Mutual Funds
AMC
ITI Liquid Fund - Direct (IDCW-A)

ITI Liquid Fund - Direct (IDCW-A)

NAV
1411.07(0.02%)
Fund Size (CR)
₹53.98
Expense Ratio
0.09
Scheme Type
Active Fund
Value Research

Min. investment
₹5,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹500
Minimum Withdrawal
₹1,000
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0.007%
Return Since Launch
5.31%

Absolute Return: 1.43%

Annualized Return: 0%

1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment

Basic Details

Scheme Manager

Laukik Bagwe

Bench Mark

CRISIL Liquid Debt A-I Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	10 December 2025	10010.44	0.10%	-	-0.06%	78/391
1 Month	17 November 2025	10046.07	0.46%	-	0.28%	100/389
3 Month	17 September 2025	10143.31	1.43%	-	1.14%	110/380
6 Month	17 June 2025	10295.82	2.96%	-	2.53%	31/377
1 Year	17 December 2024	10658.34	6.58%	6.58%	6.02%	111/371
3 Year	17 December 2022	12201.32	22.01%	6.85%	6.58%	225/350
5 Year	17 December 2020	13174.18	31.74%	5.67%	5.48%	220/341
Since Inception	24 April 2019	14107.30	41.07%	5.31%	57.38%	313/397

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 January 2025	1,20,000	123751.46	3.13%	3.13%
3 Year	1 January 2023	3,60,000	397925.47	10.53%	3.40%
5 Year	1 January 2021	6,00,000	703904.63	17.32%	3.25%
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Minimum value allowed is 500

Expected Returns Rate (%)

Minimum value allowed is 1

Time Period (in Years)

Minimum value allowed is 1

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

0.05%

Standard Deviation

0.00%

Beta

6.94%

Sharpe Ratio

19.89%

Treynor's Ratio

1.13%

Jension's Alpha

Asset Allocation

Sector Allocation

There is no Sector Allocation data

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
There's no data available of Stock Holdings

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
ITI Liquid Fund - Direct (IDCW-A)	53.98	0.46%	1.43%	2.96%	6.58%	6.85%
Bandhan Liquid Fund - Direct (IDCW-D)	17408.73	0.56%	1.85%	3.77%	8.71%	9.21%
TRUSTMF Liquid Fund - Direct (IDCW-D) RI	689.58	0.53%	1.81%	3.72%	8.29%	9.11%
Motilal Oswal Liquid Fund - Direct (IDCW-F) RI	1155.56	0.25%	1.18%	4.65%	8.17%	7.32%
Union Liquid Fund - Direct (IDCW-W)	7051.99	0.48%	1.36%	3.85%	7.42%	7.35%
Quant Liquid Plan - Direct (IDCW-W)	1708.70	0.36%	1.33%	2.82%	6.95%	7.00%

List of Schemes under ITI Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
ITI Multi Cap Fund	Equity	Very High	-1.09%	3	₹1,349.22
ITI Large Cap Fund	Equity	Very High	0.69%	4	₹537.20
ITI Large & Mid Cap Fund	Equity	Very High	-5.07%	0	₹860.91
ITI Mid Cap Fund	Equity	Very High	-0.36%	4	₹1,309.29
ITI Small Cap Fund	Equity	Very High	-8%	3	₹2,819.14
ITI Value Fund	Equity	Very High	-0.79%	2	₹349.28
ITI Focused Fund	Equity	Very High	3.96%	0	₹567.02
ITI Pharma and Healthcare Fund	Equity	Very High	-6.49%	3	₹230.85
ITI Banking and Financial Services Fund	Equity	Very High	15.98%	2	₹348.01
ITI Bharat Consumption Fund	Equity	Very High	0%	0	₹360.91
ITI ELSS Tax Saver Fund	Equity	Very High	-1.12%	4	₹440.77
ITI Overnight Fund	Debt	Low	5.66%	1	₹44.71
ITI Liquid Fund	Debt	Moderately Low	6.56%	2	₹53.98
ITI Ultra Short Duration Fund	Debt	Moderately Low	6.97%	3	₹165.46
ITI Dynamic Bond Fund	Debt	Moderately Low	5.08%	3	₹116.02
ITI Banking and PSU Debt Fund	Debt	Moderate	7.48%	5	₹37.19
ITI Balanced Advantage Fund	Hybrid	Moderately High	3.2%	2	₹399.17
ITI Arbitrage Fund	Hybrid	Low	7.26%	1	₹50.35
ITI Flexi Cap Fund	Equity	Very High	-1.44%	0	₹1,296.60

News

ITI Mutual Fund announces change in Key Personnel
ITI Mutual Fund has announced the Mr. Chetan Shah (DIN: 08038633) has been appointed, as an Independent Director of ITI Asset Management Limited (ITIAML) with effect from December 12, 2025.
Details of Mr. Chetan Shah
Age: 62 years
Designation: Independent Director
Qualification: MBA in Marketing of Financial Services (University of Paisley)
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ITI MF announces Income Distribution cum Capital Withdrawal (IDCW) under its scheme
ITI Mutual Fund has announced 05 December 2025 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) option under the following scheme. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
ITI Balanced Advantage Fund:
Regular Plan ' IDCW: 0.10
Direct Plan ' IDCW: 0.10
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ITI Mutual Fund announced the cessation of Key personnel
ITI Mutual Fund announced the cessation of, Mr. Hitesh Thakkar has resigned from the services of the company and pursuant to his resignation, he ceased to be the Chief Operating Officer (Key Personnel of the Company) with effective from closure of business hours of November 29, 2025. Accordingly, the references pertaining to Mr. Hitesh Thakkar in the SAI of ITI Mutual Fund stands deleted.
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Fund House Details & Investment Objective

Date of Incorporation

24 April 2019

Total AUM (Cr)

₹53.98

ITI Liquid Fund - Direct (IDCW-A) is an Liquid Fund-oriented fund from the renowned AMC, ITI Mutual Fund. Launched in 24 April 2019, this fund is managed by Laukik Bagwe. With assets under management (AUM) worth ₹53.98 (Cr), as of 18 December 2025, ITI Liquid Fund - Direct (IDCW-A) is categorized as a Liquid Fund within its segment. The fund has generated a return of 5.31% since its launch.
The current NAV of ITI Liquid Fund - Direct (IDCW-A) is ₹1,411.07, as on 18 December 2025. The fund's benchmark index is CRISIL Liquid Debt A-I Index. You can invest in ITI Liquid Fund - Direct (IDCW-A) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 6.85% and 5.67% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 98.22% in Debt and 1.78% in cash and cash equivalents.