UTI-Unit Linked Insurance Plan

Dynamic Asset Allocation or Balanced Advantage

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NAV
39.53(-1.06%)
Fund Size (CR)
₹5,034.81
Expense Ratio
1.68
Scheme Type
Active Fund
Value Research
-

Min. investment
₹15,000
Minimum Additional Investment
₹0
Minimum SIP Investment
₹500
Minimum Withdrawal
₹1
Exit Load
0%
Return Since Launch
10.12%

Absolute Return: -6.11%

Annualized Return: 0%

Basic Details

Scheme Manager

Anurag Mittal

Bench Mark

Nifty 50 Hybrid Composite Debt 50:50 Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	March 20, 2026	9920.40	-0.80%	-	-0.82%	69/151
1 Month	February 27, 2026	9589.66	-4.10%	-	-5.38%	16/151
3 Month	December 26, 2025	9381.15	-6.19%	-	-6.71%	60/147
6 Month	September 26, 2025	9449.18	-5.51%	-	-3.83%	117/147
1 Year	March 27, 2025	9815.18	-1.85%	-1.85%	0.76%	125/147
3 Year	March 27, 2023	12459.74	24.60%	7.60%	11.06%	111/117
5 Year	March 26, 2021	13549.88	35.50%	6.26%	9.19%	83/91
Since Inception	October 1, 1971	1919710.60	19097.11%	10.12%	8.27%	45/151

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	April 1, 2025	1,20,000	5521729.33	4501.44%	4501.44%
3 Year	April 3, 2023	3,60,000	18101328.40	4928.15%	269.09%
5 Year	April 1, 2021	6,00,000	32549349.48	5324.89%	122.27%
10 Year	April 1, 2016	12,00,000	80491985.86	6607.67%	52.29%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

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Monthly Investment (₹)

Minimum value allowed is 500

Expected Returns Rate (%)

Minimum value allowed is 1

Time Period (in Years)

Minimum value allowed is 1

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Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

1.55%

Standard Deviation

0.44%

Beta

0.62%

Sharpe Ratio

-0.01%

Treynor's Ratio

0.58%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
Bajaj Finance	2.73%	1380000	137.43	Equity	Finance
ICICI Bank	2.70%	985000	135.82	Equity	Banks
HDFC Bank	2.44%	1384167	122.88	Equity	Banks
Eternal	2.11%	4315000	106.28	Equity	E-Commerce/App based Aggregator
Kotak Mah. Bank	1.56%	1895000	78.68	Equity	Banks
Titan Company	1.55%	180000	77.89	Equity	Diamond, Gems and Jewellery
Info Edg.(India)	1.29%	630000	64.86	Equity	E-Commerce/App based Aggregator
Avenue Super.	1.28%	168000	64.64	Equity	Retail
Persistent Syste	1.18%	125500	59.40	Equity	IT - Software
Bharti Airtel	1.17%	313100	58.84	Equity	Telecom-Service

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Unifi Dynamic Asset Allocation Fund - Direct (G)	1153.96	0.18%	1.64%	3.68%	7.82%	-
Bank of India Balanced Advantage Fund - Direct (G)	147.86	-3.28%	-3.35%	1.65%	6.74%	12.40%
Bank of India Balanced Advantage Fund - Direct (IDCW)	147.86	-3.28%	-3.36%	1.63%	6.69%	12.33%
ICICI Pru Balanced Advantage Fund - Dir (IDCW-M)	71150.75	-5.34%	-5.86%	-2.29%	5.47%	12.72%
ICICI Pru Balanced Advantage Fund - Dir (IDCW)	71150.75	-5.37%	-5.88%	-2.29%	5.47%	12.60%

