NJ Balanced Advantage Fund (IDCW)
Dynamic Asset Allocation or Balanced AdvantageNAV
13.62(-0.44%)Fund Size (CR)
₹3,781.06Expense Ratio
1.89Scheme Type
Active FundValue Research
Min. investment
₹500Minimum Additional Investment
₹500Minimum SIP Investment
₹100Minimum Withdrawal
₹1Exit Load
1%Return Since Launch
8.03%
- 3M
- 6M
- 1Y
- 3Y
- All
Basic Details
Scheme Manager
Viral Shah
Bench Mark
Nifty 50 Hybrid Composite Debt 50:50 Index
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | 10 November 2025 | 10088.50 | 0.88% | - | 0.93% | 76/147 |
| 1 Month | 17 October 2025 | 9927.43 | -0.73% | - | 0.91% | 146/147 |
| 3 Month | 14 August 2025 | 10095.94 | 0.96% | - | 3.69% | 145/147 |
| 6 Month | 16 May 2025 | 10171.00 | 1.71% | - | 4.28% | 139/147 |
| 1 Year | 14 November 2024 | 10201.34 | 2.01% | 2.01% | 7.57% | 133/145 |
| 3 Year | 17 November 2022 | 13804.24 | 38.04% | 11.33% | 12.72% | 90/115 |
| 5 Year | - | - | - | - | - | -/- |
| Since Inception | 29 October 2021 | 13680.00 | 36.80% | 8.03% | 10.97% | 132/147 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | 2 December 2024 | 1,20,000 | 122636.42 | 2.20% | 2.20% |
| 3 Year | 1 December 2022 | 3,60,000 | 405150.25 | 12.54% | 4.02% |
| 5 Year | - | - | - | - | - |
| 10 Year | - | - | - | - | - |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Mutual Funds Calculator
- Investment type
- Scheme based
- SIP
- Lumpsum
Invested Amount
₹25,000
Estimated Returns
₹19,059
76%
Returns
Future value of your investment
₹44,059
Risk Ratios
2.43%
Standard Deviation
0.61%
Beta
0.66%
Sharpe Ratio
-0.03%
Treynor's Ratio
1.99%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| Reliance Industr | 9.13% | 2322500 | 345.22 | Equity | Refineries |
| Bajaj Finance | 4.91% | 1780818 | 185.70 | Equity | Finance |
| HDFC Bank | 4.46% | 1709823 | 168.81 | Equity | Banks |
| Eicher Motors | 3.29% | 177452 | 124.34 | Equity | Automobile |
| Bosch | 3.20% | 32454 | 120.87 | Equity | Auto Ancillaries |
| Marico | 3.08% | 1619503 | 116.60 | Equity | FMCG |
| Britannia Inds. | 2.94% | 190145 | 110.98 | Equity | FMCG |
| ICICI Bank | 2.92% | 821747 | 110.55 | Equity | Banks |
| Muthoot Finance | 2.53% | 300978 | 95.67 | Equity | Finance |
| HDFC AMC | 2.38% | 167614 | 90.16 | Equity | Finance |
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| ICICI Pru Balanced Advantage Fund - Dir (G) | 68449.94 | 0.71% | 4.59% | 5.84% | 12.24% | 14.11% | |
| ICICI Pru Balanced Advantage Fund - Dir (IDCW-M) | 68449.94 | 0.70% | 4.58% | 5.86% | 12.21% | 14.23% | |
| ICICI Pru Balanced Advantage Fund - Dir (IDCW) | 68449.94 | 0.69% | 4.58% | 5.83% | 12.20% | 14.10% | |
| WhiteOak Capital Balanced Advantage Fund - Dir (G) | 2015.14 | 0.97% | 3.94% | 5.22% | 11.95% | - | |
| Baroda BNP Paribas Balanced Advantage Fund-Dir (G) | 4544.91 | 2.05% | 5.43% | 6.81% | 11.54% | 15.61% |
List of Schemes under NJ Mutual Fund
| Fund Name | Category | Risk | 1Y Returns | Ratings | Fund Size (Cr) |
|---|---|---|---|---|---|
| NJ ELSS Tax Saver Scheme | Equity | Very High | -4.85% | 0 | ₹290.03 |
| NJ Overnight Fund | Debt | Low | 6.22% | 2 | ₹319.25 |
| NJ Balanced Advantage Fund | Hybrid | Moderately High | -3.53% | 2 | ₹3,837.89 |
| NJ Arbitrage Fund | Hybrid | Low | 6.86% | 0 | ₹261.42 |
| NJ Flexi Cap Fund | Equity | Very High | -12.7% | 0 | ₹2,352.14 |
News
NJ Mutual Fund announces Appointment of Key Personnel
NJ Mutual Fund has announced the appointment of Mr. Manav Ravi Shah as Research Analyst with effect from July 21, 2025:Details of Mr. Manav Ravi Shah
Age: 21 years
Designation: Research Analyst
Qualification: Bachelors in Accounts and Finance and CFA Level 1 completed
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Fund House Details & Investment Objective
Date of Incorporation
8 October 2021
Total AUM (Cr)
₹3781.06
NJ Balanced Advantage Fund (IDCW) is an Dynamic Asset Allocation or Balanced Advantage-oriented fund from the renowned AMC, NJ Mutual Fund. Launched in 8 October 2021, this fund is managed by Viral Shah. With assets under management (AUM) worth ₹3,781.06 (Cr), as of 18 November 2025, NJ Balanced Advantage Fund (IDCW) is categorized as a Dynamic Asset Allocation or Balanced Advantage within its segment. The fund has generated a return of 8.03% since its launch.
The current NAV of NJ Balanced Advantage Fund (IDCW) is ₹13.62, as on 18 November 2025. The fund's benchmark index is Nifty 50 Hybrid Composite Debt 50:50 Index. You can invest in NJ Balanced Advantage Fund (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹500.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
All units redeemed / switched-out in excess of the 5% load free units will be subject to the below mentioned exit load. 1% - If redeemed / switch-out within 30 days of allotment Nil - If redeemed / switch-out after 30 days of allotment The fund has generated 11.33% and undefined% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 91.88% in Equity, 7.19% in Debt and 0.93% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 19.44% in Debt, 9.96% in Pharmaceuticals & Biotech, 9.12% in IT-Software, 8.48% in Petroleum Products, 8.36% in Automobiles