UTI-Master Equity Plan Unit Scheme

ELSS

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NAV
215.84(-0.72%)
Fund Size (CR)
₹2,559.02
Expense Ratio
1.44
Scheme Type
Active Fund
Value Research
-

Min. investment
₹500
Minimum Additional Investment
₹0
Minimum SIP Investment
₹
Minimum Withdrawal
₹1
Exit Load
0%
Return Since Launch
15.79%

Absolute Return: -7.73%

Annualized Return: 0%

Basic Details

Scheme Manager

Karthikraj Lakshmanan

Bench Mark

BSE 100 TRI

Type

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	April 2, 2026	10591.39	5.91%	-	6.56%	171/213
1 Month	March 10, 2026	9963.05	-0.37%	-	1.03%	143/213
3 Month	January 9, 2026	9305.71	-6.94%	-	-4.06%	205/213
6 Month	October 10, 2025	9372.81	-6.27%	-	-4.52%	173/213
1 Year	April 9, 2025	10544.16	5.44%	5.44%	10.88%	185/213
3 Year	April 10, 2023	13853.80	38.54%	11.47%	16.41%	195/205
5 Year	April 9, 2021	16272.47	62.72%	10.22%	14.73%	185/199
Since Inception	March 31, 2003	293138.00	2831.38%	15.79%	14.04%	49/213

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	May 2, 2025	1,20,000	150658.26	25.55%	25.55%
3 Year	May 2, 2023	3,60,000	495165.39	37.55%	11.21%
5 Year	May 3, 2021	6,00,000	938478.65	56.41%	9.36%
10 Year	May 2, 2016	12,00,000	2643461.02	120.29%	8.22%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

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Monthly Investment (₹)

Minimum value allowed is 500

Expected Returns Rate (%)

Minimum value allowed is 1

Time Period (in Years)

Minimum value allowed is 1

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Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

3.79%

Standard Deviation

0.98%

Beta

0.21%

Sharpe Ratio

-0.03%

Treynor's Ratio

2.20%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	8.79%	3075930	225.02	Equity	Banks
ICICI Bank	7.87%	1670092	201.40	Equity	Banks
Reliance Industr	5.72%	1089563	146.43	Equity	Refineries
Infosys	4.95%	1012000	126.56	Equity	IT - Software
Kotak Mah. Bank	4.15%	3004675	106.19	Equity	Banks
Larsen & Toubro	4.02%	293515	102.85	Equity	Infrastructure Developers & Operators
Bharti Airtel	3.87%	555093	98.94	Equity	Telecom-Service
Bajaj Finance	3.65%	1163820	93.29	Equity	Finance
Axis Bank	2.86%	630535	73.22	Equity	Banks
Eternal	2.30%	2570247	58.85	Equity	E-Commerce/App based Aggregator

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Motilal Oswal ELSS Tax Saver Fund-Dir (IDCW)	3968.68	6.46%	3.43%	-2.42%	21.99%	25.42%
Motilal Oswal ELSS Tax Saver Fund-Dir (G)	3968.68	6.46%	3.43%	-2.42%	21.99%	25.42%
Bank of India Midcap Tax Fund - Series 1 - Direct (G)	54.70	2.70%	0.66%	-3.86%	21.26%	18.23%
Bank of India Midcap Tax Fund - Series 1 - Direct (IDCW)	54.70	2.70%	0.66%	-3.82%	21.26%	18.23%
Sundaram LT Tax Advantage Fund-Sr.III-Dir (G)	28.88	4.68%	-2.59%	-2.36%	19.60%	19.00%