List of Schemes under UTI Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
UTI-Aggressive Hybrid Fund	Hybrid	Very High	0.94%	4	₹6,663.35
UTI-Banking and Financial Services Fund	Equity	Very High	2.26%	3	₹1,425.24
UTI-Medium to Long Duration Fund	Debt	Moderate	3.16%	3	₹302.97
UTI-Children's Equity Fund	Solution Oriented	Very High	-3.69%	0	₹1,134.87
UTI-Credit Risk Fund	Debt	Moderately High	6.97%	3	₹253.09
UTI-Dynamic Bond Fund	Debt	Moderately Low	5.07%	3	₹426.88
UTI-Flexi Cap Fund	Equity	Very High	-8.51%	1	₹22,885.66
UTI-ELSS Tax Saver Fund	Equity	Very High	-2.75%	2	₹3,601.51
UTI-Ultra Short Duration Fund	Debt	Moderate	6.74%	3	₹3,560.17
UTI-Gilt Fund	Debt	Moderate	3.45%	3	₹527.71
UTI-Infrastructure Fund	Equity	Very High	-1.08%	2	₹2,159.73
UTI-Liquid Fund	Debt	Moderate	6.31%	3	₹29,093.21
UTI-Large Cap Fund	Equity	Very High	-3.5%	3	₹12,658.21
UTI-Mid Cap Fund	Equity	Very High	1.96%	2	₹11,734.39
UTI-Conservative Hybrid Fund	Hybrid	Moderately High	1.89%	3	₹1,685.93
UTI-MNC Fund	Equity	Very High	0.58%	0	₹2,723.74
UTI-Money Market Fund	Debt	Moderate	6.81%	3	₹17,285.35
UTI-Nifty 50 Index Fund	Other	Very High	-2.38%	3	₹26,681.34
UTI-Value Fund	Equity	Very High	-1.86%	3	₹9,787.26
UTI-Healthcare Fund	Equity	Very High	3.98%	4	₹1,106.71
UTI-Short Duration Fund	Debt	Moderate	6.14%	3	₹2,977.74
UTI-Large & Mid Cap Fund	Equity	Very High	3.09%	4	₹5,723.94
UTI-Transportation & Logistics Fund	Equity	Very High	11.21%	0	₹4,046.80
UTI-Low Duration Fund	Debt	Moderately Low	6.79%	2	₹2,344.41
UTI Multi Asset Allocation Fund	Hybrid	Very High	5.82%	3	₹6,944.45
UTI Dividend Yield Fund	Equity	Very High	0.8%	0	₹3,879.68
UTI-Retirement Fund	Solution Oriented	High	2.06%	0	₹4,732.16
UTI-Overnight Fund	Debt	Low	5.49%	3	₹4,437.23
UTI-India Consumer Fund	Equity	Very High	-2.75%	1	₹689.90
UTI-Unit Linked Insurance Plan	Hybrid	Moderately High	-1.23%	0	₹5,034.81
UTI-Arbitrage Fund	Hybrid	Low	6.92%	3	₹11,070.15
UTI-Annual Interval Fund - I	Debt	Moderately Low	5.58%	0	₹21.72
UTI-Banking & PSU Fund	Debt	Moderate	6.84%	3	₹1,107.40
UTI-Medium Duration Fund	Debt	Moderate	5.24%	2	₹38.50
UTI-Nifty Next 50 Index Fund	Other	Very High	-1.55%	2	₹6,245.96
UTI-Corporate Bond Fund	Debt	Moderate	6%	3	₹5,347.44
UTI-Equity Savings Fund	Hybrid	Moderate	4.61%	4	₹835.41
UTI-Floater Fund	Debt	Moderately Low	6.68%	3	₹1,554.08
UTI-Children's Equity Fund	Solution Oriented	Very High	-3.69%	0	₹1,134.87
UTI-Children's Hybrid Fund	Solution Oriented	High	-0.32%	0	₹4,442.48
UTI-Small Cap Fund	Equity	Very High	-1.37%	3	₹4,546.63
UTI-Nifty200 Momentum 30 Index Fund	Other	Very High	-1.37%	1	₹8,711.89
UTI-Focused Fund	Equity	Very High	-2.57%	3	₹2,510.57
UTI-BSE Sensex Index Fund	Other	Very High	-4.29%	2	₹202.84
UTI-BSE Low Volatility Index Fund	Other	Very High	-1.35%	3	₹531.61
UTI-Nifty Midcap 150 Quality 50 Index Fund	Other	Very High	-3.01%	1	₹237.09
UTI-Gilt Fund with 10yr Constant Duration	Debt	Moderate	3.68%	0	₹131.77
UTI-Gold ETF Fund of Fund	Other	High	60.15%	5	₹1,322.21
UTI-CRISIL SDL Maturity April 2033 Index Fund	Other	Moderate	3.51%	0	₹325.08
UTI-CRISIL SDL Maturity June 2027 Index Fund	Other	Moderate	7.26%	0	₹65.84
UTI-Nifty SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund	Other	Moderate	6.59%	0	₹171.81
UTI-Nifty SDL Plus AAA PSU Bond Apr 2028 75:25 Index Fund	Other	Moderate	6.68%	0	₹34.47
UTI-Long Duration Fund	Debt	Moderate	-1.93%	0	₹96.58
UTI-Silver ETF Fund of Fund	Other	Very High	116.71%	0	₹650.22
UTI-Nifty 500 Value 50 Index Fund	Other	Very High	14.02%	0	₹642.45
UTI-Nifty50 Equal Weight Index Fund	Other	Very High	3.2%	0	₹127.51
UTI-BSE Housing Index Fund	Other	Very High	-9.9%	0	₹24.24
UTI-Balanced Advantage Fund	Hybrid	Very High	-0.1%	0	₹3,141.63
UTI-Innovation Fund	Equity	Very High	-10.98%	0	₹688.69
UTI-Nifty200 Quality 30 Index Fund	Other	Very High	-2.54%	0	₹621.12
UTI-Nifty Private Bank Index Fund	Other	Very High	-2.8%	0	₹224.28
UTI-Nifty Alpha Low-Volatility 30 Index Fund	Other	Very High	-2.15%	0	₹72.13
UTI-Nifty Midcap 150 Index Fund	Other	Very High	4.15%	0	₹62.66
UTI-Quant Fund	Equity	Very High	-1.69%	0	₹1,683.18
UTI-Nifty India Manufacturing Index Fund	Other	Very High	8.56%	0	₹27.37
UTI-Nifty Midsmallcap 400 Momentum Quality 100 Index Fund	Other	Very High	-0.17%	0	₹96.24
UTI-Income Plus Arbitrage Active Fund of Fund	Other	Moderate	0%	0	₹210.08
UTI Multi Cap Fund	Equity	Very High	0%	0	₹1,874.48
UTI-Nifty500 Shariah Index Fund	Other	Very High	0%	0	₹67.75

