ITI Balanced Advantage Fund (IDCW)
Dynamic Asset Allocation or Balanced AdvantageNAV
12.41(0.35%)Fund Size (CR)
₹408.15Expense Ratio
2.37Scheme Type
Active FundValue Research
Min. investment
₹5,000Minimum Additional Investment
₹1,000Minimum SIP Investment
₹500Minimum Withdrawal
₹1,000Exit Load
0%Return Since Launch
6.36%
- 3M
- 6M
- 1Y
- 3Y
- All
Basic Details
Scheme Manager
Rajesh Bhatia
Bench Mark
NIFTY 50 Hybrid Composite Debt 50:50 Index
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | 30 July 2025 | 9853.28 | -1.47% | - | -1.01% | 120/147 |
| 1 Month | 4 July 2025 | 9770.39 | -2.30% | - | -1.77% | 108/147 |
| 3 Month | 6 May 2025 | 10226.86 | 2.27% | - | 2.59% | 86/147 |
| 6 Month | 6 February 2025 | 10275.53 | 2.76% | - | 3.98% | 127/145 |
| 1 Year | 6 August 2024 | 10357.29 | 3.57% | 3.57% | 3.48% | 92/145 |
| 3 Year | 5 August 2022 | 13575.79 | 35.76% | 10.71% | 12.37% | 87/107 |
| 5 Year | 6 August 2020 | 16330.54 | 63.31% | 10.30% | 12.99% | 77/87 |
| Since Inception | 31 December 2019 | 14123.30 | 41.23% | 6.36% | 10.67% | 135/147 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | 2 September 2024 | 1,20,000 | 133842.67 | 11.54% | 11.54% |
| 3 Year | 1 September 2022 | 3,60,000 | 429405.67 | 19.28% | 6.05% |
| 5 Year | 1 September 2020 | 6,00,000 | 773732.25 | 28.96% | 5.22% |
| 10 Year | - | - | - | - | - |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Mutual Funds Calculator
- Investment type
- Scheme based
- SIP
- Lumpsum
Invested Amount
₹25,000
Estimated Returns
₹19,059
76%
Returns
Future value of your investment
₹44,059
Risk Ratios
2.07%
Standard Deviation
0.50%
Beta
0.89%
Sharpe Ratio
0.01%
Treynor's Ratio
1.45%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| HDFC Bank | 4.08% | 83222 | 16.66 | Equity | Banks |
| Reliance Industr | 3.58% | 97410 | 14.62 | Equity | Refineries |
| Infosys | 3.58% | 91328 | 14.63 | Equity | IT - Software |
| Bharti Airtel | 3.37% | 68435 | 13.75 | Equity | Telecomm-Service |
| Garware Hi Tech | 2.68% | 26020 | 10.92 | Equity | Packaging |
| Bajaj Finance | 2.50% | 109050 | 10.21 | Equity | Finance |
| Axis Bank | 2.45% | 83416 | 10.00 | Equity | Banks |
| Swiggy | 2.44% | 248310 | 9.94 | Equity | E-Commerce/App based Aggregator |
| Wockhardt | 2.23% | 52997 | 9.08 | Equity | Pharmaceuticals |
| HDFC Life Insur. | 2.02% | 101473 | 8.26 | Equity | Insurance |
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| WhiteOak Capital Balanced Advantage Fund - Dir (G) | 1654.01 | -1.24% | 3.22% | 6.29% | 10.38% | - | |
| DSP Dynamic Asset Allocation Fund -Dir (G) | 3453.72 | -0.11% | 2.68% | 5.66% | 8.37% | 12.63% | |
| DSP Dynamic Asset Allocation Fund -Dir (IDCW-M) | 3453.72 | -0.11% | 2.68% | 5.32% | 8.02% | 12.51% | |
| ICICI Pru Balanced Advantage Fund - Dir (G) | 65297.87 | -0.92% | 2.65% | 6.09% | 7.58% | 13.62% |
List of Schemes under ITI Mutual Fund
News
ITI MF announces Income Distribution cum Capital Withdrawal (IDCW) under its scheme
ITI Mutual Fund has announced 10 July 2025 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) option under the following schemes. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:ITI Balanced Advantage Fund:
Regular Plan ' IDCW: 0.10
Direct Plan ' IDCW: 0.10
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ITI Mutual Fund announces change in scheme name
ITI Mutual Fund has announced change in scheme name under the following scheme, With effect from 30 June 2025.Change in the name of the Scheme:
Existing Scheme Name Revised Scheme Name ITI Focused Equity Fund ITI Focused Fund Powered by Capital Market - Live News
ITI Asset Management launches Diviniti SIF
ITI Asset Management has announced the launch of Diviniti SIF, a dedicated platform for its Specialized Investment Fund (SIF) business. This new offering aims to provide diverse investment solutions across equity, hybrid, and fixed income categories, tailored to meet evolving investor preferences.Diviniti SIF enters a nascent but growing segment within the Indian mutual fund landscape. Specialized Investment Funds (SIFs) are characterized by their ability to offer more customized investment solutions compared to conventional mutual fund schemes. However, as with any investment vehicle, SIFs inherently carry risks, including potential loss of capital, liquidity risk, and market volatility.
