NJ Balanced Advantage Fund - Direct (G)
Dynamic Asset Allocation or Balanced AdvantageNAV
14.43(-0.21%)Fund Size (CR)
₹3,755.48Expense Ratio
0.58Scheme Type
Active FundValue Research
Min. investment
₹500Minimum Additional Investment
₹500Minimum SIP Investment
₹100Minimum Withdrawal
₹1Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment1%Return Since Launch
9.29%
- 3M
- 6M
- 1Y
- 3Y
- All
Basic Details
Scheme Manager
Viral Shah
Bench Mark
Nifty 50 Hybrid Composite Debt 50:50 Index
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | 16 December 2025 | 10069.64 | 0.70% | - | 0.71% | 86/147 |
| 1 Month | 21 November 2025 | 10062.63 | 0.63% | - | 0.22% | 44/147 |
| 3 Month | 23 September 2025 | 9944.98 | -0.55% | - | 1.78% | 134/147 |
| 6 Month | 23 June 2025 | 10262.60 | 2.63% | - | 3.56% | 114/147 |
| 1 Year | 23 December 2024 | 10358.17 | 3.58% | 3.58% | 5.95% | 119/145 |
| 3 Year | 23 December 2022 | 14665.31 | 46.65% | 13.60% | 13.28% | 48/115 |
| 5 Year | - | - | - | - | - | -/- |
| Since Inception | 29 October 2021 | 14460.00 | 44.60% | 9.29% | 10.69% | 103/147 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | 1 January 2025 | 1,20,000 | 123890.24 | 3.24% | 3.24% |
| 3 Year | 2 January 2023 | 3,60,000 | 411636.55 | 14.34% | 4.57% |
| 5 Year | 1 November 2021 | 5,00,000 | 617620.28 | 23.52% | 4.32% |
| 10 Year | - | - | - | - | - |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Mutual Funds Calculator
- Investment type
- Scheme based
- SIP
- Lumpsum
Monthly Investment (₹)
Expected Returns Rate (%)
Time Period (in Years)
Invested Amount
₹25,000
Estimated Returns
₹19,059
76%
Returns
Future value of your investment
₹44,059
Risk Ratios
2.43%
Standard Deviation
0.62%
Beta
0.84%
Sharpe Ratio
-0.02%
Treynor's Ratio
2.77%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| Reliance Industr | 9.28% | 2222500 | 348.38 | Equity | Refineries |
| Bajaj Finance | 5.19% | 1877010 | 194.74 | Equity | Finance |
| HDFC Bank | 4.55% | 1697703 | 171.06 | Equity | Banks |
| Eicher Motors | 3.28% | 174669 | 123.20 | Equity | Automobile |
| Bosch | 3.07% | 31937 | 115.32 | Equity | Auto Ancillaries |
| Marico | 3.07% | 1606902 | 115.28 | Equity | FMCG |
| ICICI Bank | 3.01% | 812852 | 112.89 | Equity | Banks |
| Muthoot Finance | 2.98% | 298687 | 111.83 | Equity | Finance |
| Britannia Inds. | 2.91% | 187108 | 109.38 | Equity | FMCG |
| HDFC AMC | 2.36% | 332189 | 88.79 | Equity | Finance |
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| NJ Balanced Advantage Fund - Direct (G) | 3755.48 | 0.63% | -0.55% | 2.63% | 3.58% | 13.60% | |
| ICICI Pru Balanced Advantage Fund - Dir (G) | 69867.93 | 0.91% | 3.04% | 6.13% | 12.81% | 14.78% | |
| ICICI Pru Balanced Advantage Fund - Dir (IDCW) | 69867.93 | 0.92% | 3.06% | 6.16% | 12.81% | 14.78% | |
| ICICI Pru Balanced Advantage Fund - Dir (IDCW-M) | 69867.93 | 0.88% | 3.02% | 6.13% | 12.78% | 14.90% | |
| Aditya Birla SL Balanced Advantage Fund-Dir (IDCW) | 8799.67 | 1.07% | 3.03% | 4.84% | 11.38% | 14.89% | |
| Aditya Birla SL Balanced Advantage Fund-Dir (G) | 8799.67 | 1.09% | 3.04% | 4.85% | 11.38% | 14.89% |
List of Schemes under NJ Mutual Fund
| Fund Name | Category | Risk | 1Y Returns | Ratings | Fund Size (Cr) |
|---|---|---|---|---|---|
| NJ ELSS Tax Saver Scheme | Equity | Very High | -1.34% | 0 | ₹311.84 |
| NJ Overnight Fund | Debt | Low | 5.77% | 2 | ₹326.97 |
| NJ Balanced Advantage Fund | Hybrid | Moderately High | 3.58% | 2 | ₹3,755.48 |
| NJ Arbitrage Fund | Hybrid | Low | 6.26% | 2 | ₹261.81 |
| NJ Flexi Cap Fund | Equity | Very High | -0.29% | 0 | ₹2,482.28 |
News
There are no new Updates!
Fund House Details & Investment Objective
Date of Incorporation
8 October 2021
Total AUM (Cr)
₹3755.48
NJ Balanced Advantage Fund - Direct (G) is an Dynamic Asset Allocation or Balanced Advantage-oriented fund from the renowned AMC, NJ Mutual Fund. Launched in 8 October 2021, this fund is managed by Viral Shah. With assets under management (AUM) worth ₹3,755.48 (Cr), as of 24 December 2025, NJ Balanced Advantage Fund - Direct (G) is categorized as a Dynamic Asset Allocation or Balanced Advantage within its segment. The fund has generated a return of 9.29% since its launch.
The current NAV of NJ Balanced Advantage Fund - Direct (G) is ₹14.43, as on 24 December 2025. The fund's benchmark index is Nifty 50 Hybrid Composite Debt 50:50 Index. You can invest in NJ Balanced Advantage Fund - Direct (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹500.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 13.60% and undefined% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 93.49% in Equity, 5.97% in Debt and 0.54% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 10.80% in Debt, 9.79% in Pharmaceuticals & Biotech, 9.30% in Automobiles, 8.75% in IT-Software, 8.67% in Petroleum Products