NJ Balanced Advantage Fund (IDCW)
Dynamic Asset Allocation or Balanced AdvantageNAV
13.46(-0.44%)Fund Size (CR)
₹3,609.87Expense Ratio
1.9Scheme Type
Active FundValue Research
-
Min. investment
₹500Minimum Additional Investment
₹500Minimum SIP Investment
₹100Minimum Withdrawal
₹1Exit Load
1%Return Since Launch
7.22%
Basic Details
Scheme Manager
Viral Shah
Bench Mark
Nifty 50 Hybrid Composite Debt 50:50 Index
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | 16 February 2026 | 10000.00 | 0% | - | -0.01% | 90/147 |
| 1 Month | 23 January 2026 | 10119.76 | 1.20% | - | 2.21% | 130/147 |
| 3 Month | 21 November 2025 | 9919.30 | -0.81% | - | -0.59% | 104/147 |
| 6 Month | 22 August 2025 | 9839.88 | -1.60% | - | 1.86% | 139/147 |
| 1 Year | 21 February 2025 | 10529.60 | 5.30% | 5.30% | 9.95% | 132/145 |
| 3 Year | 23 February 2023 | 13795.92 | 37.96% | 11.31% | 12.87% | 94/117 |
| 5 Year | - | - | - | - | - | -/- |
| Since Inception | 29 October 2021 | 13520.00 | 35.20% | 7.22% | 9.92% | 132/151 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | 3 March 2025 | 1,20,000 | 120853.42 | 0.71% | 0.71% |
| 3 Year | 1 March 2023 | 3,60,000 | 389484.27 | 8.19% | 2.66% |
| 5 Year | 1 November 2021 | 5,20,000 | 610363.28 | 17.38% | 3.26% |
| 10 Year | - | - | - | - | - |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Mutual Funds Calculator
Monthly Investment (₹)
Expected Returns Rate (%)
Time Period (in Years)
Invested Amount
₹25,000
Estimated Returns
₹19,059
76%
Returns
Future value of your investment
₹44,059
Risk Ratios
2.39%
Standard Deviation
0.62%
Beta
0.64%
Sharpe Ratio
-0.01%
Treynor's Ratio
1.47%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| Reliance Industr | 8.48% | 2194000 | 306.15 | Equity | Refineries |
| Bajaj Finance | 4.90% | 1900507 | 176.72 | Equity | Finance |
| HDFC Bank | 4.68% | 1818200 | 168.96 | Equity | Banks |
| Eicher Motors | 3.35% | 169761 | 120.91 | Equity | Automobile |
| Marico | 3.16% | 1562119 | 114.00 | Equity | FMCG |
| Muthoot Finance | 3.08% | 290283 | 111.17 | Equity | Finance |
| ICICI Bank | 3.00% | 798773 | 108.23 | Equity | Banks |
| Bosch | 2.97% | 29379 | 107.32 | Equity | Auto Ancillaries |
| Britannia Inds. | 2.95% | 181943 | 106.63 | Equity | FMCG |
| Vodafone Idea | 2.22% | 71832375 | 80.24 | Equity | Telecom-Service |
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| Baroda BNP Paribas Balanced Advantage Fund-Dir (G) | 4672.21 | 3.98% | 0.65% | 4.78% | 16.37% | 16.11% | |
| Baroda BNP Paribas Balanced Advantage Fund-Dir (IDCW) | 4672.21 | 3.98% | 0.65% | 4.78% | 16.36% | 16.11% | |
| ICICI Pru Balanced Advantage Fund - Dir (IDCW-M) | 70343.40 | 1.93% | 0.76% | 4.18% | 14.30% | 14.63% | |
| ICICI Pru Balanced Advantage Fund - Dir (G) | 70343.40 | 1.95% | 0.79% | 4.18% | 14.29% | 14.50% | |
| ICICI Pru Balanced Advantage Fund - Dir (IDCW) | 70343.40 | 1.94% | 0.79% | 4.17% | 14.27% | 14.51% |
List of Schemes under NJ Mutual Fund
| Fund Name | Category | Risk | 1Y Returns | Ratings | Fund Size (Cr) |
|---|---|---|---|---|---|
| NJ ELSS Tax Saver Scheme | Equity | Very High | 6.81% | 0 | ₹309.23 |
| NJ Overnight Fund | Debt | Low | 5.52% | 2 | ₹368.95 |
| NJ Balanced Advantage Fund | Hybrid | Moderately High | 6.79% | 2 | ₹3,609.87 |
| NJ Arbitrage Fund | Hybrid | Low | 6.36% | 2 | ₹270.13 |
| NJ Flexi Cap Fund | Equity | Very High | 6.51% | 0 | ₹2,463.61 |
News
There are no new Updates!
Fund House Details & Investment Objective
Date of Incorporation
8 October 2021
Total AUM (Cr)
₹3609.87
NJ Balanced Advantage Fund (IDCW) is an Dynamic Asset Allocation or Balanced Advantage-oriented fund from the renowned AMC, NJ Mutual Fund. Launched in 8 October 2021, this fund is managed by Viral Shah. With assets under management (AUM) worth ₹3,609.87 (Cr), as of 24 February 2026, NJ Balanced Advantage Fund (IDCW) is categorized as a Dynamic Asset Allocation or Balanced Advantage within its segment. The fund has generated a return of 7.22% since its launch.
The current NAV of NJ Balanced Advantage Fund (IDCW) is ₹13.46, as on 24 February 2026. The fund's benchmark index is Nifty 50 Hybrid Composite Debt 50:50 Index. You can invest in NJ Balanced Advantage Fund (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹500.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 11.31% and undefined% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 90.76% in Equity, 8.17% in Debt and 1.07% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 12.87% in Finance, 12.05% in Banks, 9.97% in Petroleum Products, 8.32% in IT-Software, 6.86% in Debt