Bank of India Money Market Fund - Regular (IDCW-M)

Money Market Fund

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NAV
10.12(0.08%)
Fund Size (CR)
₹427.06
Expense Ratio
0.56
Scheme Type
Active Fund
Value Research
-

Min. investment
₹5,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹1,000
Minimum Withdrawal
₹1,000
Exit Load
0%
Return Since Launch
6.72%

Absolute Return: -4.95%

Annualized Return: 0%

Basic Details

Scheme Manager

Mithraem Bharucha

Bench Mark

CRISIL Money Market A-I Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	April 6, 2026	10042.02	0.42%	-	0.37%	59/194
1 Month	March 13, 2026	10072.07	0.72%	-	0.74%	161/194
3 Month	January 13, 2026	10151.77	1.52%	-	1.56%	153/192
6 Month	October 13, 2025	10278.21	2.78%	-	2.89%	162/186
1 Year	April 11, 2025	10614.93	6.15%	6.15%	6.54%	158/186
3 Year	-	-	-	-	-	-/-
5 Year	-	-	-	-	-	-/-
Since Inception	February 4, 2025	10802.50	8.03%	6.72%	6.48%	110/194

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	May 2, 2025	1,20,000	125486.77	4.57%	4.57%
3 Year	-	-	-	-	-
5 Year	-	-	-	-	-
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

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Monthly Investment (₹)

Minimum value allowed is 500

Expected Returns Rate (%)

Minimum value allowed is 1

Time Period (in Years)

Minimum value allowed is 1

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Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

0.18%

Standard Deviation

0.03%

Beta

-1.09%

Sharpe Ratio

-4.41%

Treynor's Ratio

-0.47%

Jension's Alpha

Asset Allocation

Sector Allocation

There is no Sector Allocation data

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
There's no data available of Stock Holdings

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Bandhan Money Market Fund - Direct (IDCW-D)	13437.11	0.77%	1.93%	3.46%	8.75%	8.74%
SBI Savings Fund - Direct (IDCW-W)	34892.06	0.76%	1.61%	3.03%	8.72%	7.58%
DSP Savings Fund - Direct (IDCW-D)	8947.40	0.72%	1.59%	2.99%	8.07%	8.31%
Tata Money Market Fund - Direct (IDCW-D)	32382.40	0.76%	1.66%	3.15%	6.90%	7.64%
Bandhan Money Market Fund - Direct (Periodic)	13437.11	0.81%	1.70%	3.18%	6.88%	7.52%

List of Schemes under Bank of India Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
Bank of India Multi Cap Fund	Equity	Very High	15.3%	0	₹937.78
Bank of India Large Cap Fund	Equity	Very High	13.2%	3	₹188.17
Bank of India Large & Mid Cap Fund	Equity	Very High	13.03%	2	₹421.84
Bank of India Mid Cap Fund	Equity	Very High	0%	0	₹638.38
Bank of India Small Cap Fund	Equity	Very High	10.81%	3	₹1,770.44
Bank of India Manufacturing & Infrastructure Fund	Equity	Very High	23.43%	4	₹647.14
Bank of India Business Cycle Fund	Equity	Very High	5.21%	0	₹410.56
Bank of India Consumption Fund	Equity	Very High	7.25%	0	₹345.00
Bank of India Banking & Financial Services Fund	Equity	Very High	0%	0	₹251.13
Bank of India ELSS Tax Saver	Equity	Very High	10.61%	2	₹1,259.66
Bank of India Midcap Tax Fund - Series 1	Equity	Very High	16.71%	0	₹54.70
Bank of India Midcap Tax Fund - Series 2	Equity	Very High	12.95%	0	₹27.91
Bank of India Overnight Fund	Debt	Low	5.54%	5	₹36.67
Bank of India Liquid Fund	Debt	Moderately Low	6.36%	3	₹1,611.37
Bank of India Ultra Short Duration Fund	Debt	Moderate	6.57%	1	₹116.60
Bank of India Money Market Fund	Debt	Moderately Low	6.83%	0	₹427.06
Bank of India Short Term Income Fund	Debt	Moderately Low	5.79%	0	₹277.81
Bank of India Credit Risk Fund	Debt	Moderately High	11.51%	2	₹100.26
Bank of India Conservative Hybrid Fund	Hybrid	Moderate	6.1%	3	₹64.37
Bank of India Mid & Small Cap Equity & Debt Fund	Hybrid	Very High	13.38%	4	₹1,281.95
Bank of India Balanced Advantage Fund	Hybrid	Very High	12.34%	2	₹139.84
Bank of India Multi Asset Allocation Fund	Hybrid	Very High	15.41%	0	₹337.12
Bank of India Arbitrage Fund	Hybrid	Low	6.1%	1	₹44.79
Bank of India Flexi Cap Fund	Equity	Very High	15.29%	4	₹2,033.61

News

Bank of India Mutual Fund has announced change in the fundamental attributes of its Bank of India Multi Asset Allocation Fund.
Bank of India Mutual Fund has announced change in the fundamental attributes of its Bank of India Multi Asset Allocation Fund. These changes are effective from June 01, 2026.
The scheme seeks to seek long term capital growth by predominantly investing in equity and equity related securities, debt & money market instruments and Gold ETF/Silver ETF.
As per the updated asset allocation, the fund will now invest 10 - 80 per cent in Equity and equity related instruments, 10 ' 80 per cent in debt & money market instruments, 10 ' 50 per cent in Gold ETF/Silver ETF and 0 ' 10 per cent of its assets in units issued by INVITs.

Bank of India MF announces change in benchmark under its schemes

Bank of India Mutual Fund has announced a change in the benchmark of the Bank of India Multi Asset Allocation, with effect from June 01, 2026.

Change of Benchmark of Bank of India Multi Asset Allocation Fund

Scheme Names	Existing Benchmark	Revised Benchmark
Bank of India Multi Asset Allocation Fund	First Tier Benchmark: 37.50% of Nifty 500 TRI + 50% of Nifty Composite Debt Index + 12.50% of Domestic Prices of Gold	First Tier Benchmark: 40% of Nifty 500 TRI + 40% of Nifty Composite Debt Index + 15% of Domestic Prices of Gold + 5% of Domestic prices of Silver

Bank of India Mutual Fund announces Ceasation of Key Personnel
Bank of India Mutual Fund Announces Cessation of Key Personnel Ms. Beena More has ceased to be the Chief Human Resources Officer and a Key Personnel of Bank of India Investment Managers Private Limited (the AMC), with effect from the close of business hours on March 16, 2026.
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Fund House Details & Investment Objective

Date of Incorporation

January 28, 2025

Total AUM (Cr)

₹427.06

Bank of India Money Market Fund - Regular (IDCW-M) is an Money Market Fund-oriented fund from the renowned AMC, Bank of India Mutual Fund. Launched in January 28, 2025, this fund is managed by Mithraem Bharucha. With assets under management (AUM) worth ₹427.06 (Cr), as of April 15, 2026, Bank of India Money Market Fund - Regular (IDCW-M) is categorized as a Money Market Fund within its segment. The fund has generated a return of 6.72% since its launch.
The current NAV of Bank of India Money Market Fund - Regular (IDCW-M) is ₹10.12, as on April 15, 2026. The fund's benchmark index is CRISIL Money Market A-I Index. You can invest in Bank of India Money Market Fund - Regular (IDCW-M) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹1,000 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated undefined% and undefined% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 104.51% in Debt and -4.51% in cash and cash equivalents.

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