Mutual Funds
AMC
UTI-Gilt Fund - PF Plan (IDCW)

UTI-Gilt Fund - PF Plan (IDCW)

NAV
26.04(0.17%)
Fund Size (CR)
₹545.23
Expense Ratio
0.92
Scheme Type
Active Fund
Value Research
-

Min. investment
₹20,000
Minimum Additional Investment
₹500
Minimum SIP Investment
₹500
Minimum Withdrawal
₹500
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0%
Return Since Launch
7.13%

Absolute Return: 0.84%

Annualized Return: 0%

1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment

Basic Details

Scheme Manager

Pankaj Pathak

Bench Mark

CRISIL Dynamic Gilt Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	23 January 2026	10016.22	0.16%	-	0.23%	107/138
1 Month	30 December 2025	10024.80	0.25%	-	-0.03%	12/138
3 Month	30 October 2025	10098.19	0.98%	-	0.45%	11/138
6 Month	30 July 2025	10078.18	0.78%	-	0.11%	20/138
1 Year	30 January 2025	10446.87	4.47%	4.47%	3.52%	23/134
3 Year	30 January 2023	12204.22	22.04%	6.86%	6.79%	64/128
5 Year	29 January 2021	12906.44	29.06%	5.23%	5.22%	66/118
Since Inception	30 September 2003	46654.90	366.55%	7.13%	6.94%	82/138

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	3 February 2025	1,20,000	220826.45	84.02%	84.02%
3 Year	1 February 2023	3,60,000	714300.05	98.42%	25.66%
5 Year	1 February 2021	6,00,000	1261078.14	110.18%	16.02%
10 Year	1 February 2016	12,00,000	2846428.81	137.20%	9.02%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Minimum value allowed is 500

Expected Returns Rate (%)

Minimum value allowed is 1

Time Period (in Years)

Minimum value allowed is 1

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

0.85%

Standard Deviation

0.11%

Beta

0.35%

Sharpe Ratio

0.22%

Treynor's Ratio

0.36%

Jension's Alpha

Asset Allocation

Sector Allocation

There is no Sector Allocation data

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
There's no data available of Stock Holdings

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
ICICI Pru Gilt Fund - Direct (G)	9181.38	0.41%	1.11%	1.50%	6.92%	8.32%
ICICI Pru Gilt Fund - Direct (IDCW)	9181.38	0.41%	1.11%	1.50%	6.92%	8.32%
Franklin India G-Sec Fund - Direct (G)	186.64	0.43%	1.37%	1.98%	5.67%	6.63%
AXIS Gilt Fund - Direct (IDCW)	686.47	0.09%	0.63%	0.91%	4.84%	7.55%
AXIS Gilt Fund - Direct (G)	686.47	0.07%	0.63%	0.91%	4.83%	7.74%

