Bank of India Overnight Fund Unclaimed IDCW Plan - upto 3 years
Overnight FundNAV
1279.92(0.01%)Fund Size (CR)
₹75.59Expense Ratio
0.08Scheme Type
Active FundValue Research
-
Min. investment
₹0Minimum Additional Investment
₹0Minimum SIP Investment
₹Minimum Withdrawal
₹1Exit Load
0%Return Since Launch
5.99%
Basic Details
Scheme Manager
Mithraem Bharucha
Bench Mark
CRISIL Liquid Overnight Index (AI)
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | 18 February 2026 | 10009.39 | 0.09% | - | 0.06% | 41/266 |
| 1 Month | 25 January 2026 | 10041.26 | 0.41% | - | 0.36% | 72/266 |
| 3 Month | 25 November 2025 | 10130.36 | 1.30% | - | 1.19% | 59/261 |
| 6 Month | 25 August 2025 | 10270.47 | 2.70% | - | 2.41% | 34/260 |
| 1 Year | 25 February 2025 | 10568.75 | 5.69% | 5.69% | 5.11% | 35/253 |
| 3 Year | 25 February 2023 | 12055.30 | 20.55% | 6.42% | 5.86% | 34/231 |
| 5 Year | - | - | - | - | - | -/- |
| Since Inception | 2 December 2021 | 12795.60 | 27.96% | 5.99% | 5.71% | 55/264 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | 1 March 2025 | 1,20,000 | 123464.97 | 2.89% | 2.89% |
| 3 Year | 1 March 2023 | 3,60,000 | 395054.56 | 9.74% | 3.15% |
| 5 Year | - | - | - | - | - |
| 10 Year | - | - | - | - | - |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Mutual Funds Calculator
Monthly Investment (₹)
Expected Returns Rate (%)
Time Period (in Years)
Invested Amount
₹25,000
Estimated Returns
₹19,059
76%
Returns
Future value of your investment
₹44,059
Risk Ratios
0.05%
Standard Deviation
0.00%
Beta
3.84%
Sharpe Ratio
3.77%
Treynor's Ratio
0.64%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| There's no data available of Stock Holdings | |||||
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| Bandhan Overnight Fund - Direct (IDCW-W) RI | 843.50 | 0.32% | 1.22% | 2.63% | 11.09% | 8.54% | |
| PGIM India Overnight Fund - Direct (IDCW-W) | 77.53 | 0.53% | 1.71% | 3.18% | 8.30% | 14.80% | |
| Groww Overnight Fund - Direct (IDCW-D) RI | 112.66 | 0.66% | 2.11% | 4.27% | 7.55% | 6.57% | |
| TRUSTMF Overnight Fund - Direct (IDCW-D) RI | 86.35 | 0.55% | 1.75% | 3.59% | 7.53% | 7.60% | |
| Aditya Birla SL Overnight Fund - Dir (IDCW-W)RI | 11214.74 | 2.07% | 2.88% | 4.28% | 7.25% | 6.89% |
List of Schemes under Bank of India Mutual Fund
News
Bank of India Mutual Fund announces change in Key Personnel
Bank of India Mutual Fund has announced that Mr. Arun Thukral has been appointed as an Independent Director with effect from February 11, 2026 ('Effective Date').Details of Mr. Arun Thukral
Age: 62 years
Designation: Independent Director
Qualification: ' M.Com ' LLB ' MBA (Finance) ' IICA registered as Independent Director
Powered by Capital Market - Live News
Bank of India Mutual Fund announces change in Key Personnel
Bank of India Mutual Fund Mr. Anand Padavale has been appointed as CISO and designed as Key Personnel of the Company with effect from December 09, 2025. Accordingly, the following details of Mr. Anand Padavale shall be added under section titled 'Information of Key Personnel' in Section II (F) of SAI:Details of Mr. Anand Padavale
Age: 38 years
Designation: Chief Information Security Officer
Qualification: ' Bachelor of Computer Applications
' Diploma in Computer EngineeringPowered by Capital Market - Live News
Bank of India Mutual Fund the cessation of key personnel
Bank of India Mutual Fund the cessation of key personnel Mr. Ashok Kumar Pathak has ceased to be the Associate Director from the Board of Bank of India Trustee Services Private Limited (Trustee Company) with effect from close of business hours of November 07, 2025.Powered by Capital Market - Live News
Fund House Details & Investment Objective
Date of Incorporation
1 December 2021
Total AUM (Cr)
₹87.79
Bank of India Overnight Fund Unclaimed IDCW Plan - upto 3 years is an Overnight Fund-oriented fund from the renowned AMC, Bank of India Mutual Fund. Launched in 1 December 2021, this fund is managed by Mithraem Bharucha. With assets under management (AUM) worth ₹87.79 (Cr), as of 26 February 2026, Bank of India Overnight Fund Unclaimed IDCW Plan - upto 3 years is categorized as a Overnight Fund within its segment. The fund has generated a return of 5.99% since its launch.
The current NAV of Bank of India Overnight Fund Unclaimed IDCW Plan - upto 3 years is ₹1,279.92, as on 26 February 2026. The fund's benchmark index is CRISIL Liquid Overnight Index (AI). You can invest in Bank of India Overnight Fund Unclaimed IDCW Plan - upto 3 years via both lumpsum and SIP modes. The minimum SIP amount in the fund is - while the minimum lumpsum investment is -.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 6.42% and undefined% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 99.25% in Debt and 0.75% in cash and cash equivalents.