Can I invest in SIP and Lumpsum in Navi Liquid Fund - Direct (IDCW-D) Direct Growth?

Yes, you can invest both lumpsum and SIP in Navi Liquid Fund - Direct (IDCW-D). Minimum lumpsum investment Navi Liquid Fund - Direct (IDCW-D) is ₹100 and minimum SIP amount is ₹100 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of Navi Liquid Fund - Direct (IDCW-D) Direct Growth?

The latest NAV ( Net Asset Value ) of Navi Liquid Fund - Direct (IDCW-D) is Navi Liquid Fund - Direct (IDCW-D) is ₹10.01 as on 2025-04-24.

Which are the biggest stock holdings of Navi Liquid Fund - Direct (IDCW-D)?

The 5 biggest stock holdings of Navi Liquid Fund - Direct (IDCW-D) are: Larsen & Toubro (6.88%), S I D B I (6.88%), Godrej Industrie (6.88%), TBILL-364D (13.67%), TBILL-182D (6.88%)

What are the top sectors Navi Liquid Fund - Direct (IDCW-D) invests in?

A majority of Navi Liquid Fund - Direct (IDCW-D) 's AUM worth ₹72.67 (Cr) is invested in these 3 top sectors: There is no data for Top 3 sector holdings in the portfolio!

Mutual Funds
AMC
Navi Liquid Fund - Direct (IDCW-D)

Navi Liquid Fund - Direct (IDCW-D)

Liquid Fund

Invest Now

NAV
10.01(0.00%)
Fund Size (CR)
₹62.62
Expense Ratio
0.15
Scheme Type
Active Fund
Value Research
-

Min. investment
₹100
Minimum Additional Investment
₹100
Minimum SIP Investment
₹100
Minimum Withdrawal
₹1,000
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0.007%
Return Since Launch
7.45%

Absolute Return: 0%

Annualized Return: 0%

Basic Details

Scheme Manager

Tanmay Sethi

Bench Mark

CRISIL Liquid Debt A-I Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	16 April 2025	10010.74	0.11%	-	0.09%	261/380
1 Month	23 March 2025	10059.02	0.59%	-	0.64%	299/380
3 Month	23 January 2025	10166.33	1.66%	-	1.69%	295/379
6 Month	23 October 2024	10340.04	3.40%	-	3.38%	285/374
1 Year	23 April 2024	10688.92	6.89%	6.89%	6.83%	286/374
3 Year	22 April 2022	12725.56	27.26%	8.35%	6.50%	8/354
5 Year	23 April 2020	13639.11	36.39%	6.40%	5.22%	7/334
Since Inception	1 January 2013	24226.72	142.27%	7.45%	6.29%	18/379

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 May 2024	1,20,000	290448.00	142.04%	142.04%
3 Year	1 May 2022	3,60,000	703610.28	95.45%	25.03%
5 Year	3 May 2020	6,00,000	709419.24	18.24%	3.41%
10 Year	4 May 2015	12,00,000	723941.64	-39.67%	-4.93%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

0.87%

Standard Deviation

0.03%

Beta

0.64%

Sharpe Ratio

-2.66%

Treynor's Ratio

1.79%

Jension's Alpha

Asset Allocation

Sector Allocation

There is no Sector Allocation data

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
There's no data available of Stock Holdings

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Navi Liquid Fund - Direct (IDCW-D)	62.62	0.59%	1.66%	3.40%	6.89%	8.35%
Bandhan Liquid Fund - Direct (IDCW-D)	10408.69	1.03%	2.56%	4.89%	9.66%	9.03%
TRUSTMF Liquid Fund - Direct (IDCW-D) RI	507.55	0.85%	2.18%	4.63%	9.51%	8.92%
TRUSTMF Liquid Fund - Direct (IDCW-W)	507.55	0.71%	1.91%	3.90%	8.05%	7.98%
AXIS Liquid Fund - Direct (IDCW-M)	32608.90	0.74%	1.90%	4.01%	7.74%	7.03%
Sundaram Liquid Fund - Direct (IDCW-M)	5477.41	0.24%	1.40%	3.82%	7.70%	6.75%

