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Shriram Balanced Advantage Fund - Direct (IDCW)

Dynamic Asset Allocation or Balanced Advantage
  • NAV

    18.88(-0.36%)
  • Fund Size (CR)

    ₹60.7
  • Expense Ratio

    0.775
  • Scheme Type

    Active Fund
  • Value Research

  • Min. investment

    ₹5,000
  • Minimum Additional Investment

    ₹1,000
  • Minimum SIP Investment

    ₹1,000
  • Minimum Withdrawal

    ₹1,000
  • Exit Load If redeemed / switched-out within 90 days from the date of allotment:- Upto 12% of units : Nil More than 12% of units: 1% of applicable Net Asst Value (NAV) If redeemed / switched out after 90 days from the date of allotment: Nil

    1%
  • Return Since Launch

    11.21%
  • 3M
  • 6M
  • 1Y
  • 3Y
  • All
Absolute Return: 6.32%
Annualized Return: 0% [object Object]

Basic Details

Scheme Manager

Deepak Ramaraju

Bench Mark

Nifty 50 Hybrid Composite Debt 50:50 Index

Type

OPEN

Lumpsum Returns

Period Invested For₹10,000 Invested onLatest ValueAbsolute ReturnsAnnualised ReturnsCategory AvgRank within Category
1 Week 2 July 20259997.78-0.02%-0.19%121/147
1 Month9 June 202510120.411.20%-0.96%33/147
3 Month9 April 202510756.107.56%-9.29%123/147
6 Month9 January 202510208.612.09%-4.90%133/145
1 Year9 July 20249745.32-2.55%-2.55%4.65%129/141
3 Year8 July 202214100.1541.00%12.11%14.63%98/107
5 Year9 July 202017842.4878.42%12.27%13.95%62/87
Since Inception5 July 201918953.0089.53%11.21%11.42%73/147

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For₹10,000 Invested onInvestmentsLatest ValueAbsolute ReturnsAnnualised Returns
1 Year1 August 20241,20,000121005.260.84% 0.84%
3 Year1 August 20223,60,000412895.3914.69% 4.68%
5 Year3 August 20206,00,000772172.7528.70% 5.18%
10 Year-----

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

  • Investment type
  • Scheme based
  • SIP
  • Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

  • Invested Amount

    25,000

  • Estimated Returns

    19,059

76%

Returns

Future value of your investment

44,059

Risk Ratios

2.85%

Standard Deviation

0.65%

Beta

0.66%

Sharpe Ratio

-0.04%

Treynor's Ratio

0.05%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in% of Total HoldingsQuantityValue (Cr)Asset TypeSegment
HDFC Bank5.99%188003.76EquityBanks
Bharti Airtel5.00%156293.14EquityTelecomm-Service
ICICI Bank4.00%173572.51EquityBanks
Reliance Industr3.80%159002.39EquityRefineries
ITC3.77%568442.37EquityTobacco Products
M & M3.14%62001.97EquityAutomobile
HCL Technologies2.81%102001.76EquityIT - Software
St Bk of India2.44%187001.53EquityBanks
Bharat Electron2.26%336001.42EquityAerospace & Defence
B P C L2.09%395001.31EquityRefineries

Peer Comparison

Scheme NameValue ResearchAsset Size (Cr)1M3M6M1Y3Y
Shriram Balanced Advantage Fund - Direct (IDCW)
60.701.20%7.56%2.09%-2.55%12.11%
WhiteOak Capital Balanced Advantage Fund - Dir (G)
1566.311.45%10.32%6.94%10.81%-
UTI-Balanced Advantage Fund - Direct (IDCW)
2959.031.14%8.95%7.33%9.70%-
UTI-Balanced Advantage Fund - Direct (G)
2959.031.14%8.95%7.33%9.70%-
Baroda BNP Paribas Balanced Advantage Fund-Dir (G)
4304.221.54%14.32%8.04%9.58%19.02%

List of Schemes under Shriram Mutual Fund

Fund NameCategoryRisk1Y ReturnsRatingsFund Size (Cr)
Shriram Multi Sector Rotation FundEquityVery High0%0₹204.64
Shriram ELSS Tax Saver FundEquityVery High-9.21%1₹50.71
Shriram Overnight FundDebtLow6.22%2₹138.46
Shriram Liquid FundDebtModerately Low0%0₹117.00
SHRIRAM Aggressive Hybrid FundHybridVery High-1.68%1₹49.61
Shriram Balanced Advantage FundHybridVery High-2.41%2₹62.78
Shriram Multi Asset Allocation FundHybridVery High-4.5%0₹148.50
Shriram Flexi Cap FundEquityVery High-10.55%2₹140.63

News

  • Shriram Mutual Fund announces change in Key Personnel

    Shriram Mutual Fund has announced that Mrs. Geetha Ravichandran has been appointed as a Independent Director on the Board of the Trustee Company with effect from June 02, 2025.

