Shriram Balanced Advantage Fund - Direct (IDCW)
Dynamic Asset Allocation or Balanced AdvantageNAV
19.10(-0.13%)Fund Size (CR)
₹56.11Expense Ratio
1Scheme Type
Active FundValue Research
Min. investment
₹5,000Minimum Additional Investment
₹1,000Minimum SIP Investment
₹1,000Minimum Withdrawal
₹1,000Exit Load
1%Return Since Launch
10.81%
- 3M
- 6M
- 1Y
- 3Y
- All
Basic Details
Scheme Manager
Deepak Ramaraju
Bench Mark
Nifty 50 Hybrid Composite Debt 50:50 Index
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | 20 October 2025 | 10048.33 | 0.48% | - | 0.29% | 19/147 |
| 1 Month | 26 September 2025 | 10345.37 | 3.45% | - | 3.17% | 47/147 |
| 3 Month | 25 July 2025 | 10261.95 | 2.62% | - | 2.67% | 79/147 |
| 6 Month | 25 April 2025 | 10474.93 | 4.75% | - | 6.63% | 135/147 |
| 1 Year | 25 October 2024 | 10109.08 | 1.09% | 1.09% | 6.01% | 129/145 |
| 3 Year | 27 October 2022 | 13457.27 | 34.57% | 10.39% | 13.01% | 106/115 |
| 5 Year | 27 October 2020 | 16988.24 | 69.88% | 11.17% | 13.17% | 68/87 |
| Since Inception | 5 July 2019 | 19129.10 | 91.29% | 10.81% | 11.00% | 71/147 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | 4 November 2024 | 1,20,000 | 124429.15 | 3.69% | 3.69% |
| 3 Year | 1 November 2022 | 3,60,000 | 407440.15 | 13.18% | 4.21% |
| 5 Year | 2 November 2020 | 6,00,000 | 759539.74 | 26.59% | 4.83% |
| 10 Year | - | - | - | - | - |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Mutual Funds Calculator
- Investment type
- Scheme based
- SIP
- Lumpsum
Invested Amount
₹25,000
Estimated Returns
₹19,059
76%
Returns
Future value of your investment
₹44,059
Risk Ratios
2.76%
Standard Deviation
0.67%
Beta
0.48%
Sharpe Ratio
-0.08%
Treynor's Ratio
0.49%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| HDFC Bank | 6.08% | 35858 | 3.41 | Equity | Banks |
| Bharti Airtel | 4.21% | 12561 | 2.36 | Equity | Telecom-Service |
| Reliance Industr | 4.07% | 16730 | 2.28 | Equity | Refineries |
| ICICI Bank | 3.89% | 16172 | 2.18 | Equity | Banks |
| SBI | 2.91% | 18700 | 1.63 | Equity | Banks |
| ITC | 2.84% | 39618 | 1.59 | Equity | Tobacco Products |
| M & M | 2.54% | 4159 | 1.43 | Equity | Automobile |
| HCL Technologies | 2.52% | 10200 | 1.41 | Equity | IT - Software |
| Bharat Electron | 2.42% | 33600 | 1.36 | Equity | Aerospace & Defence |
| B P C L | 2.39% | 39500 | 1.34 | Equity | Refineries |
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| Shriram Balanced Advantage Fund - Direct (IDCW) | 56.11 | 3.45% | 2.62% | 4.75% | 1.09% | 10.39% | |
| ICICI Pru Balanced Advantage Fund - Dir (G) | 66750.51 | 2.90% | 4.62% | 8.39% | 11.28% | 14.34% | |
| ICICI Pru Balanced Advantage Fund - Dir (IDCW-M) | 66750.51 | 2.89% | 4.61% | 8.42% | 11.28% | 14.46% | |
| ICICI Pru Balanced Advantage Fund - Dir (IDCW) | 66750.51 | 2.90% | 4.61% | 8.40% | 11.26% | 14.33% | |
| WhiteOak Capital Balanced Advantage Fund - Dir (G) | 1897.02 | 3.39% | 2.91% | 7.44% | 10.66% | - | |
| Aditya Birla SL Balanced Advantage Fund-Dir (IDCW) | 8370.71 | 3.27% | 2.72% | 7.11% | 9.83% | 14.58% |
List of Schemes under Shriram Mutual Fund
| Fund Name | Category | Risk | 1Y Returns | Ratings | Fund Size (Cr) |
|---|---|---|---|---|---|
| Shriram Overnight Fund | Debt | Low | 6.15% | 2 | ₹186.74 |
| SHRIRAM Aggressive Hybrid Fund | Hybrid | Very High | -4.65% | 1 | ₹49.61 |
| Shriram Balanced Advantage Fund | Hybrid | Very High | -5.83% | 2 | ₹62.78 |
| Shriram Multi Asset Allocation Fund | Hybrid | Very High | -5.42% | 0 | ₹148.50 |
| Shriram Flexi Cap Fund | Equity | Very High | -12.67% | 2 | ₹140.63 |
| Shriram Multi Sector Rotation Fund | Equity | Very High | 0% | 0 | ₹204.64 |
| Shriram ELSS Tax Saver Fund | Equity | Very High | -12.36% | 1 | ₹50.71 |
| Shriram Liquid Fund | Debt | Moderately Low | 0% | 0 | ₹189.79 |
News
Shriram Mutual Fund announces change in Key Personnel
Shriram Mutual Fund has announced that Mr. Prateek Nigudkar has been appointed as a Senior Fund Manager on the Board of the Trustee Company with effect from July 15, 2025.Details of Mr. Prateek Nigudkar
Age: 39
Designation: Senior Fund Manager
Qualification :MS Finance, BE Information Technology
Experience : 13 years
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Shriram Mutual Fund announces change in Key Personnel
Shriram Mutual Fund has announced that Mrs. Geetha Ravichandran has been appointed as a Independent Director on the Board of the Trustee Company with effect from June 02, 2025.Details of Mrs. Geetha Ravichandran
Age: 61
Designation: Independent Director
Qualification : MA
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Fund House Details & Investment Objective
Date of Incorporation
14 June 2019
Total AUM (Cr)
₹56.11
Shriram Balanced Advantage Fund - Direct (IDCW) is an Dynamic Asset Allocation or Balanced Advantage-oriented fund from the renowned AMC, Shriram Mutual Fund. Launched in 14 June 2019, this fund is managed by Deepak Ramaraju. With assets under management (AUM) worth ₹56.11 (Cr), as of 28 October 2025, Shriram Balanced Advantage Fund - Direct (IDCW) is categorized as a Dynamic Asset Allocation or Balanced Advantage within its segment. The fund has generated a return of 10.81% since its launch.
The current NAV of Shriram Balanced Advantage Fund - Direct (IDCW) is ₹19.1, as on 28 October 2025. The fund's benchmark index is Nifty 50 Hybrid Composite Debt 50:50 Index. You can invest in Shriram Balanced Advantage Fund - Direct (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹1,000 while the minimum lumpsum investment is ₹5,000.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
If redeemed / switched-out within 90 days from the date of allotment:- Upto 12% of units : Nil More than 12% of units: 1% of applicable Net Asst Value (NAV) If redeemed / switched out after 90 days from the date of allotment: Nil The fund has generated 10.39% and 11.17% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 68.85% in Equity, 29.50% in Debt and 1.65% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 32.61% in Debt, 16.36% in Banks, 6.40% in Petroleum Products, 5.89% in IT-Software, 5.88% in Cash & Others