Mutual Funds
AMC
Navi Liquid Fund - Direct (IDCW-W)

Navi Liquid Fund - Direct (IDCW-W)

NAV
10.01(0.01%)
Fund Size (CR)
₹70.32
Expense Ratio
0.15
Scheme Type
Active Fund
Value Research

Min. investment
₹10
Minimum Additional Investment
₹10
Minimum SIP Investment
₹100
Minimum Withdrawal
₹1,000
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0.007%
Return Since Launch
6.62%

Absolute Return: -0.03%

Annualized Return: 0%

1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment

Basic Details

Scheme Manager

Tanmay Sethi

Bench Mark

CRISIL Liquid Debt A-I Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	26 November 2025	10009.62	0.10%	-	0.10%	290/389
1 Month	3 November 2025	10044.72	0.45%	-	0.46%	285/388
3 Month	3 September 2025	10135.96	1.36%	-	1.41%	284/380
6 Month	3 June 2025	10281.13	2.81%	-	2.86%	277/375
1 Year	3 December 2024	10621.54	6.22%	6.22%	6.47%	308/371
3 Year	2 December 2022	12123.64	21.24%	6.62%	6.86%	290/350
5 Year	3 December 2020	13145.42	31.45%	5.62%	5.63%	234/341
Since Inception	4 February 2013	22757.54	127.58%	6.62%	237.56%	188/390

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 January 2025	1,20,000	273284.09	127.74%	127.74%
3 Year	1 January 2023	3,60,000	819831.35	127.73%	31.57%
5 Year	1 January 2021	6,00,000	847851.27	41.31%	7.16%
10 Year	1 January 2016	12,00,000	861515.50	-28.21%	-3.26%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Minimum value allowed is 500

Expected Returns Rate (%)

Minimum value allowed is 1

Time Period (in Years)

Minimum value allowed is 1

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

0.06%

Standard Deviation

-0.00%

Beta

3.79%

Sharpe Ratio

-15.86%

Treynor's Ratio

0.77%

Jension's Alpha

Asset Allocation

Sector Allocation

There is no Sector Allocation data

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
There's no data available of Stock Holdings

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Navi Liquid Fund - Direct (IDCW-W)	70.32	0.45%	1.36%	2.81%	6.22%	6.62%
Bandhan Liquid Fund - Direct (IDCW-D)	12792.36	0.57%	1.88%	3.76%	8.81%	9.24%
TRUSTMF Liquid Fund - Direct (IDCW-D) RI	249.54	0.60%	1.86%	3.82%	8.52%	9.12%
Motilal Oswal Liquid Fund - Direct (IDCW-F) RI	752.34	0.47%	1.39%	4.90%	8.44%	7.40%
Union Liquid Fund - Direct (IDCW-W)	5093.74	0.26%	1.24%	3.78%	7.35%	7.31%
TRUSTMF Liquid Fund - Direct (IDCW-W)	249.54	0.48%	1.49%	3.04%	7.16%	8.15%

List of Schemes under Navi Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
Navi Large & Midcap Fund	Equity	Very High	0.99%	1	₹318.87
Navi ELSS Tax Saver Fund	Equity	Very High	2.36%	0	₹53.95
Navi Liquid Fund	Debt	Moderate	6.22%	1	₹62.82
Navi Aggressive Hybrid Fund	Hybrid	Very High	5.66%	3	₹125.96
Navi Nifty 50 Index Fund	Other	Very High	7.58%	3	₹3,714.63
Navi Nifty Next 50 Index Fund	Other	Very High	-4.33%	2	₹1,022.78
Navi Nifty Bank Index Fund	Other	Very High	11.94%	1	₹643.16
Navi Nifty Midcap 150 Index Fund	Other	Very High	2.97%	3	₹345.98
Navi Nifty IT Index Fund	Other	Very High	-10.83%	0	₹24.82
Navi Nifty India Manufacturing Index Fund	Other	Very High	6.55%	0	₹69.77
Navi BSE Sensex Index Fund	Other	Very High	6.26%	0	₹20.78
Navi Nifty 500 Multicap 50:25:25 Index Fund	Other	Very High	1.25%	0	₹24.29
Navi Nifty Smallcap250 Momentum Quality 100 Index Fund	Other	Very High	0%	0	₹23.75
Navi Nifty MidSmallcap 400 Index Fund	Other	Very High	0%	0	₹0.00
Navi US Total Stock Market Fund of Fund	Other	Very High	19.96%	0	₹975.48
Navi US Nasdaq 100 FOF	Other	Very High	28.56%	0	₹1,151.02
Navi Flexi Cap Fund	Equity	Very High	3.02%	2	₹262.98
Navi ELSS Tax Saver Nifty 50 Index Fund	Other	Very High	7.5%	0	₹108.29

News

There are no new Updates!

Fund House Details & Investment Objective

Date of Incorporation

1 January 2013

Total AUM (Cr)

₹62.82

Navi Liquid Fund - Direct (IDCW-W) is an Liquid Fund-oriented fund from the renowned AMC, Navi Mutual Fund. Launched in 1 January 2013, this fund is managed by Tanmay Sethi. With assets under management (AUM) worth ₹62.82 (Cr), as of 4 December 2025, Navi Liquid Fund - Direct (IDCW-W) is categorized as a Liquid Fund within its segment. The fund has generated a return of 6.62% since its launch.
The current NAV of Navi Liquid Fund - Direct (IDCW-W) is ₹10.01, as on 4 December 2025. The fund's benchmark index is CRISIL Liquid Debt A-I Index. You can invest in Navi Liquid Fund - Direct (IDCW-W) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹10.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 6.62% and 5.62% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 88.67% in Debt and 11.33% in cash and cash equivalents.