Shriram Balanced Advantage Fund - Direct (G)
Dynamic Asset Allocation or Balanced AdvantageNAV
19.27(-0.83%)Fund Size (CR)
₹58Expense Ratio
1Scheme Type
Active FundValue Research
Min. investment
₹5,000Minimum Additional Investment
₹1,000Minimum SIP Investment
₹1,000Minimum Withdrawal
₹1,000Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment1%Return Since Launch
10.74%
- 3M
- 6M
- 1Y
- 3Y
- All
Basic Details
Scheme Manager
Prateek Nigudkar
Bench Mark
CRISIL Hybrid 50+50 - Moderate Index
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | 31 December 2025 | 9972.70 | -0.27% | - | 0.45% | 144/147 |
| 1 Month | 5 December 2025 | 9988.33 | -0.12% | - | 0.32% | 115/147 |
| 3 Month | 7 October 2025 | 10299.70 | 3.00% | - | 2.36% | 55/147 |
| 6 Month | 7 July 2025 | 10177.79 | 1.78% | - | 2.28% | 106/147 |
| 1 Year | 7 January 2025 | 10225.18 | 2.25% | 2.25% | 6.33% | 132/145 |
| 3 Year | 6 January 2023 | 13764.47 | 37.64% | 11.22% | 13.02% | 97/115 |
| 5 Year | 7 January 2021 | 15754.25 | 57.54% | 9.51% | 11.23% | 69/87 |
| Since Inception | 5 July 2019 | 19434.60 | 94.35% | 10.74% | 10.70% | 68/147 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | 3 February 2025 | 1,20,000 | 124080.68 | 3.40% | 3.40% |
| 3 Year | 1 February 2023 | 3,60,000 | 398784.86 | 10.77% | 3.47% |
| 5 Year | 1 February 2021 | 6,00,000 | 743858.13 | 23.98% | 4.39% |
| 10 Year | - | - | - | - | - |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Mutual Funds Calculator
- Investment type
- Scheme based
- SIP
- Lumpsum
Monthly Investment (₹)
Expected Returns Rate (%)
Time Period (in Years)
Invested Amount
₹25,000
Estimated Returns
₹19,059
76%
Returns
Future value of your investment
₹44,059
Risk Ratios
2.67%
Standard Deviation
0.67%
Beta
0.57%
Sharpe Ratio
-0.02%
Treynor's Ratio
1.12%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| HDFC Bank | 7.11% | 41358 | 4.10 | Equity | Banks |
| Reliance Industr | 5.46% | 20060 | 3.15 | Equity | Refineries |
| ICICI Bank | 3.77% | 16172 | 2.17 | Equity | Banks |
| Bharti Airtel | 3.73% | 10210 | 2.15 | Equity | Telecom-Service |
| SBI | 3.13% | 18400 | 1.81 | Equity | Banks |
| ITC | 2.87% | 41028 | 1.65 | Equity | Tobacco Products |
| HCL Technologies | 2.53% | 9000 | 1.46 | Equity | IT - Software |
| M & M | 2.52% | 3919 | 1.45 | Equity | Automobile |
| Infosys | 2.43% | 8666 | 1.40 | Equity | IT - Software |
| B P C L | 2.37% | 35520 | 1.36 | Equity | Refineries |
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| Shriram Balanced Advantage Fund - Direct (G) | 58.00 | -0.12% | 3.00% | 1.78% | 2.25% | 11.22% | |
| ICICI Pru Balanced Advantage Fund - Dir (IDCW-M) | 69867.93 | 0.80% | 3.77% | 5.70% | 13.25% | 14.85% | |
| ICICI Pru Balanced Advantage Fund - Dir (G) | 69867.93 | 0.80% | 3.75% | 5.67% | 13.25% | 14.72% | |
| ICICI Pru Balanced Advantage Fund - Dir (IDCW) | 69867.93 | 0.78% | 3.73% | 5.65% | 13.25% | 14.71% | |
| Aditya Birla SL Balanced Advantage Fund-Dir (IDCW) | 8799.67 | 0.61% | 3.54% | 3.17% | 11.22% | 14.68% | |
| Aditya Birla SL Balanced Advantage Fund-Dir (G) | 8799.67 | 0.60% | 3.51% | 3.15% | 11.19% | 14.68% |
List of Schemes under Shriram Mutual Fund
| Fund Name | Category | Risk | 1Y Returns | Ratings | Fund Size (Cr) |
|---|---|---|---|---|---|
