How to Invest in DSP Dynamic Asset Allocation Fund -Dir (G) Direct Growth?

DSP Dynamic Asset Allocation Fund -Dir (G) is a popular fund in the Dynamic Asset Allocation Fund or Balanced Advantage Fund segment. The fund has generated a return of 9.87% since inception. Looking to invest in DSP Dynamic Asset Allocation Fund -Dir (G) How about earning 1% extra return? All this is possible with m.Stock ! Investing in DSP Dynamic Asset Allocation Fund -Dir (G) is super easy and convenient with m.Stock. Here’s how you can begin: Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO. In the ‘Menu’ section, under ‘Products’ , select ‘Mutual Funds’ . In the search bar, enter the fund name, in this case, DSP Dynamic Asset Allocation Fund -Dir (G) On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus. If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete. If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility. So, why wait? Invest in DSP Dynamic Asset Allocation Fund -Dir (G) today and reap the benefits of this Dynamic Asset Allocation Fund or Balanced Advantage Fund fund!

How much returns has DSP Dynamic Asset Allocation Fund -Dir (G) Direct Growth generated?

In the short term, i.e., 1 year, DSP Dynamic Asset Allocation Fund -Dir (G) has generated annualised return of 2.20%. In the long-term, the fund has generated 10.87% and 8.65% in 3 and 5 years respectively. Since its inception, the fund has generated 9.87% returns.

What is the expense ratio of DSP Dynamic Asset Allocation Fund -Dir (G) Direct Growth?

The expense ratio of DSP Dynamic Asset Allocation Fund -Dir (G) Direct Growth is 1.04%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of DSP Dynamic Asset Allocation Fund -Dir (G) Fund Direct Growth?

The Assets Under Management (AUM) of DSP Dynamic Asset Allocation Fund -Dir (G) is ₹3,703.78 (Cr) as of 2026-11-04 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from DSP Dynamic Asset Allocation Fund -Dir (G) Direct Growth?

Redeeming or selling units of DSP Dynamic Asset Allocation Fund -Dir (G) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load . To redeem from DSP Dynamic Asset Allocation Fund -Dir (G): Login to your m.Stock account In portfolio, your mutual fund investments will be visible under ‘MF’ Select the fund you wish to redeem from (in this case DSP Dynamic Asset Allocation Fund -Dir (G)). Click on ‘Redeem’ button You have 2 options – redeem by units and redeem by value (you can only redeem free units) Select units to be redeemed and click on submit. Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).

Can I invest in SIP and Lumpsum in DSP Dynamic Asset Allocation Fund -Dir (G) Direct Growth?

Yes, you can invest both lumpsum and SIP in DSP Dynamic Asset Allocation Fund -Dir (G). Minimum lumpsum investment DSP Dynamic Asset Allocation Fund -Dir (G) is ₹100 and minimum SIP amount is ₹100 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of DSP Dynamic Asset Allocation Fund -Dir (G) Direct Growth?

The latest NAV ( Net Asset Value ) of DSP Dynamic Asset Allocation Fund -Dir (G) is DSP Dynamic Asset Allocation Fund -Dir (G) is ₹33.40 as on 2026-11-04.

Which are the biggest stock holdings of DSP Dynamic Asset Allocation Fund -Dir (G)?

The 5 biggest stock holdings of DSP Dynamic Asset Allocation Fund -Dir (G) are: HDFC Bank (5.72%), ICICI Bank (5.72%), Axis Bank (3.93%), SBI (2.92%), Kotak Mah. Bank (2.86%)

What are the top sectors DSP Dynamic Asset Allocation Fund -Dir (G) invests in?

A majority of DSP Dynamic Asset Allocation Fund -Dir (G) 's AUM worth ₹3,703.78 (Cr) is invested in these 3 top sectors: Debt : 26.83% Banks : 21.15% Insurance : 5.61%

DSP Dynamic Asset Allocation Fund -Dir (G)

Dynamic Asset Allocation Fund or Balanced Advantage Fund

Invest Now

NAV
33.40(0.66%)
Fund Size (CR)
₹3,703.78
Expense Ratio
1.04
Scheme Type
Active Fund
Value Research
-

Min. investment
₹100
Minimum Additional Investment
₹100
Minimum SIP Investment
₹100
Minimum Withdrawal
₹500
Exit Load
1%
Return Since Launch
9.87%

