Mutual Funds
AMC
UTI-BSE Housing Index Fund - Direct (G)

UTI-BSE Housing Index Fund - Direct (G)

NAV
13.37(-0.16%)
Fund Size (CR)
₹24.73
Expense Ratio
0.59
Scheme Type
Passive Fund
Value Research

Min. investment
₹1,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹500
Minimum Withdrawal
₹1,000
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0%
Return Since Launch
11.68%

Absolute Return: -11.29%

Annualized Return: 0%

1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment

Basic Details

Scheme Manager

Sharwan Kumar Goyal

Bench Mark

BSE Housing TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	21 January 2026	9968.08	-0.32%	-	0.86%	1160/1235
1 Month	26 December 2025	9410.10	-5.90%	-	-1.62%	1142/1224
3 Month	28 October 2025	8965.80	-10.34%	-	-1.35%	1170/1201
6 Month	28 July 2025	9092.26	-9.08%	-	1.87%	1115/1153
1 Year	28 January 2025	9907.32	-0.93%	-0.93%	9.25%	929/984
3 Year	-	-	-	-	-	-/-
5 Year	-	-	-	-	-	-/-
Since Inception	7 June 2023	13394.90	33.95%	11.68%	7.72%	356/1235

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	3 February 2025	1,20,000	112806.38	-5.99%	-5.99%
3 Year	3 July 2023	3,10,000	306668.58	-1.07%	-0.36%
5 Year	-	-	-	-	-
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Minimum value allowed is 500

Expected Returns Rate (%)

Minimum value allowed is 1

Time Period (in Years)

Minimum value allowed is 1

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

4.80%

Standard Deviation

1.11%

Beta

0.55%

Sharpe Ratio

-0.04%

Treynor's Ratio

2.49%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
Polycab India	5.21%	1690	1.29	Equity	Cables
Phoenix Mills	5.21%	6954	1.29	Equity	Realty
Ambuja Cements	5.12%	22773	1.27	Equity	Cement
UltraTech Cem.	5.08%	1066	1.26	Equity	Cement
Grasim Inds	5.02%	4391	1.24	Equity	Textiles
Shree Cement	5.00%	466	1.24	Equity	Cement
Havells India	5.00%	8674	1.24	Equity	Consumer Durables
DLF	4.90%	17619	1.21	Equity	Realty
Voltas	4.88%	8873	1.21	Equity	Consumer Durables
Asian Paints	4.82%	4301	1.19	Equity	Paints/Varnish

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
UTI-BSE Housing Index Fund - Direct (G)	24.73	-5.90%	-10.34%	-9.08%	-0.93%	-
Motilal Oswal Nifty MidSmall Financial Services Index Fund-Dir (G)	80.66	0.72%	4.89%	14.90%	41.94%	-
Motilal Oswal Nifty Capital Market Index Fund-Dir (G)	327.42	0.47%	1.10%	7.38%	40.79%	-
Tata Nifty Capital Markets Index Fund-Dir (G)	456.54	0.42%	0.99%	7.25%	40.45%	-
Tata Nifty Capital Markets Index Fund-Dir (IDCW) RI	456.54	0.42%	0.99%	7.25%	40.45%	-
Tata Nifty Capital Markets Index Fund-Dir (IDCW)	456.54	0.42%	0.99%	7.25%	40.45%	-