The launch by ITI Asset Management follows similar strategic moves by other prominent players in the asset management sector. Last week, Mirae Asset Investment Managers (India) introduced Platinum SIF under the Mirae Asset Mutual Fund umbrella, also with the objective of offering specialized investment funds. Mirae Asset's plans include rolling out differentiated investment strategies across equity, hybrid, and fixed income within the existing mutual fund framework.
Prior to these developments, Edelweiss Asset Management had also established its presence in the SIF segment with the launch of altiva SIF. Edelweiss AMC has positioned SIFs as an intermediary solution, bridging the gap between traditional mutual funds and Portfolio Management Services (PMS), specifically targeting investors who seek greater innovation and flexibility in their investment portfolios.
The entry of multiple asset managers into the SIF space suggests a growing recognition of the demand for more bespoke investment products that can cater to specific investor needs beyond the scope of traditional mutual fund offerings.
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Fund House Details & Investment Objective
Date of Incorporation
9 December 2019
Total AUM (Cr)
₹408.15
ITI Balanced Advantage Fund (IDCW) is an Dynamic Asset Allocation or Balanced Advantage-oriented fund from the renowned AMC, ITI Mutual Fund. Launched in 9 December 2019, this fund is managed by Rajesh Bhatia. With assets under management (AUM) worth ₹408.15 (Cr), as of 7 August 2025, ITI Balanced Advantage Fund (IDCW) is categorized as a Dynamic Asset Allocation or Balanced Advantage within its segment. The fund has generated a return of 6.36% since its launch.
The current NAV of ITI Balanced Advantage Fund (IDCW) is ₹12.41, as on 7 August 2025. The fund's benchmark index is NIFTY 50 Hybrid Composite Debt 50:50 Index. You can invest in ITI Balanced Advantage Fund (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹5,000.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
10% of the units allotted may be redeemed without any exit load, on or before completion of 3 months from the date of allotment of units. 0.50% if redeemed or switched out on or before completion of 3 months from the date of allotment of units Nil, if redeemed or switched out after completion of 3 months from the date of allotment of units. The fund has generated 10.71% and 10.30% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 55.27% in Equity, 37.55% in Debt and 7.18% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 30.49% in Debt, 15.71% in Banks, 6.52% in IT-Software, 6.37% in Cash & Others, 4.40% in Insurance
FAQs
How to Invest in ITI Balanced Advantage Fund (IDCW) Direct Growth?
ITI Balanced Advantage Fund (IDCW) is a popular fund in the Dynamic Asset Allocation or Balanced Advantage segment. The fund has generated a return of 6.36% since inception. Looking to invest in ITI Balanced Advantage Fund (IDCW) How about earning 1% extra return? All this is possible with m.Stock! Investing in ITI Balanced Advantage Fund (IDCW) is super easy and convenient with m.Stock. Here’s how you can begin:
- Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO.
- In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
- In the search bar, enter the fund name, in this case, ITI Balanced Advantage Fund (IDCW)
- On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
- If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
- If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility.
So, why wait? Invest in ITI Balanced Advantage Fund (IDCW) today and reap the benefits of this Dynamic Asset Allocation or Balanced Advantage fund!
How much returns has ITI Balanced Advantage Fund (IDCW) Direct Growth generated?
What is the expense ratio of ITI Balanced Advantage Fund (IDCW) Direct Growth?
What is the AUM of ITI Balanced Advantage Fund (IDCW) Fund Direct Growth?
How to redeem or withdraw money from ITI Balanced Advantage Fund (IDCW) Direct Growth?
Redeeming or selling units of ITI Balanced Advantage Fund (IDCW) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.
To redeem from ITI Balanced Advantage Fund (IDCW):
- Login to your m.Stock account
- In portfolio, your mutual fund investments will be visible under ‘MF’
- Select the fund you wish to redeem from (in this case ITI Balanced Advantage Fund (IDCW)).
- Click on ‘Redeem’ button
- You have 2 options – redeem by units and redeem by value (you can only redeem free units)
- Select units to be redeemed and click on submit.
- Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).