Can I invest in SIP and Lumpsum in DSP Healthcare Fund - Direct (IDCW) Direct Growth?

Yes, you can invest both lumpsum and SIP in DSP Healthcare Fund - Direct (IDCW). Minimum lumpsum investment DSP Healthcare Fund - Direct (IDCW) is ₹100 and minimum SIP amount is ₹100 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of DSP Healthcare Fund - Direct (IDCW) Direct Growth?

The latest NAV ( Net Asset Value ) of DSP Healthcare Fund - Direct (IDCW) is DSP Healthcare Fund - Direct (IDCW) is ₹25.61 as on 2025-04-16.

Which are the biggest stock holdings of DSP Healthcare Fund - Direct (IDCW)?

The 5 biggest stock holdings of DSP Healthcare Fund - Direct (IDCW) are: Sun Pharma.Inds. (10.78%), Suven Pharma (9.49%), Cipla (8.55%), Ipca Labs. (7.98%), Gland Pharma (4.86%)

What are the top sectors DSP Healthcare Fund - Direct (IDCW) invests in?

A majority of DSP Healthcare Fund - Direct (IDCW) 's AUM worth ₹3,018.76 (Cr) is invested in these 3 top sectors: Pharmaceuticals & Biotech : 67.49% Others : 15.86% Healthcare Services : 12.74%

Mutual Funds
AMC
DSP Healthcare Fund - Direct (IDCW)

DSP Healthcare Fund - Direct (IDCW)

Sectoral / Thematic

Invest Now

NAV
25.61(0.34%)
Fund Size (CR)
₹3,018.76
Expense Ratio
0.63
Scheme Type
Active Fund
Value Research

Min. investment
₹100
Minimum Additional Investment
₹100
Minimum SIP Investment
₹100
Minimum Withdrawal
₹500
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0.5%
Return Since Launch
24.60%

Absolute Return: -16.15%

Annualized Return: 0%

Basic Details

Scheme Manager

Chirag Dagli

Bench Mark

BSE Healthcare TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	8 April 2025	10378.57	3.79%	-	5.10%	760/860
1 Month	13 March 2025	10233.35	2.33%	-	5.69%	764/856
3 Month	15 January 2025	9179.81	-8.20%	-	-3.53%	695/820
6 Month	15 October 2024	8979.68	-10.20%	-	-10.97%	291/756
1 Year	15 April 2024	11650.73	16.51%	16.51%	6.77%	66/660
3 Year	13 April 2022	17355.07	73.55%	20.11%	16.17%	104/476
5 Year	15 April 2020	32411.67	224.12%	26.50%	25.67%	171/390
Since Inception	30 November 2018	40657.20	306.57%	24.60%	11.03%	34/860

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	2 May 2024	1,20,000	177707.64	48.09%	48.09%
3 Year	2 May 2022	3,60,000	678430.95	88.45%	23.52%
5 Year	4 May 2020	6,00,000	1204474.84	100.75%	14.96%
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

4.60%

Standard Deviation

0.84%

Beta

0.91%

Sharpe Ratio

0.11%

Treynor's Ratio

11.09%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
Sun Pharma.Inds.	10.78%	1875450	325.33	Equity	Pharmaceuticals
Suven Pharma	9.49%	2489539	286.55	Equity	Pharmaceuticals
Cipla	8.55%	1790481	258.22	Equity	Pharmaceuticals
Ipca Labs.	7.98%	1603985	240.90	Equity	Pharmaceuticals
Gland Pharma	4.86%	920673	146.61	Equity	Pharmaceuticals
Laurus Labs	4.51%	2217884	136.04	Equity	Pharmaceuticals
Alembic Pharma	4.38%	1423563	132.36	Equity	Pharmaceuticals
Apollo Hospitals	4.27%	194767	128.86	Equity	Healthcare
Sai Life	4.03%	1597108	121.52	Equity	Pharmaceuticals
Vijaya Diagnost.	3.40%	1019072	102.64	Equity	Healthcare

