NJ Balanced Advantage Fund - Direct (G)
Dynamic Asset Allocation or Balanced AdvantageNAV
14.34(0.49%)Fund Size (CR)
₹3,781.06Expense Ratio
0.58Scheme Type
Active FundValue Research
Min. investment
₹500Minimum Additional Investment
₹500Minimum SIP Investment
₹100Minimum Withdrawal
₹1Exit Load
1%Return Since Launch
9.20%
- 3M
- 6M
- 1Y
- 3Y
- All
Basic Details
Scheme Manager
Viral Shah
Bench Mark
Nifty 50 Hybrid Composite Debt 50:50 Index
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | 4 November 2025 | 10000.00 | 0% | - | 0.00% | 83/147 |
| 1 Month | 10 October 2025 | 9930.41 | -0.70% | - | 1.03% | 142/147 |
| 3 Month | 11 August 2025 | 10063.47 | 0.63% | - | 3.23% | 140/147 |
| 6 Month | 9 May 2025 | 10515.84 | 5.16% | - | 6.61% | 125/147 |
| 1 Year | 11 November 2024 | 10099.08 | 0.99% | 0.99% | 5.36% | 130/145 |
| 3 Year | 11 November 2022 | 14184.89 | 41.85% | 12.35% | 12.44% | 54/115 |
| 5 Year | - | - | - | - | - | -/- |
| Since Inception | 29 October 2021 | 14270.00 | 42.70% | 9.20% | 10.83% | 106/147 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | 2 December 2024 | 1,20,000 | 123292.74 | 2.74% | 2.74% |
| 3 Year | 1 December 2022 | 3,60,000 | 413149.13 | 14.76% | 4.70% |
| 5 Year | - | - | - | - | - |
| 10 Year | - | - | - | - | - |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Mutual Funds Calculator
- Investment type
- Scheme based
- SIP
- Lumpsum
Invested Amount
₹25,000
Estimated Returns
₹19,059
76%
Returns
Future value of your investment
₹44,059
Risk Ratios
2.43%
Standard Deviation
0.60%
Beta
0.83%
Sharpe Ratio
-0.07%
Treynor's Ratio
3.33%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| Reliance Industr | 9.13% | 2322500 | 345.22 | Equity | Refineries |
| Bajaj Finance | 4.91% | 1780818 | 185.70 | Equity | Finance |
| HDFC Bank | 4.46% | 1709823 | 168.81 | Equity | Banks |
| Eicher Motors | 3.29% | 177452 | 124.34 | Equity | Automobile |
| Bosch | 3.20% | 32454 | 120.87 | Equity | Auto Ancillaries |
| Marico | 3.08% | 1619503 | 116.60 | Equity | FMCG |
| Britannia Inds. | 2.94% | 190145 | 110.98 | Equity | FMCG |
| ICICI Bank | 2.92% | 821747 | 110.55 | Equity | Banks |
| Muthoot Finance | 2.53% | 300978 | 95.67 | Equity | Finance |
| HDFC AMC | 2.38% | 167614 | 90.16 | Equity | Finance |
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| NJ Balanced Advantage Fund - Direct (G) | 3781.06 | -0.70% | 0.63% | 5.16% | 0.99% | 12.35% | |
| ICICI Pru Balanced Advantage Fund - Dir (G) | 68449.94 | 1.03% | 4.41% | 7.72% | 10.60% | 13.94% | |
| ICICI Pru Balanced Advantage Fund - Dir (IDCW-M) | 68449.94 | 1.04% | 4.40% | 7.74% | 10.58% | 14.06% | |
| ICICI Pru Balanced Advantage Fund - Dir (IDCW) | 68449.94 | 1.02% | 4.39% | 7.69% | 10.57% | 13.93% | |
| WhiteOak Capital Balanced Advantage Fund - Dir (G) | 2015.14 | 1.33% | 3.54% | 7.65% | 9.68% | - | |
| Baroda BNP Paribas Balanced Advantage Fund-Dir (G) | 4544.91 | 2.21% | 5.01% | 10.50% | 9.26% | 15.40% |
List of Schemes under NJ Mutual Fund
| Fund Name | Category | Risk | 1Y Returns | Ratings | Fund Size (Cr) |
|---|---|---|---|---|---|
| NJ ELSS Tax Saver Scheme | Equity | Very High | -4.85% | 0 | ₹290.03 |
| NJ Overnight Fund | Debt | Low | 6.22% | 2 | ₹319.25 |
| NJ Balanced Advantage Fund | Hybrid | Moderately High | -3.53% | 2 | ₹3,837.89 |
| NJ Arbitrage Fund | Hybrid | Low | 6.86% | 0 | ₹261.42 |
| NJ Flexi Cap Fund | Equity | Very High | -12.7% | 0 | ₹2,352.14 |
News
NJ Mutual Fund announces Appointment of Key Personnel
NJ Mutual Fund has announced the appointment of Mr. Manav Ravi Shah as Research Analyst with effect from July 21, 2025:Details of Mr. Manav Ravi Shah
Age: 21 years
Designation: Research Analyst
Qualification: Bachelors in Accounts and Finance and CFA Level 1 completed
Powered by Capital Market - Live News
Fund House Details & Investment Objective
Date of Incorporation
8 October 2021
Total AUM (Cr)
₹3781.06
NJ Balanced Advantage Fund - Direct (G) is an Dynamic Asset Allocation or Balanced Advantage-oriented fund from the renowned AMC, NJ Mutual Fund. Launched in 8 October 2021, this fund is managed by Viral Shah. With assets under management (AUM) worth ₹3,781.06 (Cr), as of 12 November 2025, NJ Balanced Advantage Fund - Direct (G) is categorized as a Dynamic Asset Allocation or Balanced Advantage within its segment. The fund has generated a return of 9.20% since its launch.
The current NAV of NJ Balanced Advantage Fund - Direct (G) is ₹14.34, as on 12 November 2025. The fund's benchmark index is Nifty 50 Hybrid Composite Debt 50:50 Index. You can invest in NJ Balanced Advantage Fund - Direct (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹500.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
All units redeemed / switched-out in excess of the 5% load free units will be subject to the below mentioned exit load. 1% - If redeemed / switch-out within 30 days of allotment Nil - If redeemed / switch-out after 30 days of allotment The fund has generated 12.35% and undefined% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 91.88% in Equity, 7.19% in Debt and 0.93% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 19.44% in Debt, 9.96% in Pharmaceuticals & Biotech, 9.12% in IT-Software, 8.48% in Petroleum Products, 8.36% in Automobiles