Mutual Funds
AMC
UTI-Balanced Advantage Fund - Regular (IDCW)

UTI-Balanced Advantage Fund - Regular (IDCW)

Dynamic Asset Allocation or Balanced Advantage

NAV
13.08(-0.05%)
Fund Size (CR)
₹3,190.94
Expense Ratio
1.88
Scheme Type
Active Fund
Value Research

Min. investment
₹5,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹500
Minimum Withdrawal
₹1,000
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
1%
Return Since Launch
11.80%

Absolute Return: 2.77%

Annualized Return: 0%

1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment

Basic Details

Scheme Manager

Sachin Trivedi

Bench Mark

Nifty 50 Hybrid Composite Debt 50:50 Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	30 December 2025	10059.03	0.59%	-	0.92%	116/147
1 Month	5 December 2025	10005.43	0.05%	-	0.28%	112/147
3 Month	6 October 2025	10291.28	2.91%	-	2.46%	68/147
6 Month	4 July 2025	10246.64	2.47%	-	2.23%	74/147
1 Year	6 January 2025	10893.52	8.94%	8.94%	6.58%	39/145
3 Year	-	-	-	-	-	-/-
5 Year	-	-	-	-	-	-/-
Since Inception	10 August 2023	13086.60	30.87%	11.80%	10.70%	46/147

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	3 February 2025	1,20,000	125855.92	4.88%	4.88%
3 Year	1 September 2023	2,90,000	324379.32	11.85%	3.81%
5 Year	-	-	-	-	-
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Minimum value allowed is 500

Expected Returns Rate (%)

Minimum value allowed is 1

Time Period (in Years)

Minimum value allowed is 1

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

1.99%

Standard Deviation

0.58%

Beta

0.97%

Sharpe Ratio

0.02%

Treynor's Ratio

2.30%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	8.30%	2680988	265.74	Equity	Banks
ICICI Bank	4.80%	1146056	153.90	Equity	Banks
Bharti Airtel	4.48%	681367	143.47	Equity	Telecom-Service
Reliance Industr	3.73%	761787	119.63	Equity	Refineries
Infosys	3.23%	641438	103.62	Equity	IT - Software
Larsen & Toubro	2.86%	224185	91.55	Equity	Infrastructure Developers & Operators
Bajaj Finance	2.71%	879343	86.77	Equity	Finance
Kotak Mah. Bank	2.68%	390002	85.84	Equity	Banks
Axis Bank	2.43%	612856	77.80	Equity	Banks
Maruti Suzuki	2.18%	41850	69.88	Equity	Automobile

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
ICICI Pru Balanced Advantage Fund - Dir (IDCW)	69867.93	0.68%	3.66%	5.54%	13.09%	14.69%
ICICI Pru Balanced Advantage Fund - Dir (G)	69867.93	0.67%	3.63%	5.52%	13.09%	14.69%
ICICI Pru Balanced Advantage Fund - Dir (IDCW-M)	69867.93	0.65%	3.62%	5.51%	13.09%	14.81%
Aditya Birla SL Balanced Advantage Fund-Dir (G)	8799.67	0.58%	3.59%	3.14%	11.47%	14.69%
Aditya Birla SL Balanced Advantage Fund-Dir (IDCW)	8799.67	0.58%	3.57%	3.14%	11.44%	14.68%

