Mutual Funds
AMC
Baroda BNP Paribas Retirement Fund - Dir (IDCW)

Baroda BNP Paribas Retirement Fund - Dir (IDCW)

Retirement Fund

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NAV
11.21(-0.73%)
Fund Size (CR)
₹386.23
Expense Ratio
1.16
Scheme Type
Active Fund
Value Research

Min. investment
₹1,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹500
Minimum Withdrawal
₹1,000
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0%
Return Since Launch
10.25%

Absolute Return: 0.04%

Annualized Return: 0%

Basic Details

Scheme Manager

Pratish Krishnan

Bench Mark

CRISIL Hybrid 35+65 - Aggressive Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	19 August 2025	9923.71	-0.76%	-	-0.81%	48/106
1 Month	25 July 2025	9941.44	-0.59%	-	-0.75%	48/106
3 Month	26 May 2025	10083.51	0.84%	-	0.33%	35/106
6 Month	25 February 2025	11025.06	10.25%	-	9.10%	43/106
1 Year	26 August 2024	10310.78	3.11%	3.11%	2.02%	49/106
3 Year	-	-	0%	-	12.66%	-/-
5 Year	-	-	0%	-	13.29%	-/-
Since Inception	29 May 2024	11290.10	12.90%	10.25%	11.88%	67/106

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	2 September 2024	1,20,000	123177.66	2.65%	2.65%
3 Year	-	-	-	-	-
5 Year	-	-	-	-	-
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

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Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

3.47%

Standard Deviation

0.84%

Beta

0.50%

Sharpe Ratio

0.01%

Treynor's Ratio

3.15%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	5.75%	110000	22.20	Equity	Banks
ICICI Bank	4.49%	117000	17.33	Equity	Banks
Reliance Industr	2.95%	81900	11.39	Equity	Refineries
Infosys	2.22%	56700	8.56	Equity	IT - Software
Bharti Airtel	2.06%	41515	7.95	Equity	Telecomm-Service
Divi's Lab.	2.02%	11800	7.78	Equity	Pharmaceuticals
Eternal Ltd	1.71%	215000	6.62	Equity	E-Commerce/App based Aggregator
Hitachi Energy	1.66%	3187	6.40	Equity	Capital Goods - Electrical Equipment
Interglobe Aviat	1.61%	10500	6.21	Equity	Air Transport Service
B H E L	1.54%	250000	5.96	Equity	Capital Goods - Electrical Equipment

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Baroda BNP Paribas Retirement Fund - Dir (IDCW)	386.23	-0.59%	0.84%	10.25%	3.11%	-
ICICI Pru Retirement Fund - Pure Debt - Dir (IDCW)	101.88	-0.51%	-0.04%	3.45%	7.06%	7.27%
ICICI Pru Retirement Fund - Pure Debt - Dir (G)	101.88	-0.51%	-0.04%	3.45%	7.06%	7.27%
ICICI Pru Retirement Fund - Hybrid CP - Dir (G)	82.49	-0.06%	1.68%	7.38%	7.06%	11.67%
ICICI Pru Retirement Fund - Hybrid CP - Dir (IDCW)	82.49	-0.06%	1.68%	7.38%	7.06%	11.67%
Aditya Birla SL Retirement-The50sPlus-Debt-D(IDCW)	17.43	-0.41%	-0.02%	2.94%	6.21%	6.41%

