Mutual Funds
AMC
Union Liquid Fund - Direct (IDCW-W)

Union Liquid Fund - Direct (IDCW-W)

Liquid Fund

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NAV
1002.14(0.02%)
Fund Size (CR)
₹4,537.81
Expense Ratio
0.07
Scheme Type
Active Fund
Value Research
-

Min. investment
₹5,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹100
Minimum Withdrawal
₹1,000
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0%
Return Since Launch
6.60%

Absolute Return: -0.01%

Annualized Return: 0%

Basic Details

Scheme Manager

Devesh Thacker

Bench Mark

CRISIL Liquid Debt A-I Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	15 August 2025	10010.79	0.11%	-	0.10%	217/380
1 Month	22 July 2025	10058.37	0.58%	-	0.43%	5/380
3 Month	22 May 2025	10242.28	2.42%	-	1.42%	5/375
6 Month	22 February 2025	10425.81	4.26%	-	3.14%	7/375
1 Year	22 August 2024	10796.74	7.97%	7.97%	6.62%	10/369
3 Year	22 August 2022	12393.17	23.93%	7.41%	6.71%	13/349
5 Year	22 August 2020	13304.42	33.04%	5.87%	5.36%	16/337
Since Inception	1 January 2013	22449.16	124.49%	6.60%	59.12%	191/379

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 September 2024	1,20,000	269592.81	124.66%	124.66%
3 Year	1 September 2022	3,60,000	808868.54	124.69%	30.98%
5 Year	1 September 2020	6,00,000	1348340.88	124.72%	17.58%
10 Year	1 September 2015	12,00,000	2699201.76	124.93%	8.44%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

0.15%

Standard Deviation

0.01%

Beta

3.39%

Sharpe Ratio

-12.22%

Treynor's Ratio

1.72%

Jension's Alpha

Asset Allocation

Sector Allocation

There is no Sector Allocation data

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
There's no data available of Stock Holdings

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Union Liquid Fund - Direct (IDCW-W)	4537.81	0.58%	2.42%	4.26%	7.97%	7.41%
Bandhan Liquid Fund - Direct (IDCW-D)	14391.30	0.60%	1.89%	4.38%	9.14%	9.25%
TRUSTMF Liquid Fund - Direct (IDCW-D) RI	809.84	0.58%	1.96%	4.13%	9.05%	9.01%
Motilal Oswal Liquid Fund - Direct (IDCW-F) RI	1202.79	0.24%	3.25%	4.98%	8.53%	7.33%
TRUSTMF Liquid Fund - Direct (IDCW-W)	809.84	0.48%	1.60%	3.52%	7.62%	8.20%
AXIS Liquid Fund - Direct (IDCW-M)	36757.35	0.48%	1.53%	3.36%	7.42%	7.21%

List of Schemes under Union Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
Union Small Cap Fund	Equity	Very High	0%	2	₹1,671.86
Union Flexi Cap Fund	Equity	Very High	0.47%	3	₹2,401.11
Union Retirement Fund	Solution Oriented	Very High	0.57%	0	₹177.36
Union Children's Fund	Solution Oriented	Very High	3.37%	0	₹72.46
Union Arbitrage Fund	Hybrid	Low	7.33%	2	₹334.66
Union Value Fund	Equity	Very High	-0.3%	2	₹333.24
Union Largecap Fund	Equity	Very High	-2.04%	2	₹465.30
Union Large & Midcap Fund	Equity	Very High	0.19%	2	₹905.87
Union Focused Fund	Equity	Very High	1.1%	2	₹426.93
Union ELSS Tax Saver Fund	Equity	Very High	0.04%	3	₹927.40
Union Balanced Advantage Fund	Hybrid	High	2.32%	3	₹1,395.31
Union Overnight Fund	Debt	Low	6.28%	4	₹362.16
Union Aggressive Hybrid Fund	Hybrid	Very High	3.01%	2	₹669.76
Union Corporate Bond Fund	Debt	Moderate	9.57%	2	₹442.88
Union Midcap Fund	Equity	Very High	0.36%	3	₹1,519.88
Union Low Duration Fund	Debt	Moderately Low	0%	0	₹0.00
Union Money Market Fund	Debt	Moderately Low	7.82%	1	₹207.45
Union Gold ETF Fund of Fund	Other	High	0%	0	₹66.78
Union Liquid Fund	Debt	Moderately Low	7.15%	4	₹4,514.61
Union Income Plus Arbitrage Active FOF	Other	Moderate	0%	0	₹184.70
Union Business Cycle Fund	Equity	Very High	-4.13%	0	₹591.18
Union Active Momentum Fund	Equity	Very High	0%	0	₹476.48
Union Innovation & Opportunities Fund	Equity	Very High	5.85%	0	₹998.13
Union Short Duration Fund	Debt	Moderate	0%	0	₹715.40
Union Multicap Fund	Equity	Very High	0.12%	0	₹1,173.54
Union Multi Asset Allocation Fund	Hybrid	Very High	0%	0	₹798.02
Union Dynamic Bond Fund	Debt	Moderate	7.72%	1	₹107.43
Union FMP - Series 13	Debt	Moderately Low	7.61%	0	₹26.23
Union Gilt Fund	Debt	Moderate	7.28%	2	₹133.17
Union Equity Savings Fund	Hybrid	Moderate	3.5%	1	₹139.17

