Mutual Funds
AMC
Bajaj Finserv Banking and PSU Fund - Reg (IDCW-M)

Bajaj Finserv Banking and PSU Fund - Reg (IDCW-M)

Banking and PSU Fund

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NAV
10.96(-0.03%)
Fund Size (CR)
₹334.43
Expense Ratio
0.89
Scheme Type
Active Fund
Value Research

Min. investment
₹1,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹1,000
Minimum Withdrawal
₹1
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0%
Return Since Launch
8.09%

Absolute Return: 0.47%

Annualized Return: 0%

Basic Details

Scheme Manager

Siddharth Chaudhary

Bench Mark

Nifty Banking & PSU Debt Index A-II

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	4 November 2025	10013.80	0.14%	-	0.17%	129/158
1 Month	10 October 2025	10068.34	0.68%	-	0.58%	16/158
3 Month	12 August 2025	10161.33	1.61%	-	1.61%	99/158
6 Month	9 May 2025	10333.43	3.33%	-	3.26%	78/158
1 Year	12 November 2024	10795.56	7.96%	7.96%	7.79%	94/158
3 Year	-	-	-	-	-	-/-
5 Year	-	-	-	-	-	-/-
Since Inception	13 November 2023	11683.60	16.84%	8.09%	7.27%	21/158

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	2 December 2024	1,20,000	128081.43	6.73%	6.73%
3 Year	-	-	-	-	-
5 Year	-	-	-	-	-
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

0.44%

Standard Deviation

0.05%

Beta

1.27%

Sharpe Ratio

0.35%

Treynor's Ratio

1.72%

Jension's Alpha

Asset Allocation

Sector Allocation

There is no Sector Allocation data

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
There's no data available of Stock Holdings

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
TRUSTMF Banking & PSU Fund - Dir (IDCW-D) RI	129.45	0.61%	1.93%	4.11%	9.56%	9.87%
ICICI Pru Banking & PSU Debt Fund-Direct (IDCW-Q)	9764.38	0.69%	2.69%	4.46%	9.23%	8.29%
Invesco India Banking & PSU Fund - Direct (IDCW-M)	176.57	1.18%	1.70%	3.24%	8.68%	7.98%
Kotak Banking and PSU Debt Fund - Direct (G)	5747.06	0.89%	2.10%	3.78%	8.60%	8.03%
Bajaj Finserv Banking and PSU Fund - Dir (G)	334.43	0.73%	1.76%	3.62%	8.56%	-

List of Schemes under Bajaj Finserv Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
Bajaj Finserv Small Cap Fund	Equity	Very High	0%	0	₹0.00
Bajaj Finserv Equity Savings Fund	Hybrid	Moderate	0%	0	₹0.00
Bajaj Finserv Nifty Next 50 Index Fund	Other	Very High	0%	0	₹9.45
Bajaj Finserv Large Cap Fund	Equity	Very High	0%	0	₹1,552.52
Bajaj Finserv Arbitrage Fund	Hybrid	Low	7.11%	0	₹929.49
Bajaj Finserv Flexi Cap Fund	Equity	Very High	3.93%	0	₹5,179.79
Bajaj Finserv Healthcare Fund	Equity	Very High	0%	0	₹332.33
Bajaj Finserv Multi Asset Allocation Fund	Hybrid	Very High	1.77%	0	₹1,207.27
Bajaj Finserv ELSS Tax Saver Fund	Equity	Very High	0%	0	₹60.56
Bajaj Finserv Balanced Advantage Fund	Hybrid	High	0.25%	0	₹1,338.00
Bajaj Finserv Consumption Fund	Equity	Very High	0%	0	₹594.62
Bajaj Finserv Large and Mid Cap Fund	Equity	Very High	0.07%	0	₹2,120.22
Bajaj Finserv Overnight Fund	Debt	Low	6.31%	3	₹913.47
Bajaj Finserv Banking and PSU Fund	Debt	Moderate	9.53%	2	₹144.44
Bajaj Finserv Money Market Fund	Debt	Moderately Low	8.23%	3	₹6,157.03
Bajaj Finserv Nifty 50 Index Fund	Other	Very High	0%	0	₹7.82
Bajaj Finserv Liquid Fund	Debt	Moderately Low	7.13%	4	₹4,995.62
Bajaj Finserv Multi Cap Fund	Equity	Very High	0%	0	₹783.96
Bajaj Finserv Gilt Fund	Debt	Moderate	0%	0	₹35.33

News

Bajaj Finserv Mutual Fund announces change in Key Personnel
Bajaj Finserv Mutual Fund has announced the Ms. Lakshmi Iyer have been appointed as an (Associate, non-executive, non-independent and additional Director) on the board of Bajaj Finserv Mutual Fund Trustee Limited, with effect from November 04, 2025.
Details of Ms. Lakshmi Iyer
Age: 48 years
Designation: (Associate, non-executive, non-independent and additional Director)
Qualification: B. Com from R.A Podar College, Diploma in Business Management, Narsee Monjee Institute of Management Studies (NMIMS)
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Fund House Details & Investment Objective

Date of Incorporation

25 October 2023

Total AUM (Cr)

₹334.43

Bajaj Finserv Banking and PSU Fund - Reg (IDCW-M) is an Banking and PSU Fund-oriented fund from the renowned AMC, Bajaj Finserv Mutual Fund. Launched in 25 October 2023, this fund is managed by Siddharth Chaudhary. With assets under management (AUM) worth ₹334.43 (Cr), as of 13 November 2025, Bajaj Finserv Banking and PSU Fund - Reg (IDCW-M) is categorized as a Banking and PSU Fund within its segment. The fund has generated a return of 8.09% since its launch.
The current NAV of Bajaj Finserv Banking and PSU Fund - Reg (IDCW-M) is ₹10.96, as on 13 November 2025. The fund's benchmark index is Nifty Banking & PSU Debt Index A-II. You can invest in Bajaj Finserv Banking and PSU Fund - Reg (IDCW-M) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹1,000 while the minimum lumpsum investment is ₹1,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Nil The fund has generated undefined% and undefined% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 97.55% in Debt and 2.45% in cash and cash equivalents.