Union Multi Asset Allocation Fund - Direct (G)

Multi Asset Allocation Fund

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NAV
11.91(-1.16%)
Fund Size (CR)
₹988.7
Expense Ratio
1.3
Scheme Type
Active Fund
Value Research
-

Min. investment
₹1,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹100
Minimum Withdrawal
₹1,000
Exit Load
1%
Return Since Launch
9.25%

Absolute Return: -4.11%

Annualized Return: 0%

Basic Details

Scheme Manager

Sanjay Bembalkar

Bench Mark

65% Nifty 50 TRI + 20% Nifty Composite Debt Index + 10% Domestic Prices of Gold + 5% Domestic Prices of Silver

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	October 12, 2026	9958.68	-0.41%	-	-0.07%	117/148
1 Month	September 18, 2026	9725.59	-2.74%	-	-3.13%	50/148
3 Month	July 17, 2026	9733.44	-2.67%	-	-2.44%	85/140
6 Month	April 17, 2026	9812.70	-1.87%	-	-1.74%	72/136
1 Year	October 17, 2025	10211.86	2.12%	2.12%	1.58%	61/124
3 Year	-	-	-	-	-	-/-
5 Year	-	-	-	-	-	-/-
Since Inception	September 10, 2024	12050.00	20.50%	9.25%	9.43%	92/148

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	November 3, 2025	1,20,000	117751.82	-1.87%	-1.87%
3 Year	-	-	-	-	-
5 Year	-	-	-	-	-
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

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Risk Ratios

3.40%

Standard Deviation

0.70%

Beta

0.37%

Sharpe Ratio

0.02%

Treynor's Ratio

12.57%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
ICICI Bank	4.49%	335700	44.37	Equity	Banks
HDFC Bank	4.19%	585000	41.46	Equity	Banks
Bharti Airtel	2.67%	149995	26.35	Equity	Telecom-Service
Axis Bank	2.46%	198375	24.32	Equity	Banks
Reliance Industr	2.44%	203073	24.10	Equity	Refineries
SBI	2.34%	241000	23.12	Equity	Banks
Bajaj Finance	1.68%	173000	16.60	Equity	Finance
Larsen & Toubro	1.54%	40400	15.19	Equity	Infrastructure Developers & Operators
Kotak Mah. Bank	1.50%	355000	14.80	Equity	Banks
Engineers India	1.32%	420000	13.00	Equity	Infrastructure Developers & Operators

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Union Multi Asset Allocation Fund - Direct (G)	988.70	-2.74%	-2.67%	-1.87%	2.12%	-
Quant Multi Asset Allocation Fund - Direct (G)	6608.27	-2.44%	-3.87%	1.39%	9.50%	21.58%
Quant Multi Asset Allocation Fund - Direct (IDCW)	6608.27	-2.44%	-3.87%	1.39%	9.50%	21.57%
360 ONE Multi Asset Allocation Fund - Direct (G)	520.76	-3.46%	-0.92%	-0.46%	7.59%	-
360 ONE Multi Asset Allocation Fund - Direct (IDCW)	520.76	-3.46%	-0.92%	-0.46%	7.59%	-
Aditya Birla SL Multi Asset Allocation Fund-Dir (IDCW)	7477.72	-3.37%	-2.76%	-0.49%	6.96%	16.12%

