Can I invest in SIP and Lumpsum in Navi Flexi Cap Fund - Direct (IDCW-M) Direct Growth?

Yes, you can invest both lumpsum and SIP in Navi Flexi Cap Fund - Direct (IDCW-M). Minimum lumpsum investment Navi Flexi Cap Fund - Direct (IDCW-M) is ₹100 and minimum SIP amount is ₹100 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of Navi Flexi Cap Fund - Direct (IDCW-M) Direct Growth?

The latest NAV ( Net Asset Value ) of Navi Flexi Cap Fund - Direct (IDCW-M) is Navi Flexi Cap Fund - Direct (IDCW-M) is ₹26.16 as on 2025-07-01.

Which are the biggest stock holdings of Navi Flexi Cap Fund - Direct (IDCW-M)?

The 5 biggest stock holdings of Navi Flexi Cap Fund - Direct (IDCW-M) are: Axis Bank (3.95%), ICICI Bank (3.46%), Infosys (2.91%), Sansera Enginee. (2.77%), TCS (2.71%)

What are the top sectors Navi Flexi Cap Fund - Direct (IDCW-M) invests in?

A majority of Navi Flexi Cap Fund - Direct (IDCW-M) 's AUM worth ₹255.21 (Cr) is invested in these 3 top sectors: Banks : 14.89% Auto Components : 10.13% IT-Software : 8.70%

Mutual Funds
AMC
Navi Flexi Cap Fund - Direct (IDCW-M)

Navi Flexi Cap Fund - Direct (IDCW-M)

Flexi Cap Fund

Invest Now

NAV
26.16(0.14%)
Fund Size (CR)
₹255.21
Expense Ratio
0.43
Scheme Type
Active Fund
Value Research

Min. investment
₹100
Minimum Additional Investment
₹100
Minimum SIP Investment
₹100
Minimum Withdrawal
₹1,000
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0%
Return Since Launch
14.74%

Absolute Return: 11.65%

Annualized Return: 0%

Basic Details

Scheme Manager

Ashutosh Shirwaikar

Bench Mark

Nifty 500 TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	23 June 2025	10318.48	3.18%	-	2.64%	13/166
1 Month	30 May 2025	10341.97	3.42%	-	3.74%	90/164
3 Month	28 March 2025	11057.42	10.57%	-	10.68%	80/164
6 Month	30 December 2024	10289.21	2.89%	-	2.95%	89/164
1 Year	28 June 2024	10328.23	3.28%	3.28%	5.26%	115/164
3 Year	30 June 2022	17137.80	71.38%	19.65%	22.14%	92/122
5 Year	30 June 2020	26767.09	167.67%	21.75%	23.20%	61/104
Since Inception	9 July 2018	26120.40	161.20%	14.74%	17.06%	113/166

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 July 2024	1,30,000	134883.28	3.76%	3.76%
3 Year	1 July 2022	3,70,000	461005.40	24.60%	7.61%
5 Year	1 July 2020	6,10,000	914504.72	49.92%	8.44%
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

4.07%

Standard Deviation

0.93%

Beta

0.73%

Sharpe Ratio

0.01%

Treynor's Ratio

-0.86%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
Axis Bank	3.95%	84500	10.07	Equity	Banks
ICICI Bank	3.46%	61000	8.82	Equity	Banks
Infosys	2.91%	47500	7.42	Equity	IT - Software
Sansera Enginee.	2.77%	52000	7.08	Equity	Auto Ancillaries
TCS	2.71%	20000	6.93	Equity	IT - Software
Bharti Airtel	2.62%	36000	6.68	Equity	Telecomm-Service
Shriram Finance	2.56%	102000	6.52	Equity	Finance
HDFC Bank	2.55%	33500	6.52	Equity	Banks
Federal Bank	2.53%	320000	6.47	Equity	Banks
EMS	2.48%	106000	6.33	Equity	Infrastructure Developers & Operators

Peer Comparison

Scheme Name	Value Research	Asset Size (Cr)	1M	3M	6M	1Y	3Y

List of Schemes under Navi Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
Navi Nifty Midcap 150 Index Fund	Other	Very High	5.63%	3	₹286.01
Navi Large & Midcap Fund	Equity	Very High	5.47%	1	₹314.41
Navi US Total Stock Market Fund of Fund	Other	Very High	16.13%	0	₹851.56
Navi US Nasdaq 100 FOF	Other	Very High	16.75%	0	₹967.44
Navi Nifty Smallcap250 Momentum Quality 100 Index Fund	Other	Very High	0%	0	₹13.22
Navi Aggressive Hybrid Fund	Hybrid	Very High	8.68%	3	₹120.52
Navi Nifty Bank Index Fund	Other	Very High	10.08%	2	₹646.77
Navi BSE Sensex Index Fund	Other	Very High	6.72%	0	₹18.30
Navi Liquid Fund	Debt	Moderate	6.83%	1	₹103.56
Navi Nifty 50 Index Fund	Other	Very High	7.33%	3	₹3,301.35
Navi ELSS Tax Saver Nifty 50 Index Fund	Other	Very High	7.29%	0	₹95.12
Navi ELSS Tax Saver Fund	Equity	Very High	2.73%	0	₹56.55
Navi Flexi Cap Fund	Equity	Very High	3.3%	2	₹255.21
Navi Nifty 500 Multicap 50:25:25 Index Fund	Other	Very High	0%	0	₹28.38
Navi Nifty IT Index Fund	Other	Very High	9.51%	0	₹19.99
Navi Nifty Next 50 Index Fund	Other	Very High	-3.04%	2	₹855.77
Navi Nifty India Manufacturing Index Fund	Other	Very High	-0.39%	0	₹61.91

