Bank of India Overnight Fund Unclaimed IDCW Plan - upto 3 years
Overnight FundNAV
1261.06(0.01%)Fund Size (CR)
₹54.06Expense Ratio
0.1Scheme Type
Active FundValue Research
-
Min. investment
₹0Minimum Additional Investment
₹0Minimum SIP Investment
₹undefinedMinimum Withdrawal
₹1Exit Load
0%Return Since Launch
6.04%
- 3M
- 6M
- 1Y
- 3Y
- All
Basic Details
Scheme Manager
Mithraem Bharucha
Bench Mark
CRISIL Liquid Overnight Index (AI)
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | 5 November 2025 | 10010.01 | 0.10% | - | 0.08% | 29/260 |
| 1 Month | 12 October 2025 | 10046.62 | 0.47% | - | 0.41% | 21/260 |
| 3 Month | 12 August 2025 | 10138.71 | 1.39% | - | 1.20% | 22/260 |
| 6 Month | 12 May 2025 | 10280.05 | 2.80% | - | 2.50% | 28/255 |
| 1 Year | 12 November 2024 | 10610.16 | 6.10% | 6.10% | 5.43% | 22/251 |
| 3 Year | 12 November 2022 | 12090.68 | 20.91% | 6.53% | 5.78% | 26/224 |
| 5 Year | - | - | - | - | - | -/- |
| Since Inception | 2 December 2021 | 12606.88 | 26.07% | 6.04% | 5.79% | 55/260 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | 1 December 2024 | 1,20,000 | 123407.65 | 2.84% | 2.84% |
| 3 Year | 1 December 2022 | 3,60,000 | 395421.48 | 9.84% | 3.18% |
| 5 Year | - | - | - | - | - |
| 10 Year | - | - | - | - | - |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Mutual Funds Calculator
- Investment type
- Scheme based
- SIP
- Lumpsum
Invested Amount
₹25,000
Estimated Returns
₹19,059
76%
Returns
Future value of your investment
₹44,059
Risk Ratios
0.04%
Standard Deviation
0.00%
Beta
4.14%
Sharpe Ratio
22.63%
Treynor's Ratio
0.62%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| There's no data available of Stock Holdings | |||||
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| Bandhan Overnight Fund - Direct (IDCW-W) RI | 1348.49 | 0.47% | 1.41% | 8.29% | 12.59% | 8.62% | |
| PGIM India Overnight Fund - Direct (IDCW-W) | 105.25 | 0.45% | 1.35% | 2.89% | 9.92% | 9.50% | |
| TRUSTMF Overnight Fund - Direct (IDCW-D) RI | 167.32 | 0.56% | 1.79% | 3.68% | 7.82% | 7.51% | |
| Bandhan Overnight Fund - Direct (IDCW-D) RI | 1348.49 | 0.56% | 1.71% | 3.35% | 7.68% | 8.08% | |
| Bank of India Overnight Fund - Direct (IDCW-M) | 54.06 | 0.47% | 1.39% | 2.81% | 6.72% | 6.12% |
List of Schemes under Bank of India Mutual Fund
News
Bank of India Mutual Fund the cessation of key personnel
Bank of India Mutual Fund the cessation of key personnel Mr. Ashok Kumar Pathak has ceased to be the Associate Director from the Board of Bank of India Trustee Services Private Limited ('Trustee Company') with effect from close of business hours of November 07, 2025. Accordingly, the details of Mr. Ashok Kumar Pathak stands deleted under the section titled 'Details of Trustee Directors' in Section I (C) (b) of Statement of Additional Information ('SAI') of the Fund.Powered by Capital Market - Live News
Bank of India Mutual Fund announces change in Key Personnel
Bank of India Mutual Fund has announced the Mr. Mukesh Sharma has been appointed as an Associate Director on the Board of the Trustee Company with effect from November 07, 2025.Details of Mr. Mukesh Sharma
Age: 55 years
Designation: Associate Director
Qualification: ' Bachelor of Arts
' Certified Associate of Indian to Institute of Bankers (CAIIB)
' IDRBT- Certification Program in IT and Cyber Security for Senior Management
Powered by Capital Market - Live News
Bank of India Mutual Fund announces change in Key Personnel
Bank of India Mutual Fund has announced that Mr. Deep Mehta has been appointed as a Equity Dealer on the Board of the Trustee Company with effect from July 14, 2025.Details of Mr. Deep Mehta,
Age: 29
Designation: Equity Dealer
Qualification : ' CFA Level 3 (Cleared)
' CMT Level 3 (Cleared)
' B.Tech MechanicalExperience : 8 years
Powered by Capital Market - Live News
Fund House Details & Investment Objective
Date of Incorporation
1 December 2021
Total AUM (Cr)
₹54.06
Bank of India Overnight Fund Unclaimed IDCW Plan - upto 3 years is an Overnight Fund-oriented fund from the renowned AMC, Bank of India Mutual Fund. Launched in 1 December 2021, this fund is managed by Mithraem Bharucha. With assets under management (AUM) worth ₹54.06 (Cr), as of 13 November 2025, Bank of India Overnight Fund Unclaimed IDCW Plan - upto 3 years is categorized as a Overnight Fund within its segment. The fund has generated a return of 6.04% since its launch.
The current NAV of Bank of India Overnight Fund Unclaimed IDCW Plan - upto 3 years is ₹1,261.06, as on 13 November 2025. The fund's benchmark index is CRISIL Liquid Overnight Index (AI). You can invest in Bank of India Overnight Fund Unclaimed IDCW Plan - upto 3 years via both lumpsum and SIP modes. The minimum SIP amount in the fund is - while the minimum lumpsum investment is -.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Nil The fund has generated 6.53% and undefined% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 99.97% in Debt and 0.03% in cash and cash equivalents.