Shriram Balanced Advantage Fund - Direct (IDCW)
Dynamic Asset Allocation or Balanced AdvantageNAV
18.96(-0.30%)Fund Size (CR)
₹60.7Expense Ratio
0.77Scheme Type
Active FundValue Research
Min. investment
₹5,000Minimum Additional Investment
₹1,000Minimum SIP Investment
₹1,000Minimum Withdrawal
₹1,000Exit Load
1%Return Since Launch
11.32%
- 3M
- 6M
- 1Y
- 3Y
- All
Basic Details
Scheme Manager
Deepak Ramaraju
Bench Mark
Nifty 50 Hybrid Composite Debt 50:50 Index
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | 24 June 2025 | 10161.61 | 1.62% | - | 1.33% | 45/147 |
| 1 Month | 30 May 2025 | 10259.53 | 2.60% | - | 2.17% | 46/147 |
| 3 Month | 1 April 2025 | 10679.08 | 6.79% | - | 7.30% | 98/147 |
| 6 Month | 1 January 2025 | 9931.47 | -0.69% | - | 3.74% | 133/145 |
| 1 Year | 1 July 2024 | 9843.09 | -1.57% | -1.57% | 5.57% | 129/141 |
| 3 Year | 1 July 2022 | 14400.55 | 44.01% | 12.91% | 15.33% | 98/107 |
| 5 Year | 1 July 2020 | 18216.50 | 82.16% | 12.74% | 14.44% | 62/87 |
| Since Inception | 5 July 2019 | 19014.20 | 90.14% | 11.32% | 11.46% | 74/147 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | 1 August 2024 | 1,20,000 | 121469.16 | 1.22% | 1.22% |
| 3 Year | 1 August 2022 | 3,60,000 | 414478.34 | 15.13% | 4.81% |
| 5 Year | 3 August 2020 | 6,00,000 | 775133.08 | 29.19% | 5.26% |
| 10 Year | - | - | - | - | - |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Mutual Funds Calculator
- Investment type
- Scheme based
- SIP
- Lumpsum
Invested Amount
₹25,000
Estimated Returns
₹19,059
76%
Returns
Future value of your investment
₹44,059
Risk Ratios
2.88%
Standard Deviation
0.64%
Beta
0.50%
Sharpe Ratio
-0.05%
Treynor's Ratio
0.20%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| ICICI Bank | 4.13% | 17357 | 2.51 | Equity | Banks |
| HDFC Bank | 4.10% | 12800 | 2.49 | Equity | Banks |
| Bharti Airtel | 4.08% | 13329 | 2.47 | Equity | Telecomm-Service |
| TVS Motor Co. | 4.08% | 8900 | 2.47 | Equity | Automobile |
| Reliance Industr | 4.07% | 17400 | 2.47 | Equity | Refineries |
| M & M | 4.05% | 8249 | 2.46 | Equity | Automobile |
| NTPC | 3.98% | 72400 | 2.42 | Equity | Power Generation & Distribution |
| ITC | 3.91% | 56844 | 2.38 | Equity | Tobacco Products |
| Sun Pharma.Inds. | 3.73% | 13500 | 2.26 | Equity | Pharmaceuticals |
| Britannia Inds. | 3.72% | 4100 | 2.26 | Equity | FMCG |
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| Shriram Balanced Advantage Fund - Direct (IDCW) | 60.70 | 2.19% | 5.92% | -1.78% | -1.86% | 12.79% | |
| WhiteOak Capital Balanced Advantage Fund - Dir (G) | 1566.31 | 2.13% | 7.90% | 4.52% | 11.79% | - | |
| ICICI Pru Balanced Advantage Fund - Dir (IDCW-M) | 63786.84 | 1.91% | 6.92% | 6.18% | 10.54% | 15.75% | |
| ICICI Pru Balanced Advantage Fund - Dir (G) | 63786.84 | 1.90% | 6.93% | 6.18% | 10.53% | 15.62% | |
| ICICI Pru Balanced Advantage Fund - Dir (IDCW) | 63786.84 | 1.89% | 6.93% | 6.16% | 10.51% | 15.61% |
List of Schemes under Shriram Mutual Fund
| Fund Name | Category | Risk | 1Y Returns | Ratings | Fund Size (Cr) |
|---|---|---|---|---|---|
| SHRIRAM Aggressive Hybrid Fund | Hybrid | Very High | 0.17% | 2 | ₹47.86 |
| Shriram Multi Asset Allocation Fund | Hybrid | Very High | -2.19% | 0 | ₹146.00 |
| Shriram Overnight Fund | Debt | Low | 6.25% | 2 | ₹212.08 |
| Shriram Balanced Advantage Fund | Hybrid | Very High | -1.44% | 2 | ₹60.70 |
| Shriram Liquid Fund | Debt | Moderately Low | 0% | 0 | ₹170.04 |
| Shriram Multi Sector Rotation Fund | Equity | Very High | 0% | 0 | ₹194.63 |
| Shriram ELSS Tax Saver Fund | Equity | Very High | -7.14% | 1 | ₹48.76 |
| Shriram Flexi Cap Fund | Equity | Very High | -8.32% | 2 | ₹133.27 |
News
Shriram Mutual Fund announces change in Key Personnel
Shriram Mutual Fund has announced that Mrs. Geetha Ravichandran has been appointed as a Independent Director on the Board of the Trustee Company with effect from June 02, 2025.Details of Mrs. Geetha Ravichandran
