Union Liquid Fund - Direct (IDCW-W)

Liquid Fund

Invest Now

NAV
1002.70(0.13%)
Fund Size (CR)
₹7,923.43
Expense Ratio
0.07
Scheme Type
Active Fund
Value Research
-

Min. investment
₹5,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹100
Minimum Withdrawal
₹1,000
Exit Load
0%
Return Since Launch
6.57%

Absolute Return: 0.07%

Annualized Return: 0%

Basic Details

Scheme Manager

Devesh Thacker

Bench Mark

CRISIL Liquid Debt A-I Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	March 25, 2026	10000.79	0.01%	-	0.18%	366/397
1 Month	March 1, 2026	10036.08	0.36%	-	0.46%	338/397
3 Month	January 1, 2026	10133.68	1.34%	-	1.35%	300/397
6 Month	October 1, 2025	10284.66	2.85%	-	2.73%	251/375
1 Year	April 1, 2025	10702.95	7.03%	7.03%	5.75%	11/370
3 Year	April 1, 2023	12336.07	23.36%	7.24%	6.54%	13/346
5 Year	April 1, 2021	13504.25	35.04%	6.19%	5.66%	12/337
Since Inception	January 1, 2013	23234.66	132.35%	6.57%	58.27%	188/397

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	May 1, 2025	1,20,000	279202.11	132.67%	132.67%
3 Year	May 1, 2023	3,60,000	837743.75	132.71%	32.52%
5 Year	May 2, 2021	6,00,000	1396483.06	132.75%	18.41%
10 Year	May 1, 2016	12,00,000	2795708.09	132.98%	8.83%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Monthly Investment (₹)

Minimum value allowed is 500

Expected Returns Rate (%)

Minimum value allowed is 1

Time Period (in Years)

Minimum value allowed is 1

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

0.16%

Standard Deviation

0.01%

Beta

3.59%

Sharpe Ratio

1.53%

Treynor's Ratio

1.88%

Jension's Alpha

Asset Allocation

Sector Allocation

There is no Sector Allocation data

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
There's no data available of Stock Holdings

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Union Liquid Fund - Direct (IDCW-W)	7923.43	0.36%	1.34%	2.85%	7.03%	7.24%
Union Liquid Fund - Direct (IDCW-Frt)	7923.43	0.51%	7.69%	7.68%	8.36%	4.43%
Bandhan Liquid Fund - Direct (IDCW-D)	17384.12	0.61%	1.91%	3.92%	8.27%	9.14%
Motilal Oswal Liquid Fund - Direct (IDCW-F) RI	1114.06	0.27%	1.20%	2.64%	7.82%	7.25%
TRUSTMF Liquid Fund - Direct (IDCW-D) RI	942.60	0.58%	1.66%	3.50%	7.74%	8.90%
Quant Liquid Plan - Direct (IDCW-W)	1261.45	0.49%	1.44%	2.91%	6.60%	6.96%

List of Schemes under Union Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
Union Multicap Fund	Equity	Very High	4.72%	0	₹1,318.17
Union Largecap Fund	Equity	Very High	-1.39%	3	₹453.03
Union Large & Midcap Fund	Equity	Very High	3.1%	2	₹934.59
Union Midcap Fund	Equity	Very High	7.57%	3	₹1,652.42
Union Small Cap Fund	Equity	Very High	10.49%	2	₹1,787.25
Union Value Fund	Equity	Very High	3.97%	2	₹375.37
Union Focused Fund	Equity	Very High	4.09%	2	₹419.13
Union Innovation & Opportunities Fund	Equity	Very High	3.09%	0	₹1,052.97
Union Business Cycle Fund	Equity	Very High	2.44%	0	₹522.72
Union Active Momentum Fund	Equity	Very High	-1.35%	0	₹445.02
Union Consumption Fund	Equity	Very High	0%	0	₹320.47
Union ELSS Tax Saver Fund	Equity	Very High	0.87%	3	₹875.66
Union Overnight Fund	Debt	Low	5.47%	4	₹803.02
Union Liquid Fund	Debt	Moderately Low	6.25%	3	₹7,232.85
Union Low Duration Fund	Debt	Moderately Low	0%	0	₹1,005.27
Union Money Market Fund	Debt	Moderately Low	6.7%	1	₹419.61
Union Short Duration Fund	Debt	Moderate	5.96%	0	₹132.52
Union Dynamic Bond Fund	Debt	Moderate	-1.48%	1	₹99.53
Union Corporate Bond Fund	Debt	Moderate	5.36%	2	₹550.76
Union Gilt Fund	Debt	Moderate	-3.1%	2	₹100.28
Union Aggressive Hybrid Fund	Hybrid	Very High	2.93%	2	₹704.55
Union Balanced Advantage Fund	Hybrid	High	1.81%	3	₹1,304.78
Union Multi Asset Allocation Fund	Hybrid	Very High	16.28%	0	₹962.66
Union Arbitrage Fund	Hybrid	Low	6.37%	2	₹275.51
Union Equity Savings Fund	Hybrid	Moderate	2.68%	1	₹143.75
Union Retirement Fund	Solution Oriented	Very High	5.33%	3	₹195.69
Union Children's Fund	Solution Oriented	Very High	2.38%	0	₹82.34
Union Gold ETF Fund of Fund	Other	High	61.19%	0	₹173.37
Union Income Plus Arbitrage Active FOF	Other	Moderate	0%	0	₹91.74
Union Diversified Equity All Cap Active FOF	Other	Very High	0%	0	₹187.84
Union Flexi Cap Fund	Equity	Very High	0.31%	3	₹2,348.87

News

Union Mutual Fund announces Income Distribution cum capital withdrawal (IDCW)
Union Mutual Fund has announced 26 February 2026 as the record date for declaration of IDCW Income Distribution cum Capital Withdrawal (IDCW) under the following schemes. The quantum of dividend (Rs per unit) on the face value of Rs 10 per unit will be:
Union Balanced Advantage Fund ' Regular Plan ' IDCW Option: 0.17
Union Balanced Advantage Fund ' Direct Plan ' IDCW Option: 0.17
Union Aggressive Hybrid Fund ' Regular Plan ' IDCW Option: 0.15
Union Aggressive Hybrid Fund ' Direct Plan ' IDCW Option: 0.15
Powered by Capital Market - Live News

Fund House Details & Investment Objective

Date of Incorporation

January 1, 2013

Total AUM (Cr)

₹7232.85

Union Liquid Fund - Direct (IDCW-W) is an Liquid Fund-oriented fund from the renowned AMC, Union Mutual Fund. Launched in January 1, 2013, this fund is managed by Devesh Thacker. With assets under management (AUM) worth ₹7,232.85 (Cr), as of April 2, 2026, Union Liquid Fund - Direct (IDCW-W) is categorized as a Liquid Fund within its segment. The fund has generated a return of 6.57% since its launch.
The current NAV of Union Liquid Fund - Direct (IDCW-W) is ₹1,002.7, as on April 2, 2026. The fund's benchmark index is CRISIL Liquid Debt A-I Index. You can invest in Union Liquid Fund - Direct (IDCW-W) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 7.24% and 6.19% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 99.68% in Debt and 0.32% in cash and cash equivalents.

Mutual Fund Categories

Mutual Fund Calculators

View All

SIP Calculator

Compute the future value of your SIP investments

Lumpsum Calculator

Calculate lumpsum investment corpus

SWP Calculator

Calculate the future value of your SWP Investments