Mutual Funds
AMC
Bajaj Finserv Banking and PSU Fund - Reg (IDCW)

Bajaj Finserv Banking and PSU Fund - Reg (IDCW)

NAV
11.69(0.06%)
Fund Size (CR)
₹390.12
Expense Ratio
0.9
Scheme Type
Active Fund
Value Research
-

Min. investment
₹1,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹1,000
Minimum Withdrawal
₹1
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0%
Return Since Launch
7.26%

Absolute Return: 0.32%

Annualized Return: 0%

1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment

Basic Details

Scheme Manager

Siddharth Chaudhary

Bench Mark

Nifty Banking & PSU Debt Index A-II

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	22 January 2026	10001.11	0.01%	-	0.03%	131/158
1 Month	29 December 2025	9982.31	-0.18%	-	-0.08%	125/158
3 Month	29 October 2025	10022.83	0.23%	-	0.50%	140/158
6 Month	29 July 2025	10141.46	1.41%	-	1.75%	135/158
1 Year	29 January 2025	10651.77	6.52%	6.52%	6.57%	102/158
3 Year	-	-	-	-	-	-/-
5 Year	-	-	-	-	-	-/-
Since Inception	13 November 2023	11678.60	16.79%	7.26%	7.11%	90/158

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	3 February 2025	1,20,000	122797.77	2.33%	2.33%
3 Year	1 December 2023	2,60,000	278935.08	7.28%	2.37%
5 Year	-	-	-	-	-
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Minimum value allowed is 500

Expected Returns Rate (%)

Minimum value allowed is 1

Time Period (in Years)

Minimum value allowed is 1

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

0.44%

Standard Deviation

0.05%

Beta

1.13%

Sharpe Ratio

0.66%

Treynor's Ratio

1.39%

Jension's Alpha

Asset Allocation

Sector Allocation

There is no Sector Allocation data

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
There's no data available of Stock Holdings

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
HSBC Banking and PSU Debt Fund - Direct (IDCW-D)	4361.47	-0.12%	2.13%	3.56%	8.24%	7.86%
ICICI Pru Banking & PSU Debt Fund-Direct (IDCW-Q)	9727.95	0.02%	0.94%	3.11%	8.14%	8.06%
TRUSTMF Banking & PSU Fund - Dir (IDCW-D) RI	131.79	0.07%	0.81%	2.51%	8.14%	9.39%
Franklin India Banking & PSU Debt Fund-Direct(G)	484.74	0.15%	1.13%	2.67%	7.81%	7.69%
Edelweiss Banking & Psu Debt Fund-Dir (IDCW-M)	484.94	-0.09%	0.40%	2.09%	7.58%	7.41%

List of Schemes under Bajaj Finserv Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
Bajaj Finserv Multi Cap Fund	Equity	Very High	0%	0	₹1,110.41
Bajaj Finserv Large Cap Fund	Equity	Very High	12.19%	0	₹1,559.04
Bajaj Finserv Large and Mid Cap Fund	Equity	Very High	8.92%	0	₹2,339.60
Bajaj Finserv Small Cap Fund	Equity	Very High	0%	0	₹1,574.79
Bajaj Finserv Consumption Fund	Equity	Very High	-5.18%	0	₹655.20
Bajaj Finserv Healthcare Fund	Equity	Very High	-1.15%	0	₹326.75
Bajaj Finserv Banking and Financial Services Fund	Equity	Very High	0%	0	₹362.09
Bajaj Finserv ELSS Tax Saver Fund	Equity	Very High	12.18%	0	₹74.40
Bajaj Finserv Overnight Fund	Debt	Low	5.76%	3	₹549.24
Bajaj Finserv Liquid Fund	Debt	Moderately Low	6.43%	3	₹4,360.10
Bajaj Finserv Money Market Fund	Debt	Moderately Low	7.32%	3	₹4,590.29
Bajaj Finserv Banking and PSU Fund	Debt	Moderate	7.1%	2	₹386.31
Bajaj Finserv Gilt Fund	Debt	Moderate	2.82%	0	₹20.46
Bajaj Finserv Balanced Advantage Fund	Hybrid	High	10.49%	0	₹1,314.66
Bajaj Finserv Multi Asset Allocation Fund	Hybrid	Very High	30.29%	0	₹1,434.73
Bajaj Finserv Arbitrage Fund	Hybrid	Low	6.6%	0	₹1,205.08
Bajaj Finserv Equity Savings Fund	Hybrid	Moderate	0%	0	₹29.86
Bajaj Finserv Nifty Next 50 Index Fund	Other	Very High	0%	0	₹16.83
Bajaj Finserv Nifty 50 Index Fund	Other	Very High	0%	0	₹27.61
Bajaj Finserv Flexi Cap Fund	Equity	Very High	11.2%	0	₹6,342.27