List of Schemes under Union Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
Union Dynamic Term Fund	Debt	Moderate	-0.86%	1	₹62.00
Union Flexi Cap Fund	Equity	Very High	-2.52%	3	₹2,319.74
Union Liquid Fund	Debt	Moderately Low	6.49%	3	₹5,014.29
Union ELSS Tax Saver Fund	Equity	Very High	-5.08%	3	₹821.19
Union Small Cap Fund	Equity	Very High	16.98%	2	₹2,731.92
Union Largecap Fund	Equity	Very High	-8.73%	3	₹407.90
Union Balanced Advantage Fund	Hybrid	High	-2.55%	3	₹1,157.75
Union Corporate Bond Fund	Debt	Moderate	3.05%	2	₹284.04
Union Equity Savings Fund	Hybrid	Moderate	1.18%	1	₹113.60
Union Value Fund	Equity	Very High	-3.03%	2	₹377.80
Union Arbitrage Fund	Hybrid	Low	6.59%	2	₹219.69
Union Overnight Fund	Debt	Low	5.26%	4	₹656.92
Union Focused Fund	Equity	Very High	2.71%	2	₹432.72
Union Large & Midcap Fund	Equity	Very High	-0.39%	2	₹968.79
Union Midcap Fund	Equity	Very High	2.68%	3	₹1,905.76
Union Aggressive Hybrid Fund	Hybrid	Very High	-1.13%	2	₹727.42
Union Money Market Fund	Debt	Moderately Low	6.73%	1	₹1,120.46
Union Gilt Fund	Debt	Moderate	-1.48%	2	₹74.68
Union Retirement Fund	Solution Oriented	Very High	-0.96%	3	₹206.52
Union Multicap Fund	Equity	Very High	4.99%	0	₹1,515.85
Union Innovation & Opportunities Fund	Equity	Very High	5.39%	0	₹1,306.52
Union Children's Fund	Solution Oriented	Very High	-3.07%	0	₹90.69
Union Business Cycle Fund	Equity	Very High	-1.53%	0	₹485.08
Union Multi Asset Allocation Fund	Hybrid	Very High	2.12%	0	₹988.70
Union Active Momentum Fund	Equity	Very High	12.79%	0	₹542.54
Union Short TermFund	Debt	Moderate	4.07%	0	₹110.78
Union Gold ETF Fund of Fund	Other	High	11.46%	0	₹173.64
Union Income Plus Arbitrage Active FOF	Other	Moderate	3.71%	0	₹55.11
Union Ultra Short to Short Term Fund	Debt	Moderately Low	5.52%	0	₹228.42
Union Diversified Equity All Cap Active FOF	Other	Very High	5.13%	0	₹194.74
Union Consumption Fund	Equity	Very High	0%	0	₹314.47

News

Union Mutual Fund announces Income Distribution cum capital withdrawal (IDCW)
Union Mutual Fund has announced 16 July 2026 as the record date for declaration of IDCW Income Distribution cum Capital Withdrawal (IDCW) under the following schemes. The quantum of dividend (Rs per unit) on the face value of Rs 10 per unit will be:
Union Balanced Advantage Fund ' Regular Plan ' IDCW Option: 0.17
Union Balanced Advantage Fund ' Direct Plan ' IDCW Option: 0.17
Union Aggressive Hybrid Fund ' Regular Plan ' IDCW Option: 0.15
Union Aggressive Hybrid Fund ' Direct Plan ' IDCW Option: 0.15
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Union Mutual Fund announces Income Distribution cum capital withdrawal (IDCW)
Union Mutual Fund has announced 19 June 2026 as the record date for declaration of IDCW Income Distribution cum Capital Withdrawal (IDCW) under the following schemes. The quantum of dividend (Rs per unit) on the face value of Rs 10 per unit will be:
Union Balanced Advantage Fund ' Regular Plan ' IDCW Option: 0.17
Union Balanced Advantage Fund ' Direct Plan ' IDCW Option: 0.17
Union Aggressive Hybrid Fund ' Regular Plan ' IDCW Option: 0.15
Union Aggressive Hybrid Fund ' Direct Plan ' IDCW Option: 0.15
Union Flexi Cap Fund ' Regular Plan ' IDCW Option: 3.80
Union Flexi Cap Fund ' Direct Plan ' IDCW Option: 3.80
Union Small Cap Fund ' Regular Plan ' IDCW Option: 5.70
Union Small Cap Fund ' Direct Plan ' IDCW Option: 5.70
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Fund House Details & Investment Objective

Date of Incorporation

August 20, 2024

Total AUM (Cr)

₹988.70

Union Multi Asset Allocation Fund - Direct (G) is an Multi Asset Allocation Fund-oriented fund from the renowned AMC, Union Mutual Fund. Launched in August 20, 2024, this fund is managed by Sanjay Bembalkar. With assets under management (AUM) worth ₹988.7 (Cr), as of October 21, 2026, Union Multi Asset Allocation Fund - Direct (G) is categorized as a Multi Asset Allocation Fund within its segment. The fund has generated a return of 9.25% since its launch.
The current NAV of Union Multi Asset Allocation Fund - Direct (G) is ₹11.91, as on October 21, 2026. The fund's benchmark index is 65% Nifty 50 TRI + 20% Nifty Composite Debt Index + 10% Domestic Prices of Gold + 5% Domestic Prices of Silver. You can invest in Union Multi Asset Allocation Fund - Direct (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹1,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated undefined% and undefined% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 67.05% in Equity, 17.65% in Debt and 15.30% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 17.65% in Debt, 17.03% in Banks, 15.66% in Others, 3.44% in Construction, 3.14% in Pharmaceuticals & Biotech

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