Shriram Balanced Advantage Fund (IDCW)
Dynamic Asset Allocation or Balanced AdvantageNAV
16.45(-0.18%)Fund Size (CR)
₹59.02Expense Ratio
2.39Scheme Type
Active FundValue Research
Min. investment
₹5,000Minimum Additional Investment
₹1,000Minimum SIP Investment
₹1,000Minimum Withdrawal
₹1,000Exit Load
1%Return Since Launch
8.42%
- 3M
- 6M
- 1Y
- 3Y
- All
Basic Details
Scheme Manager
Deepak Ramaraju
Bench Mark
Nifty 50 Hybrid Composite Debt 50:50 Index
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | 22 August 2025 | 9856.47 | -1.44% | - | -1.36% | 92/147 |
| 1 Month | 29 July 2025 | 9827.14 | -1.73% | - | -1.17% | 118/147 |
| 3 Month | 29 May 2025 | 9812.48 | -1.88% | - | -0.10% | 138/147 |
| 6 Month | 28 February 2025 | 10490.70 | 4.91% | - | 8.81% | 136/145 |
| 1 Year | 29 August 2024 | 9100.76 | -8.99% | -8.99% | -0.08% | 137/145 |
| 3 Year | 29 August 2022 | 12417.35 | 24.17% | 7.48% | 12.16% | 109/111 |
| 5 Year | 28 August 2020 | 15239.62 | 52.40% | 8.78% | 12.46% | 83/87 |
| Since Inception | 5 July 2019 | 16446.90 | 64.47% | 8.42% | 10.39% | 113/147 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | 2 September 2024 | 1,20,000 | 116833.37 | -2.64% | -2.64% |
| 3 Year | 1 September 2022 | 3,60,000 | 386455.18 | 7.35% | 2.39% |
| 5 Year | 1 September 2020 | 6,00,000 | 708078.11 | 18.01% | 3.37% |
| 10 Year | - | - | - | - | - |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Mutual Funds Calculator
- Investment type
- Scheme based
- SIP
- Lumpsum
Invested Amount
₹25,000
Estimated Returns
₹19,059
76%
Returns
Future value of your investment
₹44,059
Risk Ratios
2.84%
Standard Deviation
0.68%
Beta
0.33%
Sharpe Ratio
-0.08%
Treynor's Ratio
-1.34%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| HDFC Bank | 6.43% | 18800 | 3.79 | Equity | Banks |
| Bharti Airtel | 5.07% | 15629 | 2.99 | Equity | Telecomm-Service |
| ICICI Bank | 4.36% | 17357 | 2.57 | Equity | Banks |
| ITC | 3.97% | 56844 | 2.34 | Equity | Tobacco Products |
| Reliance Industr | 3.75% | 15900 | 2.21 | Equity | Refineries |
| M & M | 3.36% | 6200 | 1.99 | Equity | Automobile |
| HCL Technologies | 2.54% | 10200 | 1.50 | Equity | IT - Software |
| SBI | 2.52% | 18700 | 1.49 | Equity | Banks |
| B P C L | 2.20% | 39500 | 1.30 | Equity | Refineries |
| Bharat Electron | 2.18% | 33600 | 1.29 | Equity | Aerospace & Defence |
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| ICICI Pru Balanced Advantage Fund - Dir (IDCW) | 64964.03 | 0.61% | 1.82% | 10.76% | 6.06% | 13.71% | |
| ICICI Pru Balanced Advantage Fund - Dir (G) | 64964.03 | 0.62% | 1.81% | 10.74% | 6.04% | 13.70% | |
| ICICI Pru Balanced Advantage Fund - Dir (IDCW-M) | 64964.03 | 0.61% | 1.80% | 10.72% | 6.01% | 13.83% | |
| WhiteOak Capital Balanced Advantage Fund - Dir (G) | 1737.90 | -0.93% | 0.51% | 11.00% | 5.90% | - |
List of Schemes under Shriram Mutual Fund
| Fund Name | Category | Risk | 1Y Returns | Ratings | Fund Size (Cr) |
|---|---|---|---|---|---|
| Shriram Overnight Fund | Debt | Low | 6.15% | 2 | ₹186.74 |
| SHRIRAM Aggressive Hybrid Fund | Hybrid | Very High | -4.65% | 1 | ₹49.61 |
| Shriram Balanced Advantage Fund | Hybrid | Very High | -5.83% | 2 | ₹62.78 |
| Shriram Multi Asset Allocation Fund | Hybrid | Very High | -5.42% | 0 | ₹148.50 |
| Shriram Flexi Cap Fund | Equity | Very High | -12.67% | 2 | ₹140.63 |
| Shriram Multi Sector Rotation Fund | Equity | Very High | 0% | 0 | ₹204.64 |
| Shriram ELSS Tax Saver Fund | Equity | Very High | -12.36% | 1 | ₹50.71 |
| Shriram Liquid Fund | Debt | Moderately Low | 0% | 0 | ₹189.79 |
News
Shriram Mutual Fund announces change in Key Personnel
Shriram Mutual Fund has announced that Mr. Prateek Nigudkar has been appointed as a Senior Fund Manager on the Board of the Trustee Company with effect from July 15, 2025.Details of Mr. Prateek Nigudkar
Age: 39
Designation: Senior Fund Manager
Qualification :MS Finance, BE Information Technology
Experience : 13 years
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Shriram Mutual Fund announces change in Key Personnel
Shriram Mutual Fund has announced that Mrs. Geetha Ravichandran has been appointed as a Independent Director on the Board of the Trustee Company with effect from June 02, 2025.Details of Mrs. Geetha Ravichandran
Age: 61
Designation: Independent Director
Qualification : MA
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Fund House Details & Investment Objective
Date of Incorporation
14 June 2019
Total AUM (Cr)
₹59.02
Shriram Balanced Advantage Fund (IDCW) is an Dynamic Asset Allocation or Balanced Advantage-oriented fund from the renowned AMC, Shriram Mutual Fund. Launched in 14 June 2019, this fund is managed by Deepak Ramaraju. With assets under management (AUM) worth ₹59.02 (Cr), as of 29 August 2025, Shriram Balanced Advantage Fund (IDCW) is categorized as a Dynamic Asset Allocation or Balanced Advantage within its segment. The fund has generated a return of 8.42% since its launch.
The current NAV of Shriram Balanced Advantage Fund (IDCW) is ₹16.45, as on 29 August 2025. The fund's benchmark index is Nifty 50 Hybrid Composite Debt 50:50 Index. You can invest in Shriram Balanced Advantage Fund (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹1,000 while the minimum lumpsum investment is ₹5,000.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
If redeemed / switched-out within 90 days from the date of allotment:- Upto 12% of units : Nil More than 12% of units: 1% of applicable Net Asst Value (NAV) If redeemed / switched out after 90 days from the date of allotment: Nil The fund has generated 7.48% and 8.78% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 68.98% in Equity, 27.67% in Debt and 3.35% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 27.67% in Debt, 19.06% in Banks, 8.41% in Cash & Others, 6.37% in Petroleum Products, 5.79% in IT-Software