HSBC Banking and PSU Debt Fund - Direct (IDCW-D)

Banking and PSU Debt Fund

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NAV
11.16(0.00%)
Fund Size (CR)
₹3,777.23
Expense Ratio
0.28
Scheme Type
Active Fund
Value Research
-

Min. investment
₹5,000
Minimum Additional Investment
₹0
Minimum SIP Investment
₹500
Minimum Withdrawal
₹500
Exit Load
0%
Return Since Launch
4.55%

Absolute Return: -0.26%

Annualized Return: 0%

Basic Details

Scheme Manager

Mahesh A Chhabria

Bench Mark

Nifty Banking & PSU Debt Index A-II

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	September 24, 2026	9996.94	-0.03%	-	-0.02%	88/143
1 Month	September 1, 2026	10009.79	0.10%	-	0.13%	83/143
3 Month	July 1, 2026	10039.93	0.40%	-	0.69%	82/143
6 Month	March 31, 2026	10298.53	2.99%	-	3.12%	72/143
1 Year	October 1, 2025	10647.44	6.47%	6.47%	4.90%	5/143
3 Year	September 29, 2023	12459.99	24.60%	7.59%	6.83%	2/137
5 Year	October 1, 2021	13350.84	33.51%	5.95%	6.04%	65/133
Since Inception	January 2, 2013	18442.75	84.43%	4.55%	7.10%	143/143

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	October 1, 2025	1,30,000	216460.95	66.51%	66.51%
3 Year	October 3, 2023	3,70,000	615615.90	66.38%	18.50%
5 Year	October 1, 2021	6,10,000	1016280.45	66.60%	10.75%
10 Year	October 3, 2016	10,50,000	1750853.62	66.75%	5.25%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Risk Ratios

0.55%

Standard Deviation

0.06%

Beta

1.17%

Sharpe Ratio

0.37%

Treynor's Ratio

2.16%

Jension's Alpha

Asset Allocation

Sector Allocation

There is no Sector Allocation data

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
There's no data available of Stock Holdings

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
HSBC Banking and PSU Debt Fund - Direct (IDCW-D)	3777.23	0.10%	0.40%	2.99%	6.47%	7.59%
Kotak Banking and PSU Debt Fund - Direct (IDCW)	4936.81	0.11%	0.28%	20.20%	19.35%	6.23%
Bandhan Banking and PSU Debt Fund - Direct (IDCW-D)	12013.52	0.30%	0.75%	4.32%	6.65%	7.62%
Franklin India Banking & PSU Debt Fund-Direct(G)	567.02	0.32%	1.19%	3.61%	6.16%	7.47%
Franklin India Banking & PSU Debt Fund-Direct(IDCW)	567.02	0.32%	1.19%	3.60%	6.13%	6.46%
UTI-Banking & PSU Debt Fund - Direct (IDCW-A)	1508.42	0.50%	1.54%	3.60%	6.05%	7.44%

