ICICI Pru Retirement Fund - Hybrid AP - Dir (IDCW)

Retirement Fund

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NAV
31.30(0.29%)
Fund Size (CR)
₹1,192.06
Expense Ratio
0.78
Scheme Type
Active Fund
Value Research
-

Min. investment
₹5,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹100
Minimum Withdrawal
₹1
Exit Load
0%
Return Since Launch
16.77%

Absolute Return: 11.67%

Annualized Return: 0%

Basic Details

Scheme Manager

Manasvi Shah

Bench Mark

CRISIL Hybrid 35+65 - Aggressive Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	June 23, 2026	9977.62	-0.22%	-	0.37%	98/106
1 Month	May 29, 2026	10186.03	1.86%	-	2.31%	65/106
3 Month	March 30, 2026	11312.07	13.12%	-	9.27%	26/106
6 Month	December 30, 2025	10344.71	3.45%	-	0.74%	9/106
1 Year	June 30, 2025	10736.15	7.36%	7.36%	1.47%	6/106
3 Year	June 30, 2023	17702.78	77.03%	20.95%	11.09%	6/94
5 Year	June 30, 2021	22324.75	123.25%	17.41%	9.93%	6/90
Since Inception	February 27, 2019	31210.00	212.10%	16.77%	10.62%	7/106

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	July 1, 2025	1,30,000	137716.14	5.94%	5.94%
3 Year	July 3, 2023	3,70,000	458854.83	24.01%	7.44%
5 Year	July 1, 2021	6,10,000	939093.65	53.95%	9.01%
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Risk Ratios

4.02%

Standard Deviation

0.91%

Beta

1.11%

Sharpe Ratio

0.04%

Treynor's Ratio

14.19%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	2.37%	378914	28.21	Equity	Banks
M & M	2.21%	86452	26.33	Equity	Automobile
Titan Company	2.19%	64167	26.15	Equity	Diamond, Gems and Jewellery
Reliance Industr	2.14%	193058	25.51	Equity	Refineries
Tech Mahindra	1.90%	152703	22.66	Equity	IT - Software
Larsen & Toubro	1.89%	55197	22.50	Equity	Infrastructure Developers & Operators
UPL	1.85%	342150	22.06	Equity	Agro Chemicals
Hind. Unilever	1.83%	101205	21.79	Equity	FMCG
BSE	1.80%	51722	21.44	Equity	Financial Services
Samvardh. Mothe.	1.76%	1440233	20.99	Equity	Auto Ancillaries

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
ICICI Pru Retirement Fund - Hybrid AP - Dir (IDCW)	1192.06	1.86%	13.12%	3.45%	7.36%	20.95%
Aditya Birla SL Retirement-The 30s Plan-Dir (IDCW)	444.49	4.44%	21.53%	8.31%	11.53%	17.69%
Aditya Birla SL Retirement-The 30s Plan-Dir (G)	444.49	4.44%	21.53%	8.31%	11.52%	17.68%
ICICI Pru Retirement Fund - Hybrid AP - Dir (G)	1192.06	1.86%	13.16%	3.48%	7.36%	20.95%
ICICI Pru Retirement Fund - Hybrid CP - Dir (IDCW)	90.92	1.88%	4.65%	2.42%	6.16%	11.30%
ICICI Pru Retirement Fund - Hybrid CP - Dir (G)	90.92	1.88%	4.65%	2.42%	6.16%	11.30%

