How to Invest in ITI Dynamic Term Fund - Regular (IDCW-M) Direct Growth?

ITI Dynamic Term Fund - Regular (IDCW-M) is a popular fund in the Dynamic Term Fund segment. The fund has generated a return of 4.41% since inception. Looking to invest in ITI Dynamic Term Fund - Regular (IDCW-M) How about earning 1% extra return? All this is possible with m.Stock ! Investing in ITI Dynamic Term Fund - Regular (IDCW-M) is super easy and convenient with m.Stock. Here’s how you can begin: Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO. In the ‘Menu’ section, under ‘Products’ , select ‘Mutual Funds’ . In the search bar, enter the fund name, in this case, ITI Dynamic Term Fund - Regular (IDCW-M) On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus. If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete. If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility. So, why wait? Invest in ITI Dynamic Term Fund - Regular (IDCW-M) today and reap the benefits of this Dynamic Term Fund fund!

How much returns has ITI Dynamic Term Fund - Regular (IDCW-M) Direct Growth generated?

In the short term, i.e., 1 year, ITI Dynamic Term Fund - Regular (IDCW-M) has generated annualised return of 0.52%. In the long-term, the fund has generated 4.66% and 4.50% in 3 and 5 years respectively. Since its inception, the fund has generated 4.41% returns.

What is the expense ratio of ITI Dynamic Term Fund - Regular (IDCW-M) Direct Growth?

The expense ratio of ITI Dynamic Term Fund - Regular (IDCW-M) Direct Growth is 1.23%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of ITI Dynamic Term Fund - Regular (IDCW-M) Fund Direct Growth?

The Assets Under Management (AUM) of ITI Dynamic Term Fund - Regular (IDCW-M) is ₹23.61 (Cr) as of 2026-11-04 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from ITI Dynamic Term Fund - Regular (IDCW-M) Direct Growth?

Redeeming or selling units of ITI Dynamic Term Fund - Regular (IDCW-M) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load . To redeem from ITI Dynamic Term Fund - Regular (IDCW-M): Login to your m.Stock account In portfolio, your mutual fund investments will be visible under ‘MF’ Select the fund you wish to redeem from (in this case ITI Dynamic Term Fund - Regular (IDCW-M)). Click on ‘Redeem’ button You have 2 options – redeem by units and redeem by value (you can only redeem free units) Select units to be redeemed and click on submit. Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).

Can I invest in SIP and Lumpsum in ITI Dynamic Term Fund - Regular (IDCW-M) Direct Growth?

Yes, you can invest both lumpsum and SIP in ITI Dynamic Term Fund - Regular (IDCW-M). Minimum lumpsum investment ITI Dynamic Term Fund - Regular (IDCW-M) is ₹5,000 and minimum SIP amount is ₹500 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of ITI Dynamic Term Fund - Regular (IDCW-M) Direct Growth?

The latest NAV ( Net Asset Value ) of ITI Dynamic Term Fund - Regular (IDCW-M) is ITI Dynamic Term Fund - Regular (IDCW-M) is ₹9.89 as on 2026-11-04.

Which are the biggest stock holdings of ITI Dynamic Term Fund - Regular (IDCW-M)?

The 5 biggest stock holdings of ITI Dynamic Term Fund - Regular (IDCW-M) are: REC Ltd (8.36%), GSEC2036 (20.53%), GSEC2031 (10.05%), TREPS (57.51%), Net CA & Others (2.18%)

What are the top sectors ITI Dynamic Term Fund - Regular (IDCW-M) invests in?

A majority of ITI Dynamic Term Fund - Regular (IDCW-M) 's AUM worth ₹23.61 (Cr) is invested in these 3 top sectors: There is no data for Top 3 sector holdings in the portfolio!

ITI Dynamic Term Fund - Regular (IDCW-M)

Dynamic Term Fund

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NAV
9.89(0.34%)
Fund Size (CR)
₹24.19
Expense Ratio
1.23
Scheme Type
Active Fund
Value Research
-

Min. investment
₹5,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹500
Minimum Withdrawal
₹1,000
Exit Load
0%
Return Since Launch
4.41%

There is no Asset Allocation data

Basic Details

Scheme Manager

Laukik Bagwe

Bench Mark

CRISIL Dynamic Bond A-III Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	October 27, 2026	10038.86	0.39%	-	0.55%	134/160
1 Month	October 1, 2026	9952.93	-0.47%	-	-0.00%	158/160
3 Month	August 3, 2026	9863.75	-1.36%	-	-0.29%	151/160
6 Month	April 30, 2026	9939.17	-0.61%	-	2.12%	160/160
1 Year	November 3, 2025	10052.01	0.52%	0.52%	3.16%	156/160
3 Year	November 3, 2023	11464.84	14.65%	4.66%	6.26%	148/160
5 Year	November 3, 2021	12460.58	24.61%	4.50%	5.61%	144/159
Since Inception	July 15, 2021	12576.79	25.77%	4.41%	6.83%	158/160

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	December 1, 2025	1,20,000	151976.83	26.65%	26.65%
3 Year	December 1, 2023	3,60,000	454099.06	26.14%	8.05%
5 Year	December 1, 2021	6,00,000	756575.56	26.10%	4.75%
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Risk Ratios

0.68%

Standard Deviation

0.06%

Beta

-0.12%

Sharpe Ratio

-0.36%

Treynor's Ratio

-0.24%

Jension's Alpha

Asset Allocation

Sector Allocation

There is no Sector Allocation data

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
There's no data available of Stock Holdings

