Can I invest in SIP and Lumpsum in Sundaram Diversified Equity - Direct (IDCW) Direct Growth?

Yes, you can invest both lumpsum and SIP in Sundaram Diversified Equity - Direct (IDCW). Minimum lumpsum investment Sundaram Diversified Equity - Direct (IDCW) is ₹500 and minimum SIP amount is ₹100 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of Sundaram Diversified Equity - Direct (IDCW) Direct Growth?

The latest NAV ( Net Asset Value ) of Sundaram Diversified Equity - Direct (IDCW) is Sundaram Diversified Equity - Direct (IDCW) is ₹19.94 as on 2025-04-24.

Which are the biggest stock holdings of Sundaram Diversified Equity - Direct (IDCW)?

The 5 biggest stock holdings of Sundaram Diversified Equity - Direct (IDCW) are: HDFC Bank (9.27%), ICICI Bank (8.34%), Reliance Industr (4.50%), Larsen & Toubro (3.83%), Bharti Airtel (3.40%)

What are the top sectors Sundaram Diversified Equity - Direct (IDCW) invests in?

A majority of Sundaram Diversified Equity - Direct (IDCW) 's AUM worth ₹1,427.77 (Cr) is invested in these 3 top sectors: Banks : 28.30% IT-Software : 6.08% Automobiles : 5.43%

Mutual Funds
AMC
Sundaram Diversified Equity - Direct (IDCW)

Sundaram Diversified Equity - Direct (IDCW)

ELSS

Invest Now

NAV
19.94(-0.20%)
Fund Size (CR)
₹1,427.77
Expense Ratio
1.74
Scheme Type
Active Fund
Value Research

Min. investment
₹500
Minimum Additional Investment
₹100
Minimum SIP Investment
₹100
Minimum Withdrawal
₹100
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0%
Return Since Launch
13.23%

Absolute Return: 2.16%

Annualized Return: 0%

Basic Details

Scheme Manager

Sudhir Kedia

Bench Mark

Nifty 500 TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	16 April 2025	10340.16	3.40%	-	3.68%	159/221
1 Month	21 March 2025	10454.09	4.54%	-	4.47%	90/221
3 Month	23 January 2025	10349.47	3.49%	-	1.49%	54/217
6 Month	23 October 2024	9916.88	-0.83%	-	-4.40%	35/217
1 Year	23 April 2024	10968.07	9.68%	9.68%	8.52%	105/217
3 Year	22 April 2022	14800.74	48.01%	13.94%	16.69%	170/207
5 Year	23 April 2020	27527.08	175.27%	22.43%	26.23%	169/207
Since Inception	2 January 2013	46158.36	361.58%	13.23%	15.51%	167/221

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	2 May 2024	1,20,000	317320.20	164.43%	164.43%
3 Year	2 May 2022	3,60,000	1096792.78	204.66%	44.97%
5 Year	4 May 2020	6,00,000	2005647.27	234.27%	27.30%
10 Year	4 May 2015	12,00,000	4374315.61	264.53%	13.81%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

3.80%

Standard Deviation

0.87%

Beta

0.48%

Sharpe Ratio

0.01%

Treynor's Ratio

-0.68%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	9.27%	724000	132.36	Equity	Banks
ICICI Bank	8.34%	883000	119.06	Equity	Banks
Reliance Industr	4.50%	504000	64.27	Equity	Refineries
Larsen & Toubro	3.83%	156446	54.64	Equity	Infrastructure Developers & Operators
Bharti Airtel	3.40%	280000	48.54	Equity	Telecomm-Service
Infosys	3.37%	306000	48.06	Equity	IT - Software
Axis Bank	3.23%	419000	46.17	Equity	Banks
St Bk of India	3.22%	595000	45.90	Equity	Banks
Interglobe Aviat	2.65%	74000	37.85	Equity	Air Transport Service
UltraTech Cem.	2.58%	32000	36.83	Equity	Cement

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Sundaram Diversified Equity - Direct (IDCW)	1427.77	4.54%	3.49%	-0.83%	9.68%	13.94%
SBI Long Term Advantage Fund-Series V -Dir (IDCW)	342.25	8.77%	5.76%	5.51%	32.59%	21.19%
SBI Long Term Advantage Fund - Series V -Dir (G)	342.25	8.77%	5.76%	5.51%	32.59%	21.19%
DSP ELSS Tax Saver Fund - Direct (G)	16217.91	4.83%	5.81%	-0.09%	18.69%	20.57%
WhiteOak Capital ELSS Tax Saver Fund - Direct (G)	341.11	4.18%	2.61%	-0.29%	18.52%	-
WhiteOak Capital ELSS Tax Saver Fund - Direct (IDCW)	341.11	4.18%	2.61%	-0.29%	18.52%	-

