Bank of India Business Cycle Fund - Direct (G)

Sectoral / Thematic

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NAV
8.82(-1.34%)
Fund Size (CR)
₹463.92
Expense Ratio
1.01
Scheme Type
Active Fund
Value Research
-

Min. investment
₹5,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹1,000
Minimum Withdrawal
₹1
Exit Load
0%
Return Since Launch
-7.22%

Absolute Return: -5.06%

Annualized Return: 0%

Basic Details

Scheme Manager

Alok Singh

Bench Mark

Nifty 500 TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	20 February 2026	9911.31	-0.89%	-	-0.49%	587/987
1 Month	27 January 2026	10505.29	5.05%	-	2.74%	287/964
3 Month	27 November 2025	9541.09	-4.59%	-	-2.25%	682/944
6 Month	26 August 2025	9781.18	-2.19%	-	1.78%	655/916
1 Year	27 February 2025	11203.01	12.03%	12.03%	16.11%	564/848
3 Year	-	-	-	-	-	-/-
5 Year	-	-	-	-	-	-/-
Since Inception	30 August 2024	8940.00	-10.60%	-7.22%	11.01%	954/987

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	3 March 2025	1,30,000	128326.64	-1.29%	-1.29%
3 Year	-	-	-	-	-
5 Year	-	-	-	-	-
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Monthly Investment (₹)

Minimum value allowed is 500

Expected Returns Rate (%)

Minimum value allowed is 1

Time Period (in Years)

Minimum value allowed is 1

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Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

5.12%

Standard Deviation

1.07%

Beta

-0.62%

Sharpe Ratio

-0.01%

Treynor's Ratio

-7.26%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
SBI	7.45%	321000	34.58	Equity	Banks
ICICI Bank	4.99%	171000	23.17	Equity	Banks
HDFC Bank	4.81%	240000	22.30	Equity	Banks
NTPC	4.33%	564000	20.08	Equity	Power Generation & Distribution
Bharti Airtel	3.99%	94000	18.51	Equity	Telecom-Service
PB Fintech.	2.92%	82000	13.57	Equity	IT - Software
Sky Gold & Diam.	2.76%	421230	12.79	Equity	Diamond, Gems and Jewellery
Tata Motors	2.72%	275000	12.61	Equity	Automobile
Britannia Inds.	2.65%	21000	12.31	Equity	FMCG
Power Grid Corpn	2.61%	472919	12.13	Equity	Power Generation & Distribution

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Bank of India Business Cycle Fund - Direct (G)	463.92	5.05%	-4.59%	-2.19%	12.03%	-
Nippon India Taiwan Equity Fund - Direct (G)	448.04	17.96%	33.40%	53.02%	100.62%	45.69%
Nippon India Taiwan Equity Fund - Direct (IDCW)	448.04	17.96%	33.40%	53.02%	100.62%	45.69%
HDFC Defence Fund - Direct (G)	7793.88	8.24%	3.24%	8.83%	49.84%	-
HDFC Defence Fund - Direct (IDCW)	7793.88	8.24%	3.24%	8.83%	49.84%	-
Franklin Asian Equity Fund - Direct (G)	371.57	5.18%	16.09%	26.14%	40.83%	17.86%