List of Schemes under ICICI Prudential Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
ICICI Pru Multi Sector Passive FOF	Other	Very High	1.28%	4	₹224.48
ICICI Pru Diversified Debt Strategy Active FOF	Other	Moderate	6.12%	5	₹105.99
ICICI Pru Equity & Debt Fund	Hybrid	Very High	2.89%	5	₹50,032.71
ICICI Pru Banking & Financial Services Fund	Equity	Very High	-2.69%	3	₹10,642.95
ICICI Pru Value Fund	Equity	Very High	-2.72%	5	₹58,954.43
ICICI Pru Multi-Asset Fund	Hybrid	Very High	5.75%	5	₹84,165.18
ICICI Pru Balanced Advantage Fund	Hybrid	High	4.54%	4	₹70,569.60
ICICI Pru Savings Fund	Debt	Moderately Low	6.56%	2	₹23,467.12
ICICI Pru Floating Interest Fund	Debt	Moderately Low	7.13%	4	₹7,837.31
ICICI Pru FMCG Fund	Equity	Very High	-12.74%	0	₹1,615.77
ICICI Pru Large Cap Fund	Equity	Very High	-3.12%	5	₹76,296.98
ICICI Pru Gilt Fund	Debt	Moderate	5.46%	5	₹8,683.28
ICICI Pru Bond Fund	Debt	Moderate	5.22%	4	₹1,988.21
ICICI Pru Long Term Bond Fund	Debt	Moderate	3.59%	0	₹853.36
ICICI Pru Infrastructure Fund	Equity	Very High	3.08%	5	₹8,351.34
ICICI Pru All Seasons Bond Fund	Debt	Moderate	6.24%	5	₹13,382.74
ICICI Pru MidCap Fund	Equity	Very High	11.5%	3	₹7,789.35
ICICI Pru Regular Savings Fund	Hybrid	Moderately High	4.96%	5	₹3,326.49
ICICI Pru Money Market Fund	Debt	Moderately Low	6.41%	3	₹31,091.79
ICICI Pru Nifty Next 50 Index Fund	Other	Very High	4.27%	1	₹9,242.36
ICICI Pru Gold ETF FOF	Other	High	45.12%	3	₹6,855.77
ICICI Pru Credit Risk Fund	Debt	Moderately High	8.75%	3	₹6,187.68
ICICI Pru Short Term Fund	Debt	Moderate	6.79%	5	₹19,456.80
ICICI Pru ELSS Tax Saver Fund	Equity	Very High	-0.75%	3	₹13,637.69
ICICI Pru Technology Fund	Equity	Very High	-20.1%	0	₹13,358.29
ICICI Pru Large & Mid Cap Fund	Equity	Very High	0.71%	5	₹30,146.91
ICICI Pru Multicap Fund	Equity	Very High	6.57%	4	₹17,675.80
ICICI Pru Corporate Bond Fund	Debt	Moderately Low	6.48%	5	₹30,279.32
ICICI Pru US Bluechip Equity Fund	Equity	Very High	18.28%	0	₹3,698.71
ICICI Pru Smallcap Fund	Equity	Very High	1.6%	3	₹8,948.97
ICICI Pru Liquid Fund	Debt	Moderate	6.35%	3	₹61,412.12
ICICI Pru Children's Fund	Solution Oriented	Very High	-1.9%	3	₹1,407.83
ICICI Pru Nifty 50 Index Fund	Other	Very High	-5.61%	3	₹16,442.78
ICICI Pru Arbitrage Fund	Hybrid	Low	6.4%	4	₹32,260.19
ICICI Pru Ultra Short Term Fund	Debt	Moderate	6.7%	3	₹15,008.21
ICICI Pru Export and Services Fund	Equity	Very High	0.12%	0	₹1,368.82
ICICI Pru Focused Equity Fund	Equity	Very High	1.72%	4	₹16,147.16
ICICI Pru Medium Term Bond Fund	Debt	Moderately High	7.99%	5	₹5,463.83
ICICI Pru Banking & PSU Debt Fund	Debt	Moderately Low	6.22%	5	₹8,643.55
ICICI Pru Dynamic Asset Allocation Active FOF	Other	High	2.75%	4	₹28,240.83
ICICI Pru Income plus Arbitrage Omni FOF	Other	Moderately High	6.61%	0	₹2,946.27
ICICI Pru Aggressive Hybrid Active FOF	Other	Very High	-1.74%	0	₹9,090.64
ICICI Pru Global Stable Equity Fund (FOF)	Other	Very High	15.57%	0	₹88.33
ICICI Pru Dividend Yield Equity Fund	Equity	Very High	1.67%	0	₹6,477.46
ICICI Pru Constant Maturity Gilt Fund-Reg	Debt	Moderate	4.88%	0	₹2,012.87
ICICI Pru Equity Savings Fund - Reg	Hybrid	Moderately Low	2.81%	5	₹16,732.92
ICICI Pru BSE Sensex Index Fund	Other	Very High	-7.75%	2	₹1,798.22
ICICI Pru Long Term Wealth Enhancement Fund	Equity	Very High	-0.37%	0	₹36.99
ICICI Pru P.H.D Fund	Equity	Very High	10.21%	5	₹6,453.52
ICICI Pru BHARAT 22 FOF	Other	Very High	6.74%	5	₹2,882.90
ICICI Pru Manufacturing Fund	Equity	Very High	9.04%	0	₹6,782.22
ICICI Pru Overnight Fund	Debt	Low	5.35%	3	₹14,002.80
ICICI Pru India Opportunities Fund	Equity	Very High	0.31%	0	₹36,478.25
ICICI Pru Retirement Fund - Pure Equity	Solution Oriented	Very High	5.6%	5	₹1,923.76
