ITI Banking and Financial Services Fund-Dir (G)

Sectoral / Thematic

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NAV
16.04(2.22%)
Fund Size (CR)
₹375.94
Expense Ratio
0.4
Scheme Type
Active Fund
Value Research
-

Min. investment
₹5,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹500
Minimum Withdrawal
₹1,000
Exit Load
0.5%
Return Since Launch
11.62%

Absolute Return: -7.39%

Annualized Return: 0%

Basic Details

Scheme Manager

Nilay Dalal

Bench Mark

Nifty Financial Services TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	March 18, 2026	9728.27	-2.72%	-	-1.62%	883/1003
1 Month	February 25, 2026	8886.34	-11.14%	-	-7.22%	949/987
3 Month	December 24, 2025	9190.41	-8.10%	-	-8.12%	419/964
6 Month	September 25, 2025	10011.67	0.12%	-	-6.22%	80/920
1 Year	March 25, 2025	10656.28	6.56%	6.56%	3.44%	220/860
3 Year	March 24, 2023	15554.50	55.54%	15.83%	18.16%	327/518
5 Year	-	-	-	-	-	-/-
Since Inception	December 6, 2021	16042.60	60.43%	11.62%	7.86%	479/1007

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	April 1, 2025	1,20,000	117295.39	-2.25%	-2.25%
3 Year	April 3, 2023	3,60,000	410756.49	14.10%	4.49%
5 Year	-	-	-	-	-
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

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Monthly Investment (₹)

Minimum value allowed is 500

Expected Returns Rate (%)

Minimum value allowed is 1

Time Period (in Years)

Minimum value allowed is 1

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Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

3.54%

Standard Deviation

0.96%

Beta

0.81%

Sharpe Ratio

0.08%

Treynor's Ratio

1.75%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
ICICI Bank	13.17%	359023	49.51	Equity	Banks
Axis Bank	9.67%	262800	36.37	Equity	Banks
Kotak Mah. Bank	9.13%	826939	34.33	Equity	Banks
SBI	8.76%	274107	32.94	Equity	Banks
HDFC Bank	7.45%	315630	28.02	Equity	Banks
Bajaj Finance	5.32%	200840	20.00	Equity	Finance
Shriram Finance	4.94%	172037	18.57	Equity	Finance
SBI Life Insuran	2.69%	49639	10.11	Equity	Insurance
Cholaman.Inv.&Fn	2.50%	54217	9.38	Equity	Finance
ICICI Pru Life	1.93%	110646	7.24	Equity	Insurance

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
ITI Banking and Financial Services Fund-Dir (G)	375.94	-11.14%	-8.10%	0.12%	6.56%	15.83%
Nippon India Taiwan Equity Fund - Direct (G)	519.50	19.70%	49.05%	62.43%	150.96%	50.49%
Nippon India Taiwan Equity Fund - Direct (IDCW)	519.50	19.70%	49.05%	62.43%	150.96%	50.49%
Franklin Asian Equity Fund - Direct (G)	426.90	-6.80%	6.03%	11.57%	30.60%	14.63%
Franklin Asian Equity Fund - Direct (IDCW)	426.90	-6.80%	6.03%	11.56%	30.58%	14.62%
Nippon India Japan Equity Fund - Direct (G)	311.26	-3.78%	9.49%	11.58%	29.63%	18.84%

List of Schemes under ITI Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
ITI Multi Cap Fund	Equity	Very High	7.71%	3	₹1,336.69
ITI Large Cap Fund	Equity	Very High	-2.1%	4	₹507.09
ITI Large & Mid Cap Fund	Equity	Very High	-1.88%	0	₹745.18
ITI Mid Cap Fund	Equity	Very High	6.34%	4	₹1,325.07
ITI Small Cap Fund	Equity	Very High	3.5%	3	₹2,712.50
ITI Value Fund	Equity	Very High	3.35%	2	₹344.58
ITI Focused Fund	Equity	Very High	6.9%	0	₹567.10
ITI Pharma and Healthcare Fund	Equity	Very High	-2.66%	3	₹221.78
ITI Banking and Financial Services Fund	Equity	Very High	6.56%	2	₹375.94
ITI Bharat Consumption Fund	Equity	Very High	0.87%	0	₹352.98
ITI ELSS Tax Saver Fund	Equity	Very High	-0.12%	4	₹417.72
ITI Overnight Fund	Debt	Low	5.29%	1	₹46.59
ITI Liquid Fund	Debt	Moderately Low	6.19%	2	₹53.22
ITI Ultra Short Duration Fund	Debt	Moderately Low	6.54%	3	₹213.91
ITI Dynamic Bond Fund	Debt	Moderately Low	3.94%	3	₹30.70
ITI Banking and PSU Debt Fund	Debt	Moderate	6.36%	5	₹37.72
ITI Balanced Advantage Fund	Hybrid	Moderately High	0.86%	2	₹379.18
ITI Arbitrage Fund	Hybrid	Low	7.3%	1	₹48.75
ITI Flexi Cap Fund	Equity	Very High	6.02%	0	₹1,266.92