News

Navi Mutual Fund to discontinue SIPs below Rs 100 all schemes for except ELSS funds
Navi Mutual Fund announces that all Investors / Unit holders that investors having existing Systematic Investment Plans (SIPs) with instalment amount less than Rs. 100 under all the existing schemes of Navi Mutual Fund shall have below options:
' Investors registered with SIPs of less than ₹100 per instalment are given an option to top-up their Instalment amount to ₹100 or above till July 31, 2025 (applicable across all frequencies and all plans of all schemes of Navi Mutual Fund except ELSS funds).
' Investors may choose to voluntarily cancel their SIPs at any time on or before July 31, 2025, through the existing SIP cancellation process.
' In case no action is taken by the investor on or before July 31, 2025, such SIPs shall be automatically cancelled with effect from August 01, 2025.
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Navi Mutual Fund announces change in scheme name
Navi Mutual Fund has announced change in scheme name under the following scheme, with immediate effect.
Change in the name of the Scheme:

Existing Scheme Name Revised Scheme Name

Navi Nasdaq 100 Fund of Fund Navi US Nasdaq100 FOF

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Existing Scheme Name	Revised Scheme Name
Navi Nasdaq 100 Fund of Fund	Navi US Nasdaq100 FOF

Navi Mutual Fund announces change in Key Personnel
Navi Mutual Fund has announced that Mr. Sanjay Pantula has been appointed as an Chief Risk Officer on the Board of the Trustee Company with effect from April 01, 2025.
Details of Mr. Sanjay Pantula,
Age: 39 years
Designation: Chief Risk Officer
Qualification:' MS in Finance from ICFAI University, Dehradun
Bachelor's of Commerce (Accountancy) from Ranchi University
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Fund House Details & Investment Objective

Date of Incorporation

18 June 2018

Total AUM (Cr)

₹255.21

Navi Flexi Cap Fund - Direct (IDCW-M) is an Flexi Cap Fund-oriented fund from the renowned AMC, Navi Mutual Fund. Launched in 18 June 2018, this fund is managed by Ashutosh Shirwaikar. With assets under management (AUM) worth ₹255.21 (Cr), as of 1 July 2025, Navi Flexi Cap Fund - Direct (IDCW-M) is categorized as a Flexi Cap Fund within its segment. The fund has generated a return of 14.74% since its launch.
The current NAV of Navi Flexi Cap Fund - Direct (IDCW-M) is ₹26.16, as on 1 July 2025. The fund's benchmark index is Nifty 500 TRI. You can invest in Navi Flexi Cap Fund - Direct (IDCW-M) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹100.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Nil The fund has generated 19.65% and 21.75% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 87.71% in Equity, 4.46% in Debt and 7.83% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 14.89% in Banks, 10.13% in Auto Components, 8.70% in IT-Software, 5.81% in Cash & Others, 5.71% in Debt

FAQs

How to Invest in Navi Flexi Cap Fund - Direct (IDCW-M) Direct Growth?

Navi Flexi Cap Fund - Direct (IDCW-M) is a popular fund in the Flexi Cap Fund segment. The fund has generated a return of 14.74% since inception. Looking to invest in Navi Flexi Cap Fund - Direct (IDCW-M) How about earning 1% extra return? All this is possible with m.Stock! Investing in Navi Flexi Cap Fund - Direct (IDCW-M) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, Navi Flexi Cap Fund - Direct (IDCW-M)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in Navi Flexi Cap Fund - Direct (IDCW-M) today and reap the benefits of this Flexi Cap Fund fund!

How much returns has Navi Flexi Cap Fund - Direct (IDCW-M) Direct Growth generated?

In the short term, i.e., 1 year, Navi Flexi Cap Fund - Direct (IDCW-M) has generated annualised return of 3.28%. In the long-term, the fund has generated 19.65% and 21.75% in 3 and 5 years respectively. Since its inception, the fund has generated 14.74% returns.

What is the expense ratio of Navi Flexi Cap Fund - Direct (IDCW-M) Direct Growth?

The expense ratio of Navi Flexi Cap Fund - Direct (IDCW-M) Direct Growth is 0.43%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of Navi Flexi Cap Fund - Direct (IDCW-M) Fund Direct Growth?

The Assets Under Management (AUM) of Navi Flexi Cap Fund - Direct (IDCW-M) is ₹255.21 (Cr) as of 2025-07-01 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from Navi Flexi Cap Fund - Direct (IDCW-M) Direct Growth?

Redeeming or selling units of Navi Flexi Cap Fund - Direct (IDCW-M) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from Navi Flexi Cap Fund - Direct (IDCW-M):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case Navi Flexi Cap Fund - Direct (IDCW-M)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).