List of Schemes under UTI Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
UTI-Large & Mid Cap Fund	Equity	Very High	11.88%	4	₹5,635.04
UTI-Large Cap Fund	Equity	Very High	7.85%	3	₹13,321.57
UTI-Gold ETF Fund of Fund	Other	High	92.11%	5	₹848.36
UTI-Balanced Advantage Fund	Hybrid	Very High	8.74%	0	₹3,203.37
UTI-Silver ETF Fund of Fund	Other	Very High	213.83%	0	₹493.75
UTI-Arbitrage Fund	Hybrid	Low	7.04%	3	₹10,464.65
UTI-Unit Linked Insurance Plan	Hybrid	Moderately High	4.42%	0	₹5,212.13
UTI-Gilt Fund with 10yr Constant Duration	Debt	Moderate	5.97%	0	₹137.85
UTI-MNC Fund	Equity	Very High	6.97%	0	₹2,856.33
UTI-Mid Cap Fund	Equity	Very High	5.87%	2	₹11,956.07
UTI-Gilt Fund	Debt	Moderate	4.78%	3	₹543.85
UTI-CRISIL SDL Maturity April 2033 Index Fund	Other	Moderate	5.58%	0	₹321.11
UTI-Nifty Midcap 150 Index Fund	Other	Very High	10.18%	0	₹62.18
UTI-Income Plus Arbitrage Active Fund of Fund	Other	Moderate	0%	0	₹250.51
UTI-Overnight Fund	Debt	Low	5.71%	3	₹5,532.95
UTI-Low Duration Fund	Debt	Moderately Low	7.28%	2	₹3,145.17
UTI-Annual Interval Fund - I	Debt	Moderately Low	5.84%	0	₹21.65
UTI-Equity Savings Fund	Hybrid	Moderate	9.18%	4	₹809.60
UTI-Credit Risk Fund	Debt	Moderately High	7.67%	3	₹260.05
UTI-Aggressive Hybrid Fund	Hybrid	Very High	8.67%	4	₹6,757.91
UTI-Banking and Financial Services Fund	Equity	Very High	22.59%	3	₹1,382.02
UTI-Small Cap Fund	Equity	Very High	1.34%	3	₹4,736.67
UTI Multi Asset Allocation Fund	Hybrid	Very High	15.16%	3	₹6,719.75
UTI-Medium to Long Duration Fund	Debt	Moderate	5.12%	3	₹308.85
UTI-Transportation & Logistics Fund	Equity	Very High	19.66%	0	₹4,083.94
UTI-BSE Housing Index Fund	Other	Very High	-2.39%	0	₹24.73
UTI-BSE Low Volatility Index Fund	Other	Very High	6.75%	3	₹569.57
UTI-Healthcare Fund	Equity	Very High	2.15%	4	₹1,101.63
UTI-Nifty Midsmallcap 400 Momentum Quality 100 Index Fund	Other	Very High	0%	0	₹95.70
UTI-Nifty Private Bank Index Fund	Other	Very High	17.65%	0	₹228.22
UTI-Nifty200 Quality 30 Index Fund	Other	Very High	5.81%	0	₹658.74
UTI-Nifty200 Momentum 30 Index Fund	Other	Very High	3.78%	1	₹8,683.06
UTI-Conservative Hybrid Fund	Hybrid	Moderately High	6.05%	3	₹1,703.12
UTI-Corporate Bond Fund	Debt	Moderate	7.31%	3	₹5,409.36
UTI-Money Market Fund	Debt	Moderate	7.28%	3	₹19,815.88
UTI-Nifty Midcap 150 Quality 50 Index Fund	Other	Very High	2.01%	1	₹245.93
UTI-BSE Sensex Index Fund	Other	Very High	8.25%	2	₹213.24
UTI-Nifty SDL Plus AAA PSU Bond Apr 2028 75:25 Index Fund	Other	Moderate	7.69%	0	₹34.36
UTI-CRISIL SDL Maturity June 2027 Index Fund	Other	Moderate	7.62%	0	₹72.44
UTI-Nifty 500 Value 50 Index Fund	Other	Very High	24.6%	0	₹560.05
UTI-Nifty50 Equal Weight Index Fund	Other	Very High	13.45%	0	₹122.19
UTI-Long Duration Fund	Debt	Moderate	1.88%	0	₹100.37
UTI-India Consumer Fund	Equity	Very High	3.68%	1	₹737.41
UTI-Banking & PSU Fund	Debt	Moderate	7.55%	3	₹1,014.27
UTI-Retirement Fund	Solution Oriented	High	7.23%	0	₹4,788.53
UTI-Children's Hybrid Fund	Solution Oriented	High	5.05%	0	₹4,525.33
UTI-Ultra Short Duration Fund	Debt	Moderate	7.05%	3	₹4,538.53
UTI-Nifty 50 Index Fund	Other	Very High	10.01%	3	₹26,947.15
UTI-Innovation Fund	Equity	Very High	-3.88%	0	₹829.34
UTI-Flexi Cap Fund	Equity	Very High	1.16%	1	₹24,902.62
UTI-ELSS Tax Saver Fund	Equity	Very High	7.12%	2	₹3,761.85
UTI-Children's Equity Fund	Solution Oriented	Very High	6%	0	₹1,175.78
UTI-Value Fund	Equity	Very High	8.64%	3	₹10,150.97
UTI Dividend Yield Fund	Equity	Very High	8.63%	0	₹3,945.70
UTI-Children's Equity Fund	Solution Oriented	Very High	6%	0	₹1,175.78
UTI-Focused Fund	Equity	Very High	6.96%	3	₹2,610.46
UTI-Floater Fund	Debt	Moderately Low	7.09%	3	₹1,576.34
UTI-Short Duration Fund	Debt	Moderate	7.19%	3	₹3,176.21
UTI-Quant Fund	Equity	Very High	6.67%	0	₹1,851.04
UTI Multi Cap Fund	Equity	Very High	0%	0	₹1,864.46
UTI-Infrastructure Fund	Equity	Very High	7.62%	2	₹2,170.69
UTI-Liquid Fund	Debt	Moderate	6.47%	3	₹26,870.49
UTI-Medium Duration Fund	Debt	Moderate	6.52%	2	₹39.15
UTI-Nifty Alpha Low-Volatility 30 Index Fund	Other	Very High	1.6%	0	₹76.57
UTI-Nifty Next 50 Index Fund	Other	Very High	9.71%	2	₹6,069.51
UTI-Nifty India Manufacturing Index Fund	Other	Very High	0%	0	₹26.70
UTI-Dynamic Bond Fund	Debt	Moderately Low	6.16%	3	₹431.40
UTI-Nifty SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund	Other	Moderate	7.04%	0	₹170.58