List of Schemes under Baroda BNP Paribas Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
Baroda BNP Paribas Banking&Financial Services Fund	Equity	Very High	13.84%	3	₹290.05
Baroda BNP Paribas Gilt Fund	Debt	Moderate	9.51%	5	₹1,597.05
Baroda BNP Paribas Multi Cap Fund	Equity	Very High	-1.4%	3	₹2,944.23
Baroda BNP Paribas Liquid Fund	Debt	Moderately Low	7.1%	3	₹12,096.79
Baroda BNP Paribas Corporate Bond Fund	Debt	Moderately Low	9.86%	2	₹358.12
Baroda BNP Paribas Large Cap Fund	Equity	Very High	-4.37%	4	₹2,719.22
Baroda BNP Paribas Dynamic Bond Fund	Debt	Moderate	8.25%	3	₹213.03
Baroda BNP Paribas Mid Cap Fund	Equity	Very High	-2.3%	3	₹2,213.06
Baroda BNP Paribas Low Duration Fund	Debt	Moderate	8.32%	3	₹289.78
Baroda BNP Paribas Conservative Hybrid Fund	Hybrid	Moderately High	6.7%	3	₹831.11
Baroda BNP Paribas ELSS Tax Saver Fund	Equity	Very High	1.41%	3	₹933.84
Baroda BNP Paribas Short Term Bond Fund	Debt	Moderate	9.54%	4	₹299.76
Baroda BNP Paribas Credit Risk Fund-PlanA	Debt	Moderately High	9.77%	4	₹189.53
Baroda BNP Paribas Arbitrage Fund	Hybrid	Low	7.5%	3	₹1,093.76
Baroda BNP Paribas Aggressive Hybrid Fund	Hybrid	Very High	1.2%	3	₹1,245.20
Baroda BNP Paribas Focused Fund	Equity	Very High	-5.68%	2	₹717.79
Baroda BNP Paribas USD Fund	Debt	Moderately Low	7.78%	4	₹1,521.75
Baroda BNP Paribas India Consumption Fund	Equity	Very High	-2.36%	3	₹1,476.91
Baroda BNP Paribas Balanced Advantage Fund	Hybrid	Very High	5.42%	3	₹4,413.02
Baroda BNP Paribas Money Market Fund	Debt	Moderately Low	8.06%	2	₹1,967.19
Baroda BNP Paribas Overnight Fund	Debt	Low	6.31%	3	₹901.09
Baroda BNP Paribas Equity Savings Fund	Hybrid	Moderately High	6.34%	2	₹262.66
Baroda BNP Paribas Credit Risk Fund-Plan A-SP1	Debt	Moderately High	0%	0	₹0.00
Baroda BNP Paribas Large & Mid Cap Fund	Equity	Very High	-2.34%	3	₹1,650.49
Baroda BNP Paribas Banking & PSU Bond Fund	Debt	Moderately Low	9.26%	2	₹26.95
Baroda BNP Paribas Funds Aqua Fund of Fund	Other	Very High	8.05%	0	₹37.56
Baroda BNP Paribas Business Cycle Fund	Equity	Very High	-5.33%	0	₹595.46
Baroda BNP Paribas Flexi Cap Fund	Equity	Very High	-1.29%	0	₹1,310.22
Baroda BNP Paribas Multi Asset Fund	Hybrid	Very High	4.07%	0	₹1,199.63
Baroda BNP Paribas NIFTY SDL Dec 2026 Index Fund	Other	Moderate	8.56%	0	₹165.82
Baroda BNP Paribas NIFTY SDL Dec 2028 Index Fund	Other	Moderate	10.07%	0	₹28.62
Baroda BNP Paribas Value Fund	Equity	Very High	-10.97%	0	₹1,332.16
Baroda BNP Paribas FMP-Series 2(189D)	Debt	Moderately Low	0%	0	₹0.00
Baroda BNP Paribas Small Cap Fund	Equity	Very High	-6.62%	0	₹1,318.47
Baroda BNP Paribas NIFTY 50 Index Fund	Other	Very High	-0.83%	0	₹66.21
Baroda BNP Paribas Innovation Fund	Equity	Very High	-0.9%	0	₹1,005.39
Baroda BNP Paribas Retirement Fund	Solution Oriented	Very High	4.27%	0	₹389.83
Baroda BNP Paribas Manufacturing Fund	Equity	Very High	-4.61%	0	₹1,322.53
Baroda BNP Paribas Dividend Yield Fund	Equity	Very High	0%	0	₹1,008.23
Baroda BNP Paribas Nifty200 Momentum 30 Index Fund	Other	Very High	0%	0	₹26.06
Baroda BNP Paribas NIFTY Midcap 150 Index Fund	Other	Very High	0%	0	₹9.82
Baroda BNP Paribas Children's Fund	Solution Oriented	Very High	0%	0	₹91.90
Baroda BNP Paribas Energy Opportunities Fund	Equity	Very High	0%	0	₹762.58
Baroda BNP Paribas Income Plus Arbitrage Active Fund of Funds	Other	Moderate	0%	0	₹104.79
Baroda BNP Paribas Multi Asset Active Fund Of Funds	Other	Moderately High	0%	0	₹126.25
Baroda BNP Paribas Health and Wellness Fund	Equity	Very High	0%	0	₹630.97
Baroda BNP Paribas Gold ETF Fund of Fund	Other	High	0%	0	₹0.00