List of Schemes under Navi Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
Navi Large & Midcap Fund	Equity	Very High	13.78%	2	₹294.92
Navi ELSS Tax Saver Fund	Equity	Very High	9.9%	0	₹55.32
Navi Liquid Fund	Debt	Moderate	6.92%	1	₹72.67
Navi Aggressive Hybrid Fund	Hybrid	Very High	11.04%	3	₹115.62
Navi Nifty 50 Index Fund	Other	Very High	9.85%	3	₹2,922.20
Navi Nifty Next 50 Index Fund	Other	Very High	5.56%	3	₹733.71
Navi Nifty Bank Index Fund	Other	Very High	16.21%	2	₹585.06
Navi Nifty Midcap 150 Index Fund	Other	Very High	9.91%	3	₹227.72
Navi Nifty IT Index Fund	Other	Very High	7.02%	0	₹13.19
Navi Nifty India Manufacturing Index Fund	Other	Very High	7.06%	0	₹53.38
Navi BSE Sensex Index Fund	Other	Very High	9.72%	0	₹16.56
Navi Nifty 500 Multicap 50:25:25 Index Fund	Other	Very High	0%	0	₹22.77
Navi Nifty Smallcap250 Momentum Quality 100 Index Fund	Other	Very High	0%	0	₹7.27
Navi US Total Stock Market Fund of Fund	Other	Very High	7.78%	0	₹867.69
Navi NASDAQ 100 Fund of Fund	Other	Very High	8.84%	0	₹908.38
Navi Flexi Cap Fund	Equity	Very High	7.18%	2	₹241.43
Navi ELSS Tax Saver Nifty 50 Index Fund	Other	Very High	9.82%	0	₹86.44

News

Navi Mutual Fund announces change in Key Personnel
Navi Mutual Fund has announced that Mr. Sanjay Pantula has been appointed as an Chief Risk Officer on the Board of the Trustee Company with effect from April 01, 2025.
Details of Mr. Sanjay Pantula,
Age: 39 years
Designation: Chief Risk Officer
Qualification:' MS in Finance from ICFAI University, Dehradun
Bachelor's of Commerce (Accountancy) from Ranchi University
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Navi Mutual Fund announces change in Key Personnel
Navi Mutual Fund has announced Mr. Aditya Venkatesh Mulki shall be appointed as the Chief Executive Officer (CEO) and Whole Time Director and shall continue to be 'Key Personnel' of Navi AMC Limited with effect from Friday, February 14, 2025.
Navi Mutual Fund has announced Mr. Rajiv Naresh shall resign from the position of Chief Executive Officer (CEO) and Managing Director (MD) with effect from February 13, 2025
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Navi MF announces change in Fund Manager of the following schemes

Navi Mutual Fund has announced change in Fund Managers of the following schemes with effect from: 14 February 2025

Change in Fund Managers of the Scheme:

Scheme Name	Existing Fund Manager	New Fund Manager
Navi Nifty 50 Index Fund	Aditya Mulki Ashutosh Shirwaikar(Co-Fund Manager)	Ashutosh Shirwaikar
Navi ELSS Tax saver Nifty 50 Index Fund	Aditya Mulki Ashutosh Shirwaikar(Co-Fund Manager)	Ashutosh Shirwaikar
Navi Nifty Next 50 Index Fund	Aditya Mulki Ashutosh Shirwaikar(Co-Fund Manager)	Ashutosh Shirwaikar
Navi Nifty Bank Index Fund	Aditya Mulki Ashutosh Shirwaikar(Co-Fund Manager)	Ashutosh Shirwaikar
Navi Nifty Midcap 150 Index Fund	Aditya Mulki Ashutosh Shirwaikar(Co-Fund Manager)	Ashutosh Shirwaikar
Navi US Total Stock Market Fund of Fund	Aditya Mulki	Ashutosh Shirwaikar
Navi Nasdaq 100 Fund of Fund	Aditya Mulki	Ashutosh Shirwaikar
Navi Large & Mid Cap Fund	Aditya Mulki Ashutosh Shirwaikar(Co-Fund Manager)	Ashutosh Shirwaikar
Navi Flexi Cap Fund	Aditya Mulki Ashutosh Shirwaikar(Co-Fund Manager)	Ashutosh Shirwaikar
Navi Aggressive Hybrid Fund	Aditya Mulki Ashutosh Shirwaikar(Co-Fund Manager)	Ashutosh Shirwaikar
Navi ELSS Tax Saver Fund	Aditya Mulki Ashutosh Shirwaikar(Co-Fund Manager)	Ashutosh Shirwaikar
Navi BSE Sensex Index Fund	Aditya Mulki Ashutosh Shirwaikar(Co-Fund Manager)	Ashutosh Shirwaikar
Navi Nifty IT Index Fund	Aditya Mulki Ashutosh Shirwaikar(Co-Fund Manager)	Ashutosh Shirwaikar
Navi Nifty India Manufacturing Index Fund	Aditya Mulki Ashutosh Shirwaikar(Co-Fund Manager)	Ashutosh Shirwaikar
Navi Nifty 500 Multicap 50-25-25 Index Fund	Aditya Mulki Ashutosh Shirwaikar(Co-Fund Manager)	Ashutosh Shirwaikar