News

Bajaj Finserv Mutual Fund Change in Minimum Application Amount

Bajaj Finserv Mutual Fund has announced the revision in the minimum application amount for fresh and additional purchase (lumpsum) in Bajaj Finserv Nifty 50 Index Fund and Bajaj Finserv Nifty Next 50 Index Fund with effect from February 02, 2026 ('Effective Date'), as follows:

Scheme Name(s)	Existing Minimum Amount	Revised Minimum Amount
Minimum application amount for purchase /switch in	During ongoing offer: Fresh Purchase (lumpsum): Rs. 500/- and in multiples of Re. 1/- thereafter Minimum amount for switch-in: Rs. 500 and in multiples of Re. 1.	During ongoing offer: Fresh Purchase (lumpsum): Rs. 5,000/- and in multiples of Re. 1/- thereafter Minimum amount for switch-in: Rs. 5,000 and in multiples of Re. 1.
Minimum Additional Purchase Amount	On Ongoing basis Rs. 100/- and in multiples of Re. 1/- thereafter.	During ongoing offer: Fresh Purchase (lumpsum): Rs. 5,000/- and in multiples of Re. 1/- thereafter On Ongoing basis Rs. 1,000/- and in multiples of Re. 1/- thereafter.

Powered by Capital Market - Live News

Bajaj Finserv Mutual Fund announces change in Key Personnel
Bajaj Finserv Mutual Fund has announced the Ms. Lakshmi Iyer have been appointed as an (Associate, non-executive, non-independent and additional Director) on the board of Bajaj Finserv Mutual Fund Trustee Limited, with effect from November 04, 2025.
Details of Ms. Lakshmi Iyer
Age: 48 years
Designation: (Associate, non-executive, non-independent and additional Director)
Qualification: B. Com from R.A Podar College, Diploma in Business Management, Narsee Monjee Institute of Management Studies (NMIMS)
Powered by Capital Market - Live News

Fund House Details & Investment Objective

Date of Incorporation

25 October 2023

Total AUM (Cr)

₹386.31

Bajaj Finserv Banking and PSU Fund - Reg (IDCW) is an Banking and PSU Fund-oriented fund from the renowned AMC, Bajaj Finserv Mutual Fund. Launched in 25 October 2023, this fund is managed by Siddharth Chaudhary. With assets under management (AUM) worth ₹386.31 (Cr), as of 30 January 2026, Bajaj Finserv Banking and PSU Fund - Reg (IDCW) is categorized as a Banking and PSU Fund within its segment. The fund has generated a return of 7.26% since its launch.
The current NAV of Bajaj Finserv Banking and PSU Fund - Reg (IDCW) is ₹11.69, as on 30 January 2026. The fund's benchmark index is Nifty Banking & PSU Debt Index A-II. You can invest in Bajaj Finserv Banking and PSU Fund - Reg (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹1,000 while the minimum lumpsum investment is ₹1,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated undefined% and undefined% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 98.04% in Debt and 1.96% in cash and cash equivalents.