Union ELSS Tax Saver Fund - Direct (G)

ELSS

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NAV
73.38(0.73%)
Fund Size (CR)
₹861.46
Expense Ratio
1.68
Scheme Type
Active Fund
Value Research
-

Min. investment
₹500
Minimum Additional Investment
₹500
Minimum SIP Investment
₹500
Minimum Withdrawal
₹500
Exit Load
0%
Return Since Launch
13.32%

Absolute Return: 7.05%

Annualized Return: 0%

Basic Details

Scheme Manager

Sanjay Bembalkar

Bench Mark

BSE 500 TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	August 12, 2026	9957.63	-0.42%	-	-0.92%	41/197
1 Month	July 17, 2026	10088.63	0.89%	-	1.00%	80/197
3 Month	May 19, 2026	10684.95	6.85%	-	6.07%	82/197
6 Month	February 19, 2026	10240.37	2.40%	-	3.99%	104/197
1 Year	August 19, 2025	10259.12	2.59%	2.59%	3.64%	98/197
3 Year	August 18, 2023	14264.73	42.65%	12.55%	13.77%	121/193
5 Year	August 18, 2021	17652.05	76.52%	12.02%	12.87%	101/183
Since Inception	January 2, 2013	55022.66	450.23%	13.32%	14.51%	141/197

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	September 1, 2025	1,20,000	125271.83	4.39%	4.39%
3 Year	September 1, 2023	3,60,000	404496.20	12.36%	3.96%
5 Year	September 1, 2021	6,00,000	799875.01	33.31%	5.92%
10 Year	September 1, 2016	12,00,000	2556214.90	113.02%	7.86%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

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Risk Ratios

4.17%

Standard Deviation

0.97%

Beta

0.47%

Sharpe Ratio

0.00%

Treynor's Ratio

5.97%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
ICICI Bank	7.42%	445184	63.90	Equity	Banks
HDFC Bank	5.35%	616100	46.09	Equity	Banks
Bharti Airtel	3.30%	144000	28.40	Equity	Telecom-Service
Reliance Industr	2.58%	170000	22.23	Equity	Refineries
SBI	2.43%	203516	20.91	Equity	Banks
Axis Bank	2.41%	168847	20.76	Equity	Banks
Gabriel India	2.36%	140959	20.32	Equity	Auto Ancillaries
Larsen & Toubro	2.10%	45950	18.10	Equity	Infrastructure Developers & Operators
Maruti Suzuki	1.99%	12030	17.12	Equity	Automobile
Solar Industries	1.93%	9050	16.64	Equity	Aerospace & Defence

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Union ELSS Tax Saver Fund - Direct (G)	861.46	0.89%	6.85%	2.40%	2.59%	12.55%
Quant ELSS Tax Saver Fund - Direct (G)	13382.30	0.64%	6.80%	11.84%	14.22%	17.00%
Quant ELSS Tax Saver Fund - Direct (IDCW)	13382.30	0.64%	6.80%	11.84%	14.22%	17.00%
Sundaram LT Tax Advantage Fund-Sr.IV-Dir (IDCW)	23.22	0.79%	8.16%	13.32%	12.87%	16.27%
Sundaram LT Tax Advantage Fund-Sr.IV-Dir (G)	23.22	0.79%	8.16%	13.32%	12.87%	16.27%
Sundaram LT Tax Advantage Fund-Sr.III-Dir (IDCW)	35.09	0.37%	7.83%	13.30%	12.80%	15.99%

