Shriram Balanced Advantage Fund (IDCW)
Dynamic Asset Allocation or Balanced AdvantageNAV
17.07(0.30%)Fund Size (CR)
₹56.11Expense Ratio
2.42Scheme Type
Active FundValue Research
Min. investment
₹5,000Minimum Additional Investment
₹1,000Minimum SIP Investment
₹1,000Minimum Withdrawal
₹1,000Exit Load
1%Return Since Launch
8.83%
- 3M
- 6M
- 1Y
- 3Y
- All
Basic Details
Scheme Manager
Deepak Ramaraju
Bench Mark
Nifty 50 Hybrid Composite Debt 50:50 Index
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | 10 October 2025 | 10094.28 | 0.94% | - | 0.85% | 67/147 |
| 1 Month | 17 September 2025 | 10086.15 | 0.86% | - | 0.62% | 57/147 |
| 3 Month | 17 July 2025 | 10054.81 | 0.55% | - | 1.32% | 122/147 |
| 6 Month | 17 April 2025 | 10325.78 | 3.26% | - | 6.54% | 142/147 |
| 1 Year | 17 October 2024 | 9599.25 | -4.01% | -4.01% | 3.47% | 137/145 |
| 3 Year | 17 October 2022 | 12964.66 | 29.65% | 9.03% | 13.28% | 112/115 |
| 5 Year | 16 October 2020 | 15597.71 | 55.98% | 9.29% | 13.23% | 83/87 |
| Since Inception | 5 July 2019 | 17023.50 | 70.23% | 8.83% | 10.93% | 117/147 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | 4 November 2024 | 1,20,000 | 123005.66 | 2.50% | 2.50% |
| 3 Year | 1 November 2022 | 3,60,000 | 395679.21 | 9.91% | 3.20% |
| 5 Year | 2 November 2020 | 6,00,000 | 723798.63 | 20.63% | 3.82% |
| 10 Year | - | - | - | - | - |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Mutual Funds Calculator
- Investment type
- Scheme based
- SIP
- Lumpsum
Invested Amount
₹25,000
Estimated Returns
₹19,059
76%
Returns
Future value of your investment
₹44,059
Risk Ratios
2.76%
Standard Deviation
0.67%
Beta
0.31%
Sharpe Ratio
-0.09%
Treynor's Ratio
-1.15%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| HDFC Bank | 6.08% | 35858 | 3.41 | Equity | Banks |
| Bharti Airtel | 4.21% | 12561 | 2.36 | Equity | Telecom-Service |
| Reliance Industr | 4.07% | 16730 | 2.28 | Equity | Refineries |
| ICICI Bank | 3.89% | 16172 | 2.18 | Equity | Banks |
| SBI | 2.91% | 18700 | 1.63 | Equity | Banks |
| ITC | 2.84% | 39618 | 1.59 | Equity | Tobacco Products |
| M & M | 2.54% | 4159 | 1.43 | Equity | Automobile |
| HCL Technologies | 2.52% | 10200 | 1.41 | Equity | IT - Software |
| Bharat Electron | 2.42% | 33600 | 1.36 | Equity | Aerospace & Defence |
| B P C L | 2.39% | 39500 | 1.34 | Equity | Refineries |
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| ICICI Pru Balanced Advantage Fund - Dir (IDCW-M) | 66750.51 | 0.97% | 3.53% | 8.34% | 9.00% | 14.66% | |
| ICICI Pru Balanced Advantage Fund - Dir (IDCW) | 66750.51 | 0.98% | 3.54% | 8.35% | 9.00% | 14.55% | |
| ICICI Pru Balanced Advantage Fund - Dir (G) | 66750.51 | 0.97% | 3.52% | 8.34% | 8.99% | 14.54% | |
| WhiteOak Capital Balanced Advantage Fund - Dir (G) | 1897.02 | 0.99% | 2.21% | 7.65% | 8.45% | - | |
| UTI-Balanced Advantage Fund - Direct (G) | 3067.28 | 0.88% | 2.19% | 6.29% | 7.24% | - |
List of Schemes under Shriram Mutual Fund
| Fund Name | Category | Risk | 1Y Returns | Ratings | Fund Size (Cr) |
|---|---|---|---|---|---|
| Shriram Overnight Fund | Debt | Low | 6.15% | 2 | ₹186.74 |
| SHRIRAM Aggressive Hybrid Fund | Hybrid | Very High | -4.65% | 1 | ₹49.61 |
| Shriram Balanced Advantage Fund | Hybrid | Very High | -5.83% | 2 | ₹62.78 |
| Shriram Multi Asset Allocation Fund | Hybrid | Very High | -5.42% | 0 | ₹148.50 |
| Shriram Flexi Cap Fund | Equity | Very High | -12.67% | 2 | ₹140.63 |
| Shriram Multi Sector Rotation Fund | Equity | Very High | 0% | 0 | ₹204.64 |
| Shriram ELSS Tax Saver Fund | Equity | Very High | -12.36% | 1 | ₹50.71 |
| Shriram Liquid Fund | Debt | Moderately Low | 0% | 0 | ₹189.79 |
News
Shriram Mutual Fund announces change in Key Personnel
Shriram Mutual Fund has announced that Mr. Prateek Nigudkar has been appointed as a Senior Fund Manager on the Board of the Trustee Company with effect from July 15, 2025.Details of Mr. Prateek Nigudkar
Age: 39
Designation: Senior Fund Manager
Qualification :MS Finance, BE Information Technology
Experience : 13 years
Powered by Capital Market - Live News
Shriram Mutual Fund announces change in Key Personnel
Shriram Mutual Fund has announced that Mrs. Geetha Ravichandran has been appointed as a Independent Director on the Board of the Trustee Company with effect from June 02, 2025.Details of Mrs. Geetha Ravichandran
Age: 61
Designation: Independent Director
Qualification : MA
Powered by Capital Market - Live News
Fund House Details & Investment Objective
Date of Incorporation
14 June 2019
Total AUM (Cr)
₹56.11
Shriram Balanced Advantage Fund (IDCW) is an Dynamic Asset Allocation or Balanced Advantage-oriented fund from the renowned AMC, Shriram Mutual Fund. Launched in 14 June 2019, this fund is managed by Deepak Ramaraju. With assets under management (AUM) worth ₹56.11 (Cr), as of 20 October 2025, Shriram Balanced Advantage Fund (IDCW) is categorized as a Dynamic Asset Allocation or Balanced Advantage within its segment. The fund has generated a return of 8.83% since its launch.
The current NAV of Shriram Balanced Advantage Fund (IDCW) is ₹17.07, as on 20 October 2025. The fund's benchmark index is Nifty 50 Hybrid Composite Debt 50:50 Index. You can invest in Shriram Balanced Advantage Fund (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹1,000 while the minimum lumpsum investment is ₹5,000.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
If redeemed / switched-out within 90 days from the date of allotment:- Upto 12% of units : Nil More than 12% of units: 1% of applicable Net Asst Value (NAV) If redeemed / switched out after 90 days from the date of allotment: Nil The fund has generated 9.03% and 9.29% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 68.85% in Equity, 29.50% in Debt and 1.65% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 32.61% in Debt, 16.36% in Banks, 6.40% in Petroleum Products, 5.89% in IT-Software, 5.88% in Cash & Others