Union Business Cycle Fund - Regular (IDCW)

Sectoral / Thematic

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NAV
11.92(-0.17%)
Fund Size (CR)
₹509.93
Expense Ratio
3.12
Scheme Type
Active Fund
Value Research
-

Min. investment
₹1,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹100
Minimum Withdrawal
₹1,000
Exit Load
1%
Return Since Launch
7.53%

Absolute Return: 7.39%

Annualized Return: 0%

Basic Details

Scheme Manager

Harshad Patwardhan

Bench Mark

Nifty 500 TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	August 7, 2026	10050.51	0.51%	-	0.05%	230/1015
1 Month	July 14, 2026	10222.60	2.23%	-	2.98%	625/1007
3 Month	May 14, 2026	10641.71	6.42%	-	7.33%	570/1007
6 Month	February 13, 2026	10473.68	4.74%	-	7.59%	555/975
1 Year	August 14, 2025	10884.23	8.84%	8.84%	10.63%	435/912
3 Year	-	-	-	-	-	-/-
5 Year	-	-	-	-	-	-/-
Since Inception	March 5, 2024	11940.00	19.40%	7.53%	12.72%	803/1015

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	September 1, 2025	1,20,000	127087.99	5.91%	5.91%
3 Year	-	-	-	-	-
5 Year	-	-	-	-	-
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

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Risk Ratios

4.71%

Standard Deviation

0.98%

Beta

0.13%

Sharpe Ratio

0.02%

Treynor's Ratio

-1.05%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
ICICI Bank	8.97%	318737	45.75	Equity	Banks
Larsen & Toubro	4.20%	54321	21.40	Equity	Infrastructure Developers & Operators
HDFC Bank	4.12%	280627	21.00	Equity	Banks
Axis Bank	3.19%	132197	16.25	Equity	Banks
SBI	3.05%	151437	15.56	Equity	Banks
One 97	2.63%	100000	13.43	Equity	E-Commerce/App based Aggregator
Ujjivan Small	2.55%	1815810	13.03	Equity	Banks
Tech Mahindra	2.23%	68735	11.35	Equity	IT - Software
Sona BLW Precis.	2.23%	147852	11.38	Equity	Auto Ancillaries
Reliance Industr	2.23%	86883	11.36	Equity	Refineries

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Nippon India Taiwan Equity Fund - Direct (G)	947.04	9.16%	-0.77%	71.43%	144.98%	63.43%
Nippon India Taiwan Equity Fund - Direct (IDCW)	947.04	9.16%	-0.77%	71.43%	144.98%	63.43%
Franklin Asian Equity Fund - Direct (G)	953.71	3.19%	3.72%	17.80%	43.46%	22.96%
Franklin Asian Equity Fund - Direct (IDCW)	953.71	3.19%	3.72%	17.80%	43.45%	22.95%
SBI Automotive Opportunities Fund - Direct (G)	5752.10	12.14%	19.42%	17.13%	39.50%	-

List of Schemes under Union Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
Union Multicap Fund	Equity	Very High	15.3%	0	₹1,467.28
Union Largecap Fund	Equity	Very High	1.98%	3	₹438.06
Union Large & Midcap Fund	Equity	Very High	10.63%	2	₹982.67
Union Midcap Fund	Equity	Very High	15.17%	3	₹1,892.56
Union Small Cap Fund	Equity	Very High	26.23%	2	₹2,401.95
Union Value Fund	Equity	Very High	6.98%	2	₹395.49
Union Focused Fund	Equity	Very High	12.5%	2	₹447.82
Union Innovation & Opportunities Fund	Equity	Very High	17.23%	0	₹1,252.51
Union Business Cycle Fund	Equity	Very High	10.09%	0	₹509.93
Union Active Momentum Fund	Equity	Very High	16.65%	0	₹493.45
Union Consumption Fund	Equity	Very High	0%	0	₹333.27
Union ELSS Tax Saver Fund	Equity	Very High	5.23%	3	₹861.46
Union Overnight Fund	Debt	Low	5.32%	4	₹612.84
Union Liquid Fund	Debt	Moderately Low	6.46%	3	₹7,564.22
Union Low Duration Fund	Debt	Moderately Low	6.08%	0	₹343.58
Union Money Market Fund	Debt	Moderately Low	6.74%	1	₹1,072.52
Union Short Duration Fund	Debt	Moderate	5.59%	0	₹100.71
Union Dynamic Bond Fund	Debt	Moderate	3.34%	1	₹64.16
Union Corporate Bond Fund	Debt	Moderate	5.18%	2	₹292.60
Union Gilt Fund	Debt	Moderate	3.37%	2	₹86.46
Union Aggressive Hybrid Fund	Hybrid	Very High	7.07%	2	₹762.44
Union Balanced Advantage Fund	Hybrid	High	4.8%	3	₹1,238.19
Union Multi Asset Allocation Fund	Hybrid	Very High	17.61%	0	₹997.26
Union Arbitrage Fund	Hybrid	Low	6.38%	2	₹225.98
Union Equity Savings Fund	Hybrid	Moderate	4.93%	1	₹114.80
Union Retirement Fund	Solution Oriented	Very High	10.59%	3	₹209.91
Union Children's Fund	Solution Oriented	Very High	8.74%	0	₹91.80
Union Gold ETF Fund of Fund	Other	High	48.76%	0	₹156.86
Union Income Plus Arbitrage Active FOF	Other	Moderate	5.18%	0	₹62.97
Union Diversified Equity All Cap Active FOF	Other	Very High	0%	0	₹195.63
Union Flexi Cap Fund	Equity	Very High	7.47%	3	₹2,404.14