Age: 61
Designation: Independent Director
Qualification : MA
Powered by Capital Market - Live News
Fund House Details & Investment Objective
Date of Incorporation
14 June 2019
Total AUM (Cr)
₹60.70
Shriram Balanced Advantage Fund - Direct (IDCW) is an Dynamic Asset Allocation or Balanced Advantage-oriented fund from the renowned AMC, Shriram Mutual Fund. Launched in 14 June 2019, this fund is managed by Deepak Ramaraju. With assets under management (AUM) worth ₹60.7 (Cr), as of 2 July 2025, Shriram Balanced Advantage Fund - Direct (IDCW) is categorized as a Dynamic Asset Allocation or Balanced Advantage within its segment. The fund has generated a return of 11.32% since its launch.
The current NAV of Shriram Balanced Advantage Fund - Direct (IDCW) is ₹18.96, as on 2 July 2025. The fund's benchmark index is Nifty 50 Hybrid Composite Debt 50:50 Index. You can invest in Shriram Balanced Advantage Fund - Direct (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹1,000 while the minimum lumpsum investment is ₹5,000.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
If redeemed / switched-out within 90 days from the date of allotment:- Upto 12% of units : Nil More than 12% of units: 1% of applicable Net Asst Value (NAV) If redeemed / switched out after 90 days from the date of allotment: Nil The fund has generated 12.91% and 12.74% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 65.56% in Equity, 30.53% in Debt and 3.91% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 29.16% in Debt, 14.88% in Banks, 12.80% in Cash & Others, 7.75% in IT-Software, 6.17% in Cement & Cement Products
FAQs
How to Invest in Shriram Balanced Advantage Fund - Direct (IDCW) Direct Growth?
Shriram Balanced Advantage Fund - Direct (IDCW) is a popular fund in the Dynamic Asset Allocation or Balanced Advantage segment. The fund has generated a return of 11.32% since inception. Looking to invest in Shriram Balanced Advantage Fund - Direct (IDCW) How about earning 1% extra return? All this is possible with m.Stock! Investing in Shriram Balanced Advantage Fund - Direct (IDCW) is super easy and convenient with m.Stock. Here’s how you can begin:
- Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO.
- In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
- In the search bar, enter the fund name, in this case, Shriram Balanced Advantage Fund - Direct (IDCW)
- On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
- If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
- If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility.
So, why wait? Invest in Shriram Balanced Advantage Fund - Direct (IDCW) today and reap the benefits of this Dynamic Asset Allocation or Balanced Advantage fund!
How much returns has Shriram Balanced Advantage Fund - Direct (IDCW) Direct Growth generated?
What is the expense ratio of Shriram Balanced Advantage Fund - Direct (IDCW) Direct Growth?
What is the AUM of Shriram Balanced Advantage Fund - Direct (IDCW) Fund Direct Growth?
How to redeem or withdraw money from Shriram Balanced Advantage Fund - Direct (IDCW) Direct Growth?
Redeeming or selling units of Shriram Balanced Advantage Fund - Direct (IDCW) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.
To redeem from Shriram Balanced Advantage Fund - Direct (IDCW):
- Login to your m.Stock account
- In portfolio, your mutual fund investments will be visible under ‘MF’
- Select the fund you wish to redeem from (in this case Shriram Balanced Advantage Fund - Direct (IDCW)).
- Click on ‘Redeem’ button
- You have 2 options – redeem by units and redeem by value (you can only redeem free units)
- Select units to be redeemed and click on submit.
- Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).