List of Schemes under Bank of India Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
Bank of India Multi Cap Fund	Equity	Very High	21.18%	0	₹989.01
Bank of India Large Cap Fund	Equity	Very High	23.02%	3	₹206.75
Bank of India Large & Mid Cap Fund	Equity	Very High	20.49%	2	₹445.91
Bank of India Mid Cap Fund	Equity	Very High	0%	0	₹666.84
Bank of India Small Cap Fund	Equity	Very High	14.97%	3	₹1,829.19
Bank of India Manufacturing & Infrastructure Fund	Equity	Very High	28.69%	4	₹661.33
Bank of India Business Cycle Fund	Equity	Very High	12.03%	0	₹463.92
Bank of India Consumption Fund	Equity	Very High	15.2%	0	₹377.95
Bank of India ELSS Tax Saver	Equity	Very High	17.83%	2	₹1,373.70
Bank of India Midcap Tax Fund - Series 1	Equity	Very High	19.53%	0	₹58.79
Bank of India Midcap Tax Fund - Series 2	Equity	Very High	17.07%	0	₹30.61
Bank of India Overnight Fund	Debt	Low	5.68%	5	₹87.79
Bank of India Liquid Fund	Debt	Moderately Low	6.42%	3	₹1,679.40
Bank of India Ultra Short Duration Fund	Debt	Moderate	6.74%	1	₹166.35
Bank of India Money Market Fund	Debt	Moderately Low	7.32%	0	₹351.56
Bank of India Short Term Income Fund	Debt	Moderately Low	7.23%	0	₹281.96
Bank of India Credit Risk Fund	Debt	Moderately High	12.06%	2	₹106.15
Bank of India Conservative Hybrid Fund	Hybrid	Moderate	8.33%	3	₹64.94
Bank of India Mid & Small Cap Equity & Debt Fund	Hybrid	Very High	18.55%	4	₹1,329.20
Bank of India Balanced Advantage Fund	Hybrid	Very High	14.77%	2	₹143.75
Bank of India Multi Asset Allocation Fund	Hybrid	Very High	21.61%	0	₹352.35
Bank of India Arbitrage Fund	Hybrid	Low	6.32%	1	₹47.24
Bank of India Flexi Cap Fund	Equity	Very High	20.43%	4	₹2,167.16

News

Bank of India Mutual Fund announces change in Key Personnel
Bank of India Mutual Fund has announced that Mr. Arun Thukral has been appointed as an Independent Director with effect from February 11, 2026 ('Effective Date').
Details of Mr. Arun Thukral
Age: 62 years
Designation: Independent Director
Qualification: ' M.Com ' LLB ' MBA (Finance) ' IICA registered as Independent Director
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Bank of India Mutual Fund announces change in Key Personnel
Bank of India Mutual Fund Mr. Anand Padavale has been appointed as CISO and designed as Key Personnel of the Company with effect from December 09, 2025. Accordingly, the following details of Mr. Anand Padavale shall be added under section titled 'Information of Key Personnel' in Section II (F) of SAI:
Details of Mr. Anand Padavale
Age: 38 years
Designation: Chief Information Security Officer
Qualification: ' Bachelor of Computer Applications
' Diploma in Computer Engineering
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Bank of India Mutual Fund the cessation of key personnel
Bank of India Mutual Fund the cessation of key personnel Mr. Ashok Kumar Pathak has ceased to be the Associate Director from the Board of Bank of India Trustee Services Private Limited (Trustee Company) with effect from close of business hours of November 07, 2025.
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Fund House Details & Investment Objective

Date of Incorporation

9 August 2024

Total AUM (Cr)

₹463.92

Bank of India Business Cycle Fund - Direct (G) is an Sectoral / Thematic-oriented fund from the renowned AMC, Bank of India Mutual Fund. Launched in 9 August 2024, this fund is managed by Alok Singh. With assets under management (AUM) worth ₹463.92 (Cr), as of 2 March 2026, Bank of India Business Cycle Fund - Direct (G) is categorized as a Sectoral / Thematic within its segment. The fund has generated a return of -7.22% since its launch.
The current NAV of Bank of India Business Cycle Fund - Direct (G) is ₹8.82, as on 2 March 2026. The fund's benchmark index is Nifty 500 TRI. You can invest in Bank of India Business Cycle Fund - Direct (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹1,000 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated undefined% and undefined% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 93.33% in Equity, 0.05% in Debt and 6.62% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 17.94% in Banks, 11.03% in Power, 10.29% in Consumer Durables, 6.72% in Electrical Equipments, 4.93% in Pharmaceuticals & Biotech