NJ Balanced Advantage Fund (IDCW)
Dynamic Asset Allocation or Balanced AdvantageNAV
13.04(-0.69%)Fund Size (CR)
₹3,302.74Expense Ratio
1.92Scheme Type
Active FundValue Research
-
Min. investment
₹500Minimum Additional Investment
₹500Minimum SIP Investment
₹100Minimum Withdrawal
₹1Exit Load
1%Return Since Launch
6.31%
Basic Details
Scheme Manager
Viral Shah
Bench Mark
Nifty 50 Hybrid Composite Debt 50:50 Index
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | April 2, 2026 | 10298.04 | 2.98% | - | 4.03% | 135/151 |
| 1 Month | March 10, 2026 | 9977.20 | -0.23% | - | 0.21% | 124/151 |
| 3 Month | January 9, 2026 | 9633.16 | -3.67% | - | -2.57% | 123/147 |
| 6 Month | October 10, 2025 | 9619.05 | -3.81% | - | -1.97% | 125/147 |
| 1 Year | April 9, 2025 | 10495.60 | 4.96% | 4.96% | 7.31% | 120/147 |
| 3 Year | April 10, 2023 | 13302.94 | 33.03% | 9.97% | 11.57% | 88/117 |
| 5 Year | - | - | - | - | - | -/- |
| Since Inception | October 29, 2021 | 13130.00 | 31.30% | 6.31% | 9.07% | 129/151 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | May 2, 2025 | 1,20,000 | 116474.82 | -2.94% | -2.94% |
| 3 Year | May 2, 2023 | 3,60,000 | 370791.53 | 3.00% | 0.99% |
| 5 Year | November 1, 2021 | 5,40,000 | 611336.40 | 13.21% | 2.51% |
| 10 Year | - | - | - | - | - |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Mutual Funds Calculator
Monthly Investment (₹)
Expected Returns Rate (%)
Time Period (in Years)
Invested Amount
₹25,000
Estimated Returns
₹19,059
76%
Returns
Future value of your investment
₹44,059
Risk Ratios
2.68%
Standard Deviation
0.60%
Beta
0.18%
Sharpe Ratio
-0.04%
Treynor's Ratio
1.38%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| HDFC Bank | 6.32% | 2851311 | 208.59 | Equity | Banks |
| Reliance Industr | 3.97% | 975500 | 131.10 | Equity | Refineries |
| Eicher Motors | 3.33% | 166816 | 109.87 | Equity | Automobile |
| Marico | 3.24% | 1453098 | 106.94 | Equity | FMCG |
| Britannia Inds. | 2.91% | 177276 | 96.14 | Equity | FMCG |
| Bajaj Finance | 2.84% | 1171105 | 93.87 | Equity | Finance |
| Muthoot Finance | 2.58% | 270123 | 85.36 | Equity | Finance |
| GE Shipping Co | 2.55% | 594698 | 84.13 | Equity | Shipping |
| ICICI Bank | 2.54% | 695424 | 83.86 | Equity | Banks |
| Bosch | 2.51% | 28871 | 82.99 | Equity | Auto Ancillaries |
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| Bank of India Balanced Advantage Fund - Direct (G) | 139.84 | 1.53% | 1.07% | 3.74% | 15.03% | 12.78% | |
| Bank of India Balanced Advantage Fund - Direct (IDCW) | 139.84 | 1.53% | 1.06% | 3.71% | 14.97% | 12.70% | |
| Baroda BNP Paribas Balanced Advantage Fund-Dir (IDCW) | 4365.23 | -0.41% | -1.69% | -0.52% | 13.05% | 14.41% | |
| Baroda BNP Paribas Balanced Advantage Fund-Dir (G) | 4365.23 | -0.40% | -1.70% | -0.53% | 13.04% | 14.41% | |
| Aditya Birla SL Balanced Advantage Fund-Dir (IDCW) | 8539.88 | 1.31% | -0.87% | 1.17% | 12.51% | 13.89% |
List of Schemes under NJ Mutual Fund
| Fund Name | Category | Risk | 1Y Returns | Ratings | Fund Size (Cr) |
|---|---|---|---|---|---|
| NJ Balanced Advantage Fund | Hybrid | Moderately High | 6.26% | 2 | ₹3,302.74 |
| NJ Arbitrage Fund | Hybrid | Low | 6.21% | 2 | ₹269.85 |
| NJ Overnight Fund | Debt | Low | 5.37% | 2 | ₹360.87 |
| NJ ELSS Tax Saver Scheme | Equity | Very High | 6.99% | 0 | ₹294.80 |
| NJ Flexi Cap Fund | Equity | Very High | 5.22% | 0 | ₹2,292.86 |
News
There are no new Updates!
Fund House Details & Investment Objective
Date of Incorporation
October 8, 2021
Total AUM (Cr)
₹3302.74
NJ Balanced Advantage Fund (IDCW) is an Dynamic Asset Allocation or Balanced Advantage-oriented fund from the renowned AMC, NJ Mutual Fund. Launched in October 8, 2021, this fund is managed by Viral Shah. With assets under management (AUM) worth ₹3,302.74 (Cr), as of April 13, 2026, NJ Balanced Advantage Fund (IDCW) is categorized as a Dynamic Asset Allocation or Balanced Advantage within its segment. The fund has generated a return of 6.31% since its launch.
The current NAV of NJ Balanced Advantage Fund (IDCW) is ₹13.04, as on April 13, 2026. The fund's benchmark index is Nifty 50 Hybrid Composite Debt 50:50 Index. You can invest in NJ Balanced Advantage Fund (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹500.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 9.97% and undefined% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 78.37% in Equity, 15.26% in Debt and 6.37% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 13.48% in Finance, 12.60% in Banks, 9.01% in Petroleum Products, 8.41% in IT-Software, 8.17% in Debt
Mutual Fund Categories
Types of Mutual Funds
Debt Funds
Access debt markets and enjoy interest income from bonds and debentures. Ideal for conservative short-term investors
Hybrid Funds
Enjoy best of both the worlds - equity and debt. Ideal for beginners with medium-term investment horizon
Equity Funds
Invest in large, mid, and small cap sector stocks to enjoy capital appreciation. Ideal for aggressive, long-term investors