HSBC Banking and PSU Debt Fund - Direct (IDCW-D)

Banking and PSU Debt Fund

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NAV
11.17(0.04%)
Fund Size (CR)
₹3,777.23
Expense Ratio
0.28
Scheme Type
Active Fund
Value Research
-

Min. investment
₹5,000
Minimum Additional Investment
₹0
Minimum SIP Investment
₹500
Minimum Withdrawal
₹500
Exit Load
0%
Return Since Launch
4.57%

Absolute Return: -0.17%

Annualized Return: 0%

Basic Details

Scheme Manager

Mahesh A Chhabria

Bench Mark

Nifty Banking & PSU Debt Index A-II

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	September 11, 2026	9998.77	-0.01%	-	0.00%	98/143
1 Month	August 18, 2026	9995.17	-0.05%	-	0.02%	78/143
3 Month	June 18, 2026	10113.27	1.13%	-	1.37%	79/143
6 Month	March 18, 2026	10276.50	2.77%	-	2.87%	60/143
1 Year	September 18, 2025	10684.66	6.85%	6.85%	5.25%	3/143
3 Year	September 18, 2023	12488.77	24.89%	7.68%	6.91%	1/137
5 Year	September 17, 2021	13344.89	33.45%	5.93%	6.03%	64/133
Since Inception	January 2, 2013	18458.61	84.59%	4.57%	7.13%	143/143

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	October 1, 2025	1,20,000	199961.85	66.63%	66.63%
3 Year	October 3, 2023	3,60,000	599460.22	66.52%	18.53%
5 Year	October 1, 2021	6,00,000	1000469.50	66.74%	10.77%
10 Year	October 3, 2016	10,40,000	1735674.69	66.89%	5.26%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Risk Ratios

0.55%

Standard Deviation

0.06%

Beta

1.17%

Sharpe Ratio

0.37%

Treynor's Ratio

2.16%

Jension's Alpha

Asset Allocation

Sector Allocation

There is no Sector Allocation data

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
There's no data available of Stock Holdings

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
HSBC Banking and PSU Debt Fund - Direct (IDCW-D)	3777.23	-0.05%	1.13%	2.77%	6.85%	7.68%
Kotak Banking and PSU Debt Fund - Direct (IDCW)	4936.81	-0.09%	19.81%	20.00%	19.91%	6.32%
Bandhan Banking and PSU Debt Fund - Direct (IDCW-D)	12013.52	0.11%	1.46%	4.20%	6.73%	7.67%
Franklin India Banking & PSU Debt Fund-Direct(G)	567.02	0.27%	1.71%	3.11%	6.37%	7.51%
UTI-Banking & PSU Debt Fund - Direct (IDCW-A)	1508.42	0.51%	1.80%	3.43%	6.15%	7.44%
UTI-Banking & PSU Debt Fund - Direct (Flexi)	1508.42	0.51%	1.80%	3.43%	6.14%	7.44%