News

ITI MF announces Income Distribution cum Capital Withdrawal (IDCW) under its scheme
ITI Mutual Fund has announced 30 March 2026 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) option under the following scheme. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
ITI Balanced Advantage Fund:
Regular Plan ' IDCW: 0.10
Direct Plan ' IDCW: 0.10
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ITI MF announces Income Distribution cum Capital Withdrawal (IDCW) under its schemes
ITI Mutual Fund has announced 03 February 2026 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) option under the following scheme. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
ITI Balanced Advantage Fund:
Regular Plan ' IDCW: 0.12
Direct Plan ' IDCW: 0.12
ITI Consumption Fund:
Regular Plan ' IDCW: 0.60
Direct Plan ' IDCW: 0.60
ITI Banking and Financial Services Fund:
Regular Plan ' IDCW: 1.00
Direct Plan ' IDCW: 1.00
ITI Flexi Cap Fund:
Regular Plan ' IDCW: 0.60
Direct Plan ' IDCW: 0.60
ITI Focused Fund:
Regular Plan ' IDCW: 1.00
Direct Plan ' IDCW: 1.00
ITI Large Cap Fund:
Regular Plan ' IDCW: 1.00
Direct Plan ' IDCW: 1.00
ITI ELSS Tax Saver Fund:
Regular Plan ' IDCW: 1.00
Direct Plan ' IDCW: 1.00
ITI Multi Cap Fund:
Regular Plan ' IDCW: 1.00
Direct Plan ' IDCW: 1.00
ITI Mid Cap Fund:
Regular Plan ' IDCW: 1.00
Direct Plan ' IDCW: 1.00
ITI Small Cap Fund:
Regular Plan ' IDCW: 0.60
Direct Plan ' IDCW: 0.60
ITI Value Fund:
Regular Plan ' IDCW: 1.00
Direct Plan ' IDCW: 1.00
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ITI Mutual Fund announces change in Key Personnel
ITI Mutual Fund has announced the Mr. Chetan Shah (DIN: 08038633) has been appointed, as an Independent Director of ITI Asset Management Limited (ITIAML) with effect from December 12, 2025.
Details of Mr. Chetan Shah
Age: 62 years
Designation: Independent Director
Qualification: MBA in Marketing of Financial Services (University of Paisley)
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Fund House Details & Investment Objective

Date of Incorporation

November 15, 2021

Total AUM (Cr)

₹375.94

ITI Banking and Financial Services Fund-Dir (G) is an Sectoral / Thematic-oriented fund from the renowned AMC, ITI Mutual Fund. Launched in November 15, 2021, this fund is managed by Nilay Dalal. With assets under management (AUM) worth ₹375.94 (Cr), as of March 25, 2026, ITI Banking and Financial Services Fund-Dir (G) is categorized as a Sectoral / Thematic within its segment. The fund has generated a return of 11.62% since its launch.
The current NAV of ITI Banking and Financial Services Fund-Dir (G) is ₹16.04, as on March 25, 2026. The fund's benchmark index is Nifty Financial Services TRI. You can invest in ITI Banking and Financial Services Fund-Dir (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 15.83% and undefined% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 96.83% in Equity, 1.77% in Debt and 1.40% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 61.60% in Banks, 19.88% in Finance, 7.24% in Cash & Others, 6.44% in Capital Markets, 3.85% in Insurance

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