NJ Balanced Advantage Fund (IDCW)
Dynamic Asset Allocation Fund or Balanced Advantage FundNAV
13.18(-0.23%)Fund Size (CR)
₹3,241.74Expense Ratio
2.42Scheme Type
Active FundValue Research
-
Min. investment
₹500Minimum Additional Investment
₹500Minimum SIP Investment
₹100Minimum Withdrawal
₹1Exit Load
0%Return Since Launch
5.75%
Basic Details
Scheme Manager
Viral Shah
Bench Mark
Nifty 50 Hybrid Composite Debt 50:50 Index
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | October 14, 2026 | 9932.33 | -0.68% | - | -0.76% | 89/155 |
| 1 Month | September 21, 2026 | 9756.28 | -2.44% | - | -3.03% | 44/152 |
| 3 Month | July 21, 2026 | 9649.38 | -3.51% | - | -3.47% | 76/151 |
| 6 Month | April 21, 2026 | 9902.55 | -0.97% | - | -2.03% | 36/151 |
| 1 Year | October 20, 2025 | 9579.41 | -4.21% | -4.21% | -3.18% | 88/147 |
| 3 Year | October 20, 2023 | 11868.82 | 18.69% | 5.87% | 7.79% | 103/125 |
| 5 Year | - | - | - | - | - | -/- |
| Since Inception | October 29, 2021 | 13210.00 | 32.10% | 5.75% | 7.80% | 127/157 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | November 3, 2025 | 1,20,000 | 117740.16 | -1.88% | -1.88% |
| 3 Year | November 1, 2023 | 3,60,000 | 358749.78 | -0.35% | -0.12% |
| 5 Year | November 1, 2021 | 6,00,000 | 676588.60 | 12.76% | 2.43% |
| 10 Year | - | - | - | - | - |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Risk Ratios
2.84%
Standard Deviation
0.61%
Beta
0.15%
Sharpe Ratio
-0.05%
Treynor's Ratio
2.02%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| HDFC Bank | 5.60% | 2561319 | 181.52 | Equity | Banks |
| Reliance Industr | 4.63% | 1264000 | 150.04 | Equity | Refineries |
| ICICI Bank | 4.14% | 1015678 | 134.24 | Equity | Banks |
| Torrent Pharma. | 3.61% | 244069 | 117.15 | Equity | Pharmaceuticals |
| Bosch | 3.55% | 24442 | 115.12 | Equity | Auto Ancillaries |
| Dr Lal Pathlabs | 3.18% | 519598 | 103.24 | Equity | Healthcare |
| Marico | 3.17% | 1307849 | 102.80 | Equity | FMCG |
| Eicher Motors | 2.74% | 124260 | 88.85 | Equity | Automobile |
| Sun Pharma.Inds. | 2.64% | 471690 | 85.69 | Equity | Pharmaceuticals |
| Britannia Inds. | 2.47% | 165891 | 80.13 | Equity | FMCG |
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| Unifi Dynamic Asset Allocation Fund - Direct (G) | 1477.60 | 0.57% | 2.20% | 4.42% | 8.44% | - | |
| Aditya Birla SL Balanced Advantage Fund-Dir (G) | 9836.35 | -2.57% | -2.65% | -0.04% | 2.05% | 11.05% | |
| Aditya Birla SL Balanced Advantage Fund-Dir (IDCW) | 9836.35 | -2.67% | -2.77% | -0.14% | 1.93% | 11.01% | |
| Parag Parikh Dynamic Asset Allocation Fund-Dir (G) | 2532.94 | -1.31% | -1.57% | -0.19% | 1.57% | - | |
| Bandhan Balanced Advantage Fund - Direct (G) | 2234.66 | -2.42% | -2.13% | 0.29% | 1.03% | 9.12% |
List of Schemes under NJ Mutual Fund
| Fund Name | Category | Risk | 1Y Returns | Ratings | Fund Size (Cr) |
|---|---|---|---|---|---|
| NJ Value Fund | Equity | Very High | 0% | 0 | ₹195.96 |
| NJ ELSS Tax Saver Fund | Equity | Very High | -7.12% | 0 | ₹331.75 |
| NJ Overnight Fund | Debt | Low | 5.19% | 2 | ₹398.28 |
| NJ Balanced Advantage Fund | Hybrid | Moderately High | -2.89% | 2 | ₹3,241.74 |
| NJ Arbitrage Fund | Hybrid | Low | 6.47% | 2 | ₹234.49 |
| NJ Flexi Cap Fund | Equity | Very High | -8.03% | 0 | ₹2,571.63 |
| NJ Momentum Fund | Equity | Very High | 0% | 0 | ₹365.10 |
News
There are no new Updates!
Fund House Details & Investment Objective
Date of Incorporation
October 8, 2021
Total AUM (Cr)
₹3241.74
NJ Balanced Advantage Fund (IDCW) is an Dynamic Asset Allocation Fund or Balanced Advantage Fund-oriented fund from the renowned AMC, NJ Mutual Fund. Launched in October 8, 2021, this fund is managed by Viral Shah. With assets under management (AUM) worth ₹3,241.74 (Cr), as of October 22, 2026, NJ Balanced Advantage Fund (IDCW) is categorized as a Dynamic Asset Allocation Fund or Balanced Advantage Fund within its segment. The fund has generated a return of 5.75% since its launch.
The current NAV of NJ Balanced Advantage Fund (IDCW) is ₹13.18, as on October 22, 2026. The fund's benchmark index is Nifty 50 Hybrid Composite Debt 50:50 Index. You can invest in NJ Balanced Advantage Fund (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹500.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 5.87% and undefined% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 90.35% in Equity, 9.09% in Debt and 0.56% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 15.90% in Banks, 15.21% in Pharmaceuticals & Biotech, 9.09% in Debt, 6.15% in Automobiles, 5.28% in Petroleum Products
Mutual Fund Categories
Types of Mutual Funds
Debt Funds
Access debt markets and enjoy interest income from bonds and debentures. Ideal for conservative short-term investors
Hybrid Funds
Enjoy best of both the worlds - equity and debt. Ideal for beginners with medium-term investment horizon
Equity Funds
Invest in large, mid, and small cap sector stocks to enjoy capital appreciation. Ideal for aggressive, long-term investors