Mutual Funds
AMC
UTI-Banking and Financial Services Fund (G)

UTI-Banking and Financial Services Fund (G)

NAV
195.26(-0.95%)
Fund Size (CR)
₹1,382.02
Expense Ratio
2.14
Scheme Type
Active Fund
Value Research
-

Min. investment
₹5,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹500
Minimum Withdrawal
₹1
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
1%
Return Since Launch
14.60%

Absolute Return: -1.15%

Annualized Return: 0%

1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment

Basic Details

Scheme Manager

Amit Premchandani

Bench Mark

Nifty Financial Services TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	16 January 2026	9804.79	-1.95%	-	-3.38%	67/964
1 Month	23 December 2025	9871.71	-1.28%	-	-4.83%	77/964
3 Month	23 October 2025	9885.32	-1.15%	-	-4.82%	173/928
6 Month	23 July 2025	10063.74	0.64%	-	-3.08%	192/898
1 Year	23 January 2025	12014.97	20.15%	20.15%	4.63%	55/822
3 Year	23 January 2023	15281.68	52.82%	15.17%	17.87%	354/506
5 Year	22 January 2021	20003.05	100.03%	14.86%	17.09%	265/426
Since Inception	7 April 2004	195263.20	1852.63%	14.60%	10.25%	354/964

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	3 February 2025	1,20,000	127383.31	6.15%	6.15%
3 Year	1 February 2023	3,60,000	443457.26	23.18%	7.20%
5 Year	1 February 2021	6,00,000	855930.38	42.66%	7.36%
10 Year	1 February 2016	12,00,000	2273319.93	89.44%	6.60%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Minimum value allowed is 500

Expected Returns Rate (%)

Minimum value allowed is 1

Time Period (in Years)

Minimum value allowed is 1

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

3.54%

Standard Deviation

0.93%

Beta

0.79%

Sharpe Ratio

0.05%

Treynor's Ratio

1.69%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
ICICI Bank	18.00%	1852344	248.75	Equity	Banks
HDFC Bank	15.60%	2175000	215.59	Equity	Banks
Kotak Mah. Bank	8.76%	550000	121.06	Equity	Banks
Axis Bank	8.50%	925000	117.42	Equity	Banks
SBI	6.04%	850000	83.49	Equity	Banks
Bajaj Finance	5.71%	800000	78.94	Equity	Finance
Shriram Finance	3.60%	500000	49.81	Equity	Finance
Karur Vysya Bank	3.25%	1700000	44.85	Equity	Banks
Max Financial	2.90%	240000	40.12	Equity	Miscellaneous
Ujjivan Small	2.51%	6534317	34.63	Equity	Banks

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Nippon India Taiwan Equity Fund - Direct (G)	427.47	10.84%	18.49%	47.04%	62.90%	42.07%
Nippon India Taiwan Equity Fund - Direct (IDCW)	427.47	10.84%	18.49%	47.04%	62.90%	42.07%
Aditya Birla SL International Equity Fund - Direct (IDCW)	275.88	4.13%	8.39%	16.06%	34.76%	17.65%
Aditya Birla SL International Equity Fund - Direct (G)	275.88	4.13%	8.39%	16.06%	34.76%	17.65%
Franklin Asian Equity Fund - Direct (G)	314.58	7.55%	9.64%	18.67%	34.51%	13.13%