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
DSP Healthcare Fund - Direct (IDCW)	3018.76	2.33%	-8.20%	-10.20%	16.51%	20.11%
HDFC Pharma and Healthcare Fund - Direct (G)	1634.08	3.75%	-2.24%	-4.10%	28.59%	-
HDFC Pharma and Healthcare Fund - Direct (IDCW)	1634.08	3.75%	-2.24%	-4.10%	28.59%	-
WhiteOak Capital Pharma and Healthcare Fund-Dir (G)	303.62	4.04%	-2.84%	-4.60%	27.81%	-
DSP Banking & Financial Services Fund - Dir (G)	1135.52	8.37%	7.72%	3.27%	25.22%	-
DSP Banking & Financial Services Fund - Dir (IDCW)	1135.52	0.09%	7.18%	2.75%	24.58%	-

List of Schemes under DSP Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
DSP Multicap Fund	Equity	Very High	7.96%	0	₹1,958.62
DSP Top 100 Equity Fund	Equity	Very High	15.42%	4	₹5,070.17
DSP Equity Opportunities Fund	Equity	Very High	13.66%	3	₹13,784.25
DSP Midcap Fund	Equity	Very High	8.42%	1	₹17,203.59
DSP Small Cap Fund	Equity	Very High	5.83%	2	₹14,269.14
DSP Value Fund	Equity	Very High	8.91%	3	₹926.64
DSP Focus Fund	Equity	Very High	16.31%	3	₹2,447.35
DSP India T.I.G.E.R. Fund	Equity	Very High	4.14%	3	₹4,879.56
DSP Natural Resources & New Energy Fund	Equity	Very High	-4.21%	0	₹1,232.11
DSP Healthcare Fund	Equity	Very High	16.5%	4	₹3,018.76
DSP Quant Fund	Equity	Very High	4.82%	0	₹976.05
DSP Banking & Financial Services Fund	Equity	Very High	25.22%	0	₹1,135.52
DSP Business Cycle Fund	Equity	Very High	0%	0	₹976.66
DSP ELSS Tax Saver Fund	Equity	Very High	15.68%	4	₹16,217.91
DSP Overnight Fund	Debt	Low	6.61%	4	₹1,366.70
DSP Liquidity Fund	Debt	Moderate	7.42%	4	₹15,828.84
DSP Ultra Short Fund	Debt	Moderately Low	8.01%	3	₹3,349.34
DSP Low Duration Fund	Debt	Moderately Low	8.1%	3	₹4,196.30
DSP Savings Fund	Debt	Moderate	7.69%	3	₹4,324.79
DSP Short Term Fund	Debt	Moderately Low	9.55%	3	₹3,061.14
DSP Bond Fund	Debt	Moderate	9.9%	3	₹305.22
DSP Strategic Bond Fund	Debt	Moderately Low	12.06%	2	₹1,503.62
DSP Corporate Bond Fund	Debt	Moderate	8.81%	1	₹2,668.81
DSP Credit Risk Fund	Debt	Moderately High	23.22%	0	₹207.05
DSP Banking & Psu Debt Fund	Debt	Moderately Low	9.9%	2	₹3,408.70
DSP Gilt Fund	Debt	Moderately High	12.3%	3	₹1,565.83
DSP 10Y G-Sec	Debt	Moderate	11.8%	0	₹59.07
DSP Floater Fund	Debt	Moderately Low	10.43%	2	₹536.68
DSP Regular Savings Fund	Hybrid	Moderately High	11.82%	3	₹163.53
DSP Aggressive Hybrid Fund	Hybrid	Very High	18.01%	3	₹10,425.38
DSP Dynamic Asset Allocation Fund	Hybrid	Moderately High	12.73%	3	₹3,216.51
DSP Multi Asset Allocation Fund	Hybrid	Very High	12.66%	0	₹2,787.33
DSP Arbitrage Fund	Hybrid	Low	7.75%	3	₹5,964.44
DSP Equity Savings Fund	Hybrid	Moderately High	11.94%	4	₹2,517.21
DSP Nifty 50 Equal Weight Index Fund	Other	Very High	6.02%	4	₹1,984.11
DSP Nifty 50 Index Fund	Other	Very High	6.87%	2	₹682.54
DSP Nifty Next 50 Index Fund	Other	Very High	3.06%	3	₹899.17
DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund	Other	Moderate	9.82%	0	₹2,178.90
DSP Nifty Midcap 150 Quality 50 Index Fund	Other	Very High	6.86%	0	₹388.25
DSP CRISIL SDL Plus G-Sec Apr 2033 50:50 Index Fund	Other	Moderately High	12.1%	0	₹391.00
DSP Nifty SDL Plus G-Sec Sep 2027 50:50 Index Fund	Other	Moderate	9.35%	0	₹83.79
DSP Nifty Smallcap250 Quality 50 Index Fund	Other	Very High	-0.73%	0	₹205.78
DSP Nifty Bank Index Fund	Other	Very High	0%	0	₹46.88
DSP Nifty Top 10 Equal Weight Index Fund	Other	Very High	0%	0	₹1,494.68
DSP BSE SENSEX Next 30 Index Fund	Other	Very High	0%	0	₹8.15
DSP Nifty Private Bank Index Fund	Other	Very High	0%	0	₹11.27
DSP US Flexible Equity Fund of Fund	Other	Very High	-1.29%	0	₹785.86
DSP Global Clean Energy Fund of Fund	Other	Very High	-9.78%	0	₹79.33
DSP World Gold Fund of Fund	Other	Very High	57.13%	0	₹1,146.22
DSP World Mining Fund of Fund	Other	Very High	-3.1%	0	₹125.74
DSP Global Innovation Fund of Fund	Other	Very High	4.77%	0	₹881.78
DSP US Treasury Fund of Fund	Other	Very High	9.5%	0	₹61.45
DSP Income Plus Arbitrage Fund of Fund	Other	Moderate	11.32%	0	₹114.56
DSP Gold ETF Fund of Fund	Other	High	27.24%	0	₹75.57
DSP FMP - Series 264 - 60Mth - 17D	Debt	Moderate	8.65%	0	₹50.41
DSP FMP - Series 267 - 1246Days	Debt	Moderate	8.22%	0	₹676.59
DSP FMP - Series 268 - 1281Days	Debt	Moderately Low	8.26%	0	₹124.97
DSP FMP - Series 270 - 1144Days	Debt	Moderate	8.2%	0	₹183.73
DSP FMP - Series 271 - 1147Days	Debt	Moderate	0%	0	₹0.00
DSP Flexi Cap Fund	Equity	Very High	13.41%	3	₹11,154.06