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Bandhan Dynamic Term Fund - Direct (G)	1909.92	0.34%	0.95%	4.55%	6.82%	7.87%
Bandhan Dynamic Term Fund - Direct (IDCW-A)	1909.92	0.34%	0.95%	4.55%	6.82%	7.87%
Bandhan Dynamic Term Fund - Direct (IDCW-Periodic)	1909.92	0.34%	0.94%	4.55%	6.82%	7.87%
Bandhan Dynamic Term Fund - Direct (IDCW)	1909.92	0.34%	0.94%	4.55%	6.82%	7.87%
Bandhan Dynamic Term Fund - Direct (IDCW-Q)	1909.92	0.34%	0.94%	4.55%	6.82%	7.87%

List of Schemes under ITI Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
ITI Liquid Fund	Debt	Moderately Low	6.11%	2	₹52.08
ITI Multi Cap Fund	Equity	Very High	9.76%	3	₹1,499.93
ITI ELSS Tax Saver Fund	Equity	Very High	-3.67%	4	₹444.77
ITI Arbitrage Fund	Hybrid	Low	6.38%	1	₹64.76
ITI Overnight Fund	Debt	Low	5.01%	1	₹12.06
ITI Balanced Advantage Fund	Hybrid	Moderately High	-3.28%	2	₹320.20
ITI Small Cap Fund	Equity	Very High	14.3%	3	₹3,666.32
ITI Large Cap Fund	Equity	Very High	-1.98%	4	₹352.13
ITI Banking and PSU Debt Fund	Debt	Moderate	4.27%	5	₹33.92
ITI Mid Cap Fund	Equity	Very High	2.2%	4	₹1,452.83
ITI Ultra Short Term Fund	Debt	Moderately Low	6.28%	3	₹166.59
ITI Value Fund	Equity	Very High	-3.43%	2	₹345.71
ITI Dynamic Term Fund	Debt	Moderately Low	1.81%	3	₹24.19
ITI Pharma and Healthcare Fund	Equity	Very High	11.52%	3	₹266.05
ITI Banking and Financial Services Fund	Equity	Very High	-2.38%	2	₹361.61
ITI Flexi Cap Fund	Equity	Very High	11.04%	0	₹1,588.28
ITI Focused Fund	Equity	Very High	0.96%	0	₹607.36
ITI Large & Mid Cap Fund	Equity	Very High	0.09%	0	₹690.61
ITI Bharat Consumption Fund	Equity	Very High	1.9%	0	₹349.87
ITI Business Cycle Fund	Equity	Very High	0%	0	₹116.61
ITI Multi Asset Allocation Fund	Hybrid	Very High	0%	0	₹144.42

News

ITI Mutual Fund announces Ceasation of Key Personnel
ITI Mutual Fund announces that Mr. Vikas Pandya shall cease to be the Head ' Compliance, Legal & Secretarial and Compliance Officer of ITI AMC with effect from the close of business hours on July 27, 2026.
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ITI Mutual Fund announces Appointment of Key Personnel
ITI Mutual Fund has announced that Mr. Dhruvkumar Trivedi has been appointed as an Acting Compliance Officer and Company Secretary for Mutual Fund business and is a Key Personnel at ITI Asset Management Ltd, with effect from July 27, 2026.
Name: Mr. Dhruvkumar Trivedi,
Age: 33 years
Designation: Acting Compliance Officer and Company Secretary
Qualification: ACS, LLB
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Fund House Details & Investment Objective

Date of Incorporation

June 25, 2021

Total AUM (Cr)

₹23.61

ITI Dynamic Term Fund - Regular (IDCW-M) is an Dynamic Term Fund-oriented fund from the renowned AMC, ITI Mutual Fund. Launched in June 25, 2021, this fund is managed by Laukik Bagwe. With assets under management (AUM) worth ₹23.61 (Cr), as of November 4, 2026, ITI Dynamic Term Fund - Regular (IDCW-M) is categorized as a Dynamic Term Fund within its segment. The fund has generated a return of 4.41% since its launch.
The current NAV of ITI Dynamic Term Fund - Regular (IDCW-M) is ₹9.89, as on November 4, 2026. The fund's benchmark index is CRISIL Dynamic Bond A-III Index. You can invest in ITI Dynamic Term Fund - Regular (IDCW-M) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 4.66% and 4.50% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 96.45% in Debt and 3.55% in cash and cash equivalents.

Mutual Fund Categories

Types of Mutual Funds

Debt Funds

Access debt markets and enjoy interest income from bonds and debentures. Ideal for conservative short-term investors

Hybrid Funds

Enjoy best of both the worlds - equity and debt. Ideal for beginners with medium-term investment horizon

Equity Funds

Invest in large, mid, and small cap sector stocks to enjoy capital appreciation. Ideal for aggressive, long-term investors

Mutual Fund Calculators

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SIP Calculator

Compute the future value of your SIP investments

Lumpsum Calculator

Calculate lumpsum investment corpus

SWP Calculator

Calculate the future value of your SWP Investments

FAQs

ITI Dynamic Term Fund - Regular (IDCW-M) is a popular fund in the Dynamic Term Fund segment. The fund has generated a return of 4.41% since inception. Looking to invest in ITI Dynamic Term Fund - Regular (IDCW-M) How about earning 1% extra return? All this is possible with m.Stock! Investing in ITI Dynamic Term Fund - Regular (IDCW-M) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, ITI Dynamic Term Fund - Regular (IDCW-M)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in ITI Dynamic Term Fund - Regular (IDCW-M) today and reap the benefits of this Dynamic Term Fund fund!

Redeeming or selling units of ITI Dynamic Term Fund - Regular (IDCW-M) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from ITI Dynamic Term Fund - Regular (IDCW-M):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case ITI Dynamic Term Fund - Regular (IDCW-M)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).

View all