List of Schemes under Union Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
Union Multicap Fund	Equity	Very High	12.78%	0	₹1,467.28
Union Largecap Fund	Equity	Very High	-0.16%	3	₹438.06
Union Large & Midcap Fund	Equity	Very High	7.76%	2	₹982.67
Union Midcap Fund	Equity	Very High	12.23%	3	₹1,892.56
Union Small Cap Fund	Equity	Very High	23.34%	2	₹2,401.95
Union Value Fund	Equity	Very High	4.21%	2	₹395.49
Union Focused Fund	Equity	Very High	11.17%	2	₹447.82
Union Innovation & Opportunities Fund	Equity	Very High	14.11%	0	₹1,252.51
Union Business Cycle Fund	Equity	Very High	7.28%	0	₹509.93
Union Active Momentum Fund	Equity	Very High	15.64%	0	₹493.45
Union Consumption Fund	Equity	Very High	0%	0	₹333.27
Union ELSS Tax Saver Fund	Equity	Very High	2.59%	3	₹861.46
Union Overnight Fund	Debt	Low	5.31%	4	₹612.84
Union Liquid Fund	Debt	Moderately Low	6.46%	3	₹7,564.22
Union Low Duration Fund	Debt	Moderately Low	6.01%	0	₹343.58
Union Money Market Fund	Debt	Moderately Low	6.72%	1	₹1,072.52
Union Short Duration Fund	Debt	Moderate	5.49%	0	₹100.71
Union Dynamic Bond Fund	Debt	Moderate	3.58%	1	₹64.16
Union Corporate Bond Fund	Debt	Moderate	5.14%	2	₹292.60
Union Gilt Fund	Debt	Moderate	3.67%	2	₹86.46
Union Aggressive Hybrid Fund	Hybrid	Very High	5.14%	2	₹762.44
Union Balanced Advantage Fund	Hybrid	High	3.06%	3	₹1,238.19
Union Multi Asset Allocation Fund	Hybrid	Very High	15.79%	0	₹997.26
Union Arbitrage Fund	Hybrid	Low	6.63%	2	₹225.98
Union Equity Savings Fund	Hybrid	Moderate	4.16%	1	₹114.80
Union Retirement Fund	Solution Oriented	Very High	8.08%	3	₹209.91
Union Children's Fund	Solution Oriented	Very High	5.57%	0	₹91.80
Union Gold ETF Fund of Fund	Other	High	50.76%	0	₹156.86
Union Income Plus Arbitrage Active FOF	Other	Moderate	5.37%	0	₹62.97
Union Diversified Equity All Cap Active FOF	Other	Very High	0%	0	₹195.63
Union Flexi Cap Fund	Equity	Very High	4.79%	3	₹2,404.14

News

Union Mutual Fund announces Income Distribution cum capital withdrawal (IDCW)
Union Mutual Fund has announced 16 July 2026 as the record date for declaration of IDCW Income Distribution cum Capital Withdrawal (IDCW) under the following schemes. The quantum of dividend (Rs per unit) on the face value of Rs 10 per unit will be:
Union Balanced Advantage Fund ' Regular Plan ' IDCW Option: 0.17
Union Balanced Advantage Fund ' Direct Plan ' IDCW Option: 0.17
Union Aggressive Hybrid Fund ' Regular Plan ' IDCW Option: 0.15
Union Aggressive Hybrid Fund ' Direct Plan ' IDCW Option: 0.15
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Union Mutual Fund announces Income Distribution cum capital withdrawal (IDCW)
Union Mutual Fund has announced 19 June 2026 as the record date for declaration of IDCW Income Distribution cum Capital Withdrawal (IDCW) under the following schemes. The quantum of dividend (Rs per unit) on the face value of Rs 10 per unit will be:
Union Balanced Advantage Fund ' Regular Plan ' IDCW Option: 0.17
Union Balanced Advantage Fund ' Direct Plan ' IDCW Option: 0.17
Union Aggressive Hybrid Fund ' Regular Plan ' IDCW Option: 0.15
Union Aggressive Hybrid Fund ' Direct Plan ' IDCW Option: 0.15
Union Flexi Cap Fund ' Regular Plan ' IDCW Option: 3.80
Union Flexi Cap Fund ' Direct Plan ' IDCW Option: 3.80
Union Small Cap Fund ' Regular Plan ' IDCW Option: 5.70
Union Small Cap Fund ' Direct Plan ' IDCW Option: 5.70
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Union Mutual Fund announces Appointment of Key Personnel
Union Mutual Fund has announced that Mr. Ankit Chavan has been appointed as the Equity-Dealer in investment team and has been designated as a Key Personnel of the Union Asset Management Company Private Limited (AMC) with effect from June 08, 2026.
Name: Mr. Ankit Chavan
Age: 30 years
Designation: Equity Dealer- Investment Team
Qualification: MMS (Mumbai University), B.Com (Mumbai University)
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Fund House Details & Investment Objective

Date of Incorporation

January 1, 2013

Total AUM (Cr)

₹861.46

Union ELSS Tax Saver Fund - Direct (G) is an ELSS-oriented fund from the renowned AMC, Union Mutual Fund. Launched in January 1, 2013, this fund is managed by Sanjay Bembalkar. With assets under management (AUM) worth ₹861.46 (Cr), as of August 20, 2026, Union ELSS Tax Saver Fund - Direct (G) is categorized as a ELSS within its segment. The fund has generated a return of 13.32% since its launch.
The current NAV of Union ELSS Tax Saver Fund - Direct (G) is ₹73.38, as on August 20, 2026. The fund's benchmark index is BSE 500 TRI. You can invest in Union ELSS Tax Saver Fund - Direct (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹500.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 12.55% and 12.02% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 98.80% in Equity, 1.39% in Debt and -0.19% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 21.78% in Banks, 6.27% in Pharmaceuticals & Biotech, 5.42% in Auto Components, 5.17% in Electrical Equipments, 4.77% in Chemicals & Petrochemical

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