Bank of India Multi Asset Allocation Fund-Dir (G)

Multi Asset Allocation

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NAV
12.41(-0.03%)
Fund Size (CR)
₹357.47
Expense Ratio
0.89
Scheme Type
Active Fund
Value Research
-

Min. investment
₹5,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹1,000
Minimum Withdrawal
₹1,000
Exit Load
0%
Return Since Launch
10.78%

Absolute Return: 1.48%

Annualized Return: 0%

Basic Details

Scheme Manager

Mithraem Bharucha

Bench Mark

37.50% of Nifty 500 TRI + 50% of Nifty Composite Debt Index + 12.50% of Domestic Prices of Gold

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	March 31, 2026	10343.92	3.44%	-	3.29%	71/136
1 Month	March 6, 2026	9923.55	-0.76%	-	-1.67%	13/132
3 Month	January 8, 2026	10130.37	1.30%	-	-1.22%	13/132
6 Month	October 8, 2025	10416.94	4.17%	-	3.23%	54/124
1 Year	April 8, 2025	11660.40	16.60%	16.60%	18.82%	68/108
3 Year	-	-	-	-	-	-/-
5 Year	-	-	-	-	-	-/-
Since Inception	February 28, 2024	12409.70	24.10%	10.78%	12.27%	89/136

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	May 2, 2025	1,20,000	125706.29	4.76%	4.76%
3 Year	-	-	-	-	-
5 Year	-	-	-	-	-
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

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Monthly Investment (₹)

Minimum value allowed is 500

Expected Returns Rate (%)

Minimum value allowed is 1

Time Period (in Years)

Minimum value allowed is 1

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Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

2.41%

Standard Deviation

0.48%

Beta

0.24%

Sharpe Ratio

0.05%

Treynor's Ratio

5.43%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
SBI	2.03%	67617	7.08	Equity	Banks
ICICI Bank	1.78%	49335	6.19	Equity	Banks
Dr Reddy's Labs	1.49%	40000	5.17	Equity	Pharmaceuticals
HDFC Bank	1.48%	63000	5.15	Equity	Banks
Shriram Finance	1.44%	50000	5.02	Equity	Finance
Bharti Airtel	1.40%	27100	4.89	Equity	Telecom-Service
Tata Steel	1.32%	250000	4.59	Equity	Steel
Sky Gold & Diam.	1.12%	117000	3.91	Equity	Diamond, Gems and Jewellery
Fiem Industries	1.04%	17600	3.60	Equity	Auto Ancillaries
Quality Power El	0.99%	44500	3.46	Equity	Capital Goods - Electrical Equipment

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Bank of India Multi Asset Allocation Fund-Dir (G)	357.47	-0.76%	1.30%	4.17%	16.60%	-
Kotak Multi Asset Allocation Fund - Direct (G)	12784.39	-2.06%	-0.53%	7.02%	30.43%	-
Kotak Multi Asset Allocation Fund - Direct (IDCW)	12784.39	-2.06%	-0.54%	7.02%	30.42%	-
Quant Multi Asset Allocation Fund - Direct (G)	4925.89	-0.10%	1.33%	8.50%	27.62%	24.37%
Quant Multi Asset Allocation Fund - Direct (IDCW)	4925.89	-0.10%	1.33%	8.50%	27.62%	24.36%
HSBC Multi Asset Allocation Fund - Direct (G)	2783.12	-3.29%	-0.87%	1.41%	26.59%	-

