ITI Banking and Financial Services Fund-Dir (G)

Sectoral / Thematic

Invest Now

NAV
17.95(1.29%)
Fund Size (CR)
₹381.16
Expense Ratio
1.35
Scheme Type
Active Fund
Value Research
-

Min. investment
₹5,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹500
Minimum Withdrawal
₹1,000
Exit Load
0.5%
Return Since Launch
13.10%

Absolute Return: 6.36%

Annualized Return: 0%

Basic Details

Scheme Manager

Nilay Dalal

Bench Mark

Nifty Financial Services TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	July 24, 2026	10209.58	2.10%	-	2.37%	572/1007
1 Month	June 30, 2026	10133.19	1.33%	-	2.52%	646/1007
3 Month	April 30, 2026	10557.76	5.58%	-	6.16%	539/1007
6 Month	January 30, 2026	10120.52	1.21%	-	7.53%	757/976
1 Year	July 31, 2025	11046.65	10.47%	10.47%	7.74%	280/908
3 Year	July 31, 2023	14293.89	42.94%	12.63%	15.39%	347/548
5 Year	-	-	-	-	-	-/-
Since Inception	December 6, 2021	17727.00	77.27%	13.10%	12.30%	505/1005

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	September 1, 2025	1,20,000	127541.97	6.28%	6.28%
3 Year	September 1, 2023	3,60,000	435356.23	20.93%	6.54%
5 Year	-	-	-	-	-
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Risk Ratios

4.63%

Standard Deviation

0.98%

Beta

0.51%

Sharpe Ratio

0.01%

Treynor's Ratio

2.13%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
ICICI Bank	10.83%	300106	41.27	Equity	Banks
SBI	8.79%	326103	33.49	Equity	Banks
HDFC Bank	8.73%	417242	33.29	Equity	Banks
Axis Bank	7.97%	225827	30.39	Equity	Banks
Bajaj Finance	5.29%	200840	20.18	Equity	Finance
Kotak Mah. Bank	5.18%	502878	19.73	Equity	Banks
Shriram Finance	4.69%	171524	17.88	Equity	Finance
BSE	4.01%	39561	15.29	Equity	Financial Services
Cholaman.Inv.&Fn	3.07%	65414	11.71	Equity	Finance
Aditya Birla Cap	2.10%	203801	7.99	Equity	Finance

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
ITI Banking and Financial Services Fund-Dir (G)	381.16	1.33%	5.58%	1.21%	10.47%	12.63%
Nippon India Taiwan Equity Fund - Direct (G)	1191.72	-18.22%	-12.13%	51.94%	118.06%	49.75%
Nippon India Taiwan Equity Fund - Direct (IDCW)	1191.72	-18.22%	-12.13%	51.94%	118.06%	49.75%
Franklin Asian Equity Fund - Direct (G)	979.21	-2.63%	9.55%	14.57%	40.89%	19.43%
Franklin Asian Equity Fund - Direct (IDCW)	979.21	-2.63%	9.55%	14.57%	40.88%	19.42%
SBI Automotive Opportunities Fund - Direct (G)	5380.09	6.71%	14.08%	19.75%	33.48%	-

List of Schemes under ITI Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
ITI Multi Cap Fund	Equity	Very High	10.85%	3	₹1,470.48
ITI Large Cap Fund	Equity	Very High	1.59%	4	₹370.31
ITI Large & Mid Cap Fund	Equity	Very High	5.08%	0	₹743.86
ITI Mid Cap Fund	Equity	Very High	12.73%	4	₹1,445.60
ITI Small Cap Fund	Equity	Very High	15.09%	3	₹3,321.83
ITI Value Fund	Equity	Very High	5.17%	2	₹359.52
ITI Focused Fund	Equity	Very High	10.05%	0	₹596.77
ITI Pharma and Healthcare Fund	Equity	Very High	9.04%	3	₹251.87
ITI Banking and Financial Services Fund	Equity	Very High	10.47%	2	₹381.16
ITI Bharat Consumption Fund	Equity	Very High	6.18%	0	₹357.39
ITI Business Cycle Fund	Equity	Very High	0%	0	₹113.61
ITI ELSS Tax Saver Fund	Equity	Very High	6.6%	4	₹452.15
ITI Overnight Fund	Debt	Low	5.08%	1	₹21.02
ITI Liquid Fund	Debt	Moderately Low	6.15%	2	₹47.47
ITI Ultra Short Term Fund	Debt	Moderately Low	6.4%	3	₹156.02
ITI Dynamic Term Fund	Debt	Moderately Low	2.79%	3	₹27.49
ITI Banking and PSU Debt Fund	Debt	Moderate	5.21%	5	₹33.47
ITI Balanced Advantage Fund	Hybrid	Moderately High	1.46%	2	₹355.10
ITI Arbitrage Fund	Hybrid	Low	6.46%	1	₹71.61
ITI Flexi Cap Fund	Equity	Very High	11.16%	0	₹1,412.22

News

ITI Mutual Fund announces Ceasation of Key Personnel
ITI Mutual Fund announces that Mr. Vikas Pandya shall cease to be the Head ' Compliance, Legal & Secretarial and Compliance Officer of ITI AMC with effect from the close of business hours on July 27, 2026.
Powered by Capital Market - Live News

ITI Mutual Fund announces Appointment of Key Personnel
ITI Mutual Fund has announced that Mr. Dhruvkumar Trivedi has been appointed as an Acting Compliance Officer and Company Secretary for Mutual Fund business and is a Key Personnel at ITI Asset Management Ltd, with effect from July 27, 2026.
Name: Mr. Dhruvkumar Trivedi,
Age: 33 years
Designation: Acting Compliance Officer and Company Secretary
Qualification: ACS, LLB
Powered by Capital Market - Live News

ITI Mutual Fund announces change in scheme name
ITI Mutual Fund has announced change in scheme name under the following scheme, with effect from July 10 2026.
Changes in Scheme Name:

Existing Scheme Name Revised Scheme Name

ITI Ultra Short Duration Fund ITI Ultra Short Term Fund
ITI Dynamic Bond Fund ITI Dynamic Term Fund

Powered by Capital Market - Live News

Existing Scheme Name	Revised Scheme Name
ITI Ultra Short Duration Fund	ITI Ultra Short Term Fund
ITI Dynamic Bond Fund	ITI Dynamic Term Fund

Fund House Details & Investment Objective

Date of Incorporation

November 15, 2021

Total AUM (Cr)

₹381.16

ITI Banking and Financial Services Fund-Dir (G) is an Sectoral / Thematic-oriented fund from the renowned AMC, ITI Mutual Fund. Launched in November 15, 2021, this fund is managed by Nilay Dalal. With assets under management (AUM) worth ₹381.16 (Cr), as of August 3, 2026, ITI Banking and Financial Services Fund-Dir (G) is categorized as a Sectoral / Thematic within its segment. The fund has generated a return of 13.10% since its launch.
The current NAV of ITI Banking and Financial Services Fund-Dir (G) is ₹17.95, as on August 3, 2026. The fund's benchmark index is Nifty Financial Services TRI. You can invest in ITI Banking and Financial Services Fund-Dir (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 12.63% and undefined% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 97.48% in Equity, 0.30% in Debt and 2.22% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 56.42% in Banks, 23.52% in Finance, 10.31% in Capital Markets, 4.21% in Debt, 3.22% in Insurance

Mutual Fund Categories

Mutual Fund Calculators

View All

SIP Calculator

Compute the future value of your SIP investments

Lumpsum Calculator

Calculate lumpsum investment corpus

SWP Calculator

Calculate the future value of your SWP Investments