News

DSP MF announces Income Distribution cum Capital Withdrawal (IDCW) under two schemes
DSP Mutual Fund has announced 28 March 2025 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) under the following schemes. The amount of IDCW (Rs. per unit) on the face value of Rs 10 per unit will be:
DSP Aggressive Hybrid Fund ' Regular Plan ' IDCW Option: 0.200000
DSP Aggressive Hybrid Fund ' Direct Plan ' IDCW Option: 0.200000
DSP Equity Savings Fund ' Regular Plan ' Quarterly IDCW Option: 0.210000
DSP Equity Savings Fund ' Direct Plan ' Quarterly IDCW Option: 0.210000
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DSP Mutual Fund announces change in Exit Load Structure

DSP Mutual Fund has announced change in exit load structure under following scheme stands revised with effect from 21 March 2025

Change in Exit Load:

Name of the Scheme	Existing Exit Load Structure	Revised Exit Load Structure
DSP Dynamic Asset Allocation Fund	Exit Load (as a % of Applicable NAV): Holding period from the date of allotment: 1) If the units redeemed or switched-out are upto 10% of the units (the limit) purchased or switched within 12 months from the date of allotment: Nil; : 2) If units redeemed or switched out are in excess of the limit within 12 months from the date of allotment: 1%; : 3) If units are redeemed or switched out on or after 12 months from the date of allotment: Nil : Note: No exit load shall be levied in case of switch of investment from Regular Plan to Direct Plan and vice versa.	Exit Load (as a % of Applicable NAV): Holding period from the date of allotment: <= 1 month 1% > 1 month Nil Note: No exit load shall be levied in case of switch of investment from Regular Plan to Direct Plan and vice versa.