List of Schemes under UTI Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
UTI-Aggressive Hybrid Fund	Hybrid	Very High	8.76%	4	₹6,115.27
UTI-Banking and Financial Services Fund	Equity	Very High	13.12%	3	₹1,213.39
UTI-Medium to Long Duration Fund	Debt	Moderate	2.66%	3	₹299.84
UTI-Children's Equity Fund	Solution Oriented	Very High	5.99%	0	₹1,010.11
UTI-Credit Risk Fund	Debt	Moderately High	6.82%	3	₹251.72
UTI-Dynamic Bond Fund	Debt	Moderately Low	4.76%	3	₹417.90
UTI-Flexi Cap Fund	Equity	Very High	1.5%	1	₹20,437.91
UTI-ELSS Tax Saver Fund	Equity	Very High	7.32%	2	₹3,174.58
UTI-Ultra Short Duration Fund	Debt	Moderate	6.71%	3	₹3,130.01
UTI-Gilt Fund	Debt	Moderate	3.65%	3	₹542.54
UTI-Infrastructure Fund	Equity	Very High	9.31%	2	₹1,914.28
UTI-Liquid Fund	Debt	Moderate	6.37%	3	₹19,763.19
UTI-Large Cap Fund	Equity	Very High	6.14%	3	₹11,203.47
UTI-Mid Cap Fund	Equity	Very High	14.52%	2	₹10,481.86
UTI-Conservative Hybrid Fund	Hybrid	Moderately High	4.34%	3	₹1,616.56
UTI-MNC Fund	Equity	Very High	9.65%	0	₹2,428.09
UTI-Money Market Fund	Debt	Moderate	6.73%	3	₹18,343.77
UTI-Nifty 50 Index Fund	Other	Very High	8.37%	3	₹24,433.24
UTI-Value Fund	Equity	Very High	9.62%	3	₹8,662.93
UTI-Healthcare Fund	Equity	Very High	11.27%	4	₹1,055.53
UTI-Short Duration Fund	Debt	Moderate	5.85%	3	₹2,359.31
UTI-Large & Mid Cap Fund	Equity	Very High	14.34%	4	₹5,233.97
UTI-Transportation & Logistics Fund	Equity	Very High	24.99%	0	₹3,487.35
UTI-Low Duration Fund	Debt	Moderately Low	6.65%	2	₹2,246.22
UTI Multi Asset Allocation Fund	Hybrid	Very High	14.47%	3	₹6,379.46
UTI Dividend Yield Fund	Equity	Very High	11.72%	0	₹3,497.16
UTI-Retirement Fund	Solution Oriented	High	6.04%	0	₹4,475.57
UTI-Overnight Fund	Debt	Low	5.46%	3	₹2,972.77
UTI-India Consumer Fund	Equity	Very High	4.93%	1	₹609.19
UTI-Unit Linked Insurance Plan	Hybrid	Moderately High	2.55%	0	₹4,761.79
UTI-Arbitrage Fund	Hybrid	Low	6.65%	3	₹10,499.51
UTI-Annual Interval Fund - I	Debt	Moderately Low	5.48%	0	₹21.77
UTI-Banking & PSU Fund	Debt	Moderate	6.65%	3	₹1,116.17
UTI-Medium Duration Fund	Debt	Moderate	4.94%	2	₹36.50
UTI-Nifty Next 50 Index Fund	Other	Very High	12.25%	2	₹5,550.76
UTI-Corporate Bond Fund	Debt	Moderate	5.78%	3	₹5,037.41
UTI-Equity Savings Fund	Hybrid	Moderate	8.18%	4	₹788.05
UTI-Floater Fund	Debt	Moderately Low	6.53%	3	₹1,515.91
UTI-Children's Equity Fund	Solution Oriented	Very High	5.99%	0	₹1,010.11
UTI-Children's Hybrid Fund	Solution Oriented	High	3.27%	0	₹4,186.38
UTI-Small Cap Fund	Equity	Very High	11.88%	3	₹4,163.68
UTI-Nifty200 Momentum 30 Index Fund	Other	Very High	16.37%	1	₹7,475.58
UTI-Focused Fund	Equity	Very High	7.81%	3	₹2,213.67
UTI-BSE Sensex Index Fund	Other	Very High	6%	2	₹183.79
UTI-BSE Low Volatility Index Fund	Other	Very High	4.18%	3	₹467.41
UTI-Nifty Midcap 150 Quality 50 Index Fund	Other	Very High	9.68%	1	₹210.78
UTI-Gilt Fund with 10yr Constant Duration	Debt	Moderate	2.92%	0	₹127.15
UTI-Gold ETF Fund of Fund	Other	High	65.25%	5	₹1,253.31
UTI-CRISIL SDL Maturity April 2033 Index Fund	Other	Moderate	3.42%	0	₹298.35
UTI-CRISIL SDL Maturity June 2027 Index Fund	Other	Moderate	6.76%	0	₹65.74
UTI-Nifty SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund	Other	Moderate	6.28%	0	₹171.30
UTI-Nifty SDL Plus AAA PSU Bond Apr 2028 75:25 Index Fund	Other	Moderate	6.13%	0	₹34.21
UTI-Long Duration Fund	Debt	Moderate	-1.6%	0	₹71.13
UTI-Silver ETF Fund of Fund	Other	Very High	154.22%	0	₹565.77
UTI-Nifty 500 Value 50 Index Fund	Other	Very High	29.83%	0	₹614.94
UTI-Nifty50 Equal Weight Index Fund	Other	Very High	14.43%	0	₹120.35
UTI-BSE Housing Index Fund	Other	Very High	1.59%	0	₹21.31
UTI-Balanced Advantage Fund	Hybrid	Very High	6.52%	0	₹2,877.65
UTI-Innovation Fund	Equity	Very High	0.85%	0	₹624.49
UTI-Nifty200 Quality 30 Index Fund	Other	Very High	7.53%	0	₹534.42
UTI-Nifty Private Bank Index Fund	Other	Very High	7.05%	0	₹189.95
UTI-Nifty Alpha Low-Volatility 30 Index Fund	Other	Very High	5.38%	0	₹69.59
UTI-Nifty Midcap 150 Index Fund	Other	Very High	16.68%	0	₹57.68
UTI-Quant Fund	Equity	Very High	9.96%	0	₹1,487.60
UTI-Nifty India Manufacturing Index Fund	Other	Very High	24.28%	0	₹24.64
UTI-Nifty Midsmallcap 400 Momentum Quality 100 Index Fund	Other	Very High	15.28%	0	₹89.33
UTI-Income Plus Arbitrage Active Fund of Fund	Other	Moderate	6.05%	0	₹186.38
UTI Multi Cap Fund	Equity	Very High	0%	0	₹1,699.88
UTI-Nifty500 Shariah Index Fund	Other	Very High	0%	0	₹65.07

