NJ Balanced Advantage Fund (G)
Dynamic Asset Allocation or Balanced AdvantageNAV
13.01(-0.46%)Fund Size (CR)
₹3,609.87Expense Ratio
1.9Scheme Type
Active FundValue Research
-
Min. investment
₹500Minimum Additional Investment
₹500Minimum SIP Investment
₹100Minimum Withdrawal
₹1Exit Load
0%Return Since Launch
6.32%
Basic Details
Scheme Manager
Viral Shah
Bench Mark
Nifty 50 Hybrid Composite Debt 50:50 Index
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | 4 March 2026 | 9909.02 | -0.91% | - | -0.98% | 57/151 |
| 1 Month | 11 February 2026 | 9547.11 | -4.53% | - | -4.32% | 84/147 |
| 3 Month | 11 December 2025 | 9596.18 | -4.04% | - | -3.72% | 95/147 |
| 6 Month | 11 September 2025 | 9402.88 | -5.97% | - | -2.18% | 140/147 |
| 1 Year | 11 March 2025 | 10340.19 | 3.40% | 3.40% | 6.80% | 129/145 |
| 3 Year | 10 March 2023 | 13269.04 | 32.69% | 9.87% | 11.47% | 95/117 |
| 5 Year | - | - | - | - | - | -/- |
| Since Inception | 29 October 2021 | 13070.00 | 30.70% | 6.32% | 8.98% | 128/151 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | 1 April 2025 | 1,20,000 | 116190.83 | -3.17% | -3.17% |
| 3 Year | 3 April 2023 | 3,60,000 | 372953.53 | 3.60% | 1.19% |
| 5 Year | 1 November 2021 | 5,30,000 | 599709.99 | 13.15% | 2.50% |
| 10 Year | - | - | - | - | - |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Mutual Funds Calculator
Monthly Investment (₹)
Expected Returns Rate (%)
Time Period (in Years)
Invested Amount
₹25,000
Estimated Returns
₹19,059
76%
Returns
Future value of your investment
₹44,059
Risk Ratios
2.39%
Standard Deviation
0.62%
Beta
0.64%
Sharpe Ratio
-0.01%
Treynor's Ratio
1.47%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| Reliance Industr | 8.57% | 2194000 | 305.82 | Equity | Refineries |
| HDFC Bank | 6.01% | 2415691 | 214.45 | Equity | Banks |
| Bajaj Finance | 5.46% | 1957188 | 194.92 | Equity | Finance |
| Eicher Motors | 3.77% | 167993 | 134.57 | Equity | Automobile |
| Marico | 3.23% | 1462939 | 115.37 | Equity | FMCG |
| Britannia Inds. | 3.03% | 180048 | 108.07 | Equity | FMCG |
| Bosch | 2.97% | 29068 | 105.88 | Equity | Auto Ancillaries |
| Muthoot Finance | 2.70% | 287245 | 96.33 | Equity | Finance |
| HDFC AMC | 2.29% | 303001 | 81.77 | Equity | Finance |
| GE Shipping Co | 2.25% | 598891 | 80.19 | Equity | Shipping |
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| Baroda BNP Paribas Balanced Advantage Fund-Dir (IDCW) | 4672.21 | -4.67% | -2.41% | 0.73% | 12.93% | 14.58% | |
| Baroda BNP Paribas Balanced Advantage Fund-Dir (G) | 4672.21 | -4.68% | -2.42% | 0.72% | 12.92% | 14.58% | |
| Bank of India Balanced Advantage Fund - Direct (G) | 143.75 | -1.82% | -0.49% | 2.96% | 12.74% | 12.42% | |
| Bank of India Balanced Advantage Fund - Direct (IDCW) | 143.75 | -1.82% | -0.50% | 2.94% | 12.68% | 12.35% | |
| ICICI Pru Balanced Advantage Fund - Dir (IDCW) | 70343.40 | -4.47% | -2.97% | -0.15% | 11.05% | 13.15% |
List of Schemes under NJ Mutual Fund
| Fund Name | Category | Risk | 1Y Returns | Ratings | Fund Size (Cr) |
|---|---|---|---|---|---|
| NJ ELSS Tax Saver Scheme | Equity | Very High | 5.32% | 0 | ₹314.31 |
| NJ Overnight Fund | Debt | Low | 5.46% | 2 | ₹409.20 |
| NJ Balanced Advantage Fund | Hybrid | Moderately High | 4.77% | 2 | ₹3,567.21 |
| NJ Arbitrage Fund | Hybrid | Low | 6.4% | 2 | ₹269.01 |
| NJ Flexi Cap Fund | Equity | Very High | 3.97% | 0 | ₹2,493.83 |
News
There are no new Updates!
Fund House Details & Investment Objective
Date of Incorporation
8 October 2021
Total AUM (Cr)
₹3567.21
NJ Balanced Advantage Fund (G) is an Dynamic Asset Allocation or Balanced Advantage-oriented fund from the renowned AMC, NJ Mutual Fund. Launched in 8 October 2021, this fund is managed by Viral Shah. With assets under management (AUM) worth ₹3,567.21 (Cr), as of 12 March 2026, NJ Balanced Advantage Fund (G) is categorized as a Dynamic Asset Allocation or Balanced Advantage within its segment. The fund has generated a return of 6.32% since its launch.
The current NAV of NJ Balanced Advantage Fund (G) is ₹13.01, as on 12 March 2026. The fund's benchmark index is Nifty 50 Hybrid Composite Debt 50:50 Index. You can invest in NJ Balanced Advantage Fund (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹500.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 9.87% and undefined% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 88.95% in Equity, 9.97% in Debt and 1.08% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 13.48% in Finance, 12.60% in Banks, 9.01% in Petroleum Products, 8.41% in IT-Software, 8.17% in Debt
Mutual Fund Categories
Types of Mutual Funds
Debt Funds
Access debt markets and enjoy interest income from bonds and debentures. Ideal for conservative short-term investors
Hybrid Funds
Enjoy best of both the worlds - equity and debt. Ideal for beginners with medium-term investment horizon
Equity Funds
Invest in large, mid, and small cap sector stocks to enjoy capital appreciation. Ideal for aggressive, long-term investors