News

UTI Mutual Fund announces IDCW Income Distribution cum Capital Withdrawal (IDCW) under its scheme
UTI Mutual Fund has announced 02 April 2026 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) in the following scheme. The proposed IDCW on the face value of Rs 10 per unit will be:
UTI-Conservative Hybrid Fund ' Regular Plan ' IDCW Option: Rs 0.80 per unit.
UTI-Conservative Hybrid Fund ' Direct Plan ' IDCW Option: Rs 0.80 per unit
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UTI Mutual Fund announces Appointment of Key Personnel
UTI Mutual Fund has announced that Mr. Ashish Shriram Thavkar has been designated as Vice President (Fund Manager & Research Analyst) has been identified as Key Personnel of UTI AMC, with effect from March 23, 2026.
Details of Mr. Ashish Shriram Thavkar
Age: 46 years
Designation: Vice President (Fund Manager & Research Analyst)
Qualification: B.E, MBA (Finance) .
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UTI Fixed Term Income Fund - Series XXXV ' I Merger into UTI Corporate Bond Fund
UTI Mutual Fund has approved the merger of UTI Fixed Term Income Fund - Series XXXV ' I Merger into UTI Corporate Bond Fund, with effect from 22 April 2026. and UTI Nifty SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund into UTI Floater Fund with effect from 30 April 2026.
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Fund House Details & Investment Objective

Date of Incorporation

October 1, 1971

Total AUM (Cr)

₹5034.81

UTI-Unit Linked Insurance Plan is an Dynamic Asset Allocation or Balanced Advantage-oriented fund from the renowned AMC, UTI Mutual Fund. Launched in October 1, 1971, this fund is managed by Anurag Mittal. With assets under management (AUM) worth ₹5,034.81 (Cr), as of March 27, 2026, UTI-Unit Linked Insurance Plan is categorized as a Dynamic Asset Allocation or Balanced Advantage within its segment. The fund has generated a return of 10.12% since its launch.
The current NAV of UTI-Unit Linked Insurance Plan is ₹39.53, as on March 27, 2026. The fund's benchmark index is Nifty 50 Hybrid Composite Debt 50:50 Index. You can invest in UTI-Unit Linked Insurance Plan via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹15,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 7.60% and 6.26% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 37.62% in Equity, 59.34% in Debt and 3.03% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 57.80% in Debt, 7.04% in Banks, 6.20% in Retailing, 4.71% in IT-Software, 3.84% in Consumer Durables

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