Can I invest in SIP and Lumpsum in Bajaj Finserv Multi Cap Fund - Direct (IDCW) Direct Growth?

Yes, you can invest both lumpsum and SIP in Bajaj Finserv Multi Cap Fund - Direct (IDCW). Minimum lumpsum investment Bajaj Finserv Multi Cap Fund - Direct (IDCW) is ₹500 and minimum SIP amount is ₹500 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of Bajaj Finserv Multi Cap Fund - Direct (IDCW) Direct Growth?

The latest NAV ( Net Asset Value ) of Bajaj Finserv Multi Cap Fund - Direct (IDCW) is Bajaj Finserv Multi Cap Fund - Direct (IDCW) is ₹11.23 as on 2025-08-04.

Which are the biggest stock holdings of Bajaj Finserv Multi Cap Fund - Direct (IDCW)?

The 5 biggest stock holdings of Bajaj Finserv Multi Cap Fund - Direct (IDCW) are: HDFC Bank (5.52%), Reliance Industr (4.17%), Kotak Mah. Bank (3.41%), Bajaj Finserv (3.06%), Shree Cement (2.65%)

What are the top sectors Bajaj Finserv Multi Cap Fund - Direct (IDCW) invests in?

A majority of Bajaj Finserv Multi Cap Fund - Direct (IDCW) 's AUM worth ₹783.96 (Cr) is invested in these 3 top sectors: Banks : 19.03% Finance : 10.67% Consumer Durables : 8.66%

Mutual Funds
AMC
Bajaj Finserv Multi Cap Fund - Direct (IDCW)

Bajaj Finserv Multi Cap Fund - Direct (IDCW)

Multi Cap Fund

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NAV
11.23(0.89%)
Fund Size (CR)
₹783.96
Expense Ratio
0.67
Scheme Type
Active Fund
Value Research

Min. investment
₹500
Minimum Additional Investment
₹100
Minimum SIP Investment
₹500
Minimum Withdrawal
₹500
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0%
Return Since Launch
11.35%

Absolute Return: 4.61%

Annualized Return: 0%

Basic Details

Scheme Manager

Nimesh Chandan

Bench Mark

NIFTY500 Multicap 50:25:25 Total Return Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	25 July 2025	9801.94	-1.98%	-	-1.38%	98/124
1 Month	1 July 2025	9597.48	-4.03%	-	-2.85%	107/122
3 Month	30 April 2025	10427.98	4.28%	-	5.97%	96/120
6 Month	-	-	-	-	6.32%	-/-
1 Year	-	-	-	-	-0.91%	-/-
3 Year	-	-	0%	-	20.30%	-/-
5 Year	-	-	0%	-	25.68%	-/-
Since Inception	27 February 2025	11135.00	11.35%	11.35%	16.08%	104/124

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	3 March 2025	60,000	62523.61	4.21%	4.21%
3 Year	-	-	-	-	-
5 Year	-	-	-	-	-
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

0.78%

Standard Deviation

0.86%

Beta

14.23%

Sharpe Ratio

0.24%

Treynor's Ratio

1.18%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	5.52%	216363	43.31	Equity	Banks
Reliance Industr	4.17%	217630	32.66	Equity	Refineries
Kotak Mah. Bank	3.41%	123523	26.72	Equity	Banks
Bajaj Finserv	3.06%	116554	23.96	Equity	Finance
Shree Cement	2.65%	6698	20.78	Equity	Cement
B H E L	2.31%	679267	18.09	Equity	Capital Goods - Electrical Equipment
LTIMindtree	2.26%	33296	17.70	Equity	IT - Software
Aditya Birla Cap	2.15%	610064	16.87	Equity	Finance
City Union Bank	2.03%	726014	15.88	Equity	Banks
CRISIL	1.93%	24964	15.10	Equity	Credit Rating Agencies

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Bajaj Finserv Multi Cap Fund - Direct (IDCW)	783.96	-4.03%	4.28%	-	-	-
Motilal Oswal Multi Cap Fund - Direct (G)	3991.40	-2.35%	9.15%	10.86%	22.66%	-
Motilal Oswal Multi Cap Fund - Direct (IDCW)	3991.40	-2.35%	9.15%	10.86%	22.66%	-
WhiteOak Capital Multi Cap Fund - Direct (G)	2065.13	-2.11%	7.66%	9.24%	7.51%	-
SBI Multicap Fund - Direct (G)	21724.53	-1.07%	4.31%	7.29%	5.45%	18.15%
SBI Multicap Fund - Direct (IDCW)	21724.53	-1.07%	4.31%	7.29%	5.45%	18.15%