List of Schemes under UTI Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
UTI-Nifty Private Bank Index Fund	Other	Very High	17.27%	0	₹228.22
UTI-Nifty Midcap 150 Quality 50 Index Fund	Other	Very High	-2.38%	1	₹245.93
UTI-Small Cap Fund	Equity	Very High	-4.8%	3	₹4,736.67
UTI-Aggressive Hybrid Fund	Hybrid	Very High	6.55%	4	₹6,757.91
UTI-Nifty200 Quality 30 Index Fund	Other	Very High	4.27%	0	₹658.74
UTI-Transportation & Logistics Fund	Equity	Very High	18.28%	0	₹4,083.94
UTI-Gilt Fund with 10yr Constant Duration	Debt	Moderate	6.46%	0	₹137.85
UTI-Large & Mid Cap Fund	Equity	Very High	8.36%	4	₹5,635.04
UTI-Silver ETF Fund of Fund	Other	Very High	230.29%	0	₹493.75
UTI-BSE Housing Index Fund	Other	Very High	-5.63%	0	₹24.73
UTI-Arbitrage Fund	Hybrid	Low	7.07%	3	₹10,464.65
UTI-Mid Cap Fund	Equity	Very High	0.97%	2	₹11,956.07
UTI-BSE Sensex Index Fund	Other	Very High	7.62%	2	₹213.24
UTI-Banking and Financial Services Fund	Equity	Very High	21.41%	3	₹1,382.02
UTI-BSE Low Volatility Index Fund	Other	Very High	5.29%	3	₹569.57
UTI-Healthcare Fund	Equity	Very High	-2.74%	4	₹1,101.63
UTI-CRISIL SDL Maturity April 2033 Index Fund	Other	Moderate	5.91%	0	₹321.11
UTI-Credit Risk Fund	Debt	Moderately High	7.78%	3	₹260.05
UTI-Large Cap Fund	Equity	Very High	6.7%	3	₹13,321.57
UTI-Children's Hybrid Fund	Solution Oriented	High	4.5%	0	₹4,525.33
UTI-Retirement Fund	Solution Oriented	High	6.16%	0	₹4,788.53
UTI-Nifty Midsmallcap 400 Momentum Quality 100 Index Fund	Other	Very High	0%	0	₹95.70
UTI-Conservative Hybrid Fund	Hybrid	Moderately High	5.89%	3	₹1,703.12
UTI-MNC Fund	Equity	Very High	3.37%	0	₹2,856.33
UTI-Gilt Fund	Debt	Moderate	4.9%	3	₹543.85
UTI Multi Asset Allocation Fund	Hybrid	Very High	13.88%	3	₹6,719.75
UTI-Nifty200 Momentum 30 Index Fund	Other	Very High	-0.17%	1	₹8,683.06
UTI-Equity Savings Fund	Hybrid	Moderate	8.63%	4	₹809.60
UTI-Medium to Long Duration Fund	Debt	Moderate	5.23%	3	₹308.85
UTI-Corporate Bond Fund	Debt	Moderate	7.45%	3	₹5,409.36
UTI-Money Market Fund	Debt	Moderate	7.34%	3	₹19,815.88
UTI-Annual Interval Fund - I	Debt	Moderately Low	5.89%	0	₹21.65
UTI-India Consumer Fund	Equity	Very High	2.5%	1	₹737.41
UTI-Low Duration Fund	Debt	Moderately Low	7.33%	2	₹3,145.17
UTI-Long Duration Fund	Debt	Moderate	1.47%	0	₹100.37
UTI-Overnight Fund	Debt	Low	5.74%	3	₹5,532.95
UTI-Nifty SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund	Other	Moderate	7.11%	0	₹170.58
UTI-Nifty 500 Value 50 Index Fund	Other	Very High	18.02%	0	₹560.05
UTI-Nifty50 Equal Weight Index Fund	Other	Very High	11.48%	0	₹122.19
UTI-Banking & PSU Fund	Debt	Moderate	7.59%	3	₹1,014.27
UTI-Nifty Midcap 150 Index Fund	Other	Very High	4.85%	0	₹62.18
UTI-CRISIL SDL Maturity June 2027 Index Fund	Other	Moderate	7.55%	0	₹72.44
UTI-Ultra Short Duration Fund	Debt	Moderate	7.08%	3	₹4,538.53
UTI-Nifty 50 Index Fund	Other	Very High	9.05%	3	₹26,947.15
UTI-Children's Equity Fund	Solution Oriented	Very High	4.21%	0	₹1,175.78
UTI-Value Fund	Equity	Very High	7.17%	3	₹10,150.97
UTI-Children's Equity Fund	Solution Oriented	Very High	4.21%	0	₹1,175.78
UTI Dividend Yield Fund	Equity	Very High	6.49%	0	₹3,945.70
UTI-Focused Fund	Equity	Very High	5.73%	3	₹2,610.46
UTI-Innovation Fund	Equity	Very High	-8.35%	0	₹829.34
UTI-ELSS Tax Saver Fund	Equity	Very High	5.37%	2	₹3,761.85
UTI-Flexi Cap Fund	Equity	Very High	0%	1	₹24,902.62
UTI-Floater Fund	Debt	Moderately Low	7.14%	3	₹1,576.34
UTI-Short Duration Fund	Debt	Moderate	7.29%	3	₹3,176.21
UTI-Quant Fund	Equity	Very High	5.16%	0	₹1,851.04
UTI Multi Cap Fund	Equity	Very High	0%	0	₹1,864.46
UTI-Infrastructure Fund	Equity	Very High	2.87%	2	₹2,170.69
UTI-Liquid Fund	Debt	Moderate	6.49%	3	₹26,870.49
UTI-Medium Duration Fund	Debt	Moderate	6.76%	2	₹39.15
UTI-Nifty Alpha Low-Volatility 30 Index Fund	Other	Very High	0.4%	0	₹76.57
UTI-Nifty SDL Plus AAA PSU Bond Apr 2028 75:25 Index Fund	Other	Moderate	7.78%	0	₹34.36
UTI-Nifty Next 50 Index Fund	Other	Very High	4.94%	2	₹6,069.51
UTI-Nifty India Manufacturing Index Fund	Other	Very High	0%	0	₹26.70
UTI-Dynamic Bond Fund	Debt	Moderately Low	6.33%	3	₹431.40
UTI-Gold ETF Fund of Fund	Other	High	90.24%	5	₹848.36
UTI-Balanced Advantage Fund	Hybrid	Very High	8.16%	0	₹3,203.37
UTI-Unit Linked Insurance Plan	Hybrid	Moderately High	4.14%	0	₹5,212.13
UTI-Income Plus Arbitrage Active Fund of Fund	Other	Moderate	0%	0	₹250.51