List of Schemes under Sundaram Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
Sundaram Aggressive Hybrid Fund	Hybrid	High	11.61%	3	₹5,618.99
Sundaram Liquid Fund	Debt	Moderate	7.44%	4	₹7,395.99
Sundaram Low Duration Fund	Debt	Moderate	8.53%	5	₹388.03
Sundaram Equity Savings Fund	Hybrid	Moderate	10.79%	0	₹976.11
Sundaram Dividend Yield Fund	Equity	Very High	7.25%	0	₹862.57
Sundaram Multi Cap Fund	Equity	Very High	10.89%	2	₹2,615.39
Sundaram Nifty 100 Equal Weight Fund	Other	Very High	6.52%	4	₹98.89
Sundaram Focused Fund	Equity	Very High	7.47%	3	₹1,043.92
Sundaram Ultra Short Duration Fund	Debt	Moderately Low	7.9%	5	₹2,388.82
Sundaram Balanced Advantage Fund	Hybrid	High	10.79%	4	₹1,490.89
Sundaram Short Duration Fund	Debt	Moderate	9.95%	4	₹209.49
Sundaram ELSS Tax Saver Fund	Equity	Very High	8.92%	2	₹1,288.19
Sundaram Medium Duration Fund	Debt	Moderate	9.09%	1	₹42.64
Sundaram Large and Mid Cap Fund	Equity	Very High	11.12%	2	₹6,380.97
Sundaram Corporate Bond Fund	Debt	Moderately Low	9.99%	3	₹736.58
Sundaram Banking & PSU Fund	Debt	Moderately Low	9.79%	3	₹398.41
Sundaram Global Brand Fund	Other	Very High	2.61%	0	₹110.90
Sundaram Conservative Hybrid Fund	Hybrid	Moderate	10.47%	3	₹26.88
Sundaram Small Cap Fund	Equity	Very High	5.2%	2	₹2,955.26
Sundaram Mid Cap Fund	Equity	Very High	15.92%	3	₹11,332.71
Sundaram Infrastructure Advantage Fund	Equity	Very High	4.55%	2	₹882.01
Sundaram Fin Serv Opportunities	Equity	Very High	16.82%	5	₹1,415.22
Sundaram Consumption Fund	Equity	Very High	15.99%	2	₹1,445.25
Sundaram Diversified Equity	Equity	Very High	9.68%	0	₹1,427.77
Sundaram Long Term Tax Advantage Fund-Sr.I	Equity	Very High	8.09%	0	₹19.18
Sundaram Long Term Tax Advantage Fund-Sr.II	Equity	Very High	8.73%	0	₹12.29
Sundaram Arbitrage Fund	Hybrid	Moderately Low	7.78%	2	₹289.87
Sundaram LT MC Tax Advantage Fund - Sr.III	Equity	Very High	1.74%	0	₹67.63
Sundaram LT MC Tax Advantage Fund - Sr.IV	Equity	Very High	1.92%	0	₹32.10
Sundaram LT MC Tax Advantage Fund - Sr.V	Equity	Very High	3.5%	0	₹27.20
Sundaram LT MC Tax Advantage Fund - Sr.VI	Equity	Very High	2.13%	0	₹32.63
Sundaram LT Tax Advantage Fund - Sr.III	Equity	Very High	2.35%	0	₹30.07
Sundaram LT Tax Advantage Fund - Sr.IV	Equity	Very High	2.8%	0	₹19.67
Sundaram Services Fund	Equity	Very High	17.91%	0	₹3,745.64
Sundaram Money Market Fund	Debt	Low	8.01%	2	₹1,003.44
Sundaram Overnight Fund	Debt	Low	6.6%	3	₹904.73
Sundaram Large Cap Fund	Equity	Very High	8.3%	3	₹3,297.44
Sundaram Flexi Cap Fund	Equity	Very High	11.79%	0	₹1,956.65
Sundaram Multi Asset Allocation Fund	Hybrid	Very High	15.24%	0	₹2,484.29
Sundaram Business Cycle Fund	Equity	Very High	0%	0	₹1,604.63