List of Schemes under UTI Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
UTI-BSE Low Volatility Index Fund	Other	Very High	8.95%	3	₹569.57
UTI-Nifty Midsmallcap 400 Momentum Quality 100 Index Fund	Other	Very High	0%	0	₹95.70
UTI-Banking and Financial Services Fund	Equity	Very High	20.31%	3	₹1,382.02
UTI Multi Asset Allocation Fund	Hybrid	Very High	12.75%	3	₹6,719.75
UTI-Transportation & Logistics Fund	Equity	Very High	21.64%	0	₹4,083.94
UTI-BSE Housing Index Fund	Other	Very High	-1.79%	0	₹24.73
UTI-Conservative Hybrid Fund	Hybrid	Moderately High	6.93%	3	₹1,703.12
UTI-Healthcare Fund	Equity	Very High	-0.04%	4	₹1,101.63
UTI-BSE Sensex Index Fund	Other	Very High	10.2%	2	₹213.24
UTI-Nifty200 Momentum 30 Index Fund	Other	Very High	-2.29%	1	₹8,683.06
UTI-CRISIL SDL Maturity April 2033 Index Fund	Other	Moderate	5.56%	0	₹321.15
UTI-Credit Risk Fund	Debt	Moderately High	7.97%	3	₹260.49
UTI-Nifty SDL Plus AAA PSU Bond Apr 2028 75:25 Index Fund	Other	Moderate	8.21%	0	₹34.38
UTI-Nifty 500 Value 50 Index Fund	Other	Very High	20.29%	0	₹560.05
UTI-Nifty50 Equal Weight Index Fund	Other	Very High	15.01%	0	₹122.19
UTI-Corporate Bond Fund	Debt	Moderate	7.99%	3	₹5,420.85
UTI-MNC Fund	Equity	Very High	5.36%	0	₹2,856.33
UTI-Banking & PSU Fund	Debt	Moderate	7.93%	3	₹1,014.91
UTI-Gilt Fund	Debt	Moderate	5.31%	3	₹545.23
UTI-Equity Savings Fund	Hybrid	Moderate	9.75%	4	₹809.60
UTI-Large & Mid Cap Fund	Equity	Very High	9.9%	4	₹5,635.04
UTI-Retirement Fund	Solution Oriented	High	6.93%	0	₹4,788.53
UTI-Children's Hybrid Fund	Solution Oriented	High	5.44%	0	₹4,525.33
UTI-Mid Cap Fund	Equity	Very High	2.87%	2	₹11,956.07
UTI-Silver ETF Fund of Fund	Other	Very High	166.3%	0	₹493.75
UTI-Large Cap Fund	Equity	Very High	9.27%	3	₹13,321.57
UTI-Gold ETF Fund of Fund	Other	High	76.13%	5	₹848.36
UTI-Gilt Fund with 10yr Constant Duration	Debt	Moderate	6.97%	0	₹138.70
UTI-Balanced Advantage Fund	Hybrid	Very High	10.38%	0	₹3,203.37
UTI-Nifty Private Bank Index Fund	Other	Very High	17.89%	0	₹228.22
UTI-Nifty Midcap 150 Quality 50 Index Fund	Other	Very High	0.59%	1	₹245.93
UTI-Annual Interval Fund - I	Debt	Moderately Low	5.95%	0	₹21.60
UTI-Medium to Long Duration Fund	Debt	Moderate	5.7%	3	₹309.62
UTI-Small Cap Fund	Equity	Very High	-2.73%	3	₹4,736.67
UTI-Nifty Midcap 150 Index Fund	Other	Very High	7.82%	0	₹62.18
UTI-Aggressive Hybrid Fund	Hybrid	Very High	7.74%	4	₹6,757.91
UTI-Low Duration Fund	Debt	Moderately Low	7.59%	2	₹2,667.29
UTI-Long Duration Fund	Debt	Moderate	2.51%	0	₹99.70
UTI-CRISIL SDL Maturity June 2027 Index Fund	Other	Moderate	8%	0	₹72.34
UTI-Nifty200 Quality 30 Index Fund	Other	Very High	5.31%	0	₹658.74
UTI-Money Market Fund	Debt	Moderate	7.53%	3	₹19,300.55
UTI-Overnight Fund	Debt	Low	5.8%	3	₹3,759.67
UTI-India Consumer Fund	Equity	Very High	4.41%	1	₹737.41
UTI-Ultra Short Duration Fund	Debt	Moderate	7.27%	3	₹3,655.33
UTI-Nifty 50 Index Fund	Other	Very High	12.02%	3	₹26,947.15
UTI-Value Fund	Equity	Very High	9.42%	3	₹10,150.97
UTI-Children's Equity Fund	Solution Oriented	Very High	5.67%	0	₹1,175.78
UTI-Innovation Fund	Equity	Very High	-5.63%	0	₹829.34
UTI Dividend Yield Fund	Equity	Very High	7.39%	0	₹3,945.70
UTI-Flexi Cap Fund	Equity	Very High	1.47%	1	₹24,902.62
UTI-ELSS Tax Saver Fund	Equity	Very High	6.37%	2	₹3,761.85
UTI-Children's Equity Fund	Solution Oriented	Very High	5.67%	0	₹1,175.78
UTI-Nifty SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund	Other	Moderate	7.23%	0	₹170.23
UTI-Unit Linked Insurance Plan	Hybrid	Moderately High	4.84%	0	₹5,212.13
UTI-Focused Fund	Equity	Very High	8.8%	3	₹2,610.46
UTI-Income Plus Arbitrage Active Fund of Fund	Other	Moderate	0%	0	₹250.51
UTI-Short Duration Fund	Debt	Moderate	7.73%	3	₹3,181.38
UTI-Floater Fund	Debt	Moderately Low	7.43%	3	₹1,579.93
UTI-Quant Fund	Equity	Very High	0%	0	₹1,851.04
UTI Multi Cap Fund	Equity	Very High	0%	0	₹1,864.46
UTI-Arbitrage Fund	Hybrid	Low	6.95%	3	₹10,464.65
UTI-Infrastructure Fund	Equity	Very High	6.73%	2	₹2,170.69
UTI-Liquid Fund	Debt	Moderate	6.59%	3	₹23,479.98
UTI-Medium Duration Fund	Debt	Moderate	7.09%	2	₹39.24
UTI-Nifty Alpha Low-Volatility 30 Index Fund	Other	Very High	1.88%	0	₹76.57
UTI-Nifty Next 50 Index Fund	Other	Very High	5.98%	2	₹6,069.51
UTI-Nifty India Manufacturing Index Fund	Other	Very High	0%	0	₹26.70
UTI-Dynamic Bond Fund	Debt	Moderately Low	6.86%	3	₹430.04