News

UTI MF announces change in benchmark under its scheme

UTI Mutual Fund has announced change in the benchmark of UTI Multi Asset Allocation Fund . with effect from, February 28, 2026

Change in name of Benchmark of UTI Multi Asset Allocation Fund

Scheme Name	Existing Benchmark	Revised Benchmark
UTI Multi Asset Allocation Fund	65% BSE 200 TRI, 25% CRISIL Composite Bond Index, 10% Prices of Gold	65% BSE 200 TRI + 25% CRISIL Composite Bond Index + 7% Domestic Price of Gold + 2% Domestic Price of Silver + 1% iCOMDEX Composite Index

Powered by Capital Market - Live News

UTI MF announces Income Distribution cum Capital Withdrawal (IDCW) under its scheme
UTI Mutual Fund has announced 16 January 2026 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) option under the following scheme. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
UTI-Multi Asset Allocation Fund:
Regular Plan ' IDCW: 2.55
Direct Plan ' IDCW: 2.55
Powered by Capital Market - Live News

UTI Mutual Fund announces change in fund manager under its schemes

UTI Mutual Fund has announced change in fund manager under the following schemes, With effect from 12 January 2026.

Change in Fund Manager:

Scheme Name	Existing Fund Managers	New Fund Managers
UTI Banking & Financial Services Fund	Mr. Amit Premchandani - Fund Manager	Mr. Amit Premchandani - Fund Manager Mr. Bhavesh Kanani - Fund Manager
UTI Flexi Cap Fund	Mr. Ajay Tyagi - Fund Manager Mr. Ravi Gupta - Assistant Fund Manager Mr Kamal Gada - Assistant Fund Manager	Mr. Ajay Tyagi - Fund Manager Mr Kamal Gada - Co-Fund Manager Mr. Akash Shah - Assistant Fund Manager
UTI- Unit Linked Insurance Plan	Mr. Sunil Patil - Fund Manager (Debt Portion) Mr. Anurag Mittal - Fund Manager (Debt Portion) Mr. Ajay Tyagi - Fund Manager (Equity Portion) Mr. Ravi Gupta - Assistant Fund Manager (Equity Portion) Mr. Kamal Gada - Assistant Fund Manager (Equity Portion)	Mr. Sunil Patil - Fund Manager (Debt Portion) Mr. Anurag Mittal - Fund Manager (Debt Portion) Mr. Ajay Tyagi - Fund Manager (Equity Portion) Mr. Kamal Gada - Co-Fund Manager (Equity Portion) Mr. Akash Shah - Assistant Fund Manager (Equity Portion)

Powered by Capital Market - Live News

Fund House Details & Investment Objective

Date of Incorporation

9 March 2004

Total AUM (Cr)

₹1382.02

UTI-Banking and Financial Services Fund (G) is an Sectoral / Thematic-oriented fund from the renowned AMC, UTI Mutual Fund. Launched in 9 March 2004, this fund is managed by Amit Premchandani. With assets under management (AUM) worth ₹1,382.02 (Cr), as of 23 January 2026, UTI-Banking and Financial Services Fund (G) is categorized as a Sectoral / Thematic within its segment. The fund has generated a return of 14.60% since its launch.
The current NAV of UTI-Banking and Financial Services Fund (G) is ₹195.26, as on 23 January 2026. The fund's benchmark index is Nifty Financial Services TRI. You can invest in UTI-Banking and Financial Services Fund (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 15.17% and 14.86% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 98.24% in Equity, 1.77% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 66.71% in Banks, 19.85% in Finance, 7.85% in Insurance, 3.82% in Capital Markets, 0.95% in Cash & Others