Mutual Funds
AMC
TRUSTMF Banking & PSU Fund - Dir (IDCW-D) RI

TRUSTMF Banking & PSU Fund - Dir (IDCW-D) RI

Banking and PSU Fund

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NAV
1319.72(0.04%)
Fund Size (CR)
₹129.34
Expense Ratio
0.21
Scheme Type
Active Fund
Value Research
-

Min. investment
₹1,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹1,000
Minimum Withdrawal
₹1
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0%
Return Since Launch
8.41%

Absolute Return: 1.13%

Annualized Return: 0%

Basic Details

Scheme Manager

Neeraj Jain

Bench Mark

CRISIL Banking and PSU Debt A-II Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	10 October 2025	10020.06	0.20%	-	0.19%	92/164
1 Month	17 September 2025	10088.65	0.89%	-	0.80%	78/164
3 Month	17 July 2025	10171.98	1.72%	-	1.26%	4/164
6 Month	17 April 2025	10414.44	4.14%	-	3.13%	2/164
1 Year	17 October 2024	10967.91	9.68%	9.68%	7.76%	1/164
3 Year	17 October 2022	13323.04	33.23%	10.03%	7.61%	1/158
5 Year	-	-	-	-	-	-/-
Since Inception	1 February 2021	14626.65	46.27%	8.41%	7.21%	7/164

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	4 November 2024	1,20,000	137752.98	14.79%	14.79%
3 Year	1 November 2022	3,60,000	446828.70	24.12%	7.47%
5 Year	-	-	-	-	-
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

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Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

0.25%

Standard Deviation

0.03%

Beta

4.38%

Sharpe Ratio

1.29%

Treynor's Ratio

3.57%

Jension's Alpha

Asset Allocation

Sector Allocation

There is no Sector Allocation data

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
There's no data available of Stock Holdings

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
TRUSTMF Banking & PSU Fund - Dir (IDCW-D) RI	129.34	0.89%	1.72%	4.14%	9.68%	10.03%
ICICI Pru Banking & PSU Debt Fund-Direct (IDCW-Q)	9743.57	0.93%	2.19%	4.17%	9.25%	8.31%
HSBC Banking and PSU Debt Fund - Direct (IDCW-W)	4425.66	0.94%	1.26%	3.38%	8.48%	7.85%
SBI Banking and PSU Fund - Direct (IDCW-W)	4073.05	0.96%	1.50%	3.50%	8.48%	8.02%
SBI Banking and PSU Fund - Direct (G)	4073.05	0.96%	1.50%	3.50%	8.48%	8.02%
SBI Banking and PSU Fund - Direct (IDCW-D)	4073.05	0.96%	1.50%	3.50%	8.48%	8.02%

List of Schemes under Trust Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
TRUSTMF Small Cap Fund	Equity	Very High	0%	0	₹1,030.34
TRUSTMF FMP - Series II (1196 Days)	Debt	Moderate	9.09%	0	₹61.57
TRUSTMF FMP - Series III (1198 Days)	Debt	High	0%	0	₹0.00
TRUSTMF Overnight Fund	Debt	Low	6.27%	3	₹39.49
TRUSTMF Corporate Bond Fund	Debt	Moderate	8.79%	1	₹42.00
TRUSTMF Money Market Fund	Debt	Moderately Low	7.91%	2	₹133.75
TRUSTMF Liquid Fund	Debt	Moderately Low	7.06%	2	₹899.07
TRUSTMF Banking & PSU Fund	Debt	Moderate	8.94%	4	₹134.38
TRUSTMF Flexi Cap Fund	Equity	Moderate	0.53%	0	₹1,178.61
TRUSTMF Short Duration Fund	Debt	Moderately Low	9.15%	2	₹137.21
TRUSTMF Multi Cap Fund	Equity	Very High	0%	0	₹0.00

News

TRUST Mutual Fund announces change in Key Personnel
TRUST Mutual Fund has announced the Mr. Harsh Jhanwar has been appointed as a Research Analyst ' Equity TRUST Asset Management Private Limited (the AMC) with effect from October 08, 2025.
Details of Mr. Harsh Jhanwar
Age: 32 years
Designation: Research Analyst ' Equity
Qualification: Chartered Accountant (ICAI), CFA Level 2
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TRUST Mutual Fund announces change in Key Personnel
TRUST Mutual Fund has announced that Mr. Safwan Motiwala has been appointed as a Dealer ' Equity on the Board of the Trustee Company with effect from May 20, 2025.
Details of Mr. Safwan Motiwala,
Age: 34
Designation: Dealer ' Equity
Qualification : Bachelor of Engineering (Electronics & Communication) - Visvesvaraya Technological University
Experience : 12
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Fund House Details & Investment Objective

Date of Incorporation

15 January 2021

Total AUM (Cr)

₹129.34

TRUSTMF Banking & PSU Fund - Dir (IDCW-D) RI is an Banking and PSU Fund-oriented fund from the renowned AMC, Trust Mutual Fund. Launched in 15 January 2021, this fund is managed by Neeraj Jain. With assets under management (AUM) worth ₹129.34 (Cr), as of 20 October 2025, TRUSTMF Banking & PSU Fund - Dir (IDCW-D) RI is categorized as a Banking and PSU Fund within its segment. The fund has generated a return of 8.41% since its launch.
The current NAV of TRUSTMF Banking & PSU Fund - Dir (IDCW-D) RI is ₹1,319.72, as on 20 October 2025. The fund's benchmark index is CRISIL Banking and PSU Debt A-II Index. You can invest in TRUSTMF Banking & PSU Fund - Dir (IDCW-D) RI via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹1,000 while the minimum lumpsum investment is ₹1,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Nil The fund has generated 10.03% and undefined% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 96.71% in Debt and 3.29% in cash and cash equivalents.