HSBC Banking and PSU Debt Fund - Direct (IDCW-D)

Banking and PSU Debt Fund

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NAV
11.17(0.02%)
Fund Size (CR)
₹3,777.23
Expense Ratio
0.28
Scheme Type
Active Fund
Value Research
-

Min. investment
₹5,000
Minimum Additional Investment
₹0
Minimum SIP Investment
₹500
Minimum Withdrawal
₹500
Exit Load
0%
Return Since Launch
4.55%

Absolute Return: -0.16%

Annualized Return: 0%

Basic Details

Scheme Manager

Mahesh A Chhabria

Bench Mark

Nifty Banking & PSU Debt Index A-II

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	September 28, 2026	10015.49	0.15%	-	0.16%	54/143
1 Month	September 4, 2026	9991.04	-0.09%	-	0.00%	94/143
3 Month	July 3, 2026	10035.62	0.36%	-	0.49%	74/143
6 Month	April 2, 2026	10326.84	3.27%	-	3.38%	69/143
1 Year	October 3, 2025	10633.95	6.34%	6.34%	4.87%	4/143
3 Year	October 5, 2023	12452.11	24.52%	7.58%	6.82%	1/137
5 Year	October 5, 2021	13363.35	33.63%	5.97%	6.06%	65/133
Since Inception	January 2, 2013	18457.12	84.57%	4.55%	7.10%	143/143

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	November 3, 2025	1,20,000	200033.41	66.69%	66.69%
3 Year	November 1, 2023	3,60,000	599588.95	66.55%	18.54%
5 Year	November 1, 2021	6,00,000	1000628.50	66.77%	10.77%
10 Year	November 1, 2016	10,40,000	1738846.58	67.20%	5.27%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Risk Ratios

0.56%

Standard Deviation

0.06%

Beta

1.16%

Sharpe Ratio

0.27%

Treynor's Ratio

2.29%

Jension's Alpha

Asset Allocation

Sector Allocation

There is no Sector Allocation data

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
There's no data available of Stock Holdings

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
HSBC Banking and PSU Debt Fund - Direct (IDCW-D)	3777.23	-0.09%	0.36%	3.27%	6.34%	7.58%
Kotak Banking and PSU Debt Fund - Direct (IDCW)	4936.81	-0.02%	0.22%	20.50%	19.32%	6.23%
Bandhan Banking and PSU Debt Fund - Direct (IDCW-D)	12013.52	0.10%	0.68%	4.49%	6.42%	7.58%
Franklin India Banking & PSU Debt Fund-Direct(G)	567.02	0.23%	1.23%	3.96%	6.07%	7.46%
Franklin India Banking & PSU Debt Fund-Direct(IDCW)	567.02	0.23%	1.23%	3.95%	6.03%	6.45%
UTI-Banking & PSU Debt Fund - Direct (IDCW-A)	1508.42	0.43%	1.54%	3.70%	6.03%	7.42%