List of Schemes under HSBC Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
HSBC Dynamic Term Fund	Debt	Moderate	3.74%	3	₹121.14
HSBC Corporate Bond Fund	Debt	Moderate	5.35%	1	₹6,058.07
HSBC Arbitrage Fund	Hybrid	Low	6.58%	3	₹3,288.17
HSBC Overnight Fund	Debt	Low	5.27%	4	₹4,535.24
HSBC Credit Risk Fund	Debt	Moderately High	6.56%	3	₹456.92
HSBC Consumption Fund	Equity	Very High	1.69%	0	₹1,816.62
HSBC Multi Asset Allocation Fund	Hybrid	Very High	11.54%	0	₹3,259.66
HSBC Multi Asset Active FOF	Other	Very High	11.84%	2	₹114.99
HSBC Financial Services Fund	Equity	Very High	10.65%	0	₹962.92
HSBC Brazil Fund	Other	Very High	31.14%	0	₹337.53
HSBC Asia Pacific (Ex Japan) DYF	Other	Very High	30.84%	0	₹85.73
HSBC Small Cap Fund	Equity	Very High	12.17%	3	₹19,076.35
HSBC Midcap Fund	Equity	Very High	18.65%	3	₹17,188.24
HSBC Large Cap Fund	Equity	Very High	-2.15%	3	₹1,855.01
HSBC Aggressive Hybrid Active FOF	Other	Very High	5.41%	3	₹48.26
HSBC Conservative Hybrid Fund	Hybrid	Moderately High	2.18%	3	₹156.36
HSBC Gilt Fund	Debt	Moderate	2.66%	3	₹155.52
HSBC Aggressive Hybrid Fund	Hybrid	Very High	4.52%	2	₹5,869.76
HSBC Global Emerging Markets Fund	Other	Very High	41.01%	0	₹519.19
HSBC Ultra Short to Short Term Fund	Debt	Moderately Low	6.39%	4	₹875.45
HSBC Large and Mid Cap Fund	Equity	Very High	9.29%	3	₹5,931.25
HSBC GOLD ETF Fund of Fund	Other	High	0%	0	₹394.69
HSBC Balanced Advantage Fund	Hybrid	Moderately High	1.61%	3	₹1,522.18
HSBC Medium to Long Term Fund	Debt	Moderate	3.35%	3	₹48.71
HSBC CRISIL IBX Gilt June 2027 Index Fund	Other	Moderate	5.57%	0	₹180.79
HSBC Short Term Fund	Debt	Moderately Low	5.37%	2	₹3,869.86
HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund	Other	Moderate	5.63%	0	₹1,749.49
HSBC Equity Saving Fund	Hybrid	Moderate	7.08%	3	₹1,475.34
HSBC Banking and PSU Debt Fund	Debt	Moderate	5.16%	3	₹3,777.23
HSBC Income Plus Arbitrage Active FOF	Other	Moderately Low	5.32%	0	₹530.20
HSBC Money Market Fund	Debt	Moderately Low	6.5%	3	₹6,992.96
HSBC Ultra Short Term Fund	Debt	Moderately Low	6.59%	3	₹3,628.23
HSBC Nifty 50 Index Fund	Other	Very High	-7.36%	3	₹392.17
HSBC Business Cycles Fund	Equity	Very High	1.88%	0	₹1,229.28
HSBC India Export Opportunities Fund	Equity	Very High	19.3%	0	₹1,325.79
HSBC Focused Fund	Equity	Very High	7.23%	2	₹1,843.06
HSBC Value Fund	Equity	Very High	1.9%	4	₹15,372.81
HSBC ELSS Tax Saver Fund	Equity	Very High	3.41%	3	₹4,228.75
HSBC Flexi Cap Fund	Equity	Very High	4.85%	4	₹5,999.67
HSBC Multi Cap Fund	Equity	Very High	7.44%	0	₹6,502.58
HSBC Infrastructure Fund	Equity	Very High	6.82%	3	₹2,466.09
HSBC Liquid Fund	Debt	Moderately Low	6.48%	4	₹20,974.67
HSBC Medium Term Fund	Debt	Moderate	5.64%	4	₹683.93
HSBC Nifty Next 50 Index Fund	Other	Very High	4.1%	1	₹182.49

News

There are no new Updates!

Fund House Details & Investment Objective

Date of Incorporation

January 1, 2013

Total AUM (Cr)

₹3777.23

HSBC Banking and PSU Debt Fund - Direct (IDCW-D) is an Banking and PSU Debt Fund-oriented fund from the renowned AMC, HSBC Mutual Fund. Launched in January 1, 2013, this fund is managed by Mahesh A Chhabria. With assets under management (AUM) worth ₹3,777.23 (Cr), as of September 18, 2026, HSBC Banking and PSU Debt Fund - Direct (IDCW-D) is categorized as a Banking and PSU Debt Fund within its segment. The fund has generated a return of 4.57% since its launch.
The current NAV of HSBC Banking and PSU Debt Fund - Direct (IDCW-D) is ₹11.17, as on September 18, 2026. The fund's benchmark index is Nifty Banking & PSU Debt Index A-II. You can invest in HSBC Banking and PSU Debt Fund - Direct (IDCW-D) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 7.68% and 5.93% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 99.01% in Debt and 0.99% in cash and cash equivalents.

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