investment is ₹1,000.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated undefined% and undefined% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 97.18% in Debt and 2.82% in cash and cash equivalents.
Mutual Fund Categories
Types of Mutual Funds
Debt Funds
Access debt markets and enjoy interest income from bonds and debentures. Ideal for conservative short-term investors
Hybrid Funds
Enjoy best of both the worlds - equity and debt. Ideal for beginners with medium-term investment horizon
Equity Funds
Invest in large, mid, and small cap sector stocks to enjoy capital appreciation. Ideal for aggressive, long-term investors
FAQs
Bajaj Finserv Banking and PSU Debt Fund - Reg (IDCW-M) is a popular fund in the Banking and PSU Debt Fund segment. The fund has generated a return of 6.49% since inception. Looking to invest in Bajaj Finserv Banking and PSU Debt Fund - Reg (IDCW-M) How about earning 1% extra return? All this is possible with m.Stock! Investing in Bajaj Finserv Banking and PSU Debt Fund - Reg (IDCW-M) is super easy and convenient with m.Stock. Here’s how you can begin:
- Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO.
- In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
- In the search bar, enter the fund name, in this case, Bajaj Finserv Banking and PSU Debt Fund - Reg (IDCW-M)
- On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
- If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
- If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility.
So, why wait? Invest in Bajaj Finserv Banking and PSU Debt Fund - Reg (IDCW-M) today and reap the benefits of this Banking and PSU Debt Fund fund!