Can I invest in SIP and Lumpsum in Groww Large Cap Fund (IDCW-H) Direct Growth?

Yes, you can invest both lumpsum and SIP in Groww Large Cap Fund (IDCW-H). Minimum lumpsum investment Groww Large Cap Fund (IDCW-H) is ₹500 and minimum SIP amount is ₹100 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of Groww Large Cap Fund (IDCW-H) Direct Growth?

The latest NAV ( Net Asset Value ) of Groww Large Cap Fund (IDCW-H) is Groww Large Cap Fund (IDCW-H) is ₹25.92 as on 2025-07-10.

Which are the biggest stock holdings of Groww Large Cap Fund (IDCW-H)?

The 5 biggest stock holdings of Groww Large Cap Fund (IDCW-H) are: HDFC Bank (9.41%), ICICI Bank (9.17%), Larsen & Toubro (4.57%), Bharti Airtel (4.42%), Infosys (3.47%)

What are the top sectors Groww Large Cap Fund (IDCW-H) invests in?

A majority of Groww Large Cap Fund (IDCW-H) 's AUM worth ₹130.32 (Cr) is invested in these 3 top sectors: Banks : 28.27% Finance : 11.71% IT-Software : 9.11%

Mutual Funds
AMC
Groww Large Cap Fund (IDCW-H)

Groww Large Cap Fund (IDCW-H)

Large Cap Fund

Invest Now

NAV
25.92(-0.42%)
Fund Size (CR)
₹127.7
Expense Ratio
2.46
Scheme Type
Active Fund
Value Research

Min. investment
₹500
Minimum Additional Investment
₹100
Minimum SIP Investment
₹100
Minimum Withdrawal
₹500
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
1%
Return Since Launch
12.12%

Absolute Return: 12.74%

Annualized Return: 0%

Basic Details

Scheme Manager

Anupam Tiwari

Bench Mark

Nifty 100 TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	2 July 2025	10011.54	0.12%	-	0.14%	86/152
1 Month	9 June 2025	10175.92	1.76%	-	1.33%	28/152
3 Month	9 April 2025	11492.27	14.92%	-	13.59%	27/152
6 Month	9 January 2025	10729.60	7.30%	-	6.51%	58/150
1 Year	9 July 2024	9950.31	-0.50%	-0.50%	2.75%	121/146
3 Year	8 July 2022	16117.65	61.18%	17.21%	18.76%	105/134
5 Year	9 July 2020	22285.96	122.86%	17.37%	20.15%	112/120
Since Inception	3 March 2017	26004.00	160.04%	12.12%	14.24%	122/152

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 August 2024	1,20,000	125031.26	4.19%	4.19%
3 Year	1 August 2022	3,60,000	444140.80	23.37%	7.25%
5 Year	3 August 2020	6,00,000	852859.21	42.14%	7.29%
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

3.86%

Standard Deviation

0.97%

Beta

0.90%

Sharpe Ratio

-0.01%

Treynor's Ratio

-0.01%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	9.41%	61275	12.26	Equity	Banks
ICICI Bank	9.17%	82625	11.95	Equity	Banks
Larsen & Toubro	4.57%	16211	5.95	Equity	Infrastructure Developers & Operators
Bharti Airtel	4.42%	28669	5.76	Equity	Telecomm-Service
Infosys	3.47%	28205	4.52	Equity	IT - Software
Bajaj Finance	3.38%	46980	4.40	Equity	Finance
Kotak Mah. Bank	3.13%	18865	4.08	Equity	Banks
Cholaman.Inv.&Fn	3.12%	24992	4.07	Equity	Finance
Titan Company	2.93%	10330	3.81	Equity	Diamond, Gems and Jewellery
SBI Life Insuran	2.78%	19697	3.62	Equity	Insurance

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Motilal Oswal Large Cap Fund - Direct (G)	2327.02	2.16%	16.66%	9.25%	18.31%	-
Motilal Oswal Large Cap Fund - Direct (IDCW)	2327.02	2.16%	16.66%	9.25%	18.31%	-
DSP Large Cap Fund - Direct (G)	6036.43	0.56%	11.34%	7.83%	8.20%	22.24%
WhiteOak Capital Large Cap Fund - Direct (G)	924.57	1.52%	14.54%	7.80%	7.69%	-
WhiteOak Capital Large Cap Fund - Direct (IDCW)	924.57	1.52%	14.54%	7.80%	7.69%	-