News

UTI Mutual Fund announces change in Key Personnel
UTI Mutual Fund has that Mr. Kapil Udaiwal, President & Head - Human Resources,UTI Asset Management Company Limited effective from January 1, 2026:
Details of Mr. Kapil Udaiwal
Age: 48 years
Designation: President & Head - Human Resources
Qualification: B.Sc., Master in Labour Laws & Labour Welfare, PGDM (PM & HR)
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UTI Mutual Fund announces change in Key Personnel
UTI Mutual Fund has announced the Mr. Ashish Wakodikar has been identified as Key Personnel of UTI Asset Management Company Ltd, with effect from December 10, 2025.
Details of Mr. Ashish Wakodikar
Age: 34 years
Designation: Associate Vice President- Dealer
Qualification: MBA/MMS
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UTI Mutual Fund announces change in Key Personnel
UTI Mutual Fund has announced All investors are hereby notified that, with effect from November 14, 2025, the Board of Directors of UTI Trustee Company Private Limited (Trustee to UTI Mutual Fund) has been reconstituted with the appointment of Mr. Chandra Bhan Singh as an Additional Director (Independent Category) and Mr. Srinivasan Sridhar as an Additional Director (Associate Category).
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Fund House Details & Investment Objective

Date of Incorporation

21 July 2023

Total AUM (Cr)

₹3203.37

UTI-Balanced Advantage Fund - Regular (IDCW) is an Dynamic Asset Allocation or Balanced Advantage-oriented fund from the renowned AMC, UTI Mutual Fund. Launched in 21 July 2023, this fund is managed by Sachin Trivedi. With assets under management (AUM) worth ₹3,203.37 (Cr), as of 7 January 2026, UTI-Balanced Advantage Fund - Regular (IDCW) is categorized as a Dynamic Asset Allocation or Balanced Advantage within its segment. The fund has generated a return of 11.80% since its launch.
The current NAV of UTI-Balanced Advantage Fund - Regular (IDCW) is ₹13.08, as on 7 January 2026. The fund's benchmark index is Nifty 50 Hybrid Composite Debt 50:50 Index. You can invest in UTI-Balanced Advantage Fund - Regular (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated undefined% and undefined% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 69.72% in Equity, 24.42% in Debt and 5.87% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 23.60% in Debt, 19.10% in Banks, 6.95% in IT-Software, 5.89% in Automobiles, 4.61% in Telecom-Services