News

Sundaram MF announces Income Distribution cum capital withdrawal (IDCW)
Sundaram Mutual Fund has announced 19 March 2025 as the record date for the declaration of Income Distribution cum capital withdrawal (IDCW) on the face value of Rs 10 per unit under the following schemes. The amount of IDCW (Rs per unit) will be:
Sundaram Diversified Equity Fund - Regular Plan - IDCW Option: 0.114
Sundaram Diversified Equity Fund - Direct Plan - IDCW Option: 0.138
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Sundaram MF announces Income Distribution cum capital withdrawal (IDCW) under two schemes
Sundaram Mutual Fund has announced 17 March 2025 as the record date for the declaration of Income Distribution cum capital withdrawal (IDCW) on the face value of Rs 10 per unit under the following schemes. The amount of IDCW (Rs per unit) will be:
Sundaram Aggressive Hybrid Fund - Regular Plan-Monthly-IDCW Option: 0.250
Sundaram Aggressive Hybrid Fund - Direct Plan-Monthly-IDCW Option: 0.350
Sundaram Balanced Advantage Fund - Regular Plan-Monthly-IDCW Option: 0.115
Sundaram Balanced Advantage Fund - Direct Plan-Monthly-IDCW Option: 0.140
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Sundaram Mutual Fund announces IDCW under its schemes
Sundaram Mutual Fund has announced 11 March 2025 as the record date for the declaration of Income Distribution cum capital withdrawal (IDCW) on the face value of Rs 10 per unit under the following schemes. The amount of IDCW (Rs per unit) will be:
Sundaram Equity Savings Fund - Regular Plan - IDCW - Quarterly Option: 0.289
Sundaram Equity Savings Fund - Direct Plan - IDCW - Quarterly Option: 0.420
Sundaram Equity Savings Fund - Regular Plan - IDCW - Half Yearly Option: 0.537
Sundaram Equity Savings Fund - Direct Plan - IDCW - Half Yearly Option: 0.572
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Fund House Details & Investment Objective

Date of Incorporation

1 January 2013

Total AUM (Cr)

₹1427.77

Sundaram Diversified Equity - Direct (IDCW) is an ELSS-oriented fund from the renowned AMC, Sundaram Mutual Fund. Launched in 1 January 2013, this fund is managed by Sudhir Kedia. With assets under management (AUM) worth ₹1,427.77 (Cr), as of 24 April 2025, Sundaram Diversified Equity - Direct (IDCW) is categorized as a ELSS within its segment. The fund has generated a return of 13.23% since its launch.
The current NAV of Sundaram Diversified Equity - Direct (IDCW) is ₹19.94, as on 24 April 2025. The fund's benchmark index is Nifty 500 TRI. You can invest in Sundaram Diversified Equity - Direct (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹500.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Nil The fund has generated 13.94% and 22.43% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 96.14% in Equity, 4.21% in Debt and -0.34% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 28.30% in Banks, 6.08% in IT-Software, 5.43% in Automobiles, 5.20% in Pharmaceuticals & Biotech, 5.03% in Petroleum Products

FAQs

How to Invest in Sundaram Diversified Equity - Direct (IDCW) Direct Growth?

Sundaram Diversified Equity - Direct (IDCW) is a popular fund in the ELSS segment. The fund has generated a return of 13.23% since inception. Looking to invest in Sundaram Diversified Equity - Direct (IDCW) How about earning 1% extra return? All this is possible with m.Stock! Investing in Sundaram Diversified Equity - Direct (IDCW) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, Sundaram Diversified Equity - Direct (IDCW)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in Sundaram Diversified Equity - Direct (IDCW) today and reap the benefits of this ELSS fund!

How much returns has Sundaram Diversified Equity - Direct (IDCW) Direct Growth generated?

In the short term, i.e., 1 year, Sundaram Diversified Equity - Direct (IDCW) has generated annualised return of 9.68%. In the long-term, the fund has generated 13.94% and 22.43% in 3 and 5 years respectively. Since its inception, the fund has generated 13.23% returns.

What is the expense ratio of Sundaram Diversified Equity - Direct (IDCW) Direct Growth?

The expense ratio of Sundaram Diversified Equity - Direct (IDCW) Direct Growth is 1.74%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of Sundaram Diversified Equity - Direct (IDCW) Fund Direct Growth?

The Assets Under Management (AUM) of Sundaram Diversified Equity - Direct (IDCW) is ₹1,427.77 (Cr) as of 2025-04-24 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from Sundaram Diversified Equity - Direct (IDCW) Direct Growth?

Redeeming or selling units of Sundaram Diversified Equity - Direct (IDCW) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from Sundaram Diversified Equity - Direct (IDCW):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case Sundaram Diversified Equity - Direct (IDCW)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).