News

UTI Mutual Fund announces IDCW Income Distribution cum Capital Withdrawal (IDCW) under its scheme
UTI Mutual Fund has announced 02 April 2026 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) in the following scheme. The proposed IDCW on the face value of Rs 10 per unit will be:
UTI-Conservative Hybrid Fund ' Regular Plan ' IDCW Option: Rs 0.80 per unit.
UTI-Conservative Hybrid Fund ' Direct Plan ' IDCW Option: Rs 0.80 per unit
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UTI Mutual Fund announces Appointment of Key Personnel
UTI Mutual Fund has announced that Mr. Ashish Shriram Thavkar has been designated as Vice President (Fund Manager & Research Analyst) has been identified as Key Personnel of UTI AMC, with effect from March 23, 2026.
Details of Mr. Ashish Shriram Thavkar
Age: 46 years
Designation: Vice President (Fund Manager & Research Analyst)
Qualification: B.E, MBA (Finance) .
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UTI Fixed Term Income Fund - Series XXXV ' I Merger into UTI Corporate Bond Fund
UTI Mutual Fund has approved the merger of UTI Fixed Term Income Fund - Series XXXV ' I Merger into UTI Corporate Bond Fund, with effect from 22 April 2026. and UTI Nifty SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund into UTI Floater Fund with effect from 30 April 2026.
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Fund House Details & Investment Objective

Date of Incorporation

March 31, 2003

Total AUM (Cr)

₹2559.02

UTI-Master Equity Plan Unit Scheme is an ELSS-oriented fund from the renowned AMC, UTI Mutual Fund. Launched in March 31, 2003, this fund is managed by Karthikraj Lakshmanan. With assets under management (AUM) worth ₹2,559.02 (Cr), as of April 13, 2026, UTI-Master Equity Plan Unit Scheme is categorized as a ELSS within its segment. The fund has generated a return of 15.79% since its launch.
The current NAV of UTI-Master Equity Plan Unit Scheme is ₹215.84, as on April 13, 2026. The fund's benchmark index is BSE 100 TRI. You can invest in UTI-Master Equity Plan Unit Scheme via both lumpsum and SIP modes. The minimum SIP amount in the fund is - while the minimum lumpsum investment is ₹500.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 11.47% and 10.22% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 94.95% in Equity, 0.40% in Debt and 4.67% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 27.03% in Banks, 11.44% in IT-Software, 5.62% in Retailing, 5.61% in Petroleum Products, 5.42% in Consumer Durables

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