Mutual Funds
AMC
Navi Liquid Fund - Direct (IDCW-W)

Navi Liquid Fund - Direct (IDCW-W)

NAV
10.01(0.01%)
Fund Size (CR)
₹66.04
Expense Ratio
0.15
Scheme Type
Active Fund
Value Research

Min. investment
₹100
Minimum Additional Investment
₹100
Minimum SIP Investment
₹100
Minimum Withdrawal
₹1,000
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0.007%
Return Since Launch
6.61%

Absolute Return: -0.01%

Annualized Return: 0%

1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment

Basic Details

Scheme Manager

Tanmay Sethi

Bench Mark

CRISIL Liquid Debt A-I Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	3 December 2025	9999.78	-0.00%	-	0.09%	359/391
1 Month	10 November 2025	10043.61	0.44%	-	0.42%	298/389
3 Month	10 September 2025	10125.47	1.25%	-	1.30%	333/380
6 Month	10 June 2025	10268.03	2.68%	-	2.66%	310/375
1 Year	10 December 2024	10607.67	6.08%	6.08%	6.20%	325/371
3 Year	9 December 2022	12121.95	21.22%	6.61%	6.65%	288/350
5 Year	10 December 2020	13137.94	31.38%	5.61%	5.51%	243/341
Since Inception	4 February 2013	22757.04	127.57%	6.61%	58.38%	188/390

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 January 2025	1,20,000	273278.63	127.73%	127.73%
3 Year	1 January 2023	3,60,000	819814.97	127.73%	31.56%
5 Year	1 January 2021	6,00,000	847834.33	41.31%	7.16%
10 Year	1 January 2016	12,00,000	861498.28	-28.21%	-3.26%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Minimum value allowed is 500

Expected Returns Rate (%)

Minimum value allowed is 1

Time Period (in Years)

Minimum value allowed is 1

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

0.06%

Standard Deviation

-0.00%

Beta

4.64%

Sharpe Ratio

Treynor's Ratio

0.97%

Jension's Alpha

Asset Allocation

Sector Allocation

There is no Sector Allocation data

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
There's no data available of Stock Holdings

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Navi Liquid Fund - Direct (IDCW-W)	66.04	0.44%	1.25%	2.68%	6.08%	6.61%
Bandhan Liquid Fund - Direct (IDCW-D)	18114.52	0.58%	1.88%	3.75%	8.76%	9.24%
Motilal Oswal Liquid Fund - Direct (IDCW-F) RI	1210.87	0.47%	1.40%	4.86%	8.42%	7.40%
TRUSTMF Liquid Fund - Direct (IDCW-D) RI	723.54	0.57%	1.85%	3.74%	8.35%	9.11%
Union Liquid Fund - Direct (IDCW-W)	6375.82	0.14%	1.25%	3.65%	7.20%	7.27%
TRUSTMF Liquid Fund - Direct (IDCW-W)	723.54	0.48%	1.49%	2.97%	7.02%	8.14%

List of Schemes under Navi Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
Navi Large & Midcap Fund	Equity	Very High	-1.76%	1	₹319.73
Navi ELSS Tax Saver Fund	Equity	Very High	0.18%	0	₹54.35
Navi Liquid Fund	Debt	Moderate	6.2%	1	₹61.90
Navi Aggressive Hybrid Fund	Hybrid	Very High	3.59%	3	₹126.30
Navi Nifty 50 Index Fund	Other	Very High	5.82%	3	₹3,841.28
Navi Nifty Next 50 Index Fund	Other	Very High	-6.81%	2	₹1,033.57
Navi Nifty Bank Index Fund	Other	Very High	10.67%	1	₹661.74
Navi Nifty Midcap 150 Index Fund	Other	Very High	-0.45%	3	₹358.12
Navi Nifty IT Index Fund	Other	Very High	-14.57%	0	₹25.52
Navi Nifty India Manufacturing Index Fund	Other	Very High	4.01%	0	₹69.59
Navi BSE Sensex Index Fund	Other	Very High	4.51%	0	₹21.36
Navi Nifty 500 Multicap 50:25:25 Index Fund	Other	Very High	-1.48%	0	₹24.40
Navi Nifty Smallcap250 Momentum Quality 100 Index Fund	Other	Very High	0%	0	₹23.99
Navi Nifty MidSmallcap 400 Index Fund	Other	Very High	0%	0	₹0.00
Navi US Total Stock Market Fund of Fund	Other	Very High	19.35%	0	₹964.21
Navi US Nasdaq 100 FOF	Other	Very High	27.02%	0	₹1,091.75
Navi Flexi Cap Fund	Equity	Very High	0.81%	2	₹265.51
Navi ELSS Tax Saver Nifty 50 Index Fund	Other	Very High	5.75%	0	₹111.68

News

There are no new Updates!

Fund House Details & Investment Objective

Date of Incorporation

1 January 2013

Total AUM (Cr)

₹61.90

Navi Liquid Fund - Direct (IDCW-W) is an Liquid Fund-oriented fund from the renowned AMC, Navi Mutual Fund. Launched in 1 January 2013, this fund is managed by Tanmay Sethi. With assets under management (AUM) worth ₹61.9 (Cr), as of 11 December 2025, Navi Liquid Fund - Direct (IDCW-W) is categorized as a Liquid Fund within its segment. The fund has generated a return of 6.61% since its launch.
The current NAV of Navi Liquid Fund - Direct (IDCW-W) is ₹10.01, as on 11 December 2025. The fund's benchmark index is CRISIL Liquid Debt A-I Index. You can invest in Navi Liquid Fund - Direct (IDCW-W) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹100.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 6.61% and 5.61% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 82.06% in Debt and 17.94% in cash and cash equivalents.