Shriram Balanced Advantage Fund - Direct (IDCW)
Dynamic Asset Allocation Fund or Balanced Advantage FundNAV
18.88(1.38%)Fund Size (CR)
₹40.96Expense Ratio
0.9Scheme Type
Active FundValue Research
-
Min. investment
₹5,000Minimum Additional Investment
₹1,000Minimum SIP Investment
₹1,000Minimum Withdrawal
₹1,000Exit Load
1%Return Since Launch
8.84%
Basic Details
Scheme Manager
Prateek Nigudkar
Bench Mark
CRISIL Hybrid 50+50 - Moderate Index
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | October 28, 2026 | 10313.87 | 3.14% | - | 3.22% | 92/157 |
| 1 Month | October 1, 2026 | 10327.60 | 3.28% | - | 2.63% | 50/154 |
| 3 Month | August 4, 2026 | 9775.55 | -2.24% | - | -1.64% | 97/151 |
| 6 Month | May 4, 2026 | 10049.01 | 0.49% | - | 1.83% | 110/151 |
| 1 Year | November 4, 2025 | 9770.11 | -2.30% | -2.30% | -0.16% | 109/147 |
| 3 Year | November 3, 2023 | 12090.59 | 20.91% | 6.52% | 9.03% | 115/125 |
| 5 Year | November 3, 2021 | 13571.71 | 35.72% | 6.29% | 8.02% | 81/99 |
| Since Inception | July 5, 2019 | 18618.90 | 86.19% | 8.84% | 8.46% | 80/157 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | December 1, 2025 | 1,20,000 | 121685.40 | 1.40% | 1.40% |
| 3 Year | December 1, 2023 | 3,60,000 | 366516.24 | 1.81% | 0.60% |
| 5 Year | December 1, 2021 | 6,00,000 | 686739.69 | 14.46% | 2.74% |
| 10 Year | - | - | - | - | - |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Risk Ratios
3.21%
Standard Deviation
0.68%
Beta
0.08%
Sharpe Ratio
-0.04%
Treynor's Ratio
1.55%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| HDFC Bank | 4.97% | 28743 | 2.04 | Equity | Banks |
| ICICI Bank | 4.09% | 12674 | 1.68 | Equity | Banks |
| Reliance Industr | 3.99% | 13769 | 1.63 | Equity | Refineries |
| SBI | 3.06% | 13072 | 1.25 | Equity | Banks |
| Bharti Airtel | 2.85% | 6639 | 1.17 | Equity | Telecom-Service |
| M & M | 2.50% | 3473 | 1.02 | Equity | Automobile |
| Sun Pharma.Inds. | 2.39% | 5393 | 0.98 | Equity | Pharmaceuticals |
| ITC | 2.30% | 35864 | 0.94 | Equity | FMCG |
| Axis Bank | 2.27% | 7567 | 0.93 | Equity | Banks |
| Infosys | 1.97% | 8113 | 0.81 | Equity | IT - Software |
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| Shriram Balanced Advantage Fund - Direct (IDCW) | 40.96 | 3.28% | -2.24% | 0.49% | -2.30% | 6.52% | |
| Unifi Dynamic Asset Allocation Fund - Direct (G) | 1477.60 | 0.71% | 1.98% | 4.65% | 8.57% | - | |
| Aditya Birla SL Balanced Advantage Fund-Dir (G) | 9836.35 | 3.18% | -1.13% | 4.26% | 5.14% | 12.32% | |
| Aditya Birla SL Balanced Advantage Fund-Dir (IDCW) | 9836.35 | 3.18% | -1.21% | 4.16% | 5.05% | 12.29% | |
| Edelweiss Balanced Advantage Fund - Dir (IDCW-M) | 12880.20 | 3.53% | -0.64% | 3.76% | 3.70% | 11.26% | |
| Edelweiss Balanced Advantage Fund - Dir (G) | 12880.20 | 3.52% | -0.63% | 3.75% | 3.64% | 11.23% |
List of Schemes under Shriram Mutual Fund
| Fund Name | Category | Risk | 1Y Returns | Ratings | Fund Size (Cr) |
|---|---|---|---|---|---|
| SHRIRAM Aggressive Hybrid Fund | Hybrid | Very High | -0.24% | 1 | ₹49.70 |
| Shriram Flexi Cap Fund | Equity | Very High | -4.37% | 1 | ₹121.70 |
| Shriram ELSS Tax Saver Fund | Equity | Very High | -3.89% | 1 | ₹44.46 |
| Shriram Balanced Advantage Fund | Hybrid | Very High | -2.18% | 1 | ₹40.96 |