ICICI Pru Retirement Fund - Pure Debt	Solution Oriented	Moderate	5.03%	5	₹81.96
ICICI Pru Retirement Fund - Hybrid CP	Solution Oriented	Moderately High	6.16%	3	₹94.75
ICICI Pru Retirement Fund - Hybrid AP	Solution Oriented	Very High	7.36%	4	₹1,192.06
ICICI Pru Bharat Consumption Fund	Equity	Very High	-2.18%	4	₹3,051.52
ICICI Pru MNC Fund	Equity	Very High	7.81%	0	₹1,738.02
ICICI Pru Global Advantage Fund (FOF)	Other	Very High	28.45%	0	₹406.93
ICICI Pru Commodities Fund	Equity	Very High	9.95%	0	₹3,998.52
ICICI Pru India Diversified Equity All Cap Omni FOF	Other	Very High	0.14%	5	₹307.17
ICICI Pru ESG Exclusionary Strategy Fund	Equity	Very High	-6.13%	0	₹1,318.73
ICICI Pru Quant Fund	Equity	Very High	-3.47%	0	₹150.35
ICICI Pru Business Cycle Fund	Equity	Very High	1.19%	0	₹15,797.97
ICICI Pru Nifty 100 Low Volatility 30 ETF FOF	Other	Very High	-1.82%	4	₹1,301.09
ICICI Pru Flexicap Fund	Equity	Very High	6.08%	4	₹21,188.99
ICICI Pru Nifty Alpha Low - Volatility 30 ETF FOF	Other	Very High	-3.06%	2	₹772.33
ICICI Pru Nifty PSU Bond Plus SDL Sep 2027 40:60 IF	Other	Moderate	5.79%	0	₹8,770.74
ICICI Pru NASDAQ 100 Index Fund	Other	Very High	45.45%	0	₹3,629.63
ICICI Pru Nifty Smallcap 250 Index Fund	Other	Very High	-0.34%	2	₹685.26
ICICI Pru BSE 500 ETF FOF	Other	Very High	-1.99%	2	₹55.16
ICICI Pru Nifty Midcap 150 Index Fund	Other	Very High	3.89%	3	₹1,102.16
ICICI Pru Passive Multi-Asset Fund of Funds	Other	Very High	9.84%	3	₹1,497.08
ICICI Pru Strategic Metal and Energy Equity Fund o	Other	Very High	54.07%	0	₹282.36
ICICI Pru Silver ETF FOF	Other	Very High	104.78%	0	₹6,998.07
ICICI Pru Nifty Bank Index Fund	Other	Very High	0.99%	2	₹714.05
ICICI Pru Nifty SDL Sep 2027 Index Fund	Other	Moderate	5.79%	0	₹1,592.06
ICICI Pru Housing Opportunities Fund	Equity	Very High	0.22%	0	₹2,644.52
ICICI Pru Nifty 200 Momentum 30 Index Fund	Other	Very High	-3.22%	1	₹552.38
ICICI Pru Nifty IT Index Fund	Other	Very High	-31.2%	0	₹438.56
ICICI Pru PSU Equity Fund	Equity	Very High	5.76%	0	₹1,901.75
ICICI Pru Nifty50 Equal Weight Index Fund	Other	Very High	1.54%	4	₹250.85
ICICI Pru Nifty Auto Index Fund	Other	Very High	11.72%	0	₹219.12
ICICI Pru Transportation and Logistics Fund	Equity	Very High	11.81%	0	₹3,079.35
ICICI Pru Nifty SDL Dec 2028 Index Fund	Other	Moderate	4.68%	0	₹825.61
ICICI Pru Nifty G-Sec Dec 2030 Index Fund	Other	Moderate	5.23%	0	₹817.21
ICICI Pru Nifty Pharma Index Fund	Other	Very High	15.12%	0	₹130.28
ICICI Pru Nifty SDL Sep 2026 Index Fund	Other	Moderately Low	5.75%	0	₹223.99
ICICI Pru Innovation Fund	Equity	Moderate	2.53%	0	₹7,453.25
ICICI Pru Nifty50 Value 20 Index Fund	Other	Very High	-7.6%	0	₹98.64
ICICI Pru Nifty LargeMidcap 250 Index Fund	Other	Very High	-0.03%	0	₹269.33
ICICI Pru Energy Opportunities Fund	Equity	Very High	14.51%	0	₹8,581.10
ICICI Pru Nifty200 Value 30 Index Fund	Other	Very High	14.85%	0	₹215.17
ICICI Pru Equity Minimum Variance Fund	Equity	Very High	-1.4%	0	₹2,925.10
ICICI Pru Nifty 500 Index Fund	Other	Very High	-2.24%	0	₹88.85
ICICI Pru Rural Opportunities Fund	Equity	Very High	-1.52%	0	₹2,041.13
ICICI Pru Nifty EV & New Age Automotive ETF FOF	Other	Very High	5.43%	0	₹40.04
ICICI Pru CRISIL-IBX Financial Services 3-6 Months Debt Index Fund	Other	Moderately Low	6.9%	0	₹528.37
ICICI Pru Quality Fund	Equity	Very High	0.97%	0	₹2,145.14
ICICI Pru Nifty200 Quality 30 Index Fund	Other	Very High	-5.89%	0	₹25.23
ICICI Pru Nifty Top 15 Equal Weight Index Fund	Other	Very High	-6.4%	0	₹25.42
ICICI Pru Nifty Private Bank Index Fund	Other	Very High	0%	0	₹30.28
ICICI Pru Active Momentum Fund	Equity	Very High	0%	0	₹1,998.26
ICICI Pru Conglomerate Fund	Equity	Very High	0%	0	₹818.96
ICICI Pru Diversified Equity All Cap Active FOF	Other	Very High	0%	0	₹761.09

