How to Invest in Groww Dynamic Term Fund - Regular (IDCW-F) Direct Growth?

Groww Dynamic Term Fund - Regular (IDCW-F) is a popular fund in the Dynamic Term Fund segment. The fund has generated a return of 5.23% since inception. Looking to invest in Groww Dynamic Term Fund - Regular (IDCW-F) How about earning 1% extra return? All this is possible with m.Stock ! Investing in Groww Dynamic Term Fund - Regular (IDCW-F) is super easy and convenient with m.Stock. Here’s how you can begin: Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO. In the ‘Menu’ section, under ‘Products’ , select ‘Mutual Funds’ . In the search bar, enter the fund name, in this case, Groww Dynamic Term Fund - Regular (IDCW-F) On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus. If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete. If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility. So, why wait? Invest in Groww Dynamic Term Fund - Regular (IDCW-F) today and reap the benefits of this Dynamic Term Fund fund!

How much returns has Groww Dynamic Term Fund - Regular (IDCW-F) Direct Growth generated?

In the short term, i.e., 1 year, Groww Dynamic Term Fund - Regular (IDCW-F) has generated annualised return of 2.43%. In the long-term, the fund has generated 4.83% and 4.30% in 3 and 5 years respectively. Since its inception, the fund has generated 5.23% returns.

What is the expense ratio of Groww Dynamic Term Fund - Regular (IDCW-F) Direct Growth?

The expense ratio of Groww Dynamic Term Fund - Regular (IDCW-F) Direct Growth is 1.36%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of Groww Dynamic Term Fund - Regular (IDCW-F) Fund Direct Growth?

The Assets Under Management (AUM) of Groww Dynamic Term Fund - Regular (IDCW-F) is ₹25.41 (Cr) as of 2026-11-04 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from Groww Dynamic Term Fund - Regular (IDCW-F) Direct Growth?

Redeeming or selling units of Groww Dynamic Term Fund - Regular (IDCW-F) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load . To redeem from Groww Dynamic Term Fund - Regular (IDCW-F): Login to your m.Stock account In portfolio, your mutual fund investments will be visible under ‘MF’ Select the fund you wish to redeem from (in this case Groww Dynamic Term Fund - Regular (IDCW-F)). Click on ‘Redeem’ button You have 2 options – redeem by units and redeem by value (you can only redeem free units) Select units to be redeemed and click on submit. Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).

Can I invest in SIP and Lumpsum in Groww Dynamic Term Fund - Regular (IDCW-F) Direct Growth?

Yes, you can invest both lumpsum and SIP in Groww Dynamic Term Fund - Regular (IDCW-F). Minimum lumpsum investment Groww Dynamic Term Fund - Regular (IDCW-F) is ₹500 and minimum SIP amount is ₹100 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of Groww Dynamic Term Fund - Regular (IDCW-F) Direct Growth?

The latest NAV ( Net Asset Value ) of Groww Dynamic Term Fund - Regular (IDCW-F) is Groww Dynamic Term Fund - Regular (IDCW-F) is ₹1023.96 as on 2026-11-04.

Which are the biggest stock holdings of Groww Dynamic Term Fund - Regular (IDCW-F)?

The 5 biggest stock holdings of Groww Dynamic Term Fund - Regular (IDCW-F) are: E X I M Bank (3.90%), I R F C (1.16%), GSEC2036 (15.27%), GSEC2027 (1.98%), TREPS (18.97%)

What are the top sectors Groww Dynamic Term Fund - Regular (IDCW-F) invests in?

A majority of Groww Dynamic Term Fund - Regular (IDCW-F) 's AUM worth ₹25.41 (Cr) is invested in these 3 top sectors: There is no data for Top 3 sector holdings in the portfolio!

Groww Dynamic Term Fund - Regular (IDCW-F)

Dynamic Term Fund

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NAV
1023.96(0.37%)
Fund Size (CR)
₹25.46
Expense Ratio
1.36
Scheme Type
Active Fund
Value Research
-

Min. investment
₹500
Minimum Additional Investment
₹100
Minimum SIP Investment
₹100
Minimum Withdrawal
₹500
Exit Load
0%
Return Since Launch
5.23%