List of Schemes under Bajaj Finserv Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
Bajaj Finserv Small Cap Fund	Equity	Very High	0%	0	₹0.00
Bajaj Finserv Equity Savings Fund	Hybrid	Moderate	0%	0	₹0.00
Bajaj Finserv Nifty Next 50 Index Fund	Other	Very High	0%	0	₹9.45
Bajaj Finserv Large Cap Fund	Equity	Very High	0%	0	₹1,552.52
Bajaj Finserv Arbitrage Fund	Hybrid	Low	7.11%	0	₹929.49
Bajaj Finserv Flexi Cap Fund	Equity	Very High	3.93%	0	₹5,179.79
Bajaj Finserv Healthcare Fund	Equity	Very High	0%	0	₹332.33
Bajaj Finserv Multi Asset Allocation Fund	Hybrid	Very High	1.77%	0	₹1,207.27
Bajaj Finserv ELSS Tax Saver Fund	Equity	Very High	0%	0	₹60.56
Bajaj Finserv Balanced Advantage Fund	Hybrid	High	0.25%	0	₹1,338.00
Bajaj Finserv Consumption Fund	Equity	Very High	0%	0	₹594.62
Bajaj Finserv Large and Mid Cap Fund	Equity	Very High	0.07%	0	₹2,120.22
Bajaj Finserv Overnight Fund	Debt	Low	6.31%	3	₹913.47
Bajaj Finserv Banking and PSU Fund	Debt	Moderate	9.53%	2	₹144.44
Bajaj Finserv Money Market Fund	Debt	Moderately Low	8.23%	3	₹6,157.03
Bajaj Finserv Nifty 50 Index Fund	Other	Very High	0%	0	₹7.82
Bajaj Finserv Liquid Fund	Debt	Moderately Low	7.13%	4	₹4,995.62
Bajaj Finserv Multi Cap Fund	Equity	Very High	0%	0	₹783.96
Bajaj Finserv Gilt Fund	Debt	Moderate	0%	0	₹35.33

News

Bajaj Finserv Mutual Fund announces change in Key Personnel
Bajaj Finserv Mutual Fund has announced that Mr. Sayan Das Sharma has been appointed as an Associate Fund Manager on the Board of the Trustee Company with effect from May 12, 2025.
Details of Mr. Sayan Das Sharma,
Age: 38 years
Designation: Associate Fund Manager
Education Qualification : Masters of Business Administration
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Bajaj Finserv Mutual Fund announces change in fund manager under its schemes

Bajaj Finserv Mutual Fund has announced change in fund manager under the following schemes, with effect from 26 April 2025.

Change in Fund Manager:

Name of the Scheme	Existing Fund Manager(s)	Revised Fund Manager(s)
Bajaj Finserv Nifty 50 ETF	Mr. Ilesh Savla Mr. Haresh Mehta	Mr. Ilesh Savla
Bajaj Finserv Nifty Bank ETF	Mr. Ilesh Savla Mr. Haresh Mehta	Mr. Ilesh Savla

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Fund House Details & Investment Objective

Date of Incorporation

6 February 2025

Total AUM (Cr)

₹783.96

Bajaj Finserv Multi Cap Fund - Direct (IDCW) is an Multi Cap Fund-oriented fund from the renowned AMC, Bajaj Finserv Mutual Fund. Launched in 6 February 2025, this fund is managed by Nimesh Chandan. With assets under management (AUM) worth ₹783.96 (Cr), as of 4 August 2025, Bajaj Finserv Multi Cap Fund - Direct (IDCW) is categorized as a Multi Cap Fund within its segment. The fund has generated a return of 11.35% since its launch.
The current NAV of Bajaj Finserv Multi Cap Fund - Direct (IDCW) is ₹11.23, as on 4 August 2025. The fund's benchmark index is NIFTY500 Multicap 50:25:25 Total Return Index. You can invest in Bajaj Finserv Multi Cap Fund - Direct (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹500.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
If units are redeemed/switched out within 6 months from the date of allotment: If upto 10% of units allotted are redeemed/switched out - Nil any redemption/switch-out of units in excess of 10% of units allotted - 1% of applicable NAV. if units are redeemed/switched out after 6 months from the date of allotment, no exit load is payable. The fund has generated undefined% and undefined% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 96.93% in Equity, 0.09% in Debt and 2.98% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 19.03% in Banks, 10.67% in Finance, 8.66% in Consumer Durables, 5.07% in Petroleum Products, 4.59% in Agricultural Food & other

FAQs

How to Invest in Bajaj Finserv Multi Cap Fund - Direct (IDCW) Direct Growth?

Bajaj Finserv Multi Cap Fund - Direct (IDCW) is a popular fund in the Multi Cap Fund segment. The fund has generated a return of 11.35% since inception. Looking to invest in Bajaj Finserv Multi Cap Fund - Direct (IDCW) How about earning 1% extra return? All this is possible with m.Stock! Investing in Bajaj Finserv Multi Cap Fund - Direct (IDCW) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, Bajaj Finserv Multi Cap Fund - Direct (IDCW)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in Bajaj Finserv Multi Cap Fund - Direct (IDCW) today and reap the benefits of this Multi Cap Fund fund!

How much returns has Bajaj Finserv Multi Cap Fund - Direct (IDCW) Direct Growth generated?

In the short term, i.e., 1 year, Bajaj Finserv Multi Cap Fund - Direct (IDCW) has generated annualised return of undefined%. In the long-term, the fund has generated undefined% and - in 3 and 5 years respectively. Since its inception, the fund has generated 11.35% returns.

What is the expense ratio of Bajaj Finserv Multi Cap Fund - Direct (IDCW) Direct Growth?

The expense ratio of Bajaj Finserv Multi Cap Fund - Direct (IDCW) Direct Growth is 0.67%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of Bajaj Finserv Multi Cap Fund - Direct (IDCW) Fund Direct Growth?

The Assets Under Management (AUM) of Bajaj Finserv Multi Cap Fund - Direct (IDCW) is ₹783.96 (Cr) as of 2025-08-04 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from Bajaj Finserv Multi Cap Fund - Direct (IDCW) Direct Growth?

Redeeming or selling units of Bajaj Finserv Multi Cap Fund - Direct (IDCW) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from Bajaj Finserv Multi Cap Fund - Direct (IDCW):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case Bajaj Finserv Multi Cap Fund - Direct (IDCW)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).