News

Union Mutual Fund announces change in fund manager under its scheme

Union Mutual Fund has announced change in fund manager under the following schemes, With effect from 01 August 2025

Change in Fund Manager:

Name of the Scheme	Name of Existing Fund Manager(s)	Name of New Fund Manager(s)
Union Low Duration Fund	Mr. Devesh Thacker and Mr. Parijat Agrawal	Mr. Anindya Sarkar and Mr. Devesh Thacker

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Union Mutual Fund announces change in fund manager under its schemes

Union Mutual Fund has announced change in fund manager under the following schemes, With effect from 01 July 2025

Change in Fund Manager:

Name of the Scheme(s)	Names of the existing Fund Manager(s)	Names of the new Fund Manager(s)
Union Largecap Fund	Mr. Vinod Malviya and Mr. Sanjay Bembalkar	Mr. Pratik Dharmshi and Mr. Sanjay Bembalkar
Union Retirement Fund	Mr. Pratik Dharmshi and Mr. Vinod Malviya	Mr. Pratik Dharmshi and Mr. Pratit Vajani

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Union Low Duration Fund announces Extension of NFO period
Union Mutual Fund has announced that New Fund Offer (NFO) Period of the Scheme has been modified as follows:

Name of the Scheme Existing closing date of NFO Revised closing date of NFO

Union Low Duration Fund July 03, 2025 July 10, 2025

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Name of the Scheme	Existing closing date of NFO	Revised closing date of NFO
Union Low Duration Fund	July 03, 2025	July 10, 2025

Fund House Details & Investment Objective

Date of Incorporation

1 January 2013

Total AUM (Cr)

₹5837.62

Union Liquid Fund - Direct (IDCW-W) is an Liquid Fund-oriented fund from the renowned AMC, Union Mutual Fund. Launched in 1 January 2013, this fund is managed by Devesh Thacker. With assets under management (AUM) worth ₹5,837.62 (Cr), as of 25 August 2025, Union Liquid Fund - Direct (IDCW-W) is categorized as a Liquid Fund within its segment. The fund has generated a return of 6.60% since its launch.
The current NAV of Union Liquid Fund - Direct (IDCW-W) is ₹1,002.14, as on 25 August 2025. The fund's benchmark index is CRISIL Liquid Debt A-I Index. You can invest in Union Liquid Fund - Direct (IDCW-W) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
0.0070% - If redemption/switch out within 1 days from the date of allotment. 0.0065% - If redemption/switch out within 2 days from the date of allotment. 0.0060% - If redemption/switch out within 3 days from the date of allotment. 0.0055% - If redemption/switch out within 4 days from the date of allotment. 0.0050% - If redemption/switch out within 5 days from the date of allotment. 0.0045% - If redemption/switch out within 6 days from the date of allotment. Nil - If redemption/switch out within 7 days from the date of allotment. The fund has generated 7.41% and 5.87% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 100.97% in Debt and -0.97% in cash and cash equivalents.