NJ Balanced Advantage Fund - Direct (G)
Dynamic Asset Allocation or Balanced AdvantageNAV
14.47(-0.89%)Fund Size (CR)
₹3,755.48Expense Ratio
0.58Scheme Type
Active FundValue Research
Min. investment
₹500Minimum Additional Investment
₹500Minimum SIP Investment
₹100Minimum Withdrawal
₹1Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment1%Return Since Launch
9.44%
- 3M
- 6M
- 1Y
- 3Y
- All
Basic Details
Scheme Manager
Viral Shah
Bench Mark
Nifty 50 Hybrid Composite Debt 50:50 Index
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | 31 December 2025 | 10117.81 | 1.18% | - | 0.45% | 9/147 |
| 1 Month | 5 December 2025 | 10075.91 | 0.76% | - | 0.32% | 36/147 |
| 3 Month | 7 October 2025 | 10167.13 | 1.67% | - | 2.36% | 111/147 |
| 6 Month | 7 July 2025 | 10124.83 | 1.25% | - | 2.28% | 120/147 |
| 1 Year | 7 January 2025 | 10413.69 | 4.14% | 4.14% | 6.33% | 118/145 |
| 3 Year | 6 January 2023 | 14469.77 | 44.70% | 13.08% | 13.02% | 55/115 |
| 5 Year | - | - | - | - | - | -/- |
| Since Inception | 29 October 2021 | 14600.00 | 46.00% | 9.44% | 10.70% | 100/147 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | 3 February 2025 | 1,20,000 | 123962.83 | 3.30% | 3.30% |
| 3 Year | 1 February 2023 | 3,60,000 | 408514.08 | 13.48% | 4.30% |
| 5 Year | 1 November 2021 | 5,10,000 | 629353.10 | 23.40% | 4.30% |
| 10 Year | - | - | - | - | - |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Mutual Funds Calculator
- Investment type
- Scheme based
- SIP
- Lumpsum
Monthly Investment (₹)
Expected Returns Rate (%)
Time Period (in Years)
Invested Amount
₹25,000
Estimated Returns
₹19,059
76%
Returns
Future value of your investment
₹44,059
Risk Ratios
2.40%
Standard Deviation
0.62%
Beta
0.79%
Sharpe Ratio
-0.01%
Treynor's Ratio
2.74%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| Reliance Industr | 9.28% | 2222500 | 348.38 | Equity | Refineries |
| Bajaj Finance | 5.19% | 1877010 | 194.74 | Equity | Finance |
| HDFC Bank | 4.55% | 1697703 | 171.06 | Equity | Banks |
| Eicher Motors | 3.28% | 174669 | 123.20 | Equity | Automobile |
| Bosch | 3.07% | 31937 | 115.32 | Equity | Auto Ancillaries |
| Marico | 3.07% | 1606902 | 115.28 | Equity | FMCG |
| ICICI Bank | 3.01% | 812852 | 112.89 | Equity | Banks |
| Muthoot Finance | 2.98% | 298687 | 111.83 | Equity | Finance |
| Britannia Inds. | 2.91% | 187108 | 109.38 | Equity | FMCG |
| HDFC AMC | 2.36% | 332189 | 88.79 | Equity | Finance |
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| NJ Balanced Advantage Fund - Direct (G) | 3755.48 | 0.76% | 1.67% | 1.25% | 4.14% | 13.08% | |
| ICICI Pru Balanced Advantage Fund - Dir (IDCW-M) | 69867.93 | 0.80% | 3.77% | 5.70% | 13.25% | 14.85% | |
| ICICI Pru Balanced Advantage Fund - Dir (G) | 69867.93 | 0.80% | 3.75% | 5.67% | 13.25% | 14.72% | |
| ICICI Pru Balanced Advantage Fund - Dir (IDCW) | 69867.93 | 0.78% | 3.73% | 5.65% | 13.25% | 14.71% | |
| Aditya Birla SL Balanced Advantage Fund-Dir (IDCW) | 8799.67 | 0.61% | 3.54% | 3.17% | 11.22% | 14.68% | |
| Aditya Birla SL Balanced Advantage Fund-Dir (G) | 8799.67 | 0.60% | 3.51% | 3.15% | 11.19% | 14.68% |
List of Schemes under NJ Mutual Fund
| Fund Name | Category | Risk | 1Y Returns | Ratings | Fund Size (Cr) |
|---|---|---|---|---|---|
| NJ ELSS Tax Saver Scheme | Equity | Very High | -1.26% | 0 | ₹311.84 |
| NJ Overnight Fund | Debt | Low | 5.71% | 2 | ₹363.93 |
| NJ Balanced Advantage Fund | Hybrid | Moderately High | 4.14% | 2 | ₹3,755.48 |
| NJ Arbitrage Fund | Hybrid | Low | 6.28% | 2 | ₹261.81 |
| NJ Flexi Cap Fund | Equity | Very High | 0.57% | 0 | ₹2,482.28 |
News
There are no new Updates!
Fund House Details & Investment Objective
Date of Incorporation
8 October 2021
Total AUM (Cr)
₹3755.48
NJ Balanced Advantage Fund - Direct (G) is an Dynamic Asset Allocation or Balanced Advantage-oriented fund from the renowned AMC, NJ Mutual Fund. Launched in 8 October 2021, this fund is managed by Viral Shah. With assets under management (AUM) worth ₹3,755.48 (Cr), as of 8 January 2026, NJ Balanced Advantage Fund - Direct (G) is categorized as a Dynamic Asset Allocation or Balanced Advantage within its segment. The fund has generated a return of 9.44% since its launch.
The current NAV of NJ Balanced Advantage Fund - Direct (G) is ₹14.47, as on 8 January 2026. The fund's benchmark index is Nifty 50 Hybrid Composite Debt 50:50 Index. You can invest in NJ Balanced Advantage Fund - Direct (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹500.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 13.08% and undefined% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 93.49% in Equity, 5.97% in Debt and 0.54% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 10.80% in Debt, 9.79% in Pharmaceuticals & Biotech, 9.30% in Automobiles, 8.75% in IT-Software, 8.67% in Petroleum Products