NJ Balanced Advantage Fund - Direct (G)
Dynamic Asset Allocation or Balanced AdvantageNAV
14.35(-0.07%)Fund Size (CR)
₹3,781.06Expense Ratio
0.58Scheme Type
Active FundValue Research
Min. investment
₹500Minimum Additional Investment
₹500Minimum SIP Investment
₹100Minimum Withdrawal
₹1Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment1%Return Since Launch
9.29%
- 3M
- 6M
- 1Y
- 3Y
- All
Basic Details
Scheme Manager
Viral Shah
Bench Mark
Nifty 50 Hybrid Composite Debt 50:50 Index
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | 17 November 2025 | 9958.39 | -0.42% | - | -0.64% | 65/147 |
| 1 Month | 24 October 2025 | 9930.84 | -0.69% | - | 0.14% | 126/147 |
| 3 Month | 22 August 2025 | 9944.60 | -0.55% | - | 2.17% | 138/147 |
| 6 Month | 23 May 2025 | 10220.64 | 2.21% | - | 3.73% | 126/147 |
| 1 Year | 22 November 2024 | 10227.92 | 2.28% | 2.28% | 6.09% | 128/145 |
| 3 Year | 24 November 2022 | 14246.03 | 42.46% | 12.51% | 12.33% | 49/115 |
| 5 Year | - | - | - | - | - | -/- |
| Since Inception | 29 October 2021 | 14360.00 | 43.60% | 9.29% | 10.74% | 101/147 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | 2 December 2024 | 1,20,000 | 123378.72 | 2.82% | 2.82% |
| 3 Year | 1 December 2022 | 3,60,000 | 413437.24 | 14.84% | 4.72% |
| 5 Year | - | - | - | - | - |
| 10 Year | - | - | - | - | - |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Mutual Funds Calculator
- Investment type
- Scheme based
- SIP
- Lumpsum
Monthly Investment (₹)
Expected Returns Rate (%)
Time Period (in Years)
Invested Amount
₹25,000
Estimated Returns
₹19,059
76%
Returns
Future value of your investment
₹44,059
Risk Ratios
2.44%
Standard Deviation
0.61%
Beta
0.81%
Sharpe Ratio
-0.02%
Treynor's Ratio
3.27%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| Reliance Industr | 9.13% | 2322500 | 345.22 | Equity | Refineries |
| Bajaj Finance | 4.91% | 1780818 | 185.70 | Equity | Finance |
| HDFC Bank | 4.46% | 1709823 | 168.81 | Equity | Banks |
| Eicher Motors | 3.29% | 177452 | 124.34 | Equity | Automobile |
| Bosch | 3.20% | 32454 | 120.87 | Equity | Auto Ancillaries |
| Marico | 3.08% | 1619503 | 116.60 | Equity | FMCG |
| Britannia Inds. | 2.94% | 190145 | 110.98 | Equity | FMCG |
| ICICI Bank | 2.92% | 821747 | 110.55 | Equity | Banks |
| Muthoot Finance | 2.53% | 300978 | 95.67 | Equity | Finance |
| HDFC AMC | 2.38% | 167614 | 90.16 | Equity | Finance |
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| NJ Balanced Advantage Fund - Direct (G) | 3781.06 | -0.69% | -0.55% | 2.21% | 2.28% | 12.51% | |
| ICICI Pru Balanced Advantage Fund - Dir (IDCW) | 68449.94 | 0.45% | 3.21% | 6.16% | 12.03% | 14.03% | |
| ICICI Pru Balanced Advantage Fund - Dir (G) | 68449.94 | 0.46% | 3.20% | 6.16% | 12.00% | 14.02% | |
| ICICI Pru Balanced Advantage Fund - Dir (IDCW-M) | 68449.94 | 0.44% | 3.20% | 6.14% | 11.99% | 14.14% | |
| WhiteOak Capital Balanced Advantage Fund - Dir (G) | 2015.14 | 0.51% | 2.70% | 4.86% | 10.36% | - | |
| Aditya Birla SL Balanced Advantage Fund-Dir (IDCW) | 8616.87 | 0.29% | 2.54% | 4.18% | 10.16% | 13.87% |
List of Schemes under NJ Mutual Fund
| Fund Name | Category | Risk | 1Y Returns | Ratings | Fund Size (Cr) |
|---|---|---|---|---|---|
| NJ ELSS Tax Saver Scheme | Equity | Very High | -0.87% | 0 | ₹306.88 |
| NJ Overnight Fund | Debt | Low | 5.89% | 2 | ₹296.15 |
| NJ Balanced Advantage Fund | Hybrid | Moderately High | 1.41% | 2 | ₹3,781.06 |
| NJ Arbitrage Fund | Hybrid | Low | 6.36% | 2 | ₹261.98 |
| NJ Flexi Cap Fund | Equity | Very High | -4.04% | 0 | ₹2,438.74 |
News
NJ Mutual Fund announces Appointment of Key Personnel
NJ Mutual Fund has announced the appointment of Mr. Manav Ravi Shah as Research Analyst with effect from July 21, 2025:Details of Mr. Manav Ravi Shah
Age: 21 years
Designation: Research Analyst
Qualification: Bachelors in Accounts and Finance and CFA Level 1 completed
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Fund House Details & Investment Objective
Date of Incorporation
8 October 2021
Total AUM (Cr)
₹3781.06
NJ Balanced Advantage Fund - Direct (G) is an Dynamic Asset Allocation or Balanced Advantage-oriented fund from the renowned AMC, NJ Mutual Fund. Launched in 8 October 2021, this fund is managed by Viral Shah. With assets under management (AUM) worth ₹3,781.06 (Cr), as of 25 November 2025, NJ Balanced Advantage Fund - Direct (G) is categorized as a Dynamic Asset Allocation or Balanced Advantage within its segment. The fund has generated a return of 9.29% since its launch.
The current NAV of NJ Balanced Advantage Fund - Direct (G) is ₹14.35, as on 25 November 2025. The fund's benchmark index is Nifty 50 Hybrid Composite Debt 50:50 Index. You can invest in NJ Balanced Advantage Fund - Direct (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹500.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 12.51% and undefined% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 91.88% in Equity, 7.19% in Debt and 0.93% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 19.44% in Debt, 9.96% in Pharmaceuticals & Biotech, 9.12% in IT-Software, 8.48% in Petroleum Products, 8.36% in Automobiles