There is no Asset Allocation data

Basic Details

Scheme Manager

Rohit Singhania

Bench Mark

CRISIL Hybrid 50+50 - Moderate Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	October 27, 2026	10254.33	2.54%	-	2.46%	81/157
1 Month	October 1, 2026	10229.68	2.30%	-	1.87%	62/154
3 Month	August 3, 2026	9822.39	-1.78%	-	-2.63%	35/151
6 Month	April 30, 2026	10235.99	2.36%	-	1.50%	47/151
1 Year	November 3, 2025	10219.59	2.20%	2.20%	-1.18%	15/147
3 Year	November 3, 2023	13631.02	36.31%	10.87%	8.77%	21/125
5 Year	November 3, 2021	15146.07	51.46%	8.65%	7.87%	36/99
Since Inception	February 6, 2014	33182.00	231.82%	9.87%	8.28%	54/157

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	December 1, 2025	1,20,000	122546.20	2.12%	2.12%
3 Year	December 1, 2023	3,60,000	396601.07	10.17%	3.28%
5 Year	December 1, 2021	6,00,000	755322.28	25.89%	4.71%
10 Year	December 1, 2016	12,00,000	1990633.40	65.89%	5.19%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Risk Ratios

2.00%

Standard Deviation

0.46%

Beta

0.65%

Sharpe Ratio

-0.02%

Treynor's Ratio

4.95%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	5.72%	2987988	211.76	Equity	Banks
ICICI Bank	5.72%	1601784	211.71	Equity	Banks
Axis Bank	3.93%	1187623	145.60	Equity	Banks
SBI	2.92%	1127989	108.23	Equity	Banks
Kotak Mah. Bank	2.86%	2537859	105.83	Equity	Banks
Bajaj Finserv	2.01%	429649	74.37	Equity	Finance
Bharti Airtel	1.76%	370885	65.16	Equity	Telecom-Service
SBI Life Insuran	1.55%	337958	57.33	Equity	Insurance
Reliance Industr	1.50%	468957	55.67	Equity	Refineries
LG Electronics	1.48%	317084	54.65	Equity	Consumer Durables

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
DSP Dynamic Asset Allocation Fund -Dir (G)	3703.78	2.30%	-1.78%	2.36%	2.20%	10.87%
Unifi Dynamic Asset Allocation Fund - Direct (G)	1477.60	0.71%	1.98%	4.74%	8.63%	-
Aditya Birla SL Balanced Advantage Fund-Dir (G)	9836.35	2.29%	-2.09%	3.80%	4.03%	12.01%
Aditya Birla SL Balanced Advantage Fund-Dir (IDCW)	9836.35	2.28%	-2.20%	3.70%	3.93%	11.97%
Bandhan Balanced Advantage Fund - Direct (G)	2234.66	1.75%	-1.54%	2.88%	2.58%	9.94%
Bandhan Balanced Advantage Fund - Direct (IDCW)	2234.66	1.75%	-1.54%	2.88%	2.58%	9.93%