    Details of Mrs. Geetha Ravichandran

    Age: 61

    Designation: Independent Director

    Qualification : MA

    Powered by Capital Market - Live News

Fund House Details & Investment Objective

Date of Incorporation

14 June 2019

Total AUM (Cr)

₹62.78

Shriram Balanced Advantage Fund - Direct (IDCW) is an Dynamic Asset Allocation or Balanced Advantage-oriented fund from the renowned AMC, Shriram Mutual Fund. Launched in 14 June 2019, this fund is managed by Deepak Ramaraju. With assets under management (AUM) worth ₹62.78 (Cr), as of 10 July 2025, Shriram Balanced Advantage Fund - Direct (IDCW) is categorized as a Dynamic Asset Allocation or Balanced Advantage within its segment. The fund has generated a return of 11.21% since its launch.
The current NAV of Shriram Balanced Advantage Fund - Direct (IDCW) is ₹18.88, as on 10 July 2025. The fund's benchmark index is Nifty 50 Hybrid Composite Debt 50:50 Index. You can invest in Shriram Balanced Advantage Fund - Direct (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹1,000 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
If redeemed / switched-out within 90 days from the date of allotment:- Upto 12% of units : Nil More than 12% of units: 1% of applicable Net Asst Value (NAV) If redeemed / switched out after 90 days from the date of allotment: Nil The fund has generated 12.11% and 12.27% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 67.49% in Equity, 27.82% in Debt and 4.69% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 29.16% in Debt, 14.88% in Banks, 12.80% in Cash & Others, 7.75% in IT-Software, 6.17% in Cement & Cement Products

FAQs

How to Invest in Shriram Balanced Advantage Fund - Direct (IDCW) Direct Growth?

Shriram Balanced Advantage Fund - Direct (IDCW) is a popular fund in the Dynamic Asset Allocation or Balanced Advantage segment. The fund has generated a return of 11.21% since inception. Looking to invest in Shriram Balanced Advantage Fund - Direct (IDCW) How about earning 1% extra return? All this is possible with m.Stock! Investing in Shriram Balanced Advantage Fund - Direct (IDCW) is super easy and convenient with m.Stock. Here’s how you can begin:

  • Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO.
  • In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
  • In the search bar, enter the fund name, in this case, Shriram Balanced Advantage Fund - Direct (IDCW)
  • On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
  • If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
  • If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in Shriram Balanced Advantage Fund - Direct (IDCW) today and reap the benefits of this Dynamic Asset Allocation or Balanced Advantage fund!

How much returns has Shriram Balanced Advantage Fund - Direct (IDCW) Direct Growth generated?

In the short term, i.e., 1 year, Shriram Balanced Advantage Fund - Direct (IDCW) has generated annualised return of -2.55%. In the long-term, the fund has generated 12.11% and 12.27% in 3 and 5 years respectively. Since its inception, the fund has generated 11.21% returns.

What is the expense ratio of Shriram Balanced Advantage Fund - Direct (IDCW) Direct Growth?

The expense ratio of Shriram Balanced Advantage Fund - Direct (IDCW) Direct Growth is 0.78%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of Shriram Balanced Advantage Fund - Direct (IDCW) Fund Direct Growth?

The Assets Under Management (AUM) of Shriram Balanced Advantage Fund - Direct (IDCW) is ₹62.78 (Cr) as of 2025-07-10 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from Shriram Balanced Advantage Fund - Direct (IDCW) Direct Growth?

Redeeming or selling units of Shriram Balanced Advantage Fund - Direct (IDCW) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.


To redeem from Shriram Balanced Advantage Fund - Direct (IDCW):
  • Login to your m.Stock account
  • In portfolio, your mutual fund investments will be visible under ‘MF’
  • Select the fund you wish to redeem from (in this case Shriram Balanced Advantage Fund - Direct (IDCW)).
  • Click on ‘Redeem’ button
  • You have 2 options – redeem by units and redeem by value (you can only redeem free units)
  • Select units to be redeemed and click on submit.
  • Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).