Kotak Banking and PSU Debt Fund - Direct (IDCW)
Banking and PSU FundNAV
10.30(0.18%)Fund Size (CR)
₹5,008.73Expense Ratio
0.4Scheme Type
Active FundValue Research
-
Min. investment
₹100Minimum Additional Investment
₹100Minimum SIP Investment
₹100Minimum Withdrawal
₹1,000Exit Load
0%Return Since Launch
6.32%
Basic Details
Scheme Manager
Deepak Agrawal
Bench Mark
CRISIL Banking and PSU Debt A-II Index
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | June 18, 2026 | 10035.97 | 0.36% | - | 3.50% | 67/146 |
| 1 Month | May 25, 2026 | 10076.60 | 0.77% | - | 1.66% | 139/146 |
| 3 Month | March 25, 2026 | 10090.42 | 0.90% | - | 2.19% | 143/146 |
| 6 Month | December 24, 2025 | 10040.00 | 0.40% | - | 2.64% | 146/146 |
| 1 Year | June 25, 2025 | 10047.63 | 0.48% | 0.48% | 5.13% | 146/146 |
| 3 Year | June 23, 2023 | 10227.62 | 2.28% | 0.75% | 7.00% | 140/140 |
| 5 Year | June 25, 2021 | 11313.38 | 13.13% | 2.50% | 6.12% | 136/136 |
| Since Inception | January 1, 2013 | 22844.60 | 128.45% | 6.32% | 7.20% | 129/146 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | July 1, 2025 | 1,20,000 | 281226.99 | 134.36% | 134.36% |
| 3 Year | July 3, 2023 | 3,60,000 | 841691.59 | 133.80% | 32.72% |
| 5 Year | July 1, 2021 | 6,00,000 | 1400896.15 | 133.48% | 18.48% |
| 10 Year | July 1, 2016 | 12,00,000 | 2756323.52 | 129.69% | 8.67% |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Risk Ratios
0.37%
Standard Deviation
0.03%
Beta
-3.89%
Sharpe Ratio
-0.55%
Treynor's Ratio
-4.96%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| There's no data available of Stock Holdings | |||||
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| Kotak Banking and PSU Debt Fund - Direct (IDCW) | 5008.73 | 0.77% | 0.90% | 0.40% | 0.48% | 0.75% | |
| HSBC Banking and PSU Debt Fund - Direct (IDCW-D) | 3967.36 | 1.67% | 2.17% | 2.62% | 7.03% | 7.83% | |
| ICICI Pru Banking & PSU Debt Fund-Direct (IDCW-Q) | 8943.23 | 1.89% | 2.50% | 2.97% | 6.82% | 7.88% | |
| Bandhan Banking and PSU Fund - Direct (IDCW-D) | 12043.76 | 2.16% | 3.19% | 4.06% | 6.70% | 7.78% | |
| Bandhan Banking and PSU Fund - Direct (IDCW-A) | 12043.76 | 1.96% | 2.69% | 3.53% | 6.23% | 7.61% | |
| Franklin India Banking & PSU Debt Fund-Direct(G) | 583.15 | 1.03% | 1.95% | 2.98% | 6.15% | 7.51% |
List of Schemes under Kotak Mahindra Mutual Fund
News
Kotak Arbitrage Fund announces Income Distribution cum capital withdrawal (IDCW)
Kotak Mahindra Mutual Fund has announced 29 June 2026 as the record date for declaration of Income Distribution cum capital withdrawal (IDCW) under the monthly IDCW option of Kotak Arbitrage Fund. The amount of IDCW on the face value of Rs 10 per unit will be:Regular Plan ' Monthly IDCW Option: Rs 0.0623
Direct Plan ' Monthly IDCW Option: Rs 0.0716
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Kotak Mahindra Mutual Fund announces Change in Face Value & Creation Unit Size
Kotak Mahindra Mutual Fund has announced a change in the face value of units and creation unit size of Kotak Nifty PSU Bank ETF with effect from July 10, 2026.Kotak Nifty PSU Bank ETF
Particulars Existing Provisions Revised Provisions Face value The face value of each unit offered under the Scheme shall be Rs. 10 The face value of each unit offered under the Scheme shall be Rs. 1 Creation Unit Size Each creation unit consists of 5,000 units of Kotak Nifty PSU Bank ETF. Each unit of Kotak Nifty PSU Bank ETF is 1/10th of the value of Nifty PSU Bank Index. Each creation unit consists of 20,000 units of Kotak Nifty PSU Bank ETF. Each unit of Kotak Nifty PSU Bank ETF will be 1/100th of the value of Nifty PSU Bank Index. Powered by Capital Market - Live News
Change in Minimum Redemption Amount under few schemes of Kotak Mahindra Mutual Fund:
Kotak Mahindra Mutual Fund has announced a Change in Minimum Redemption Amount, with effective from June 03, 2026.Change in Minimum Redemption Amount
Scheme Name Existing Minimum Redemption Amount Proposed Minimum Redemption Amount Kotak Income Plus Arbitrage Omni FOF Kotak Flexicap Fund Kotak Large & Midcap Fund
Kotak Nifty Next 50 Index Fund
Kotak Business Cycle Fund
Kotak Contra Fund
The minimum redemption amount for all plans will be `1000/- or 100 units or account balance, whichever is lower The minimum redemption amount for all plans will be `100/- or 10 units or account balance, whichever is lower Powered by Capital Market - Live News
Fund House Details & Investment Objective
Date of Incorporation
January 1, 2013
Total AUM (Cr)
₹5018.43
Kotak Banking and PSU Debt Fund - Direct (IDCW) is an Banking and PSU Fund-oriented fund from the renowned AMC, Kotak Mahindra Mutual Fund. Launched in January 1, 2013, this fund is managed by Deepak Agrawal. With assets under management (AUM) worth ₹5,018.43 (Cr), as of June 25, 2026, Kotak Banking and PSU Debt Fund - Direct (IDCW) is categorized as a Banking and PSU Fund within its segment. The fund has generated a return of 6.32% since its launch.
The current NAV of Kotak Banking and PSU Debt Fund - Direct (IDCW) is ₹10.3, as on June 25, 2026. The fund's benchmark index is CRISIL Banking and PSU Debt A-II Index. You can invest in Kotak Banking and PSU Debt Fund - Direct (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹100.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 0.75% and 2.50% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 97.01% in Debt and 2.99% in cash and cash equivalents.
Mutual Fund Categories
Types of Mutual Funds
Debt Funds
Access debt markets and enjoy interest income from bonds and debentures. Ideal for conservative short-term investors
Hybrid Funds
Enjoy best of both the worlds - equity and debt. Ideal for beginners with medium-term investment horizon
Equity Funds
Invest in large, mid, and small cap sector stocks to enjoy capital appreciation. Ideal for aggressive, long-term investors