List of Schemes under Groww Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
Groww Aggressive Hybrid Fund	Hybrid	High	1.5%	2	₹48.17
Groww Liquid Fund	Debt	Moderately Low	7.29%	5	₹246.02
Groww Nifty Total Market Index Fund	Other	Very High	2.67%	0	₹319.55
Groww Nifty India Railways PSU Index Fund	Other	Very High	0%	0	₹42.96
Groww Nifty 200 ETF FOF	Other	Very High	0%	0	₹4.53
Groww Banking & Financial Services Fund	Equity	Very High	11%	0	₹57.13
Groww Nifty Smallcap 250 Index Fund	Other	Very High	0.39%	0	₹118.85
Groww Gold ETF FOF	Other	High	0%	0	₹31.65
Groww Large Cap Fund	Equity	Very High	0.91%	2	₹130.32
Groww Overnight Fund	Debt	Low	6.3%	2	₹23.20
Groww Multicap Fund	Equity	Very High	0%	0	₹120.48
Groww Nifty 50 Index Fund	Other	Very High	0%	0	₹0.00
Groww Nifty 500 Momentum 50 ETF FOF	Other	Very High	0%	0	₹6.62
Groww ELSS Tax Saver Fund	Equity	Very High	1.28%	2	₹52.69
Groww Value Fund	Equity	Very High	6.69%	2	₹58.71
Groww Multi Cap Fund	Equity	NA	0%	0	₹0.00
Groww Short Duration Fund	Debt	Moderate	9.74%	2	₹97.19
Groww Nifty Non-Cyclical Consumer Index Fund	Other	Very High	3.47%	0	₹50.80
Groww Nifty India Defence ETF FOF	Other	Very High	0%	0	₹74.07
Groww Nifty EV & New Age Automotive ETF FOF	Other	Very High	0%	0	₹143.63
Groww Dynamic Bond Fund	Debt	Moderate	8%	2	₹77.77
Groww Silver ETF FOF	Other	Very High	0%	0	₹15.10
Groww Gilt Fund	Debt	Moderate	0%	0	₹33.85
Groww Nifty India Internet ETF FOF	Other	Very High	0%	0	₹0.00

News

Groww MF announces change in benchmark index under its scheme
Groww Mutual Fund has announced change in the benchmark of Groww ELSS Tax Saver Fund with effect from June 01, 2025
Change in name of Benchmark of Groww ELSS Tax Saver Fund

Scheme Name Existing Benchmark New Benchmark

Groww ELSS Tax Saver Fund As per AMFI Tier I -Benchmark
BSE 500- TRI
As per AMFI Tier I -Benchmark
Nifty 500 - TRI

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Scheme Name	Existing Benchmark	New Benchmark
Groww ELSS Tax Saver Fund	As per AMFI Tier I -Benchmark BSE 500- TRI	As per AMFI Tier I -Benchmark Nifty 500 - TRI

Groww Mutual Fund announces change in Key Personnel
Groww Mutual Fund has announced that Mr. Paras Devendra Matalia has been appointed as a Fund Manager- Equity on the Board of the Trustee Company with effect from May 26, 2025.
Details of Mr. Paras Devendra Matalia
Age: 30
Designation: Fund Manager- Equity
Qualification : CA, CFA (US) and B. Com
Experience : 7
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Groww Mutual Fund announces change in Key Personnel
Groww Mutual Fund has announced that Mr. Ameya Sakpal has been appointed as an Equity Dealer on the Board of the Trustee Company with effect from May 19, 2025.
Details of Mr. Ameya Sakpal
Age: 27 years
Designation: Dealer - Fixed Income
Qualification : MBA - IIM Indore, B.E. (Mechanical) Mumbai University
Experience :27 years
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Fund House Details & Investment Objective

Date of Incorporation

1 March 2017

Total AUM (Cr)

₹130.32

Groww Large Cap Fund (IDCW-H) is an Large Cap Fund-oriented fund from the renowned AMC, Groww Mutual Fund. Launched in 1 March 2017, this fund is managed by Anupam Tiwari. With assets under management (AUM) worth ₹130.32 (Cr), as of 10 July 2025, Groww Large Cap Fund (IDCW-H) is categorized as a Large Cap Fund within its segment. The fund has generated a return of 12.12% since its launch.
The current NAV of Groww Large Cap Fund (IDCW-H) is ₹25.92, as on 10 July 2025. The fund's benchmark index is Nifty 100 TRI. You can invest in Groww Large Cap Fund (IDCW-H) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹500.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
1.00% If redeemed/switched out within 7 Days from the date of allotment. Nil-If redeemed/switched out after 7 Days from the date of allotment. The fund has generated 17.21% and 17.37% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 93.22% in Equity, 2.51% in Debt and 4.27% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 28.27% in Banks, 11.71% in Finance, 9.11% in IT-Software, 8.07% in Cash & Others, 7.87% in Automobiles

FAQs

How to Invest in Groww Large Cap Fund (IDCW-H) Direct Growth?

Groww Large Cap Fund (IDCW-H) is a popular fund in the Large Cap Fund segment. The fund has generated a return of 12.12% since inception. Looking to invest in Groww Large Cap Fund (IDCW-H) How about earning 1% extra return? All this is possible with m.Stock! Investing in Groww Large Cap Fund (IDCW-H) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, Groww Large Cap Fund (IDCW-H)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in Groww Large Cap Fund (IDCW-H) today and reap the benefits of this Large Cap Fund fund!

How much returns has Groww Large Cap Fund (IDCW-H) Direct Growth generated?

In the short term, i.e., 1 year, Groww Large Cap Fund (IDCW-H) has generated annualised return of -0.50%. In the long-term, the fund has generated 17.21% and 17.37% in 3 and 5 years respectively. Since its inception, the fund has generated 12.12% returns.

What is the expense ratio of Groww Large Cap Fund (IDCW-H) Direct Growth?

The expense ratio of Groww Large Cap Fund (IDCW-H) Direct Growth is 2.46%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of Groww Large Cap Fund (IDCW-H) Fund Direct Growth?

The Assets Under Management (AUM) of Groww Large Cap Fund (IDCW-H) is ₹130.32 (Cr) as of 2025-07-10 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from Groww Large Cap Fund (IDCW-H) Direct Growth?

Redeeming or selling units of Groww Large Cap Fund (IDCW-H) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from Groww Large Cap Fund (IDCW-H):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case Groww Large Cap Fund (IDCW-H)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).