There is no Asset Allocation data

Basic Details

Scheme Manager

Kaustubh Sule

Bench Mark

CRISIL Dynamic Bond A-III Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	October 27, 2026	10044.65	0.45%	-	0.55%	98/160
1 Month	October 1, 2026	10026.71	0.27%	-	-0.00%	16/160
3 Month	August 3, 2026	10048.53	0.49%	-	-0.29%	23/160
6 Month	April 30, 2026	10193.66	1.94%	-	2.12%	100/160
1 Year	November 3, 2025	10243.48	2.43%	2.43%	3.16%	109/160
3 Year	November 3, 2023	11521.66	15.22%	4.83%	6.26%	145/160
5 Year	November 3, 2021	12343.09	23.43%	4.30%	5.61%	147/159
Since Inception	December 4, 2018	14976.40	49.76%	5.23%	6.83%	147/160

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	December 1, 2025	1,20,000	177964.98	48.30%	48.30%
3 Year	December 1, 2023	3,60,000	535292.71	48.69%	14.14%
5 Year	December 1, 2021	6,00,000	893237.14	48.87%	8.28%
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Risk Ratios

0.74%

Standard Deviation

0.09%

Beta

-0.15%

Sharpe Ratio

-0.17%

Treynor's Ratio

-0.28%

Jension's Alpha

Asset Allocation

Sector Allocation

There is no Sector Allocation data

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
There's no data available of Stock Holdings

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Bandhan Dynamic Term Fund - Direct (G)	1909.92	0.34%	0.95%	4.55%	6.82%	7.87%
Bandhan Dynamic Term Fund - Direct (IDCW-A)	1909.92	0.34%	0.95%	4.55%	6.82%	7.87%
Bandhan Dynamic Term Fund - Direct (IDCW-Periodic)	1909.92	0.34%	0.94%	4.55%	6.82%	7.87%
Bandhan Dynamic Term Fund - Direct (IDCW)	1909.92	0.34%	0.94%	4.55%	6.82%	7.87%
Bandhan Dynamic Term Fund - Direct (IDCW-Q)	1909.92	0.34%	0.94%	4.55%	6.82%	7.87%

List of Schemes under Groww Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
Groww Large Cap Fund	Equity	Very High	-3.12%	3	₹132.67
Groww Liquid Fund	Debt	Moderately Low	6.5%	5	₹301.22
Groww Short Term Fund	Debt	Moderate	5.05%	2	₹93.33
Groww Value Fund	Equity	Very High	-3.77%	2	₹79.57
Groww ELSS Tax Saver Fund	Equity	Very High	-6.47%	2	₹48.25
Groww Dynamic Term Fund	Debt	Moderate	3.35%	2	₹25.46
Groww Aggressive Hybrid Fund	Hybrid	High	-3%	2	₹51.17
Groww Overnight Fund	Debt	Low	5.15%	2	₹62.93
Groww Nifty Total Market Index Fund	Other	Very High	-4.82%	0	₹355.34
Groww Banking & Financial Services Fund	Equity	Very High	0.82%	0	₹106.79
Groww Nifty Smallcap 250 Index Fund	Other	Very High	-1.83%	0	₹135.84
Groww Nifty Non-Cyclical Consumer Index Fund	Other	Very High	-9.34%	0	₹38.09
Groww Nifty EV & New Age Automotive ETF FOF	Other	Very High	-3.9%	0	₹170.03
Groww Nifty India Defence ETF FOF	Other	Very High	9.19%	0	₹157.44
Groww Gold ETF FOF	Other	High	11.96%	0	₹131.48
Groww Multicap Fund	Equity	Very High	11.87%	0	₹1,687.35
Groww Nifty India Railways PSU Index Fund	Other	Very High	-28.74%	0	₹62.10
Groww Nifty 200 ETF FOF	Other	Very High	-6.2%	0	₹6.83
Groww Nifty 500 Momentum 50 ETF FOF	Other	Very High	-4%	0	₹10.86
Groww Gilt Fund	Debt	Moderate	2.13%	0	₹33.34
Groww Silver ETF FOF	Other	Very High	17.46%	0	₹87.35
Groww Nifty India Internet ETF FOF	Other	Very High	-9.66%	0	₹16.01
Groww Nifty 50 Index Fund	Other	Very High	-7.03%	0	₹26.56
Groww BSE Power ETF FOF	Other	Very High	1.86%	0	₹36.72
Groww Nifty Next 50 Index Fund	Other	Very High	-0.66%	0	₹10.81
Groww Multi Asset Allocation Fund	Hybrid	Very High	0.51%	0	₹372.75
Groww Nifty Capital Markets ETF FOF	Other	Very High	0%	0	₹23.19
Groww Nifty Midcap 150 Index Fund	Other	Very High	0%	0	₹14.85
Groww Money Market Fund	Debt	Moderately Low	0%	0	₹78.52
Groww Multi Asset Omni FOF	Other	Very High	0%	0	₹74.52
Groww Small Cap Fund	Equity	Very High	0%	0	₹965.96
Groww Nifty PSE ETF FOF	Other	Very High	0%	0	₹11.82
Groww BSE Hospitals ETF FOF	Other	Very High	0%	0	₹35.67
Groww Nifty PSU Bank Index Fund	Other	Very High	0%	0	₹5.43
Groww Arbitrage Fund	Hybrid	Low	0%	0	₹69.63
Groww Nifty Private Bank Index Fund	Other	Very High	0%	0	₹5.68
Groww Nifty Smallcap 250 Momentum Quality 100 Index Fund	Other	Very High	0%	0	₹9.27