List of Schemes under HSBC Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
HSBC Asia Pacific (Ex Japan) DYF	Other	Very High	31.83%	0	₹85.73
HSBC Ultra Short to Short Term Fund	Debt	Moderately Low	6.28%	4	₹847.33
HSBC Large Cap Fund	Equity	Very High	-1.44%	3	₹1,855.01
HSBC Midcap Fund	Equity	Very High	16.63%	3	₹17,188.24
HSBC Aggressive Hybrid Fund	Hybrid	Very High	4.09%	2	₹5,869.76
HSBC Brazil Fund	Other	Very High	27.71%	0	₹337.53
HSBC Large and Mid Cap Fund	Equity	Very High	7.69%	3	₹5,931.25
HSBC Conservative Hybrid Fund	Hybrid	Moderately High	1.49%	3	₹152.42
HSBC CRISIL IBX Gilt June 2027 Index Fund	Other	Moderate	5.34%	0	₹180.60
HSBC Overnight Fund	Debt	Low	5.25%	4	₹4,804.90
HSBC Global Emerging Markets Fund	Other	Very High	40.3%	0	₹519.19
HSBC Arbitrage Fund	Hybrid	Low	6.73%	3	₹3,288.17
HSBC GOLD ETF Fund of Fund	Other	High	0%	0	₹394.69
HSBC Balanced Advantage Fund	Hybrid	Moderately High	1.04%	3	₹1,522.18
HSBC Credit Risk Fund	Debt	Moderately High	6.38%	3	₹441.18
HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund	Other	Moderate	5.25%	0	₹1,747.71
HSBC Consumption Fund	Equity	Very High	-0.22%	0	₹1,816.62
HSBC Small Cap Fund	Equity	Very High	11.87%	3	₹19,076.35
HSBC Banking and PSU Debt Fund	Debt	Moderate	4.68%	3	₹3,722.07
HSBC Dynamic Term Fund	Debt	Moderate	2.88%	3	₹119.09
HSBC Income Plus Arbitrage Active FOF	Other	Moderately Low	5.08%	0	₹527.51
HSBC Gilt Fund	Debt	Moderate	1.69%	3	₹152.28
HSBC Multi Asset Allocation Fund	Hybrid	Very High	8.1%	0	₹3,259.66
HSBC Multi Asset Active FOF	Other	Very High	9.75%	2	₹114.99
HSBC Corporate Bond Fund	Debt	Moderate	4.9%	1	₹5,978.86
HSBC Equity Saving Fund	Hybrid	Moderate	7.18%	3	₹1,475.34
HSBC Short Term Fund	Debt	Moderately Low	4.92%	2	₹3,880.69
HSBC Medium to Long Term Fund	Debt	Moderate	2.84%	3	₹48.16
HSBC Money Market Fund	Debt	Moderately Low	6.52%	3	₹6,382.40
HSBC Ultra Short Term Fund	Debt	Moderately Low	6.56%	3	₹2,733.17
HSBC Aggressive Hybrid Active FOF	Other	Very High	5.71%	3	₹48.26
HSBC Financial Services Fund	Equity	Very High	4.7%	0	₹962.92
HSBC Nifty 50 Index Fund	Other	Very High	-8.56%	3	₹392.17
HSBC India Export Opportunities Fund	Equity	Very High	19.73%	0	₹1,325.79
HSBC ELSS Tax Saver Fund	Equity	Very High	1.62%	3	₹4,228.75
HSBC Flexi Cap Fund	Equity	Very High	4.23%	4	₹5,999.67
HSBC Value Fund	Equity	Very High	0.07%	4	₹15,372.81
HSBC Business Cycles Fund	Equity	Very High	1.35%	0	₹1,229.28
HSBC Focused Fund	Equity	Very High	6.37%	2	₹1,843.06
HSBC Infrastructure Fund	Equity	Very High	7.95%	3	₹2,466.09
HSBC Liquid Fund	Debt	Moderately Low	6.47%	4	₹23,038.43
HSBC Medium Term Fund	Debt	Moderate	5.08%	4	₹670.22
HSBC Nifty Next 50 Index Fund	Other	Very High	1.53%	1	₹182.49
HSBC Multi Cap Fund	Equity	Very High	6.78%	0	₹6,502.58

News

There are no new Updates!

Fund House Details & Investment Objective

Date of Incorporation

January 1, 2013

Total AUM (Cr)

₹3722.07

HSBC Banking and PSU Debt Fund - Direct (IDCW-D) is an Banking and PSU Debt Fund-oriented fund from the renowned AMC, HSBC Mutual Fund. Launched in January 1, 2013, this fund is managed by Mahesh A Chhabria. With assets under management (AUM) worth ₹3,722.07 (Cr), as of October 6, 2026, HSBC Banking and PSU Debt Fund - Direct (IDCW-D) is categorized as a Banking and PSU Debt Fund within its segment. The fund has generated a return of 4.55% since its launch.
The current NAV of HSBC Banking and PSU Debt Fund - Direct (IDCW-D) is ₹11.17, as on October 6, 2026. The fund's benchmark index is Nifty Banking & PSU Debt Index A-II. You can invest in HSBC Banking and PSU Debt Fund - Direct (IDCW-D) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 7.58% and 5.97% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 99.52% in Debt and 0.48% in cash and cash equivalents.

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