News

UTI Mutual Fund announces change in Key Personnel
UTI Mutual Fund has announced that, with effect from January 27, 2026, the Board of Directors of UTI Trustee Company Private Limited (Trustee to UTI Mutual Fund) has been reconstituted pursuant to the appointment of Mr. Ameet Pratapsinh Hariani as an Additional Director (Independent Category).
Name: Mr. Ameet Pratapsinh Hariani
Age: 65 years
Designation: Additional Director (Independentategory)
Qualification: B.Com, LLB, LLM
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UTI Mutual Fund hereby announces a change in Key Personnel. The details of the change are as under:
UTI Mutual Fund has announced that notice is hereby given to all investors and unit holders that, consequent to the appointment of Mr. Vetri Subramaniam as Managing Director & Chief Executive Officer of UTI Asset Management Company Limited, with effect from February 01, 2026, the following details shall form part of the Statement of Additional Information (SAI) of UTI Mutual Fund under the section titled 'Details of AMC Directors.'
Name: Mr. Vetri Subramaniam
Age: 55 years
Designation: Managing Director & Chief Executive Officer
Qualification: 1. B. Com 2.Post Graduate Diploma in Management - IIM Bangalore
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UTI MF announces change in benchmark under its scheme

UTI Mutual Fund has announced change in the benchmark of UTI Multi Asset Allocation Fund . with effect from, February 28, 2026

Change in name of Benchmark of UTI Multi Asset Allocation Fund

Scheme Name	Existing Benchmark	Revised Benchmark
UTI Multi Asset Allocation Fund	65% BSE 200 TRI, 25% CRISIL Composite Bond Index, 10% Prices of Gold	65% BSE 200 TRI + 25% CRISIL Composite Bond Index + 7% Domestic Price of Gold + 2% Domestic Price of Silver + 1% iCOMDEX Composite Index

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Fund House Details & Investment Objective

Date of Incorporation

26 September 2003

Total AUM (Cr)

₹543.85

UTI-Gilt Fund - PF Plan (IDCW) is an Gilt Fund-oriented fund from the renowned AMC, UTI Mutual Fund. Launched in 26 September 2003, this fund is managed by Pankaj Pathak. With assets under management (AUM) worth ₹543.85 (Cr), as of 30 January 2026, UTI-Gilt Fund - PF Plan (IDCW) is categorized as a Gilt Fund within its segment. The fund has generated a return of 7.13% since its launch.
The current NAV of UTI-Gilt Fund - PF Plan (IDCW) is ₹26.04, as on 30 January 2026. The fund's benchmark index is CRISIL Dynamic Gilt Index. You can invest in UTI-Gilt Fund - PF Plan (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹20,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 6.86% and 5.23% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 84.35% in Debt and 15.65% in cash and cash equivalents.