News

Groww Mutual Fund announces change in fund manager under its schemes

Groww Mutual Fund has announced change in fund manager under the following schemes, With immediate effect

Change in Fund Manager:

Name of the Scheme(s)	Existing Fund Manager(s)	New Fund Manager(s)
Groww Small Cap Fund	' Mr. Anupam Tiwari (Head of Equity) ' Mr. Gagan Thareja (Head of Research - Equity & Fund Manager) ' Mr. Saptarshee Chatterjee (Senior Research Analyst & Fund Manager ' Equity)	' Mr. Anupam Tiwari (Head of Equity) ' Mr. Gagan Thareja (Head of Research - Equity & Fund Manager) ' Mr. Saptarshee Chatterjee (Senior Research Analyst & Fund Manager ' Equity) ' Mr. Nikhil Satam (Fund Manager & Dealer - Equity)
Groww Multicap Fund	' Mr. Anupam Tiwari (Head of Equity) ' Mr. Gagan Thareja (Head of Research - Equity & Fund Manager) ' Mr. Saptarshee Chatterjee (Senior Research Analyst & Fund Manager ' Equity)	' Mr. Anupam Tiwari (Head of Equity) ' Mr. Gagan Thareja (Head of Research - Equity & Fund Manager) ' Mr. Saptarshee Chatterjee (Senior Research Analyst & Fund Manager ' Equity) ' Mr. Nikhil Satam (Fund Manager & Dealer - Equity)
Groww Value Fund	' Mr. Anupam Tiwari (Head of Equity) ' Mr. Gagan Thareja (Head of Research - Equity & Fund Manager) ' Mr. Saptarshee Chatterjee (Senior Research Analyst & Fund Manager ' Equity)	' Mr. Anupam Tiwari (Head of Equity) ' Mr. Gagan Thareja (Head of Research - Equity & Fund Manager) ' Mr. Saptarshee Chatterjee (Senior Research Analyst & Fund Manager ' Equity) ' Mr. Nikhil Satam (Fund Manager & Dealer - Equity)
Groww Large Cap Fund	' Mr. Anupam Tiwari (Head of Equity) ' Mr. Gagan Thareja (Head of Research - Equity & Fund Manager) ' Mr. Saptarshee Chatterjee (Senior Research Analyst & Fund Manager ' Equity)	' Mr. Anupam Tiwari (Head of Equity) ' Mr. Gagan Thareja (Head of Research - Equity & Fund Manager) ' Mr. Saptarshee Chatterjee (Senior Research Analyst & Fund Manager ' Equity) ' Mr. Nikhil Satam (Fund Manager & Dealer - Equity)
Groww Banking & Financial Services Fund	' Mr. Anupam Tiwari (Head of Equity) ' Mr. Gagan Thareja (Head of Research - Equity & Fund Manager) ' Mr. Saptarshee Chatterjee (Senior Research Analyst & Fund Manager ' Equity)	' Mr. Anupam Tiwari (Head of Equity) ' Mr. Gagan Thareja (Head of Research - Equity & Fund Manager) ' Mr. Saptarshee Chatterjee (Senior Research Analyst & Fund Manager ' Equity) ' Mr. Nikhil Satam (Fund Manager & Dealer - Equity)

Name of the Scheme(s)

Existing Fund Manager(s)

New Fund Manager(s)

Groww Small Cap Fund

' Mr. Anupam Tiwari (Head of Equity)