Can I invest in SIP and Lumpsum in ITI Multi Cap Fund - Direct (IDCW) Direct Growth?

Yes, you can invest both lumpsum and SIP in ITI Multi Cap Fund - Direct (IDCW). Minimum lumpsum investment ITI Multi Cap Fund - Direct (IDCW) is ₹1,000 and minimum SIP amount is ₹500 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of ITI Multi Cap Fund - Direct (IDCW) Direct Growth?

The latest NAV ( Net Asset Value ) of ITI Multi Cap Fund - Direct (IDCW) is ITI Multi Cap Fund - Direct (IDCW) is ₹22.78 as on 2025-04-23.

Which are the biggest stock holdings of ITI Multi Cap Fund - Direct (IDCW)?

The 5 biggest stock holdings of ITI Multi Cap Fund - Direct (IDCW) are: HDFC Bank (5.23%), ICICI Bank (3.90%), Reliance Industr (3.25%), Solar Industries (2.48%), ITC (2.38%)

What are the top sectors ITI Multi Cap Fund - Direct (IDCW) invests in?

A majority of ITI Multi Cap Fund - Direct (IDCW) 's AUM worth ₹1,116.36 (Cr) is invested in these 3 top sectors: Banks : 14.07% Electrical Equipments : 7.27% Pharmaceuticals & Biotech : 7.01%

Mutual Funds
AMC
ITI Multi Cap Fund - Direct (IDCW)

ITI Multi Cap Fund - Direct (IDCW)

Multi Cap Fund

Invest Now

NAV
22.78(0.65%)
Fund Size (CR)
₹1,116.36
Expense Ratio
0.37
Scheme Type
Active Fund
Value Research

Min. investment
₹1,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹500
Minimum Withdrawal
₹1,000
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
1%
Return Since Launch
15.59%

Absolute Return: 0.39%

Annualized Return: 0%

Basic Details

Scheme Manager

Dhimant Shah

Bench Mark

NIFTY500 Multicap 50:25:25 Total Return Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	15 April 2025	10384.26	3.84%	-	3.72%	67/120
1 Month	21 March 2025	10400.43	4.00%	-	3.63%	43/120
3 Month	22 January 2025	10065.41	0.65%	-	1.50%	83/116
6 Month	22 October 2024	9344.06	-6.56%	-	-4.26%	93/110
1 Year	22 April 2024	10404.13	4.04%	4.04%	9.52%	85/98
3 Year	22 April 2022	17001.38	70.01%	19.33%	18.90%	25/58
5 Year	22 April 2020	26905.22	169.05%	21.88%	28.44%	32/34
Since Inception	15 May 2019	23651.30	136.51%	15.59%	15.70%	88/120

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	2 May 2024	1,20,000	121325.15	1.10%	1.10%
3 Year	2 May 2022	3,60,000	484106.98	34.47%	10.38%
5 Year	4 May 2020	6,00,000	961122.56	60.19%	9.88%
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

4.55%

Standard Deviation

0.97%

Beta

0.75%

Sharpe Ratio

-0.01%

Treynor's Ratio

2.26%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	5.23%	319232	58.36	Equity	Banks
ICICI Bank	3.90%	323103	43.57	Equity	Banks
Reliance Industr	3.25%	284760	36.31	Equity	Refineries
Solar Industries	2.48%	24665	27.73	Equity	Aerospace & Defence
ITC	2.38%	648000	26.55	Equity	Tobacco Products
Bharti Airtel	2.34%	150882	26.15	Equity	Telecomm-Service
Lupin	2.13%	117510	23.83	Equity	Pharmaceuticals
Hitachi Energy	2.08%	18325	23.19	Equity	Capital Goods - Electrical Equipment
Larsen & Toubro	1.94%	61996	21.65	Equity	Infrastructure Developers & Operators
Infosys	1.87%	132859	20.87	Equity	IT - Software

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
ITI Multi Cap Fund - Direct (IDCW)	1116.36	4.00%	0.65%	-6.56%	4.04%	19.33%
SBI Multicap Fund - Direct (IDCW)	19192.41	5.63%	4.85%	1.68%	19.36%	18.52%
SBI Multicap Fund - Direct (G)	19192.41	5.63%	4.85%	1.68%	19.36%	18.52%
LIC MF Multi Cap Fund - Direct (G)	1383.23	1.88%	-1.73%	-3.62%	16.66%	-
LIC MF Multi Cap Fund - Direct (IDCW)	1383.23	1.88%	-1.73%	-3.62%	16.66%	-
AXIS Multicap Fund - Direct (G)	6979.46	3.12%	1.10%	-3.31%	16.66%	22.41%

List of Schemes under ITI Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
ITI Multi Cap Fund	Equity	Very High	4.04%	3	₹1,116.36
ITI Large Cap Fund	Equity	Very High	4.22%	3	₹472.57
ITI Large & Mid Cap Fund	Equity	Very High	0%	0	₹780.75
ITI Mid Cap Fund	Equity	Very High	9.22%	4	₹1,091.64
ITI Small Cap Fund	Equity	Very High	12.13%	3	₹2,219.20
ITI Value Fund	Equity	Very High	3.06%	3	₹297.69
ITI Focused Equity Fund	Equity	Very High	12.08%	0	₹478.53
ITI Pharma and Healthcare Fund	Equity	Very High	21.14%	3	₹213.78
ITI Banking and Financial Services Fund	Equity	Very High	18.12%	3	₹287.76
ITI Bharat Consumption Fund	Equity	Very High	0%	0	₹160.48
ITI Long Term Equity Fund	Equity	Very High	8.43%	4	₹377.68
ITI Overnight Fund	Debt	Low	6.35%	1	₹12.03
ITI Liquid Fund	Debt	Moderately Low	7.15%	2	₹48.22
ITI Ultra Short Duration Fund	Debt	Moderately Low	7.59%	4	₹180.28
ITI Dynamic Bond Fund	Debt	Moderately Low	12.06%	4	₹39.64
ITI Banking and PSU Debt Fund	Debt	Moderately Low	9.25%	5	₹34.80
ITI Balanced Advantage Fund	Hybrid	Moderately High	7.3%	2	₹382.77
ITI Arbitrage Fund	Hybrid	Low	7.92%	1	₹47.67
ITI Flexi Cap Fund	Equity	Very High	8.64%	0	₹1,031.77

