Mutual Funds
AMC
UTI-ELSS Tax Saver Fund (IDCW)

UTI-ELSS Tax Saver Fund (IDCW)

NAV
39.77(0.09%)
Fund Size (CR)
₹3,784.72
Expense Ratio
1.88
Scheme Type
Active Fund
Value Research

Min. investment
₹500
Minimum Additional Investment
₹500
Minimum SIP Investment
₹500
Minimum Withdrawal
₹1
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0%
Return Since Launch
14.19%

Absolute Return: 0.83%

Annualized Return: 0%

1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment

Basic Details

Scheme Manager

Amit Premchandani

Bench Mark

Nifty 500 TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	2 January 2026	9774.99	-2.25%	-	-2.43%	69/217
1 Month	9 December 2025	9973.72	-0.26%	-	-0.38%	88/217
3 Month	9 October 2025	10084.74	0.85%	-	-0.04%	69/217
6 Month	9 July 2025	9909.47	-0.91%	-	-1.08%	113/217
1 Year	9 January 2025	10419.44	4.19%	4.19%	3.84%	115/213
3 Year	9 January 2023	14713.39	47.13%	13.72%	17.14%	188/209
5 Year	8 January 2021	18061.42	80.61%	12.54%	17.07%	187/203
Since Inception	15 December 1999	318609.60	3086.10%	14.19%	14.99%	140/217

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	3 February 2025	1,20,000	998422.33	732.02%	732.02%
3 Year	1 February 2023	3,60,000	3348376.68	830.10%	110.30%
5 Year	1 February 2021	6,00,000	6164358.67	927.39%	59.35%
10 Year	1 February 2016	12,00,000	16314990.64	1259.58%	29.82%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Minimum value allowed is 500

Expected Returns Rate (%)

Minimum value allowed is 1

Time Period (in Years)

Minimum value allowed is 1

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

3.65%

Standard Deviation

0.95%

Beta

0.65%

Sharpe Ratio

0.00%

Treynor's Ratio

-1.87%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	9.35%	3550000	351.88	Equity	Banks
ICICI Bank	6.16%	1725000	231.65	Equity	Banks
Bharti Airtel	4.76%	850000	178.98	Equity	Telecom-Service
Infosys	4.62%	1075000	173.66	Equity	IT - Software
Kotak Mah. Bank	4.10%	700000	154.08	Equity	Banks
Axis Bank	3.96%	1175000	149.15	Equity	Banks
Reliance Industr	3.24%	775000	121.71	Equity	Refineries
Bajaj Finance	2.62%	1000000	98.68	Equity	Finance
Tech Mahindra	2.54%	600000	95.45	Equity	IT - Software
M & M	2.22%	225000	83.46	Equity	Automobile

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Sundaram LT Tax Advantage Fund - Sr.II-Dir (IDCW)	13.57	0.12%	4.58%	2.70%	11.37%	14.62%
Sundaram LT Tax Advantage Fund - Sr.II-Dir (G)	13.57	0.12%	4.58%	2.70%	11.37%	14.62%
SBI Long Term Advantage Fund - Series V -Dir (G)	381.66	0.52%	-1.30%	-1.28%	10.85%	23.21%
SBI Long Term Advantage Fund-Series V -Dir (IDCW)	381.66	0.52%	-1.30%	-1.28%	10.85%	23.21%
HDFC ELSS Tax Saver Fund - Direct (G)	17241.17	-0.30%	0.76%	1.56%	10.60%	21.25%