List of Schemes under HSBC Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
HSBC Arbitrage Fund	Hybrid	Low	6.55%	3	₹3,288.17
HSBC Global Emerging Markets Fund	Other	Very High	40.3%	0	₹519.19
HSBC Large and Mid Cap Fund	Equity	Very High	7.29%	3	₹5,931.25
HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund	Other	Moderate	5.26%	0	₹1,748.32
HSBC Aggressive Hybrid Fund	Hybrid	Very High	3.91%	2	₹5,869.76
HSBC Overnight Fund	Debt	Low	5.26%	4	₹4,030.46
HSBC Midcap Fund	Equity	Very High	15.93%	3	₹17,188.24
HSBC Short Term Fund	Debt	Moderately Low	4.95%	2	₹3,844.87
HSBC Consumption Fund	Equity	Very High	-0.21%	0	₹1,816.62
HSBC Corporate Bond Fund	Debt	Moderate	4.93%	1	₹6,060.55
HSBC CRISIL IBX Gilt June 2027 Index Fund	Other	Moderate	5.31%	0	₹180.86
HSBC Conservative Hybrid Fund	Hybrid	Moderately High	1.48%	3	₹152.42
HSBC Financial Services Fund	Equity	Very High	4.44%	0	₹962.92
HSBC Credit Risk Fund	Debt	Moderately High	6.36%	3	₹455.14
HSBC Gilt Fund	Debt	Moderate	1.82%	3	₹153.29
HSBC Equity Saving Fund	Hybrid	Moderate	6.94%	3	₹1,475.34
HSBC Brazil Fund	Other	Very High	27.71%	0	₹337.53
HSBC Income Plus Arbitrage Active FOF	Other	Moderately Low	5.08%	0	₹529.19
HSBC GOLD ETF Fund of Fund	Other	High	0%	0	₹394.69
HSBC Balanced Advantage Fund	Hybrid	Moderately High	0.49%	3	₹1,522.18
HSBC Multi Asset Allocation Fund	Hybrid	Very High	7.63%	0	₹3,259.66
HSBC Multi Asset Active FOF	Other	Very High	9.75%	2	₹114.99
HSBC Dynamic Term Fund	Debt	Moderate	2.95%	3	₹120.54
HSBC Medium to Long Term Fund	Debt	Moderate	2.88%	3	₹48.52
HSBC Nifty 50 Index Fund	Other	Very High	-8.89%	3	₹392.17
HSBC Large Cap Fund	Equity	Very High	-2.26%	3	₹1,855.01
HSBC Banking and PSU Debt Fund	Debt	Moderate	4.72%	3	₹3,732.78
HSBC Aggressive Hybrid Active FOF	Other	Very High	5.71%	3	₹48.26
HSBC Value Fund	Equity	Very High	0.28%	4	₹15,372.81
HSBC India Export Opportunities Fund	Equity	Very High	20%	0	₹1,325.79
HSBC Flexi Cap Fund	Equity	Very High	4.14%	4	₹5,999.67
HSBC ELSS Tax Saver Fund	Equity	Very High	1.89%	3	₹4,228.75
HSBC Business Cycles Fund	Equity	Very High	1.24%	0	₹1,229.28
HSBC Focused Fund	Equity	Very High	5.67%	2	₹1,843.06
HSBC Small Cap Fund	Equity	Very High	12.41%	3	₹19,076.35
HSBC Multi Cap Fund	Equity	Very High	6.77%	0	₹6,502.58
HSBC Money Market Fund	Debt	Moderately Low	6.48%	3	₹7,689.39
HSBC Ultra Short Term Fund	Debt	Moderately Low	6.53%	3	₹3,577.89
HSBC Asia Pacific (Ex Japan) DYF	Other	Very High	31.83%	0	₹85.73
HSBC Infrastructure Fund	Equity	Very High	7.74%	3	₹2,466.09
HSBC Liquid Fund	Debt	Moderately Low	6.47%	4	₹28,877.62
HSBC Medium Term Fund	Debt	Moderate	5.12%	4	₹682.73
HSBC Ultra Short to Short Term Fund	Debt	Moderately Low	6.26%	4	₹861.74
HSBC Nifty Next 50 Index Fund	Other	Very High	1.59%	1	₹182.49

News

There are no new Updates!

Fund House Details & Investment Objective

Date of Incorporation

January 1, 2013

Total AUM (Cr)

₹3732.78

HSBC Banking and PSU Debt Fund - Direct (IDCW-D) is an Banking and PSU Debt Fund-oriented fund from the renowned AMC, HSBC Mutual Fund. Launched in January 1, 2013, this fund is managed by Mahesh A Chhabria. With assets under management (AUM) worth ₹3,732.78 (Cr), as of October 1, 2026, HSBC Banking and PSU Debt Fund - Direct (IDCW-D) is categorized as a Banking and PSU Debt Fund within its segment. The fund has generated a return of 4.55% since its launch.
The current NAV of HSBC Banking and PSU Debt Fund - Direct (IDCW-D) is ₹11.16, as on October 1, 2026. The fund's benchmark index is Nifty Banking & PSU Debt Index A-II. You can invest in HSBC Banking and PSU Debt Fund - Direct (IDCW-D) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 7.59% and 5.95% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 98.98% in Debt and 1.02% in cash and cash equivalents.

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