News

ITI MF announces Income Distribution cum Capital Withdrawal (IDCW) under its scheme
ITI Mutual Fund has announced 11 March 2025 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) option under the following schemes. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
ITI Balanced Advantage Fund:
Regular Plan ' IDCW: 0.10
Direct Plan ' IDCW: 0.10
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ITI MF announces Income Distribution cum Capital Withdrawal (IDCW) under its scheme
ITI Mutual Fund has announced 11 February 2025 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) option under the following schemes. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
ITI Balanced Advantage Fund:
Regular Plan ' IDCW: 0.10
Direct Plan ' IDCW: 0.10
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ITI MF announces change in fund manager under its schemes

ITI Mutual Fund has announced change in fund managers under the following schemes, with effect from February 01, 2025.

Change in Fund Manager:

Name of the Scheme	Existing Fund Managers	New Fund Manager(s)
ITI Ultra Short Duration Fund	Mr. Rajesh Bhatia	Mr. Laukik Bagwe
ITI Banking & PSU Debt Fund	Mr. Rajesh Bhatia	Mr. Laukik Bagwe
ITI Dynamic Bond Fund	Mr. Rajesh Bhatia	Mr. Laukik Bagwe
ITI Overnight Fund	Mr. Rajesh Bhatia	Mr. Laukik Bagwe
ITI Liquid Fund	Mr. Rajesh Bhatia	Mr. Laukik Bagwe
ITI Balanced Advantage Fund	Mr. Rajesh Bhatia and Mr. Rohan Korde	Mr. Rajesh Bhatia, Mr. Laukik Bagwe and Mr. Rohan Korde
ITI Arbitrage Fund	Mr. Rajesh Bhatia, Mr. Vikas Nathani and Mr. Rohan Korde	Mr. Laukik Bagwe, Mr. Vikas Nathani and Mr. Rohan Korde

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Fund House Details & Investment Objective

Date of Incorporation

25 April 2019

Total AUM (Cr)

₹1116.36

ITI Multi Cap Fund - Direct (IDCW) is an Multi Cap Fund-oriented fund from the renowned AMC, ITI Mutual Fund. Launched in 25 April 2019, this fund is managed by Dhimant Shah. With assets under management (AUM) worth ₹1,116.36 (Cr), as of 23 April 2025, ITI Multi Cap Fund - Direct (IDCW) is categorized as a Multi Cap Fund within its segment. The fund has generated a return of 15.59% since its launch.
The current NAV of ITI Multi Cap Fund - Direct (IDCW) is ₹22.78, as on 23 April 2025. The fund's benchmark index is NIFTY500 Multicap 50:25:25 Total Return Index. You can invest in ITI Multi Cap Fund - Direct (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹1,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
1% - if redeemed or switched out on or before completion of 3 months from the date of allotment of units Nil - if redeemed or switched out after completion of 3 months from the date of allotment of units. The fund has generated 19.33% and 21.88% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 96.27% in Equity, 3.73% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 14.07% in Banks, 7.27% in Electrical Equipments, 7.01% in Pharmaceuticals & Biotech, 5.90% in Chemicals & Petrochemical, 5.78% in IT-Software

FAQs

How to Invest in ITI Multi Cap Fund - Direct (IDCW) Direct Growth?

ITI Multi Cap Fund - Direct (IDCW) is a popular fund in the Multi Cap Fund segment. The fund has generated a return of 15.59% since inception. Looking to invest in ITI Multi Cap Fund - Direct (IDCW) How about earning 1% extra return? All this is possible with m.Stock! Investing in ITI Multi Cap Fund - Direct (IDCW) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, ITI Multi Cap Fund - Direct (IDCW)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in ITI Multi Cap Fund - Direct (IDCW) today and reap the benefits of this Multi Cap Fund fund!

How much returns has ITI Multi Cap Fund - Direct (IDCW) Direct Growth generated?

In the short term, i.e., 1 year, ITI Multi Cap Fund - Direct (IDCW) has generated annualised return of 4.04%. In the long-term, the fund has generated 19.33% and 21.88% in 3 and 5 years respectively. Since its inception, the fund has generated 15.59% returns.

What is the expense ratio of ITI Multi Cap Fund - Direct (IDCW) Direct Growth?

The expense ratio of ITI Multi Cap Fund - Direct (IDCW) Direct Growth is 0.37%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of ITI Multi Cap Fund - Direct (IDCW) Fund Direct Growth?

The Assets Under Management (AUM) of ITI Multi Cap Fund - Direct (IDCW) is ₹1,116.36 (Cr) as of 2025-04-23 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from ITI Multi Cap Fund - Direct (IDCW) Direct Growth?

Redeeming or selling units of ITI Multi Cap Fund - Direct (IDCW) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from ITI Multi Cap Fund - Direct (IDCW):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case ITI Multi Cap Fund - Direct (IDCW)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).