List of Schemes under UTI Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
UTI-Large Cap Fund	Equity	Very High	8.01%	3	₹13,321.57
UTI-Gold ETF Fund of Fund	Other	High	74.58%	5	₹848.36
UTI-Unit Linked Insurance Plan	Hybrid	Moderately High	5.08%	0	₹5,212.13
UTI-Balanced Advantage Fund	Hybrid	Very High	9.39%	0	₹3,203.37
UTI-Nifty Private Bank Index Fund	Other	Very High	16.98%	0	₹228.22
UTI-BSE Sensex Index Fund	Other	Very High	8.75%	2	₹213.24
UTI-Income Plus Arbitrage Active Fund of Fund	Other	Moderate	0%	0	₹250.51
UTI-Small Cap Fund	Equity	Very High	-4.62%	3	₹4,736.67
UTI-BSE Low Volatility Index Fund	Other	Very High	6.57%	3	₹569.57
UTI-Gilt Fund with 10yr Constant Duration	Debt	Moderate	6.95%	0	₹138.70
UTI-Nifty Midcap 150 Quality 50 Index Fund	Other	Very High	-0.86%	1	₹245.93
UTI-Nifty Midsmallcap 400 Momentum Quality 100 Index Fund	Other	Very High	0%	0	₹95.70
UTI-Low Duration Fund	Debt	Moderately Low	7.56%	2	₹2,667.29
UTI-MNC Fund	Equity	Very High	4.06%	0	₹2,856.33
UTI-Banking and Financial Services Fund	Equity	Very High	19.63%	3	₹1,382.02
UTI-Gilt Fund	Debt	Moderate	5.25%	3	₹545.23
UTI-Annual Interval Fund - I	Debt	Moderately Low	5.94%	0	₹21.60
UTI-Long Duration Fund	Debt	Moderate	2.14%	0	₹99.70
UTI-Conservative Hybrid Fund	Hybrid	Moderately High	6.41%	3	₹1,703.12
UTI-India Consumer Fund	Equity	Very High	3.35%	1	₹737.41
UTI-Nifty Midcap 150 Index Fund	Other	Very High	6.36%	0	₹62.18
UTI-Large & Mid Cap Fund	Equity	Very High	8.5%	4	₹5,635.04
UTI-Aggressive Hybrid Fund	Hybrid	Very High	6.74%	4	₹6,757.91
UTI-Equity Savings Fund	Hybrid	Moderate	9.05%	4	₹809.60
UTI-Mid Cap Fund	Equity	Very High	1.69%	2	₹11,956.07
UTI-CRISIL SDL Maturity June 2027 Index Fund	Other	Moderate	7.94%	0	₹72.34
UTI-Nifty 500 Value 50 Index Fund	Other	Very High	17.07%	0	₹560.05
UTI-Nifty50 Equal Weight Index Fund	Other	Very High	12.94%	0	₹122.19
UTI-Arbitrage Fund	Hybrid	Low	7.04%	3	₹10,464.65
UTI-Silver ETF Fund of Fund	Other	Very High	160.74%	0	₹493.75
UTI-Healthcare Fund	Equity	Very High	-2.1%	4	₹1,101.63
UTI-Transportation & Logistics Fund	Equity	Very High	20.21%	0	₹4,083.94
UTI Multi Asset Allocation Fund	Hybrid	Very High	12.17%	3	₹6,719.75
UTI-Medium to Long Duration Fund	Debt	Moderate	5.64%	3	₹309.62
UTI-Retirement Fund	Solution Oriented	High	6.41%	0	₹4,788.53
UTI-Children's Hybrid Fund	Solution Oriented	High	4.91%	0	₹4,525.33
UTI-Nifty200 Momentum 30 Index Fund	Other	Very High	-1.85%	1	₹8,683.06
UTI-Money Market Fund	Debt	Moderate	7.49%	3	₹19,300.55
UTI-Overnight Fund	Debt	Low	5.79%	3	₹3,759.67
UTI-Banking & PSU Fund	Debt	Moderate	7.88%	3	₹1,014.91
UTI-BSE Housing Index Fund	Other	Very High	-3.2%	0	₹24.73
UTI-Corporate Bond Fund	Debt	Moderate	7.94%	3	₹5,420.85
UTI-Nifty SDL Plus AAA PSU Bond Apr 2028 75:25 Index Fund	Other	Moderate	8.1%	0	₹34.38
UTI-CRISIL SDL Maturity April 2033 Index Fund	Other	Moderate	5.77%	0	₹321.15
UTI-Credit Risk Fund	Debt	Moderately High	8%	3	₹260.49
UTI-Nifty200 Quality 30 Index Fund	Other	Very High	3.96%	0	₹658.74
UTI-Nifty 50 Index Fund	Other	Very High	10.32%	3	₹26,947.15
UTI-Innovation Fund	Equity	Very High	-5.55%	0	₹829.34
UTI-Ultra Short Duration Fund	Debt	Moderate	7.23%	3	₹3,655.33
UTI-Focused Fund	Equity	Very High	6.86%	3	₹2,610.46
UTI Dividend Yield Fund	Equity	Very High	5.73%	0	₹3,945.70
UTI-Value Fund	Equity	Very High	7.57%	3	₹10,150.97
UTI-Children's Equity Fund	Solution Oriented	Very High	4.48%	0	₹1,175.78
UTI-ELSS Tax Saver Fund	Equity	Very High	5.22%	2	₹3,761.85
UTI-Flexi Cap Fund	Equity	Very High	1.97%	1	₹24,902.62
UTI-Children's Equity Fund	Solution Oriented	Very High	4.48%	0	₹1,175.78
UTI-Nifty SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund	Other	Moderate	7.21%	0	₹170.23
UTI-Floater Fund	Debt	Moderately Low	7.36%	3	₹1,579.93
UTI-Short Duration Fund	Debt	Moderate	7.68%	3	₹3,181.38
UTI-Quant Fund	Equity	Very High	0%	0	₹1,851.04
UTI Multi Cap Fund	Equity	Very High	0%	0	₹1,864.46
UTI-Nifty Next 50 Index Fund	Other	Very High	5.07%	2	₹6,069.51
UTI-Nifty India Manufacturing Index Fund	Other	Very High	0%	0	₹26.70
UTI-Dynamic Bond Fund	Debt	Moderately Low	6.78%	3	₹430.04
UTI-Infrastructure Fund	Equity	Very High	4.56%	2	₹2,170.69
UTI-Liquid Fund	Debt	Moderate	6.57%	3	₹23,479.98
UTI-Medium Duration Fund	Debt	Moderate	7.07%	2	₹39.24
UTI-Nifty Alpha Low-Volatility 30 Index Fund	Other	Very High	0.93%	0	₹76.57