| Shriram Multi Sector Rotation Fund | Equity | Very High | -14.55% | 0 | ₹192.92 |
| Shriram ELSS Tax Saver Fund | Equity | Very High | -2.32% | 1 | ₹49.37 |
| Shriram Overnight Fund | Debt | Low | 5.68% | 1 | ₹235.86 |
| Shriram Liquid Fund | Debt | Moderately Low | 6.21% | 0 | ₹156.32 |
| SHRIRAM Aggressive Hybrid Fund | Hybrid | Very High | 5.22% | 1 | ₹50.10 |
| Shriram Balanced Advantage Fund | Hybrid | Very High | 2.25% | 1 | ₹57.66 |
| Shriram Multi Asset Allocation Fund | Hybrid | Very High | 11.98% | 0 | ₹140.63 |
| Shriram Flexi Cap Fund | Equity | Very High | -3.01% | 1 | ₹136.93 |
News
Shriram Mutual Fund announces change in Key Personnel
Shriram Mutual Fund has announced the Ms. Smt. Subbalakshmi Mahesh Shirali has been appointed as an Independent Director of Securities and Exchange Board of India (Mutual Funds) Regulations, 1996] on the Board of Shriram Trustees Limited with effect from November 25, 2025.Details of Ms. Smt. Subbalakshmi Mahesh Shirali
Age: 59 years
Designation: Independent Director
Qualification: M.Com., Mumbai University
Powered by Capital Market - Live News
Shriram Mutual Fund announces change in Key Personnel
Shriram Mutual Fund has announced the Mr. Thian Joost Fick has been appointed as a Non - Independent Director on the Board of Shriram Asset Management Company Limited with effect from November 10, 2025.Details of Mr. Thian Joost Fick
Age: 42 years
Designation: Non - Independent Director
Qualification: B.Com (Actuarial Science), Actuary, Fellow of Actuarial Society of South Africa
Powered by Capital Market - Live News
Shriram MF announces change in benchmark under its scheme
Shriram Mutual Fund has announced change in the benchmark of Shriram Balanced Advantage Fund. with effect from, 01 November 2025Change in name of Benchmark of Shriram Balanced Advantage Fund
Scheme Name Existing Benchmark Revised Benchmark Shriram Balanced Advantage Fund NIFTY 50 Hybrid Composite Debt 50:50 Index NIFTY 50 Hybrid 50+50 Moderate Index Powered by Capital Market - Live News
Fund House Details & Investment Objective
Date of Incorporation
14 June 2019
Total AUM (Cr)
₹57.66
Shriram Balanced Advantage Fund - Direct (G) is an Dynamic Asset Allocation or Balanced Advantage-oriented fund from the renowned AMC, Shriram Mutual Fund. Launched in 14 June 2019, this fund is managed by Prateek Nigudkar. With assets under management (AUM) worth ₹57.66 (Cr), as of 8 January 2026, Shriram Balanced Advantage Fund - Direct (G) is categorized as a Dynamic Asset Allocation or Balanced Advantage within its segment. The fund has generated a return of 10.74% since its launch.
The current NAV of Shriram Balanced Advantage Fund - Direct (G) is ₹19.27, as on 8 January 2026. The fund's benchmark index is CRISIL Hybrid 50+50 - Moderate Index. You can invest in Shriram Balanced Advantage Fund - Direct (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹1,000 while the minimum lumpsum investment is ₹5,000.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 11.22% and 9.51% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 72.82% in Equity, 25.83% in Debt and 1.35% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 29.50% in Debt, 16.91% in Banks, 6.93% in Petroleum Products, 6.08% in IT-Software, 5.91% in Cash & Others