News

Baroda BNP Paribas Mutual Fund announces IDCW Income Distribution cum Capital Withdrawal (IDCW) under its schemes
Baroda BNP Paribas Mutual Fund has announced 28 August 2025 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) in the following schemes. The proposed IDCW on the face value of Rs 10 per unit will be:
Baroda BNP Paribas Aggressive Hybrid Fund ' Regular Plan ' IDCW Option: Rs 0.13 per unit.
Baroda BNP Paribas Aggressive Hybrid Fund ' Direct Plan ' IDCW Option: Rs 0.14 per unit
Baroda BNP Paribas Multi Cap Fund ' Regular Plan ' IDCW Option: Rs 0.41 per unit.
Baroda BNP Paribas Multi Cap Fund ' Direct Plan ' IDCW Option: Rs 0.44 per unit.
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Baroda BNP Paribas Mutual Fund announces IDCW Income Distribution cum Capital Withdrawal (IDCW) under its schemes
Baroda BNP Paribas Mutual Fund has announced 28 July 2025 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) in the following schemes. The proposed IDCW on the face value of Rs 10 per unit will be:
Baroda BNP Paribas Aggressive Hybrid Fund ' Regular Plan ' IDCW Option: Rs 0.13 per unit.
Baroda BNP Paribas Aggressive Hybrid Fund ' Direct Plan ' IDCW Option: Rs 0.15 per unit
Baroda BNP Paribas Multi Cap Fund ' Regular Plan ' IDCW Option: Rs 0.42 per unit.
Baroda BNP Paribas Multi Cap Fund ' Direct Plan ' IDCW Option: Rs 0.44 per unit.
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Baroda BNP Paribas Mutual Fund announces change in Key Personnel
Baroda BNP Paribas Mutual Fund has announced that Mr. Keshav Sharma has been appointed as a Chief Risk Officer on the Board of the Trustee Company with effect from July 03, 2025.
Details of Mr. Keshav Sharma
Age: 44
Designation: Chief Risk Officer
Qualification : PGDM - Finance Management,
Executive Alumni of IIIM-K,
Ceritficate in Financial Risk and Regulations from GRAP,
Fellowship from the Insurance Institute of India (FIII),
B. Com
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Fund House Details & Investment Objective

Date of Incorporation

8 May 2024

Total AUM (Cr)

₹386.23

Baroda BNP Paribas Retirement Fund - Dir (IDCW) is an Retirement Fund-oriented fund from the renowned AMC, Baroda BNP Paribas Mutual Fund. Launched in 8 May 2024, this fund is managed by Pratish Krishnan. With assets under management (AUM) worth ₹386.23 (Cr), as of 28 August 2025, Baroda BNP Paribas Retirement Fund - Dir (IDCW) is categorized as a Retirement Fund within its segment. The fund has generated a return of 10.25% since its launch.
The current NAV of Baroda BNP Paribas Retirement Fund - Dir (IDCW) is ₹11.21, as on 28 August 2025. The fund's benchmark index is CRISIL Hybrid 35+65 - Aggressive Index. You can invest in Baroda BNP Paribas Retirement Fund - Dir (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹1,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Nil The fund has generated undefined% and undefined% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 74.34% in Equity, 25.74% in Debt and -0.08% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 25.74% in Debt, 16.59% in Banks, 5.49% in IT-Software, 4.23% in Electrical Equipments, 3.65% in Retailing