Mutual Funds
AMC
ITI Balanced Advantage Fund (IDCW)

ITI Balanced Advantage Fund (IDCW)

Dynamic Asset Allocation or Balanced Advantage

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NAV
12.65(0.18%)
Fund Size (CR)
₹394
Expense Ratio
2.25
Scheme Type
Active Fund
Value Research

Min. investment
₹5,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹500
Minimum Withdrawal
₹1,000
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0%
Return Since Launch
6.69%

Absolute Return: -0.06%

Annualized Return: 0%

Basic Details

Scheme Manager

Rajesh Bhatia

Bench Mark

NIFTY 50 Hybrid Composite Debt 50:50 Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	5 September 2025	10115.28	1.15%	-	0.94%	28/147
1 Month	12 August 2025	10281.16	2.81%	-	1.79%	11/147
3 Month	12 June 2025	10127.88	1.28%	-	1.39%	58/147
6 Month	12 March 2025	10854.11	8.54%	-	9.58%	109/145
1 Year	12 September 2024	10204.67	2.05%	2.05%	1.06%	74/145
3 Year	12 September 2022	13748.04	37.48%	11.18%	12.01%	82/115
5 Year	11 September 2020	17051.11	70.51%	11.25%	13.16%	66/87
Since Inception	31 December 2019	14469.40	44.69%	6.69%	10.81%	135/147

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 October 2024	1,20,000	137447.85	14.54%	14.54%
3 Year	3 October 2022	3,60,000	436139.79	21.15%	6.60%
5 Year	1 October 2020	6,00,000	784593.96	30.77%	5.51%
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

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Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

2.13%

Standard Deviation

0.55%

Beta

0.62%

Sharpe Ratio

-0.03%

Treynor's Ratio

1.88%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	5.13%	212532	20.22	Equity	Banks
Bharti Airtel	3.96%	82503	15.58	Equity	Telecomm-Service
Infosys	3.41%	91328	13.42	Equity	IT - Software
Reliance Industr	3.36%	97410	13.22	Equity	Refineries
Swiggy	2.45%	235677	9.66	Equity	E-Commerce/App based Aggregator
Bajaj Finance	2.43%	109050	9.57	Equity	Finance
Eternal Ltd	2.28%	285991	8.98	Equity	E-Commerce/App based Aggregator
Titan Company	2.00%	21757	7.90	Equity	Diamond, Gems and Jewellery
HDFC Life Insur.	1.99%	101473	7.83	Equity	Insurance
Wockhardt	1.92%	52997	7.57	Equity	Pharmaceuticals

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
WhiteOak Capital Balanced Advantage Fund - Dir (G)	1811.88	1.79%	2.53%	11.79%	6.60%	-
ICICI Pru Balanced Advantage Fund - Dir (IDCW)	65710.61	2.69%	2.83%	11.60%	6.58%	13.68%
ICICI Pru Balanced Advantage Fund - Dir (G)	65710.61	2.68%	2.83%	11.60%	6.56%	13.68%
ICICI Pru Balanced Advantage Fund - Dir (IDCW-M)	65710.61	2.67%	2.83%	11.61%	6.54%	13.79%
DSP Dynamic Asset Allocation Fund -Dir (G)	3488.52	1.12%	1.45%	8.10%	6.00%	12.20%

List of Schemes under ITI Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
ITI Small Cap Fund	Equity	Very High	1.22%	3	₹2,640.78
ITI Mid Cap Fund	Equity	Very High	-6.63%	4	₹1,249.03
ITI Pharma and Healthcare Fund	Equity	Very High	6.28%	3	₹229.93
ITI Arbitrage Fund	Hybrid	Low	7.62%	1	₹46.27
ITI Large Cap Fund	Equity	Very High	-5.47%	4	₹557.42
ITI Bharat Consumption Fund	Equity	Very High	0%	0	₹230.18
ITI Banking and Financial Services Fund	Equity	Very High	10.24%	3	₹318.14
ITI Large & Mid Cap Fund	Equity	Very High	0%	0	₹901.03
ITI Balanced Advantage Fund	Hybrid	Moderately High	2.71%	2	₹408.15
ITI Liquid Fund	Debt	Moderately Low	7.02%	2	₹65.71
ITI Overnight Fund	Debt	Low	6.08%	1	₹16.60
ITI Banking and PSU Debt Fund	Debt	Moderate	8.57%	5	₹36.04
ITI Value Fund	Equity	Very High	-7.8%	3	₹335.57
ITI Flexi Cap Fund	Equity	Very High	-0.87%	0	₹1,186.24
ITI Focused Fund	Equity	Very High	1.85%	0	₹538.10
ITI ELSS Tax Saver Fund	Equity	Very High	-2.91%	4	₹434.70
ITI Ultra Short Duration Fund	Debt	Moderately Low	7.5%	3	₹188.14
ITI Multi Cap Fund	Equity	Very High	-4.67%	3	₹1,305.18
ITI Dynamic Bond Fund	Debt	Moderately Low	8.36%	4	₹38.95

News

ITI MF announces Income Distribution cum Capital Withdrawal (IDCW) under its scheme
ITI Mutual Fund has announced 12 September 2025 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) option under the following schemes. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
ITI Balanced Advantage Fund:
Regular Plan ' IDCW: 0.06
Direct Plan ' IDCW: 0.06
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ITI MF announces Income Distribution cum Capital Withdrawal (IDCW) under its scheme
ITI Mutual Fund has announced 26 August 2025 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) option under the following schemes. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
ITI Balanced Advantage Fund:
Regular Plan ' IDCW: 0.02
Direct Plan ' IDCW: 0.02
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ITI MF announces Income Distribution cum Capital Withdrawal (IDCW) under its scheme
ITI Mutual Fund has announced 10 July 2025 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) option under the following schemes. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
ITI Balanced Advantage Fund:
Regular Plan ' IDCW: 0.10
Direct Plan ' IDCW: 0.10
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Fund House Details & Investment Objective

Date of Incorporation

9 December 2019

Total AUM (Cr)

₹394.00

ITI Balanced Advantage Fund (IDCW) is an Dynamic Asset Allocation or Balanced Advantage-oriented fund from the renowned AMC, ITI Mutual Fund. Launched in 9 December 2019, this fund is managed by Rajesh Bhatia. With assets under management (AUM) worth ₹394 (Cr), as of 12 September 2025, ITI Balanced Advantage Fund (IDCW) is categorized as a Dynamic Asset Allocation or Balanced Advantage within its segment. The fund has generated a return of 6.69% since its launch.
The current NAV of ITI Balanced Advantage Fund (IDCW) is ₹12.65, as on 12 September 2025. The fund's benchmark index is NIFTY 50 Hybrid Composite Debt 50:50 Index. You can invest in ITI Balanced Advantage Fund (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
10% of the units allotted may be redeemed without any exit load, on or before completion of 3 months from the date of allotment of units. 0.50% if redeemed or switched out on or before completion of 3 months from the date of allotment of units Nil, if redeemed or switched out after completion of 3 months from the date of allotment of units. The fund has generated 11.18% and 11.25% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 54.17% in Equity, 38.22% in Debt and 7.61% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 37.53% in Debt, 8.42% in Banks, 7.48% in Cash & Others, 5.45% in Insurance, 4.77% in IT-Software