News

ICICI Prudential MF announces Income Distribution cum Capital Withdrawal (IDCW) under two schemes
ICICI Prudential Mutual Fund has announced 02 July 2026 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) option under the following schemes. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
ICICI Prudential Balanced Advantage Fund:
Regular Plan ' Monthly IDCW: 0.07
Direct Plan ' Monthly IDCW: 0.07
ICICI Prudential Equity & Debt Fund:
Regular Plan ' Monthly IDCW: 0.16
Direct Plan ' Monthly IDCW: 0.16
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ICICI Prudential Nifty SDL Sep 2026 Index Fund Merger into ICICI Prudential Corporate Bond Fund
ICICI Prudential Mutual Fund has approved the merger of ICICI Prudential Nifty SDL Sep 2026 Index Fund Merger into ICICI Prudential Corporate Bond Fund, with effect from 25 June 2026.
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ICICI Prudential Mutual Fund announces Appointment of Key Personnel
ICICI Prudential Mutual Fund has announced that Dr. (Ms.) Mamta Suri is appointed as an Independent Director on the Board of ICICI Prudential Trust Limited (the Company/Trustee Company) with effect from June 15, 2026.
Name: Ms. Mamta Suri,
Age: 62 years
Designation: Independent Director
Qualification: - Ph.D. in Finance, University of Delhi - M Sc. Insurance & Risk Management, City University, (Cass Business School) London - Honored Beta, Sigma, Gamma membership - Chartered Financial Analyst (CFA) from the Institute of Chartered Financial Analysts of India - M. Phil., University of Delhi, with specialization in Finance and Accounting - Chartered Insurance Institute: 265 credit, Diploma holder CII - M.Com., University of Delhi - B. Com (Hons.) University of Delhi - LLB, Osmania University
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Fund House Details & Investment Objective

Date of Incorporation

February 7, 2019

Total AUM (Cr)

₹1192.06

ICICI Pru Retirement Fund - Hybrid AP - Dir (IDCW) is an Retirement Fund-oriented fund from the renowned AMC, ICICI Prudential Mutual Fund. Launched in February 7, 2019, this fund is managed by Manasvi Shah. With assets under management (AUM) worth ₹1,192.06 (Cr), as of July 1, 2026, ICICI Pru Retirement Fund - Hybrid AP - Dir (IDCW) is categorized as a Retirement Fund within its segment. The fund has generated a return of 16.77% since its launch.
The current NAV of ICICI Pru Retirement Fund - Hybrid AP - Dir (IDCW) is ₹31.3, as on July 1, 2026. The fund's benchmark index is CRISIL Hybrid 35+65 - Aggressive Index. You can invest in ICICI Pru Retirement Fund - Hybrid AP - Dir (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 20.95% and 17.41% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 82.51% in Equity, 17.81% in Debt and -0.33% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 21.39% in Debt, 7.64% in Pharmaceuticals & Biotech, 7.04% in IT-Software, 5.68% in Capital Markets, 4.71% in Consumer Durables

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