List of Schemes under DSP Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
DSP Medium Term Fund	Debt	Moderate	3.27%	3	₹247.12
DSP Credit Risk Fund	Debt	Moderately High	10.43%	0	₹331.17
DSP Short Term Fund	Debt	Moderately Low	4.18%	3	₹3,405.71
DSP ELSS Tax Saver Fund	Equity	Very High	-4.36%	4	₹15,569.20
DSP 10 year Constant Maturity Gilt Fund	Debt	Moderate	0.65%	0	₹36.11
DSP Focused Fund	Equity	Very High	-1.62%	3	₹2,503.17
DSP Money Market Fund	Debt	Moderate	6.38%	2	₹8,550.21
DSP Ultra Short to Short Term Fund	Debt	Moderately Low	5.51%	3	₹4,496.63
DSP Nifty 50 Equal Weight Index Fund	Other	Very High	-2.09%	5	₹2,549.98
DSP Gold ETF Fund of Fund	Other	High	12.66%	2	₹551.49
DSP Gilt Fund	Debt	Moderately High	2.55%	3	₹1,068.93
DSP Liquid Fund	Debt	Moderate	6.51%	4	₹30,280.70
DSP Natural Resources & New Energy Fund	Equity	Very High	9.06%	0	₹2,528.45
DSP Dynamic Term Fund	Debt	Moderately Low	1.45%	2	₹588.15
DSP Dynamic Asset Allocation Fund	Hybrid	Moderately High	2.2%	4	₹3,703.78
DSP Aggressive Hybrid Fund	Hybrid	Very High	-4.26%	4	₹11,311.98
DSP Small Cap Fund	Equity	Very High	10.51%	2	₹21,467.11
DSP Conservative Hybrid Fund	Hybrid	Moderately High	2.52%	4	₹174.76
DSP Large & Mid Cap Fund	Equity	Very High	-4.75%	3	₹17,284.46
DSP Income Plus Arbitrage Omni FoF	Other	Moderate	4.43%	0	₹1,616.37
DSP Global Clean Energy Overseas Equity Omni FoF	Other	Very High	15.37%	0	₹107.18
DSP Arbitrage Fund	Hybrid	Low	6.68%	3	₹6,720.03
DSP Nifty Next 50 Index Fund	Other	Very High	-0.6%	1	₹1,349.90
DSP BSE SENSEX Next 30 Index Fund	Other	Very High	0.9%	0	₹28.22
DSP Nifty Midcap 150 Index Fund	Other	Very High	0%	0	₹17.56
DSP US Specific Equity Omni FoF	Other	Very High	22.24%	0	₹1,280.21
DSP Banking and Psu Debt Fund	Debt	Moderately Low	3.11%	1	₹2,581.39
DSP Equity Savings Fund	Hybrid	Moderately High	1.31%	4	₹3,087.35
DSP Healthcare Fund	Equity	Very High	15.34%	4	₹3,750.04
DSP Overnight Fund	Debt	Low	5.27%	3	₹3,902.72
DSP CRISIL-IBX 50:50 Gilt Plus SDL-April 2033 Index Fund	Other	Moderately High	2.71%	0	₹264.08
DSP Multi Asset Allocation Fund	Hybrid	Very High	5.16%	0	₹10,819.82
DSP US Specific Debt Passive FoF	Other	Very High	5.81%	0	₹52.21
DSP Flexi Cap Fund	Equity	Very High	-3.99%	3	₹11,719.54
DSP Large Cap Fund	Equity	Very High	-5.36%	5	₹6,642.38
DSP World Gold Mining Overseas Equity Omni FoF	Other	Very High	23.71%	0	₹1,665.08
DSP Nifty SDL Plus G-Sec Sep 2027 50:50 Index Fund	Other	Moderate	5.21%	0	₹83.62
DSP Quant Fund	Equity	Very High	-5.78%	0	₹710.89
DSP Nifty Smallcap250 Quality 50 Index Fund	Other	Very High	-9.97%	0	₹301.68
DSP Nifty Bank Index Fund	Other	Very High	-4.05%	0	₹61.38
DSP Business Cycle Fund	Equity	Very High	-0.84%	0	₹1,473.57
DSP Nifty Private Bank Index Fund	Other	Very High	-1.97%	0	₹106.11
DSP Nifty 500 Index Fund	Other	Very High	0%	0	₹16.61
DSP Nifty500 Flexicap Quality 30 Index Fund	Other	Very High	-8.55%	0	₹197.87
DSP Multi Cap Fund	Equity	Very High	-4.12%	0	₹2,878.27
DSP Nifty Top 10 Equal Weight Index Fund	Other	Very High	-10.18%	0	₹1,044.46
DSP Nifty Healthcare Index Fund	Other	Very High	12.02%	0	₹24.92
DSP Nifty IT Index Fund	Other	Very High	-7.12%	0	₹103.29
DSP India T.I.G.E.R. Fund	Equity	Very High	6.95%	3	₹6,264.82
DSP Ultra Short Term Fund	Debt	Moderately Low	6.46%	3	₹4,468.95
DSP Midcap Fund	Equity	Very High	-2.14%	1	₹19,487.69
DSP World Mining Overseas Equity Omni FoF	Other	Very High	31.8%	0	₹176.34
DSP Corporate Bond Fund	Debt	Moderate	5.75%	4	₹2,650.78
DSP Nifty 50 Index Fund	Other	Very High	-6.75%	3	₹1,047.13
DSP Value Fund	Equity	Very High	1.83%	4	₹2,224.54
DSP Nifty Midcap 150 Quality 50 Index Fund	Other	Very High	-5.58%	1	₹397.64
DSP Financial Services Sectoral Debt Fund	Debt	Moderate	0%	0	₹815.19
DSP Floating Interest Rates Fund	Debt	Moderately Low	4.65%	2	₹313.02
DSP Global Innovation Overseas Equity Omni FoF	Other	Very High	11.67%	0	₹1,466.14
DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund	Other	Moderate	4.72%	0	₹1,638.81
DSP Banking & Financial Services Fund	Equity	Very High	1.05%	0	₹2,034.26
DSP Silver ETF Fund of Fund	Other	Very High	16.3%	0	₹682.24
DSP Nifty Smallcap 250 Index Fund	Other	Very High	0%	0	₹17.51
DSP Multi Asset Omni Fund of Funds	Other	Very High	0%	0	₹865.56

News

DSP Mutual Fund announces Change in Face Value & Creation Unit Size

DSP Mutual Fund has announced a change in the face value of units and creation unit size of DSP Gold ETF and DSP Silver ETF with effect from w.e.f. August 28, 2026.