| Shriram Overnight Fund | Debt | Low | 5.25% | 1 | ₹75.22 |
| Shriram Multi Asset Allocation Fund | Hybrid | Very High | 3.24% | 0 | ₹139.56 |
| Shriram Multi Sector Rotation Fund | Equity | Very High | -0.4% | 0 | ₹147.57 |
| Shriram Liquid Fund | Debt | Moderately Low | 6.33% | 0 | ₹662.40 |
| Shriram Money Market Fund | Debt | Moderately Low | 0% | 0 | ₹75.68 |
| Shriram Gold ETF Passive FOF | Other | Very High | 0% | 0 | ₹24.02 |
News
There are no new Updates!
Fund House Details & Investment Objective
Date of Incorporation
June 14, 2019
Total AUM (Cr)
₹40.96
Shriram Balanced Advantage Fund - Direct (IDCW) is an Dynamic Asset Allocation Fund or Balanced Advantage Fund-oriented fund from the renowned AMC, Shriram Mutual Fund. Launched in June 14, 2019, this fund is managed by Prateek Nigudkar. With assets under management (AUM) worth ₹40.96 (Cr), as of November 5, 2026, Shriram Balanced Advantage Fund - Direct (IDCW) is categorized as a Dynamic Asset Allocation Fund or Balanced Advantage Fund within its segment. The fund has generated a return of 8.84% since its launch.
The current NAV of Shriram Balanced Advantage Fund - Direct (IDCW) is ₹18.88, as on November 5, 2026. The fund's benchmark index is CRISIL Hybrid 50+50 - Moderate Index. You can invest in Shriram Balanced Advantage Fund - Direct (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹1,000 while the minimum lumpsum investment is ₹5,000.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 6.52% and 6.29% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 69.35% in Equity, 29.68% in Debt and 0.97% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 29.68% in Debt, 15.85% in Banks, 4.93% in Automobiles, 4.85% in Pharmaceuticals & Biotech, 4.82% in IT-Software
Mutual Fund Categories
Types of Mutual Funds
Debt Funds
Access debt markets and enjoy interest income from bonds and debentures. Ideal for conservative short-term investors
Hybrid Funds
Enjoy best of both the worlds - equity and debt. Ideal for beginners with medium-term investment horizon
Equity Funds
Invest in large, mid, and small cap sector stocks to enjoy capital appreciation. Ideal for aggressive, long-term investors
FAQs
Shriram Balanced Advantage Fund - Direct (IDCW) is a popular fund in the Dynamic Asset Allocation Fund or Balanced Advantage Fund segment. The fund has generated a return of 8.84% since inception. Looking to invest in Shriram Balanced Advantage Fund - Direct (IDCW) How about earning 1% extra return? All this is possible with m.Stock! Investing in Shriram Balanced Advantage Fund - Direct (IDCW) is super easy and convenient with m.Stock. Here’s how you can begin:
- Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO.
- In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
- In the search bar, enter the fund name, in this case, Shriram Balanced Advantage Fund - Direct (IDCW)
- On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
- If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
- If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility.
So, why wait? Invest in Shriram Balanced Advantage Fund - Direct (IDCW) today and reap the benefits of this Dynamic Asset Allocation Fund or Balanced Advantage Fund fund!