List of Schemes under UTI Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
UTI-Banking and Financial Services Fund	Equity	Very High	24.42%	3	₹1,382.02
UTI Multi Asset Allocation Fund	Hybrid	Very High	17.25%	3	₹6,719.75
UTI-CRISIL SDL Maturity April 2033 Index Fund	Other	Moderate	5.43%	0	₹321.11
UTI-Credit Risk Fund	Debt	Moderately High	7.6%	3	₹260.05
UTI-Silver ETF Fund of Fund	Other	Very High	278.5%	0	₹493.75
UTI-Overnight Fund	Debt	Low	5.72%	3	₹5,532.95
UTI-Retirement Fund	Solution Oriented	High	7.68%	0	₹4,788.53
UTI-Children's Hybrid Fund	Solution Oriented	High	5.6%	0	₹4,525.33
UTI-Nifty Midcap 150 Index Fund	Other	Very High	12.89%	0	₹62.18
UTI-Mid Cap Fund	Equity	Very High	7.79%	2	₹11,956.07
UTI-Nifty Private Bank Index Fund	Other	Very High	18.35%	0	₹228.22
UTI-Conservative Hybrid Fund	Hybrid	Moderately High	6.42%	3	₹1,703.12
UTI-Gilt Fund with 10yr Constant Duration	Debt	Moderate	5.93%	0	₹137.85
UTI-Aggressive Hybrid Fund	Hybrid	Very High	9.72%	4	₹6,757.91
UTI-Arbitrage Fund	Hybrid	Low	6.96%	3	₹10,464.65
UTI-Transportation & Logistics Fund	Equity	Very High	21.05%	0	₹4,083.94
UTI-Nifty Midcap 150 Quality 50 Index Fund	Other	Very High	4.86%	1	₹245.93
UTI-BSE Low Volatility Index Fund	Other	Very High	7.9%	3	₹569.57
UTI-Large Cap Fund	Equity	Very High	9.55%	3	₹13,321.57
UTI-Healthcare Fund	Equity	Very High	4.71%	4	₹1,101.63
UTI-Nifty200 Quality 30 Index Fund	Other	Very High	9.03%	0	₹658.74
UTI-Nifty SDL Plus AAA PSU Bond Apr 2028 75:25 Index Fund	Other	Moderate	7.54%	0	₹34.36
UTI-BSE Housing Index Fund	Other	Very High	-0.93%	0	₹24.73
UTI-Nifty200 Momentum 30 Index Fund	Other	Very High	6.72%	1	₹8,683.06
UTI-CRISIL SDL Maturity June 2027 Index Fund	Other	Moderate	7.61%	0	₹72.44
UTI-Nifty 50 Index Fund	Other	Very High	11.52%	3	₹26,947.15
UTI-Corporate Bond Fund	Debt	Moderate	7.25%	3	₹5,409.36
UTI-MNC Fund	Equity	Very High	7.69%	0	₹2,856.33
UTI-Nifty 500 Value 50 Index Fund	Other	Very High	28.36%	0	₹560.05
UTI-Nifty50 Equal Weight Index Fund	Other	Very High	15.39%	0	₹122.19
UTI-Gilt Fund	Debt	Moderate	4.46%	3	₹543.85
UTI-Low Duration Fund	Debt	Moderately Low	7.27%	2	₹3,145.17
UTI-Equity Savings Fund	Hybrid	Moderate	9.64%	4	₹809.60
UTI-Banking & PSU Fund	Debt	Moderate	7.5%	3	₹1,014.27
UTI-Annual Interval Fund - I	Debt	Moderately Low	5.87%	0	₹21.65
UTI-Long Duration Fund	Debt	Moderate	1.31%	0	₹100.37
UTI-Gold ETF Fund of Fund	Other	High	102.11%	5	₹848.36
UTI-Unit Linked Insurance Plan	Hybrid	Moderately High	5.27%	0	₹5,212.13
UTI-Innovation Fund	Equity	Very High	-0.84%	0	₹829.34
UTI-Balanced Advantage Fund	Hybrid	Very High	9.51%	0	₹3,203.37
UTI-Focused Fund	Equity	Very High	9.03%	3	₹2,610.46
UTI-Medium to Long Duration Fund	Debt	Moderate	4.93%	3	₹308.85
UTI-Nifty Midsmallcap 400 Momentum Quality 100 Index Fund	Other	Very High	0%	0	₹95.70
UTI-Money Market Fund	Debt	Moderate	7.28%	3	₹19,815.88
UTI Dividend Yield Fund	Equity	Very High	10.84%	0	₹3,945.70
UTI-Children's Equity Fund	Solution Oriented	Very High	7.63%	0	₹1,175.78
UTI-Income Plus Arbitrage Active Fund of Fund	Other	Moderate	0%	0	₹250.51
UTI-Children's Equity Fund	Solution Oriented	Very High	7.63%	0	₹1,175.78
UTI-Value Fund	Equity	Very High	10.77%	3	₹10,150.97
UTI-Flexi Cap Fund	Equity	Very High	3.53%	1	₹24,902.62
UTI-ELSS Tax Saver Fund	Equity	Very High	8.87%	2	₹3,761.85
UTI-Ultra Short Duration Fund	Debt	Moderate	7.04%	3	₹4,538.53
UTI-Short Duration Fund	Debt	Moderate	7.15%	3	₹3,176.21
UTI-Floater Fund	Debt	Moderately Low	7.06%	3	₹1,576.34
UTI-Quant Fund	Equity	Very High	8.51%	0	₹1,851.04
UTI Multi Cap Fund	Equity	Very High	0%	0	₹1,864.46
UTI-Infrastructure Fund	Equity	Very High	7.95%	2	₹2,170.69
UTI-BSE Sensex Index Fund	Other	Very High	9.57%	2	₹213.24
UTI-Liquid Fund	Debt	Moderate	6.48%	3	₹26,870.49
UTI-Medium Duration Fund	Debt	Moderate	6.45%	2	₹39.15
UTI-Nifty Alpha Low-Volatility 30 Index Fund	Other	Very High	4.07%	0	₹76.57
UTI-Large & Mid Cap Fund	Equity	Very High	13.92%	4	₹5,635.04
UTI-Nifty Next 50 Index Fund	Other	Very High	12.61%	2	₹6,069.51
UTI-Nifty India Manufacturing Index Fund	Other	Very High	0%	0	₹26.70
UTI-Dynamic Bond Fund	Debt	Moderately Low	6.03%	3	₹431.40
UTI-India Consumer Fund	Equity	Very High	4.75%	1	₹737.41
UTI-Small Cap Fund	Equity	Very High	3.23%	3	₹4,736.67
UTI-Nifty SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund	Other	Moderate	7.05%	0	₹170.58

