Shriram Balanced Advantage Fund - Direct (G)
Dynamic Asset Allocation or Balanced AdvantageNAV
18.69(0.29%)Fund Size (CR)
₹59.02Expense Ratio
0.778Scheme Type
Active FundValue Research
Min. investment
₹5,000Minimum Additional Investment
₹1,000Minimum SIP Investment
₹1,000Minimum Withdrawal
₹1,000Exit Load
1%Return Since Launch
10.63%
- 3M
- 6M
- 1Y
- 3Y
- All
Basic Details
Scheme Manager
Deepak Ramaraju
Bench Mark
Nifty 50 Hybrid Composite Debt 50:50 Index
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | 3 September 2025 | 10057.47 | 0.57% | - | 0.61% | 67/147 |
| 1 Month | 8 August 2025 | 10107.72 | 1.08% | - | 1.88% | 118/147 |
| 3 Month | 10 June 2025 | 9917.44 | -0.83% | - | 0.43% | 126/147 |
| 6 Month | 10 March 2025 | 10679.27 | 6.79% | - | 9.41% | 134/145 |
| 1 Year | 10 September 2024 | 9459.16 | -5.41% | -5.41% | 1.40% | 130/145 |
| 3 Year | 9 September 2022 | 13017.20 | 30.17% | 9.17% | 12.05% | 106/115 |
| 5 Year | 10 September 2020 | 17089.44 | 70.89% | 11.31% | 13.13% | 63/87 |
| Since Inception | 5 July 2019 | 18691.40 | 86.91% | 10.63% | 10.75% | 71/147 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | 1 October 2024 | 1,20,000 | 120320.04 | 0.27% | 0.27% |
| 3 Year | 3 October 2022 | 3,60,000 | 400344.76 | 11.21% | 3.60% |
| 5 Year | 1 October 2020 | 6,00,000 | 747314.87 | 24.55% | 4.49% |
| 10 Year | - | - | - | - | - |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Mutual Funds Calculator
- Investment type
- Scheme based
- SIP
- Lumpsum
Invested Amount
₹25,000
Estimated Returns
₹19,059
76%
Returns
Future value of your investment
₹44,059
Risk Ratios
2.84%
Standard Deviation
0.69%
Beta
0.35%
Sharpe Ratio
-0.08%
Treynor's Ratio
0.11%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| HDFC Bank | 6.43% | 18800 | 3.79 | Equity | Banks |
| Bharti Airtel | 5.07% | 15629 | 2.99 | Equity | Telecomm-Service |
| ICICI Bank | 4.36% | 17357 | 2.57 | Equity | Banks |
| ITC | 3.97% | 56844 | 2.34 | Equity | Tobacco Products |
| Reliance Industr | 3.75% | 15900 | 2.21 | Equity | Refineries |
| M & M | 3.36% | 6200 | 1.99 | Equity | Automobile |
| HCL Technologies | 2.54% | 10200 | 1.50 | Equity | IT - Software |
| SBI | 2.52% | 18700 | 1.49 | Equity | Banks |
| B P C L | 2.20% | 39500 | 1.30 | Equity | Refineries |
| Bharat Electron | 2.18% | 33600 | 1.29 | Equity | Aerospace & Defence |
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| Shriram Balanced Advantage Fund - Direct (G) | 59.02 | 1.08% | -0.83% | 6.79% | -5.41% | 9.17% | |
| WhiteOak Capital Balanced Advantage Fund - Dir (G) | 1737.90 | 1.86% | 1.45% | 11.59% | 7.32% | - | |
| ICICI Pru Balanced Advantage Fund - Dir (IDCW-M) | 64964.03 | 2.64% | 2.21% | 11.18% | 6.92% | 13.77% | |
| ICICI Pru Balanced Advantage Fund - Dir (IDCW) | 64964.03 | 2.63% | 2.21% | 11.14% | 6.91% | 13.64% | |
| ICICI Pru Balanced Advantage Fund - Dir (G) | 64964.03 | 2.61% | 2.21% | 11.15% | 6.91% | 13.64% | |
| DSP Dynamic Asset Allocation Fund -Dir (G) | 3503.00 | 1.09% | 0.81% | 7.71% | 6.12% | 12.25% |
List of Schemes under Shriram Mutual Fund
| Fund Name | Category | Risk | 1Y Returns | Ratings | Fund Size (Cr) |
|---|---|---|---|---|---|
| Shriram Overnight Fund | Debt | Low | 6.15% | 2 | ₹186.74 |
| SHRIRAM Aggressive Hybrid Fund | Hybrid | Very High | -4.65% | 1 | ₹49.61 |
| Shriram Balanced Advantage Fund | Hybrid | Very High | -5.83% | 2 | ₹62.78 |
| Shriram Multi Asset Allocation Fund | Hybrid | Very High | -5.42% | 0 | ₹148.50 |
| Shriram Flexi Cap Fund | Equity | Very High | -12.67% | 2 | ₹140.63 |
| Shriram Multi Sector Rotation Fund | Equity | Very High | 0% | 0 | ₹204.64 |
| Shriram ELSS Tax Saver Fund | Equity | Very High | -12.36% | 1 | ₹50.71 |
| Shriram Liquid Fund | Debt | Moderately Low | 0% | 0 | ₹189.79 |
News
Shriram Mutual Fund announces change in Key Personnel
Shriram Mutual Fund has announced that Mr. Prateek Nigudkar has been appointed as a Senior Fund Manager on the Board of the Trustee Company with effect from July 15, 2025.Details of Mr. Prateek Nigudkar
Age: 39
Designation: Senior Fund Manager
Qualification :MS Finance, BE Information Technology
Experience : 13 years
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Shriram Mutual Fund announces change in Key Personnel
Shriram Mutual Fund has announced that Mrs. Geetha Ravichandran has been appointed as a Independent Director on the Board of the Trustee Company with effect from June 02, 2025.Details of Mrs. Geetha Ravichandran
Age: 61
Designation: Independent Director
Qualification : MA
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Fund House Details & Investment Objective
Date of Incorporation
14 June 2019
Total AUM (Cr)
₹59.02
Shriram Balanced Advantage Fund - Direct (G) is an Dynamic Asset Allocation or Balanced Advantage-oriented fund from the renowned AMC, Shriram Mutual Fund. Launched in 14 June 2019, this fund is managed by Deepak Ramaraju. With assets under management (AUM) worth ₹59.02 (Cr), as of 10 September 2025, Shriram Balanced Advantage Fund - Direct (G) is categorized as a Dynamic Asset Allocation or Balanced Advantage within its segment. The fund has generated a return of 10.63% since its launch.
The current NAV of Shriram Balanced Advantage Fund - Direct (G) is ₹18.69, as on 10 September 2025. The fund's benchmark index is Nifty 50 Hybrid Composite Debt 50:50 Index. You can invest in Shriram Balanced Advantage Fund - Direct (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹1,000 while the minimum lumpsum investment is ₹5,000.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
If redeemed / switched-out within 90 days from the date of allotment:- Upto 12% of units : Nil More than 12% of units: 1% of applicable Net Asst Value (NAV) If redeemed / switched out after 90 days from the date of allotment: Nil The fund has generated 9.17% and 11.31% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 68.98% in Equity, 27.67% in Debt and 3.35% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 27.67% in Debt, 19.06% in Banks, 8.41% in Cash & Others, 6.37% in Petroleum Products, 5.79% in IT-Software