List of Schemes under Bank of India Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
Bank of India Multi Cap Fund	Equity	Very High	17.04%	0	₹1,012.41
Bank of India Large Cap Fund	Equity	Very High	14.8%	3	₹211.62
Bank of India Large & Mid Cap Fund	Equity	Very High	15.48%	2	₹455.73
Bank of India Mid Cap Fund	Equity	Very High	0%	0	₹677.34
Bank of India Small Cap Fund	Equity	Very High	11.65%	3	₹1,903.70
Bank of India Manufacturing & Infrastructure Fund	Equity	Very High	25.18%	4	₹689.06
Bank of India Business Cycle Fund	Equity	Very High	6.19%	0	₹464.98
Bank of India Consumption Fund	Equity	Very High	9.57%	0	₹380.73
Bank of India Banking & Financial Services Fund	Equity	Very High	0%	0	₹286.20
Bank of India ELSS Tax Saver	Equity	Very High	11.47%	2	₹1,384.21
Bank of India Midcap Tax Fund - Series 1	Equity	Very High	17.92%	0	₹60.41
Bank of India Midcap Tax Fund - Series 2	Equity	Very High	14.84%	0	₹30.82
Bank of India Overnight Fund	Debt	Low	5.56%	5	₹36.67
Bank of India Liquid Fund	Debt	Moderately Low	6.32%	3	₹1,611.37
Bank of India Ultra Short Duration Fund	Debt	Moderate	6.5%	1	₹116.60
Bank of India Money Market Fund	Debt	Moderately Low	6.75%	0	₹427.06
Bank of India Short Term Income Fund	Debt	Moderately Low	5.7%	0	₹277.81
Bank of India Credit Risk Fund	Debt	Moderately High	11.55%	2	₹100.26
Bank of India Conservative Hybrid Fund	Hybrid	Moderate	6.17%	3	₹64.44
Bank of India Mid & Small Cap Equity & Debt Fund	Hybrid	Very High	14.82%	4	₹1,360.45
Bank of India Balanced Advantage Fund	Hybrid	Very High	14%	2	₹147.86
Bank of India Multi Asset Allocation Fund	Hybrid	Very High	16.6%	0	₹348.03
Bank of India Arbitrage Fund	Hybrid	Low	6.11%	1	₹49.11
Bank of India Flexi Cap Fund	Equity	Very High	16.5%	4	₹2,186.49

News

Bank of India Mutual Fund announces Ceasation of Key Personnel
Bank of India Mutual Fund Announces Cessation of Key Personnel Ms. Beena More has ceased to be the Chief Human Resources Officer and a Key Personnel of Bank of India Investment Managers Private Limited (the AMC), with effect from the close of business hours on March 16, 2026.
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Bank of India Mutual Fund announces change in Key Personnel
Bank of India Mutual Fund has announced that Mr. Arun Thukral has been appointed as an Independent Director with effect from February 11, 2026 ('Effective Date').
Details of Mr. Arun Thukral
Age: 62 years
Designation: Independent Director
Qualification: ' M.Com ' LLB ' MBA (Finance) ' IICA registered as Independent Director
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Fund House Details & Investment Objective

Date of Incorporation

February 7, 2024

Total AUM (Cr)

₹348.03

Bank of India Multi Asset Allocation Fund-Dir (G) is an Multi Asset Allocation-oriented fund from the renowned AMC, Bank of India Mutual Fund. Launched in February 7, 2024, this fund is managed by Mithraem Bharucha. With assets under management (AUM) worth ₹348.03 (Cr), as of April 9, 2026, Bank of India Multi Asset Allocation Fund-Dir (G) is categorized as a Multi Asset Allocation within its segment. The fund has generated a return of 10.78% since its launch.
The current NAV of Bank of India Multi Asset Allocation Fund-Dir (G) is ₹12.41, as on April 9, 2026. The fund's benchmark index is 37.50% of Nifty 500 TRI + 50% of Nifty Composite Debt Index + 12.50% of Domestic Prices of Gold. You can invest in Bank of India Multi Asset Allocation Fund-Dir (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹1,000 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated undefined% and undefined% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 34.92% in Equity, 48.77% in Debt and 16.31% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 43.95% in Debt, 17.02% in Others, 7.79% in Banks, 3.02% in IT-Software, 2.86% in Capital Markets

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