Shriram Balanced Advantage Fund - Direct (IDCW)
Dynamic Asset Allocation or Balanced AdvantageNAV
18.47(0.67%)Fund Size (CR)
₹55.54Expense Ratio
0.36Scheme Type
Active FundValue Research
-
Min. investment
₹5,000Minimum Additional Investment
₹1,000Minimum SIP Investment
₹1,000Minimum Withdrawal
₹1,000Exit Load
1%Return Since Launch
9.50%
Basic Details
Scheme Manager
Prateek Nigudkar
Bench Mark
CRISIL Hybrid 50+50 - Moderate Index
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | 2 March 2026 | 9777.76 | -2.22% | - | -2.09% | 89/151 |
| 1 Month | 9 February 2026 | 9564.49 | -4.36% | - | -4.03% | 91/147 |
| 3 Month | 9 December 2025 | 9587.04 | -4.13% | - | -3.69% | 99/147 |
| 6 Month | 9 September 2025 | 9912.51 | -0.87% | - | -1.78% | 65/147 |
| 1 Year | 7 March 2025 | 10505.99 | 5.06% | 5.06% | 6.48% | 108/145 |
| 3 Year | 9 March 2023 | 12994.16 | 29.94% | 9.11% | 11.31% | 101/117 |
| 5 Year | 9 March 2021 | 14681.36 | 46.81% | 7.98% | 9.46% | 75/91 |
| Since Inception | 5 July 2019 | 18342.30 | 83.42% | 9.50% | 8.98% | 79/151 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | 1 April 2025 | 1,20,000 | 118550.37 | -1.21% | -1.21% |
| 3 Year | 3 April 2023 | 3,60,000 | 377628.50 | 4.90% | 1.61% |
| 5 Year | 1 April 2021 | 6,00,000 | 705249.60 | 17.54% | 3.29% |
| 10 Year | - | - | - | - | - |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Mutual Funds Calculator
Monthly Investment (₹)
Expected Returns Rate (%)
Time Period (in Years)
Invested Amount
₹25,000
Estimated Returns
₹19,059
76%
Returns
Future value of your investment
₹44,059
Risk Ratios
2.67%
Standard Deviation
0.67%
Beta
0.56%
Sharpe Ratio
0.00%
Treynor's Ratio
0.98%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| HDFC Bank | 6.75% | 41668 | 3.70 | Equity | Banks |
| Reliance Industr | 5.10% | 20060 | 2.80 | Equity | Refineries |
| ICICI Bank | 4.07% | 16172 | 2.23 | Equity | Banks |
| Bharti Airtel | 3.65% | 10630 | 2.00 | Equity | Telecom-Service |
| SBI | 3.38% | 15400 | 1.85 | Equity | Banks |
| M & M | 2.48% | 3999 | 1.36 | Equity | Automobile |
| ITC | 2.42% | 42295 | 1.33 | Equity | Tobacco Products |
| Sun Pharma.Inds. | 2.23% | 7040 | 1.22 | Equity | Pharmaceuticals |
| Infosys | 2.22% | 9337 | 1.21 | Equity | IT - Software |
| Axis Bank | 2.20% | 8703 | 1.20 | Equity | Banks |
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| Shriram Balanced Advantage Fund - Direct (IDCW) | 55.54 | -4.36% | -4.13% | -0.87% | 5.06% | 9.11% | |
| Baroda BNP Paribas Balanced Advantage Fund-Dir (IDCW) | 4672.21 | -4.31% | -2.54% | 1.34% | 12.51% | 14.30% | |
| Baroda BNP Paribas Balanced Advantage Fund-Dir (G) | 4672.21 | -4.32% | -2.55% | 1.33% | 12.50% | 14.30% | |
| Bank of India Balanced Advantage Fund - Direct (G) | 143.75 | -1.56% | -0.32% | 3.46% | 12.44% | 12.16% | |
| Bank of India Balanced Advantage Fund - Direct (IDCW) | 143.75 | -1.57% | -0.33% | 3.44% | 12.38% | 12.09% | |
| ICICI Pru Balanced Advantage Fund - Dir (IDCW) | 70343.40 | -3.69% | -2.60% | 0.30% | 10.96% | 13.11% |
List of Schemes under Shriram Mutual Fund
| Fund Name | Category | Risk | 1Y Returns | Ratings | Fund Size (Cr) |
|---|---|---|---|---|---|
| Shriram Multi Sector Rotation Fund | Equity | Very High | -0.46% | 0 | ₹180.60 |
| Shriram ELSS Tax Saver Fund | Equity | Very High | 6.48% | 1 | ₹47.31 |
| Shriram Overnight Fund | Debt | Low | 5.47% | 1 | ₹123.70 |
| Shriram Liquid Fund | Debt | Moderately Low | 6.01% | 0 | ₹222.68 |