Change in face value and creation of unit size in certain Scheme(s) of the Fund:

Particulars	Existing Provisions	Revised Provisions
DSP Gold ETF	Face value per unit is 10/- Creation Unit Size: The Creation Unit size is 1,00,000 units and in multiples thereof.	Face value per unit will be 1/- Creation Unit Size: The Creation Unit size will be 10,00,000 units and in multiples thereof.
DSP Silver ETF	Face value per unit is 10 Creation Unit Size: The Creation Unit size is 30,000 units and in multiples thereof.	Face value per unit will be 1 Creation Unit Size: The Creation Unit size will be 3,00,000 units and in multiples thereof.

Particulars

Existing Provisions

Revised Provisions

DSP Gold ETF

Face value per unit is 10/-

Creation Unit Size:

The Creation Unit size is 1,00,000 units and in multiples thereof.

Face value per unit will be 1/-

Creation Unit Size:

The Creation Unit size will be 10,00,000 units and in multiples thereof.

DSP Silver ETF

Face value per unit is 10

Creation Unit Size:

The Creation Unit size is 30,000 units and in multiples thereof.

Face value per unit will be 1

Creation Unit Size:

The Creation Unit size will be 3,00,000 units and in multiples thereof.

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DSP MF announces Income Distribution cum Capital Withdrawal (IDCW) under one scheme
DSP Mutual Fund has announced 28 July 2026 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) under the following scheme. The amount of IDCW (Rs. per unit) on the face value of Rs 10 per unit will be:
DSP Aggressive Hybrid Fund ' Regular Plan ' IDCW Option: 0.220000
DSP Aggressive Hybrid Fund ' Direct Plan ' IDCW Option: 0.220000
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Fund House Details & Investment Objective

Date of Incorporation

January 17, 2014

Total AUM (Cr)

₹3703.78

DSP Dynamic Asset Allocation Fund -Dir (G) is an Dynamic Asset Allocation Fund or Balanced Advantage Fund-oriented fund from the renowned AMC, DSP Mutual Fund. Launched in January 17, 2014, this fund is managed by Rohit Singhania. With assets under management (AUM) worth ₹3,703.78 (Cr), as of November 4, 2026, DSP Dynamic Asset Allocation Fund -Dir (G) is categorized as a Dynamic Asset Allocation Fund or Balanced Advantage Fund within its segment. The fund has generated a return of 9.87% since its launch.
The current NAV of DSP Dynamic Asset Allocation Fund -Dir (G) is ₹33.4, as on November 4, 2026. The fund's benchmark index is CRISIL Hybrid 50+50 - Moderate Index. You can invest in DSP Dynamic Asset Allocation Fund -Dir (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹100.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 10.87% and 8.65% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 73.01% in Equity, 26.83% in Debt and 0.16% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 26.83% in Debt, 21.15% in Banks, 5.61% in Insurance, 3.62% in Finance, 3.47% in Pharmaceuticals & Biotech

Mutual Fund Categories

Types of Mutual Funds

Debt Funds

Access debt markets and enjoy interest income from bonds and debentures. Ideal for conservative short-term investors

Hybrid Funds

Enjoy best of both the worlds - equity and debt. Ideal for beginners with medium-term investment horizon

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Invest in large, mid, and small cap sector stocks to enjoy capital appreciation. Ideal for aggressive, long-term investors

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Compute the future value of your SIP investments

Lumpsum Calculator

Calculate lumpsum investment corpus

SWP Calculator

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FAQs

DSP Dynamic Asset Allocation Fund -Dir (G) is a popular fund in the Dynamic Asset Allocation Fund or Balanced Advantage Fund segment. The fund has generated a return of 9.87% since inception. Looking to invest in DSP Dynamic Asset Allocation Fund -Dir (G) How about earning 1% extra return? All this is possible with m.Stock! Investing in DSP Dynamic Asset Allocation Fund -Dir (G) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, DSP Dynamic Asset Allocation Fund -Dir (G)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in DSP Dynamic Asset Allocation Fund -Dir (G) today and reap the benefits of this Dynamic Asset Allocation Fund or Balanced Advantage Fund fund!

Redeeming or selling units of DSP Dynamic Asset Allocation Fund -Dir (G) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from DSP Dynamic Asset Allocation Fund -Dir (G):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case DSP Dynamic Asset Allocation Fund -Dir (G)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).

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