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DSP Mutual Fund announces IDCW & Income Distribution cum Capital Withdrawal (IDCW) under its schemes
DSP Mutual Fund has announced 06 March 2025 as the record date for declaration of IDCW under the following schemes. The proposed IDCW on the face value of Rs 10 per unit will be:
DSP Flexi Cap Fund - Regular Plan ' IDCW: 4.80
DSP Flexi Cap Fund - Direct Plan ' IDCW: 6.90
DSP Natural Resources and New Energy Fund - Regular Plan ' IDCW: 2.20
DSP Natural Resources and New Energy Fund - Direct Plan ' IDCW: 2.60
DSP Value Fund - Regular Plan - IDCW: 1.30
DSP Value Fund - Direct Plan - IDCW: 1.50
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Fund House Details & Investment Objective

Date of Incorporation

12 November 2018

Total AUM (Cr)

₹3018.76

DSP Healthcare Fund - Direct (IDCW) is an Sectoral / Thematic-oriented fund from the renowned AMC, DSP Mutual Fund. Launched in 12 November 2018, this fund is managed by Chirag Dagli. With assets under management (AUM) worth ₹3,018.76 (Cr), as of 16 April 2025, DSP Healthcare Fund - Direct (IDCW) is categorized as a Sectoral / Thematic within its segment. The fund has generated a return of 24.60% since its launch.
The current NAV of DSP Healthcare Fund - Direct (IDCW) is ₹25.61, as on 16 April 2025. The fund's benchmark index is BSE Healthcare TRI. You can invest in DSP Healthcare Fund - Direct (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹100.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
0.50% - If redeemed/switched out within 1 months from the date of allotment. Nil - If redeemed/switched out after 1 months from the date of allotment. The fund has generated 20.11% and 26.50% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 85.55% in Equity, 1.35% in Debt and 13.10% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 67.49% in Pharmaceuticals & Biotech, 15.86% in Others, 12.74% in Healthcare Services, 1.90% in Debt, 1.38% in Insurance

FAQs

How to Invest in DSP Healthcare Fund - Direct (IDCW) Direct Growth?

DSP Healthcare Fund - Direct (IDCW) is a popular fund in the Sectoral / Thematic segment. The fund has generated a return of 24.60% since inception. Looking to invest in DSP Healthcare Fund - Direct (IDCW) How about earning 1% extra return? All this is possible with m.Stock! Investing in DSP Healthcare Fund - Direct (IDCW) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, DSP Healthcare Fund - Direct (IDCW)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in DSP Healthcare Fund - Direct (IDCW) today and reap the benefits of this Sectoral / Thematic fund!

How much returns has DSP Healthcare Fund - Direct (IDCW) Direct Growth generated?

In the short term, i.e., 1 year, DSP Healthcare Fund - Direct (IDCW) has generated annualised return of 16.51%. In the long-term, the fund has generated 20.11% and 26.50% in 3 and 5 years respectively. Since its inception, the fund has generated 24.60% returns.

What is the expense ratio of DSP Healthcare Fund - Direct (IDCW) Direct Growth?

The expense ratio of DSP Healthcare Fund - Direct (IDCW) Direct Growth is 0.63%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of DSP Healthcare Fund - Direct (IDCW) Fund Direct Growth?

The Assets Under Management (AUM) of DSP Healthcare Fund - Direct (IDCW) is ₹3,018.76 (Cr) as of 2025-04-16 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from DSP Healthcare Fund - Direct (IDCW) Direct Growth?

Redeeming or selling units of DSP Healthcare Fund - Direct (IDCW) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from DSP Healthcare Fund - Direct (IDCW):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case DSP Healthcare Fund - Direct (IDCW)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).