| Shriram Money Market Fund | Debt | Moderately Low | 0% | 0 | ₹346.70 |
| SHRIRAM Aggressive Hybrid Fund | Hybrid | Very High | 9.37% | 1 | ₹49.76 |
| Shriram Balanced Advantage Fund | Hybrid | Very High | 5.27% | 1 | ₹54.78 |
| Shriram Multi Asset Allocation Fund | Hybrid | Very High | 18.86% | 0 | ₹145.00 |
| Shriram Flexi Cap Fund | Equity | Very High | 5.92% | 1 | ₹130.70 |
News
Shriram Mutual Fund announces change in Key Personnel
Shriram Mutual Fund has announced that Ms. Vinita Kapoor has been appointed as Company Secretary with effect from February 06, 2026 ('Effective Date').Details of Ms. Vinita Kapoor
Age: 35 years
Designation: Company Secretary,
Qualification: B. Com, C.S., and LLB
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Shriram Mutual Fund announces change in Key Personnel
Shriram Mutual Fund has announced that Mr. Chandrashekhar Kadechkar has been appointed as the Head of Operations & Investor Relations Officer of the Asset Management Company with effect from January 29, 2026 ('Effective Date').Details of Mr. Chandrashekhar Kadechkar
Age: 43 years
Designation: Head of Operations & Investor Relations Officer
Qualification: Bachelor of Commerce
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Shriram Mutual Fund announces change in Key Personnel
Shriram Mutual Fund has announced the Ms. Smt. Subbalakshmi Mahesh Shirali has been appointed as an Independent Director of Securities and Exchange Board of India (Mutual Funds) Regulations, 1996] on the Board of Shriram Trustees Limited with effect from November 25, 2025.Details of Ms. Smt. Subbalakshmi Mahesh Shirali
Age: 59 years
Designation: Independent Director
Qualification: M.Com., Mumbai University
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Fund House Details & Investment Objective
Date of Incorporation
14 June 2019
Total AUM (Cr)
₹54.78
Shriram Balanced Advantage Fund - Direct (IDCW) is an Dynamic Asset Allocation or Balanced Advantage-oriented fund from the renowned AMC, Shriram Mutual Fund. Launched in 14 June 2019, this fund is managed by Prateek Nigudkar. With assets under management (AUM) worth ₹54.78 (Cr), as of 10 March 2026, Shriram Balanced Advantage Fund - Direct (IDCW) is categorized as a Dynamic Asset Allocation or Balanced Advantage within its segment. The fund has generated a return of 9.50% since its launch.
The current NAV of Shriram Balanced Advantage Fund - Direct (IDCW) is ₹18.47, as on 10 March 2026. The fund's benchmark index is CRISIL Hybrid 50+50 - Moderate Index. You can invest in Shriram Balanced Advantage Fund - Direct (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹1,000 while the minimum lumpsum investment is ₹5,000.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 9.11% and 7.98% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 72.73% in Equity, 25.08% in Debt and 2.20% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 24.98% in Debt, 18.60% in Banks, 7.74% in Cash & Others, 7.59% in Petroleum Products, 6.39% in IT-Software
Mutual Fund Categories
Types of Mutual Funds
Debt Funds
Access debt markets and enjoy interest income from bonds and debentures. Ideal for conservative short-term investors
Hybrid Funds
Enjoy best of both the worlds - equity and debt. Ideal for beginners with medium-term investment horizon
Equity Funds
Invest in large, mid, and small cap sector stocks to enjoy capital appreciation. Ideal for aggressive, long-term investors