Shriram Balanced Advantage Fund - Direct (IDCW)
Dynamic Asset Allocation or Balanced AdvantageNAV
18.79(0.35%)Fund Size (CR)
₹57.6Expense Ratio
0.78Scheme Type
Active FundValue Research
Min. investment
₹5,000Minimum Additional Investment
₹1,000Minimum SIP Investment
₹1,000Minimum Withdrawal
₹1,000Exit Load
1%Return Since Launch
10.64%
- 3M
- 6M
- 1Y
- 3Y
- All
Basic Details
Scheme Manager
Deepak Ramaraju
Bench Mark
Nifty 50 Hybrid Composite Debt 50:50 Index
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | 9 September 2025 | 10120.95 | 1.21% | - | 1.11% | 43/147 |
| 1 Month | 14 August 2025 | 10122.64 | 1.23% | - | 1.86% | 129/147 |
| 3 Month | 16 June 2025 | 10066.54 | 0.67% | - | 1.72% | 133/147 |
| 6 Month | 13 March 2025 | 10750.98 | 7.51% | - | 10.16% | 133/147 |
| 1 Year | 16 September 2024 | 9454.96 | -5.45% | -5.45% | 1.43% | 133/145 |
| 3 Year | 16 September 2022 | 13239.45 | 32.39% | 9.80% | 12.66% | 107/115 |
| 5 Year | 16 September 2020 | 16902.98 | 69.03% | 11.06% | 13.07% | 69/87 |
| Since Inception | 5 July 2019 | 18728.00 | 87.28% | 10.64% | 10.90% | 72/147 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | 1 October 2024 | 1,20,000 | 121752.96 | 1.46% | 1.46% |
| 3 Year | 3 October 2022 | 3,60,000 | 404541.14 | 12.37% | 3.96% |
| 5 Year | 1 October 2020 | 6,00,000 | 754201.59 | 25.70% | 4.68% |
| 10 Year | - | - | - | - | - |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Mutual Funds Calculator
- Investment type
- Scheme based
- SIP
- Lumpsum
Invested Amount
₹25,000
Estimated Returns
₹19,059
76%
Returns
Future value of your investment
₹44,059
Risk Ratios
2.84%
Standard Deviation
0.68%
Beta
0.34%
Sharpe Ratio
-0.08%
Treynor's Ratio
-0.02%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| HDFC Bank | 5.92% | 35858 | 3.41 | Equity | Banks |
| Bharti Airtel | 4.17% | 12711 | 2.40 | Equity | Telecomm-Service |
| ICICI Bank | 4.08% | 16792 | 2.35 | Equity | Banks |
| Reliance Industr | 3.90% | 16530 | 2.24 | Equity | Refineries |
| ITC | 2.82% | 39618 | 1.62 | Equity | Tobacco Products |
| SBI | 2.61% | 18700 | 1.50 | Equity | Banks |
| HCL Technologies | 2.58% | 10200 | 1.48 | Equity | IT - Software |
| M & M | 2.40% | 4319 | 1.38 | Equity | Automobile |
| Bharat Electron | 2.15% | 33600 | 1.24 | Equity | Aerospace & Defence |
| B P C L | 2.11% | 39500 | 1.22 | Equity | Refineries |
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| Shriram Balanced Advantage Fund - Direct (IDCW) | 57.60 | 1.23% | 0.67% | 7.51% | -5.45% | 9.80% | |
| ICICI Pru Balanced Advantage Fund - Dir (IDCW-M) | 65710.61 | 2.74% | 3.05% | 12.33% | 7.18% | 14.27% | |
| ICICI Pru Balanced Advantage Fund - Dir (G) | 65710.61 | 2.74% | 3.05% | 12.31% | 7.16% | 14.15% | |
| ICICI Pru Balanced Advantage Fund - Dir (IDCW) | 65710.61 | 2.75% | 3.07% | 12.32% | 7.15% | 14.15% | |
| WhiteOak Capital Balanced Advantage Fund - Dir (G) | 1811.88 | 1.60% | 2.63% | 12.39% | 6.83% | - | |
| DSP Dynamic Asset Allocation Fund -Dir (G) | 3488.52 | 1.24% | 1.84% | 8.56% | 5.85% | 12.66% |
List of Schemes under Shriram Mutual Fund
| Fund Name | Category | Risk | 1Y Returns | Ratings | Fund Size (Cr) |
|---|---|---|---|---|---|
| Shriram Overnight Fund | Debt | Low | 6.15% | 2 | ₹186.74 |
| SHRIRAM Aggressive Hybrid Fund | Hybrid | Very High | -4.65% | 1 | ₹49.61 |
| Shriram Balanced Advantage Fund | Hybrid | Very High | -5.83% | 2 | ₹62.78 |
| Shriram Multi Asset Allocation Fund | Hybrid | Very High | -5.42% | 0 | ₹148.50 |
| Shriram Flexi Cap Fund | Equity | Very High | -12.67% | 2 | ₹140.63 |
| Shriram Multi Sector Rotation Fund | Equity | Very High | 0% | 0 | ₹204.64 |
| Shriram ELSS Tax Saver Fund | Equity | Very High | -12.36% | 1 | ₹50.71 |
| Shriram Liquid Fund | Debt | Moderately Low | 0% | 0 | ₹189.79 |
News
Shriram Mutual Fund announces change in Key Personnel
Shriram Mutual Fund has announced that Mr. Prateek Nigudkar has been appointed as a Senior Fund Manager on the Board of the Trustee Company with effect from July 15, 2025.Details of Mr. Prateek Nigudkar
Age: 39
Designation: Senior Fund Manager
Qualification :MS Finance, BE Information Technology
Experience : 13 years
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Shriram Mutual Fund announces change in Key Personnel
Shriram Mutual Fund has announced that Mrs. Geetha Ravichandran has been appointed as a Independent Director on the Board of the Trustee Company with effect from June 02, 2025.Details of Mrs. Geetha Ravichandran
Age: 61
Designation: Independent Director
Qualification : MA
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Fund House Details & Investment Objective
Date of Incorporation
14 June 2019
Total AUM (Cr)
₹57.60
Shriram Balanced Advantage Fund - Direct (IDCW) is an Dynamic Asset Allocation or Balanced Advantage-oriented fund from the renowned AMC, Shriram Mutual Fund. Launched in 14 June 2019, this fund is managed by Deepak Ramaraju. With assets under management (AUM) worth ₹57.6 (Cr), as of 17 September 2025, Shriram Balanced Advantage Fund - Direct (IDCW) is categorized as a Dynamic Asset Allocation or Balanced Advantage within its segment. The fund has generated a return of 10.64% since its launch.
The current NAV of Shriram Balanced Advantage Fund - Direct (IDCW) is ₹18.79, as on 17 September 2025. The fund's benchmark index is Nifty 50 Hybrid Composite Debt 50:50 Index. You can invest in Shriram Balanced Advantage Fund - Direct (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹1,000 while the minimum lumpsum investment is ₹5,000.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
If redeemed / switched-out within 90 days from the date of allotment:- Upto 12% of units : Nil More than 12% of units: 1% of applicable Net Asst Value (NAV) If redeemed / switched out after 90 days from the date of allotment: Nil The fund has generated 9.80% and 11.06% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 65.86% in Equity, 32.61% in Debt and 1.53% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 32.61% in Debt, 16.36% in Banks, 6.40% in Petroleum Products, 5.89% in IT-Software, 5.88% in Cash & Others