NJ ELSS Tax Saver Scheme - Regular (IDCW)
ELSSNAV
13.71(-0.22%)Fund Size (CR)
₹309.23Expense Ratio
2.34Scheme Type
Active FundValue Research
-
Min. investment
₹500Minimum Additional Investment
₹500Minimum SIP Investment
₹500Minimum Withdrawal
₹1Exit Load
0%Return Since Launch
12.52%
Basic Details
Scheme Manager
Viral Shah
Bench Mark
Nifty 500 TRI
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | 16 February 2026 | 9985.47 | -0.15% | - | 0.04% | 165/217 |
| 1 Month | 23 January 2026 | 10246.09 | 2.46% | - | 3.35% | 190/217 |
| 3 Month | 21 November 2025 | 9717.11 | -2.83% | - | -1.81% | 157/217 |
| 6 Month | 22 August 2025 | 9353.30 | -6.47% | - | 0.45% | 212/217 |
| 1 Year | 21 February 2025 | 10488.55 | 4.89% | 4.89% | 12.82% | 209/217 |
| 3 Year | - | - | - | - | - | -/- |
| 5 Year | - | - | - | - | - | -/- |
| Since Inception | 16 June 2023 | 13740.00 | 37.40% | 12.52% | 14.75% | 179/217 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | 3 March 2025 | 1,20,000 | 118444.72 | -1.30% | -1.30% |
| 3 Year | 3 July 2023 | 3,20,000 | 328209.84 | 2.57% | 0.85% |
| 5 Year | - | - | - | - | - |
| 10 Year | - | - | - | - | - |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Mutual Funds Calculator
Monthly Investment (₹)
Expected Returns Rate (%)
Time Period (in Years)
Invested Amount
₹25,000
Estimated Returns
₹19,059
76%
Returns
Future value of your investment
₹44,059
Risk Ratios
4.50%
Standard Deviation
1.08%
Beta
0.55%
Sharpe Ratio
-0.02%
Treynor's Ratio
-3.42%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| GE Shipping Co | 6.27% | 161287 | 19.39 | Equity | Shipping |
| Britannia Inds. | 5.53% | 29155 | 17.09 | Equity | FMCG |
| Marico | 5.42% | 229824 | 16.77 | Equity | FMCG |
| Mphasis | 5.39% | 60373 | 16.66 | Equity | IT - Software |
| Hero Motocorp | 5.24% | 29292 | 16.21 | Equity | Automobile |
| Pidilite Inds. | 5.05% | 109182 | 15.63 | Equity | Chemicals |
| Bosch | 4.94% | 4185 | 15.29 | Equity | Auto Ancillaries |
| Bayer Crop Sci. | 4.81% | 33318 | 14.88 | Equity | Agro Chemicals |
| Page Industries | 4.58% | 4293 | 14.16 | Equity | Readymade Garments/ Apparells |
| Akzo Nobel | 4.39% | 48430 | 13.56 | Equity | Paints/Varnish |
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| SBI Long Term Advantage Fund - Series V -Dir (G) | 368.70 | 1.71% | -2.12% | -1.76% | 21.22% | 24.36% | |
| SBI Long Term Advantage Fund-Series V -Dir (IDCW) | 368.70 | 1.71% | -2.12% | -1.76% | 21.22% | 24.36% | |
| Sundaram LT Tax Advantage Fund - Sr.II-Dir (IDCW) | 13.10 | 3.68% | 1.52% | 7.44% | 18.27% | 16.76% | |
| Sundaram LT Tax Advantage Fund - Sr.II-Dir (G) | 13.10 | 3.68% | 1.52% | 7.44% | 18.27% | 16.76% | |
| Mirae Asset ELSS Tax Saver Fund - Direct (G) | 26111.95 | 3.81% | -0.79% | 3.91% | 18.23% | 19.39% |
List of Schemes under NJ Mutual Fund
| Fund Name | Category | Risk | 1Y Returns | Ratings | Fund Size (Cr) |
|---|---|---|---|---|---|
| NJ ELSS Tax Saver Scheme | Equity | Very High | 6.81% | 0 | ₹309.23 |
| NJ Overnight Fund | Debt | Low | 5.52% | 2 | ₹368.95 |
| NJ Balanced Advantage Fund | Hybrid | Moderately High | 6.79% | 2 | ₹3,609.87 |
| NJ Arbitrage Fund | Hybrid | Low | 6.36% | 2 | ₹270.13 |
| NJ Flexi Cap Fund | Equity | Very High | 6.51% | 0 | ₹2,463.61 |
News
There are no new Updates!
Fund House Details & Investment Objective
Date of Incorporation
13 March 2023
Total AUM (Cr)
₹309.23
NJ ELSS Tax Saver Scheme - Regular (IDCW) is an ELSS-oriented fund from the renowned AMC, NJ Mutual Fund. Launched in 13 March 2023, this fund is managed by Viral Shah. With assets under management (AUM) worth ₹309.23 (Cr), as of 24 February 2026, NJ ELSS Tax Saver Scheme - Regular (IDCW) is categorized as a ELSS within its segment. The fund has generated a return of 12.52% since its launch.
The current NAV of NJ ELSS Tax Saver Scheme - Regular (IDCW) is ₹13.71, as on 24 February 2026. The fund's benchmark index is Nifty 500 TRI. You can invest in NJ ELSS Tax Saver Scheme - Regular (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹500.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated undefined% and undefined% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 99.55% in Equity, 0.55% in Debt and -0.10% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 16.56% in Finance, 10.61% in Pharmaceuticals & Biotech, 9.88% in Healthcare Services, 5.74% in Capital Markets, 5.69% in Transport Services