ITI Balanced Advantage Fund (IDCW)

Dynamic Asset Allocation Fund or Balanced Advantage Fund

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NAV
11.93(0.04%)
Fund Size (CR)
₹348.34
Expense Ratio
3.33
Scheme Type
Active Fund
Value Research
-

Min. investment
₹5,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹500
Minimum Withdrawal
₹1,000
Exit Load
0%
Return Since Launch
5.30%

Absolute Return: 0.45%

Annualized Return: 0%

Basic Details

Scheme Manager

Nilay Dalal

Bench Mark

Nifty 50 Hybrid Composite Debt 50:50 Index TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	September 8, 2026	9794.74	-2.05%	-	-1.74%	119/151
1 Month	August 14, 2026	9838.22	-1.62%	-	-2.84%	15/151
3 Month	June 15, 2026	10057.62	0.58%	-	0.29%	59/151
6 Month	March 13, 2026	10291.22	2.91%	-	4.38%	109/151
1 Year	September 15, 2025	9724.81	-2.75%	-2.75%	0.15%	123/147
3 Year	September 15, 2023	12177.30	21.77%	6.78%	8.02%	96/125
5 Year	September 15, 2021	13351.24	33.51%	5.95%	8.07%	85/95
Since Inception	December 31, 2019	14138.70	41.39%	5.30%	8.71%	133/151

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	October 1, 2025	1,20,000	139861.64	16.55%	16.55%
3 Year	October 3, 2023	3,60,000	408636.09	13.51%	4.31%
5 Year	October 1, 2021	6,00,000	726016.34	21.00%	3.89%
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

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Risk Ratios

2.32%

Standard Deviation

0.52%

Beta

0.41%

Sharpe Ratio

-0.02%

Treynor's Ratio

2.54%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
ICICI Bank	4.21%	100789	14.65	Equity	Banks
HDFC Bank	3.52%	173118	12.27	Equity	Banks
Reliance Industr	3.24%	88313	11.28	Equity	Refineries
Bajaj Finance	2.44%	80541	8.51	Equity	Finance
M & M	2.37%	25178	8.26	Equity	Automobile
Laurus Labs	2.11%	38396	7.35	Equity	Pharmaceuticals
Wockhardt	2.06%	38135	7.18	Equity	Pharmaceuticals
Ujjivan Small	2.00%	1007552	6.96	Equity	Banks
Shriram Finance	1.97%	61982	6.88	Equity	Finance
Garware Hi Tech	1.96%	9586	6.84	Equity	Packaging

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Unifi Dynamic Asset Allocation Fund - Direct (G)	1426.76	0.70%	2.35%	4.33%	8.55%	-
Aditya Birla SL Balanced Advantage Fund-Dir (G)	10125.45	-2.68%	1.76%	7.58%	5.17%	10.96%
Aditya Birla SL Balanced Advantage Fund-Dir (IDCW)	10125.45	-2.68%	1.75%	7.55%	5.13%	10.95%
Baroda BNP Paribas Dynamic Asset Allocation Fund-Dir (G)	5342.81	-4.02%	-0.55%	6.95%	4.39%	10.99%
Baroda BNP Paribas Dynamic Asset Allocation Fund-Dir (IDCW)	5342.81	-4.02%	-0.66%	6.84%	4.29%	10.95%

List of Schemes under ITI Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
ITI Liquid Fund	Debt	Moderately Low	6.18%	2	₹52.01
ITI Multi Cap Fund	Equity	Very High	9.3%	3	₹1,542.80
ITI ELSS Tax Saver Fund	Equity	Very High	2.39%	4	₹462.87
ITI Arbitrage Fund	Hybrid	Low	6.4%	1	₹62.99
ITI Overnight Fund	Debt	Low	5%	1	₹14.41
ITI Balanced Advantage Fund	Hybrid	Moderately High	-0.62%	2	₹348.34
ITI Small Cap Fund	Equity	Very High	18.42%	3	₹3,602.85
ITI Large Cap Fund	Equity	Very High	0.16%	4	₹363.97
ITI Banking and PSU Debt Fund	Debt	Moderate	5.09%	5	₹33.69
ITI Mid Cap Fund	Equity	Very High	9.12%	4	₹1,539.20
ITI Ultra Short Term Fund	Debt	Moderately Low	6.51%	3	₹165.44
ITI Value Fund	Equity	Very High	2.84%	2	₹363.96
ITI Dynamic Term Fund	Debt	Moderately Low	3.02%	3	₹25.60
ITI Pharma and Healthcare Fund	Equity	Very High	10.59%	3	₹276.23
ITI Banking and Financial Services Fund	Equity	Very High	6.27%	2	₹388.18
ITI Flexi Cap Fund	Equity	Very High	10.27%	0	₹1,588.13
ITI Focused Fund	Equity	Very High	7.42%	0	₹628.60
ITI Large & Mid Cap Fund	Equity	Very High	4.91%	0	₹728.59
ITI Bharat Consumption Fund	Equity	Very High	-0.15%	0	₹370.31
ITI Business Cycle Fund	Equity	Very High	0%	0	₹116.38

News

ITI Mutual Fund announces Ceasation of Key Personnel
ITI Mutual Fund announces that Mr. Vikas Pandya shall cease to be the Head ' Compliance, Legal & Secretarial and Compliance Officer of ITI AMC with effect from the close of business hours on July 27, 2026.
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ITI Mutual Fund announces Appointment of Key Personnel
ITI Mutual Fund has announced that Mr. Dhruvkumar Trivedi has been appointed as an Acting Compliance Officer and Company Secretary for Mutual Fund business and is a Key Personnel at ITI Asset Management Ltd, with effect from July 27, 2026.
Name: Mr. Dhruvkumar Trivedi,
Age: 33 years
Designation: Acting Compliance Officer and Company Secretary
Qualification: ACS, LLB
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ITI Mutual Fund announces change in scheme name
ITI Mutual Fund has announced change in scheme name under the following scheme, with effect from July 10 2026.
Changes in Scheme Name:

Existing Scheme Name Revised Scheme Name

ITI Ultra Short Duration Fund ITI Ultra Short Term Fund
ITI Dynamic Bond Fund ITI Dynamic Term Fund

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Existing Scheme Name	Revised Scheme Name
ITI Ultra Short Duration Fund	ITI Ultra Short Term Fund
ITI Dynamic Bond Fund	ITI Dynamic Term Fund

Fund House Details & Investment Objective

Date of Incorporation

December 9, 2019

Total AUM (Cr)

₹348.34

ITI Balanced Advantage Fund (IDCW) is an Dynamic Asset Allocation Fund or Balanced Advantage Fund-oriented fund from the renowned AMC, ITI Mutual Fund. Launched in December 9, 2019, this fund is managed by Nilay Dalal. With assets under management (AUM) worth ₹348.34 (Cr), as of September 16, 2026, ITI Balanced Advantage Fund (IDCW) is categorized as a Dynamic Asset Allocation Fund or Balanced Advantage Fund within its segment. The fund has generated a return of 5.30% since its launch.
The current NAV of ITI Balanced Advantage Fund (IDCW) is ₹11.93, as on September 16, 2026. The fund's benchmark index is Nifty 50 Hybrid Composite Debt 50:50 Index TRI. You can invest in ITI Balanced Advantage Fund (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 6.78% and 5.95% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 73.78% in Equity, 22.91% in Debt and 3.31% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 25.55% in Debt, 17.66% in Banks, 7.97% in Finance, 5.19% in Pharmaceuticals & Biotech, 4.55% in Cash & Others

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