News

UTI MF announces change in benchmark under its scheme

UTI Mutual Fund has announced change in the benchmark of UTI Multi Asset Allocation Fund . with effect from, February 28, 2026

Change in name of Benchmark of UTI Multi Asset Allocation Fund

Scheme Name	Existing Benchmark	Revised Benchmark
UTI Multi Asset Allocation Fund	65% BSE 200 TRI, 25% CRISIL Composite Bond Index, 10% Prices of Gold	65% BSE 200 TRI + 25% CRISIL Composite Bond Index + 7% Domestic Price of Gold + 2% Domestic Price of Silver + 1% iCOMDEX Composite Index

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UTI MF announces Income Distribution cum Capital Withdrawal (IDCW) under its scheme
UTI Mutual Fund has announced 16 January 2026 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) option under the following scheme. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
UTI-Multi Asset Allocation Fund:
Regular Plan ' IDCW: 2.55
Direct Plan ' IDCW: 2.55
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UTI Mutual Fund announces change in fund manager under its schemes

UTI Mutual Fund has announced change in fund manager under the following schemes, With effect from 12 January 2026.

Change in Fund Manager:

Scheme Name	Existing Fund Managers	New Fund Managers
UTI Banking & Financial Services Fund	Mr. Amit Premchandani - Fund Manager	Mr. Amit Premchandani - Fund Manager Mr. Bhavesh Kanani - Fund Manager
UTI Flexi Cap Fund	Mr. Ajay Tyagi - Fund Manager Mr. Ravi Gupta - Assistant Fund Manager Mr Kamal Gada - Assistant Fund Manager	Mr. Ajay Tyagi - Fund Manager Mr Kamal Gada - Co-Fund Manager Mr. Akash Shah - Assistant Fund Manager
UTI- Unit Linked Insurance Plan	Mr. Sunil Patil - Fund Manager (Debt Portion) Mr. Anurag Mittal - Fund Manager (Debt Portion) Mr. Ajay Tyagi - Fund Manager (Equity Portion) Mr. Ravi Gupta - Assistant Fund Manager (Equity Portion) Mr. Kamal Gada - Assistant Fund Manager (Equity Portion)	Mr. Sunil Patil - Fund Manager (Debt Portion) Mr. Anurag Mittal - Fund Manager (Debt Portion) Mr. Ajay Tyagi - Fund Manager (Equity Portion) Mr. Kamal Gada - Co-Fund Manager (Equity Portion) Mr. Akash Shah - Assistant Fund Manager (Equity Portion)

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Fund House Details & Investment Objective

Date of Incorporation

22 May 2023

Total AUM (Cr)

₹24.73

UTI-BSE Housing Index Fund - Direct (G) is an Index Fund-oriented fund from the renowned AMC, UTI Mutual Fund. Launched in 22 May 2023, this fund is managed by Sharwan Kumar Goyal. With assets under management (AUM) worth ₹24.73 (Cr), as of 29 January 2026, UTI-BSE Housing Index Fund - Direct (G) is categorized as a Index Fund within its segment. The fund has generated a return of 11.68% since its launch.
The current NAV of UTI-BSE Housing Index Fund - Direct (G) is ₹13.37, as on 29 January 2026. The fund's benchmark index is BSE Housing TRI. You can invest in UTI-BSE Housing Index Fund - Direct (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹1,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated undefined% and undefined% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 99.68% in Equity, 0.32% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 27.84% in Cement & Cement Products, 27.54% in Realty, 24.85% in Consumer Durables, 15.49% in Industrial Products, 4.14% in Finance