News

UTI Mutual Fund announces change in Key Personnel
UTI Mutual Fund has that Mr. Kapil Udaiwal, President & Head - Human Resources,UTI Asset Management Company Limited effective from January 1, 2026:
Details of Mr. Kapil Udaiwal
Age: 48 years
Designation: President & Head - Human Resources
Qualification: B.Sc., Master in Labour Laws & Labour Welfare, PGDM (PM & HR)
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UTI Mutual Fund announces change in Key Personnel
UTI Mutual Fund has announced the Mr. Ashish Wakodikar has been identified as Key Personnel of UTI Asset Management Company Ltd, with effect from December 10, 2025.
Details of Mr. Ashish Wakodikar
Age: 34 years
Designation: Associate Vice President- Dealer
Qualification: MBA/MMS
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UTI Mutual Fund announces change in Key Personnel
UTI Mutual Fund has announced All investors are hereby notified that, with effect from November 14, 2025, the Board of Directors of UTI Trustee Company Private Limited (Trustee to UTI Mutual Fund) has been reconstituted with the appointment of Mr. Chandra Bhan Singh as an Additional Director (Independent Category) and Mr. Srinivasan Sridhar as an Additional Director (Associate Category).
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Fund House Details & Investment Objective

Date of Incorporation

15 November 1999

Total AUM (Cr)

₹3761.85

UTI-ELSS Tax Saver Fund (IDCW) is an ELSS-oriented fund from the renowned AMC, UTI Mutual Fund. Launched in 15 November 1999, this fund is managed by Amit Premchandani. With assets under management (AUM) worth ₹3,761.85 (Cr), as of 12 January 2026, UTI-ELSS Tax Saver Fund (IDCW) is categorized as a ELSS within its segment. The fund has generated a return of 14.19% since its launch.
The current NAV of UTI-ELSS Tax Saver Fund (IDCW) is ₹39.77, as on 12 January 2026. The fund's benchmark index is Nifty 500 TRI. You can invest in UTI-ELSS Tax Saver Fund (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹500.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 13.72% and 12.54% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 99.88% in Equity, 0.15% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 25.33% in Banks, 9.68% in IT-Software, 7.13% in Automobiles, 5.29% in Retailing, 4.63% in Finance