News

Union Mutual Fund announces Income Distribution cum capital withdrawal (IDCW)
Union Mutual Fund has announced 16 July 2026 as the record date for declaration of IDCW Income Distribution cum Capital Withdrawal (IDCW) under the following schemes. The quantum of dividend (Rs per unit) on the face value of Rs 10 per unit will be:
Union Balanced Advantage Fund ' Regular Plan ' IDCW Option: 0.17
Union Balanced Advantage Fund ' Direct Plan ' IDCW Option: 0.17
Union Aggressive Hybrid Fund ' Regular Plan ' IDCW Option: 0.15
Union Aggressive Hybrid Fund ' Direct Plan ' IDCW Option: 0.15
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Union Mutual Fund announces Income Distribution cum capital withdrawal (IDCW)
Union Mutual Fund has announced 19 June 2026 as the record date for declaration of IDCW Income Distribution cum Capital Withdrawal (IDCW) under the following schemes. The quantum of dividend (Rs per unit) on the face value of Rs 10 per unit will be:
Union Balanced Advantage Fund ' Regular Plan ' IDCW Option: 0.17
Union Balanced Advantage Fund ' Direct Plan ' IDCW Option: 0.17
Union Aggressive Hybrid Fund ' Regular Plan ' IDCW Option: 0.15
Union Aggressive Hybrid Fund ' Direct Plan ' IDCW Option: 0.15
Union Flexi Cap Fund ' Regular Plan ' IDCW Option: 3.80
Union Flexi Cap Fund ' Direct Plan ' IDCW Option: 3.80
Union Small Cap Fund ' Regular Plan ' IDCW Option: 5.70
Union Small Cap Fund ' Direct Plan ' IDCW Option: 5.70
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Union Mutual Fund announces Appointment of Key Personnel
Union Mutual Fund has announced that Mr. Ankit Chavan has been appointed as the Equity-Dealer in investment team and has been designated as a Key Personnel of the Union Asset Management Company Private Limited (AMC) with effect from June 08, 2026.
Name: Mr. Ankit Chavan
Age: 30 years
Designation: Equity Dealer- Investment Team
Qualification: MMS (Mumbai University), B.Com (Mumbai University)
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Fund House Details & Investment Objective

Date of Incorporation

February 13, 2024

Total AUM (Cr)

₹509.93

Union Business Cycle Fund - Regular (IDCW) is an Sectoral / Thematic-oriented fund from the renowned AMC, Union Mutual Fund. Launched in February 13, 2024, this fund is managed by Harshad Patwardhan. With assets under management (AUM) worth ₹509.93 (Cr), as of August 17, 2026, Union Business Cycle Fund - Regular (IDCW) is categorized as a Sectoral / Thematic within its segment. The fund has generated a return of 7.53% since its launch.
The current NAV of Union Business Cycle Fund - Regular (IDCW) is ₹11.92, as on August 17, 2026. The fund's benchmark index is Nifty 500 TRI. You can invest in Union Business Cycle Fund - Regular (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹1,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated undefined% and undefined% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 96.71% in Equity, 3.71% in Debt and -0.42% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 26.17% in Banks, 8.59% in Construction, 6.80% in Electrical Equipments, 5.63% in Chemicals & Petrochemical, 5.51% in Aerospace & Defense

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