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Fund House Details & Investment Objective

Date of Incorporation

1 January 2013

Total AUM (Cr)

₹72.67

Navi Liquid Fund - Direct (IDCW-D) is an Liquid Fund-oriented fund from the renowned AMC, Navi Mutual Fund. Launched in 1 January 2013, this fund is managed by Tanmay Sethi. With assets under management (AUM) worth ₹72.67 (Cr), as of 24 April 2025, Navi Liquid Fund - Direct (IDCW-D) is categorized as a Liquid Fund within its segment. The fund has generated a return of 7.45% since its launch.
The current NAV of Navi Liquid Fund - Direct (IDCW-D) is ₹10.01, as on 24 April 2025. The fund's benchmark index is CRISIL Liquid Debt A-I Index. You can invest in Navi Liquid Fund - Direct (IDCW-D) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹100.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
0.0070% - If redemption/switch out within 1 days from the date of allotment. 0.0065% - If redemption/switch out within 2 days from the date of allotment. 0.0060% - If redemption/switch out within 3 days from the date of allotment. 0.0055% - If redemption/switch out within 4 days from the date of allotment. 0.0050% - If redemption/switch out within 5 days from the date of allotment. 0.0045% - If redemption/switch out within 6 days from the date of allotment. Nil - If redemption/switch out within 7 days from the date of allotment. The fund has generated 8.35% and 6.40% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 92.55% in Debt and 7.45% in cash and cash equivalents.

FAQs

How to Invest in Navi Liquid Fund - Direct (IDCW-D) Direct Growth?

Navi Liquid Fund - Direct (IDCW-D) is a popular fund in the Liquid Fund segment. The fund has generated a return of 7.45% since inception. Looking to invest in Navi Liquid Fund - Direct (IDCW-D) How about earning 1% extra return? All this is possible with m.Stock! Investing in Navi Liquid Fund - Direct (IDCW-D) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, Navi Liquid Fund - Direct (IDCW-D)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in Navi Liquid Fund - Direct (IDCW-D) today and reap the benefits of this Liquid Fund fund!

How much returns has Navi Liquid Fund - Direct (IDCW-D) Direct Growth generated?

In the short term, i.e., 1 year, Navi Liquid Fund - Direct (IDCW-D) has generated annualised return of 6.89%. In the long-term, the fund has generated 8.35% and 6.40% in 3 and 5 years respectively. Since its inception, the fund has generated 7.45% returns.

What is the expense ratio of Navi Liquid Fund - Direct (IDCW-D) Direct Growth?

The expense ratio of Navi Liquid Fund - Direct (IDCW-D) Direct Growth is 0.15%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of Navi Liquid Fund - Direct (IDCW-D) Fund Direct Growth?

The Assets Under Management (AUM) of Navi Liquid Fund - Direct (IDCW-D) is ₹72.67 (Cr) as of 2025-04-24 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from Navi Liquid Fund - Direct (IDCW-D) Direct Growth?

Redeeming or selling units of Navi Liquid Fund - Direct (IDCW-D) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from Navi Liquid Fund - Direct (IDCW-D):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case Navi Liquid Fund - Direct (IDCW-D)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).