Union Multi Asset Allocation Fund - Direct (G)

Multi Asset Allocation

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NAV
12.31(1.07%)
Fund Size (CR)
₹908.54
Expense Ratio
1
Scheme Type
Active Fund
Value Research
-

Min. investment
₹1,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹100
Minimum Withdrawal
₹1,000
Exit Load
1%
Return Since Launch
14.12%

Absolute Return: 4.94%

Annualized Return: 0%

Basic Details

Scheme Manager

Sanjay Bembalkar

Bench Mark

65% Nifty 50 TRI + 20% Nifty Composite Debt Index + 10% Domestic Prices of Gold + 5% Domestic Prices of Silver

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	2 March 2026	9636.08	-3.64%	-	-2.80%	115/132
1 Month	9 February 2026	9643.71	-3.56%	-	-3.15%	81/132
3 Month	9 December 2025	10365.96	3.66%	-	1.63%	16/132
6 Month	9 September 2025	11052.63	10.53%	-	7.33%	16/120
1 Year	7 March 2025	12582.64	25.83%	25.83%	19.91%	11/108
3 Year	-	-	-	-	-	-/-
5 Year	-	-	-	-	-	-/-
Since Inception	10 September 2024	12180.00	21.80%	14.12%	13.40%	65/132

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 April 2025	1,20,000	131983.79	9.99%	9.99%
3 Year	-	-	-	-	-
5 Year	-	-	-	-	-
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

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Monthly Investment (₹)

Minimum value allowed is 500

Expected Returns Rate (%)

Minimum value allowed is 1

Time Period (in Years)

Minimum value allowed is 1

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Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

2.58%

Standard Deviation

0.64%

Beta

0.96%

Sharpe Ratio

0.14%

Treynor's Ratio

11.29%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	5.07%	495300	46.03	Equity	Banks
ICICI Bank	3.77%	253000	34.28	Equity	Banks
SBI	3.42%	288600	31.09	Equity	Banks
Bharti Airtel	3.34%	154300	30.38	Equity	Telecom-Service
Reliance Industr	2.90%	188573	26.31	Equity	Refineries
Infosys	2.88%	159333	26.15	Equity	IT - Software
Axis Bank	2.16%	143375	19.65	Equity	Banks
Larsen & Toubro	1.98%	45650	17.95	Equity	Infrastructure Developers & Operators
Kotak Mah. Bank	1.89%	421000	17.18	Equity	Banks
Maruti Suzuki	1.82%	11300	16.50	Equity	Automobile

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Union Multi Asset Allocation Fund - Direct (G)	908.54	-3.56%	3.66%	10.53%	25.83%	-
Kotak Multi Asset Allocation Fund - Direct (G)	12100.58	-3.70%	4.98%	13.82%	30.44%	-
Kotak Multi Asset Allocation Fund - Direct (IDCW)	12100.58	-3.70%	4.98%	13.83%	30.44%	-
HSBC Multi Asset Allocation Fund - Direct (G)	2693.31	-3.43%	3.34%	7.55%	29.20%	-
DSP Multi Asset Allocation Fund - Direct (G)	6440.17	-1.37%	3.91%	13.87%	26.46%	-
DSP Multi Asset Allocation Fund - Direct (IDCW)	6440.17	-1.37%	3.91%	13.87%	26.46%	-

List of Schemes under Union Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
Union Multicap Fund	Equity	Very High	12.69%	0	₹1,289.64
Union Largecap Fund	Equity	Very High	7.91%	3	₹457.60
Union Large & Midcap Fund	Equity	Very High	12.46%	2	₹913.94
Union Midcap Fund	Equity	Very High	16.62%	3	₹1,598.18
Union Small Cap Fund	Equity	Very High	16%	2	₹1,697.19
Union Value Fund	Equity	Very High	11.83%	2	₹367.23
Union Focused Fund	Equity	Very High	11.9%	2	₹408.60
Union Innovation & Opportunities Fund	Equity	Very High	6.46%	0	₹1,048.95
Union Business Cycle Fund	Equity	Very High	11.77%	0	₹519.33
Union Active Momentum Fund	Equity	Very High	4.18%	0	₹436.13
Union Consumption Fund	Equity	Very High	0%	0	₹321.74
Union ELSS Tax Saver Fund	Equity	Very High	9.16%	3	₹869.66
Union Overnight Fund	Debt	Low	5.54%	4	₹296.51
Union Liquid Fund	Debt	Moderately Low	6.4%	3	₹7,923.43
Union Low Duration Fund	Debt	Moderately Low	0%	0	₹1,066.78
Union Money Market Fund	Debt	Moderately Low	7.03%	1	₹399.30
Union Short Duration Fund	Debt	Moderate	7.25%	0	₹137.17
Union Dynamic Bond Fund	Debt	Moderate	2.63%	1	₹100.31
Union Corporate Bond Fund	Debt	Moderate	7.2%	2	₹587.23
Union Gilt Fund	Debt	Moderate	1.6%	2	₹101.55
Union Aggressive Hybrid Fund	Hybrid	Very High	10.2%	2	₹683.35
Union Balanced Advantage Fund	Hybrid	High	7.39%	3	₹1,301.37
Union Multi Asset Allocation Fund	Hybrid	Very High	25.83%	0	₹908.54
Union Arbitrage Fund	Hybrid	Low	6.46%	2	₹289.52
Union Equity Savings Fund	Hybrid	Moderate	5.84%	1	₹142.72
Union Retirement Fund	Solution Oriented	Very High	13.37%	3	₹190.10
Union Children's Fund	Solution Oriented	Very High	9.62%	0	₹79.70
Union Gold ETF Fund of Fund	Other	High	77.93%	0	₹163.31
Union Income Plus Arbitrage Active FOF	Other	Moderate	0%	0	₹100.86
Union Diversified Equity All Cap Active FOF	Other	Very High	0%	0	₹189.82
Union Flexi Cap Fund	Equity	Very High	9.21%	3	₹2,320.45

News

Union Mutual Fund announces Income Distribution cum capital withdrawal (IDCW)
Union Mutual Fund has announced 26 February 2026 as the record date for declaration of IDCW Income Distribution cum Capital Withdrawal (IDCW) under the following schemes. The quantum of dividend (Rs per unit) on the face value of Rs 10 per unit will be:
Union Balanced Advantage Fund ' Regular Plan ' IDCW Option: 0.17
Union Balanced Advantage Fund ' Direct Plan ' IDCW Option: 0.17
Union Aggressive Hybrid Fund ' Regular Plan ' IDCW Option: 0.15
Union Aggressive Hybrid Fund ' Direct Plan ' IDCW Option: 0.15
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Union MF announces change in benchmark under its scheme

Union Mutual Fund has announced change in the benchmark of Union Multi Asset Allocation Fund. with effect from, January 20, 2026

Change in name of Benchmark of Union Multi Asset Allocation Fund

Scheme Name	Existing Benchmark	Revised Benchmark
Union Multi Asset Allocation Fund	65% NIFTY 50 TRI + 20% NIFTY Composite Debt Index + 15% Domestic prices of Gold	65% Nifty 50 TRI + 20% Nifty Composite Debt Index + 10% Domestic Prices of Gold + 5% Domestic Prices of Silver

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Union Mutual Fund announces Income Distribution cum capital withdrawal (IDCW)
Union Mutual Fund has announced 26 November 2025 as the record date for declaration of IDCW Income Distribution cum Capital Withdrawal (IDCW) under the following schemes. The quantum of dividend (Rs per unit) on the face value of Rs 10 per unit will be:
Union Balanced Advantage Fund ' Regular Plan ' IDCW Option: 0.17
Union Balanced Advantage Fund ' Direct Plan ' IDCW Option: 0.17
Union Aggressive Hybrid Fund ' Regular Plan ' IDCW Option: 0.15
Union Aggressive Hybrid Fund ' Direct Plan ' IDCW Option: 0.15
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Fund House Details & Investment Objective

Date of Incorporation

20 August 2024

Total AUM (Cr)

₹908.54

Union Multi Asset Allocation Fund - Direct (G) is an Multi Asset Allocation-oriented fund from the renowned AMC, Union Mutual Fund. Launched in 20 August 2024, this fund is managed by Sanjay Bembalkar. With assets under management (AUM) worth ₹908.54 (Cr), as of 10 March 2026, Union Multi Asset Allocation Fund - Direct (G) is categorized as a Multi Asset Allocation within its segment. The fund has generated a return of 14.12% since its launch.
The current NAV of Union Multi Asset Allocation Fund - Direct (G) is ₹12.31, as on 10 March 2026. The fund's benchmark index is 65% Nifty 50 TRI + 20% Nifty Composite Debt Index + 10% Domestic Prices of Gold + 5% Domestic Prices of Silver. You can invest in Union Multi Asset Allocation Fund - Direct (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹1,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated undefined% and undefined% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 67.37% in Equity, 11.66% in Debt and 20.97% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 20.29% in Others, 18.74% in Banks, 11.66% in Debt, 5.05% in IT-Software, 4.75% in Automobiles

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