NJ Balanced Advantage Fund - Direct (IDCW)
Dynamic Asset Allocation or Balanced AdvantageNAV
14.33(1.34%)Fund Size (CR)
₹3,712.63Expense Ratio
0.6Scheme Type
Active FundValue Research
Min. investment
₹500Minimum Additional Investment
₹500Minimum SIP Investment
₹100Minimum Withdrawal
₹1Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment1%Return Since Launch
8.46%
- 3M
- 6M
- 1Y
- 3Y
- All
Basic Details
Scheme Manager
Viral Shah
Bench Mark
Nifty 50 Hybrid Composite Debt 50:50 Index
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | 23 January 2026 | 10014.16 | 0.14% | - | 0.38% | 121/147 |
| 1 Month | 2 January 2026 | 9745.00 | -2.55% | - | -3.07% | 34/147 |
| 3 Month | 31 October 2025 | 9881.20 | -1.19% | - | -1.99% | 47/147 |
| 6 Month | 1 August 2025 | 9950.74 | -0.49% | - | 0.98% | 118/147 |
| 1 Year | 31 January 2025 | 10291.12 | 2.91% | 2.91% | 5.58% | 125/145 |
| 3 Year | 2 February 2023 | 14254.03 | 42.54% | 12.53% | 12.15% | 47/115 |
| 5 Year | - | - | - | - | - | -/- |
| Since Inception | 29 October 2021 | 14140.00 | 41.40% | 8.46% | 9.87% | 107/147 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | 3 February 2025 | 1,30,000 | 132897.84 | 2.23% | 2.23% |
| 3 Year | 1 March 2023 | 3,60,000 | 400264.98 | 11.18% | 3.60% |
| 5 Year | 1 November 2021 | 5,20,000 | 633398.36 | 21.81% | 4.02% |
| 10 Year | - | - | - | - | - |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Mutual Funds Calculator
- Investment type
- Scheme based
- SIP
- Lumpsum
Monthly Investment (₹)
Expected Returns Rate (%)
Time Period (in Years)
Invested Amount
₹25,000
Estimated Returns
₹19,059
76%
Returns
Future value of your investment
₹44,059
Risk Ratios
2.40%
Standard Deviation
0.62%
Beta
0.79%
Sharpe Ratio
-0.01%
Treynor's Ratio
2.74%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| Reliance Industr | 9.40% | 2222500 | 349.02 | Equity | Refineries |
| Bajaj Finance | 4.95% | 1861838 | 183.73 | Equity | Finance |
| HDFC Bank | 4.50% | 1684956 | 167.01 | Equity | Banks |
| Eicher Motors | 3.38% | 171658 | 125.52 | Equity | Automobile |
| Marico | 3.20% | 1581102 | 118.68 | Equity | FMCG |
| Bosch | 3.05% | 31407 | 113.19 | Equity | Auto Ancillaries |
| Muthoot Finance | 3.02% | 293732 | 111.96 | Equity | Finance |
| Britannia Inds. | 2.99% | 184004 | 110.97 | Equity | FMCG |
| ICICI Bank | 2.91% | 803804 | 107.94 | Equity | Banks |
| HDFC AMC | 2.35% | 326777 | 87.32 | Equity | Finance |
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| NJ Balanced Advantage Fund - Direct (IDCW) | 3712.63 | -2.55% | -1.19% | -0.49% | 2.91% | 12.53% | |
| ICICI Pru Balanced Advantage Fund - Dir (IDCW-M) | 70534.59 | -2.35% | 0.14% | 4.35% | 11.25% | 14.12% | |
| ICICI Pru Balanced Advantage Fund - Dir (G) | 70534.59 | -2.37% | 0.14% | 4.35% | 11.24% | 13.99% | |
| ICICI Pru Balanced Advantage Fund - Dir (IDCW) | 70534.59 | -2.39% | 0.10% | 4.32% | 11.22% | 13.97% | |
| Aditya Birla SL Balanced Advantage Fund-Dir (IDCW) | 8944.34 | -2.28% | -0.17% | 3.20% | 10.36% | 14.20% | |
| Aditya Birla SL Balanced Advantage Fund-Dir (G) | 8944.34 | -2.28% | -0.19% | 3.20% | 10.34% | 14.20% |
List of Schemes under NJ Mutual Fund
| Fund Name | Category | Risk | 1Y Returns | Ratings | Fund Size (Cr) |
|---|---|---|---|---|---|
| NJ ELSS Tax Saver Scheme | Equity | Very High | -0.49% | 0 | ₹314.81 |
| NJ Overnight Fund | Debt | Low | 5.61% | 2 | ₹360.21 |
| NJ Balanced Advantage Fund | Hybrid | Moderately High | 2.91% | 2 | ₹3,712.63 |
| NJ Arbitrage Fund | Hybrid | Low | 6.39% | 2 | ₹260.49 |
| NJ Flexi Cap Fund | Equity | Very High | -0.67% | 0 | ₹2,505.94 |
News
There are no new Updates!
Fund House Details & Investment Objective
Date of Incorporation
8 October 2021
Total AUM (Cr)
₹3712.63
NJ Balanced Advantage Fund - Direct (IDCW) is an Dynamic Asset Allocation or Balanced Advantage-oriented fund from the renowned AMC, NJ Mutual Fund. Launched in 8 October 2021, this fund is managed by Viral Shah. With assets under management (AUM) worth ₹3,712.63 (Cr), as of 3 February 2026, NJ Balanced Advantage Fund - Direct (IDCW) is categorized as a Dynamic Asset Allocation or Balanced Advantage within its segment. The fund has generated a return of 8.46% since its launch.
The current NAV of NJ Balanced Advantage Fund - Direct (IDCW) is ₹14.33, as on 3 February 2026. The fund's benchmark index is Nifty 50 Hybrid Composite Debt 50:50 Index. You can invest in NJ Balanced Advantage Fund - Direct (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹500.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 12.53% and undefined% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 93.07% in Equity, 6.86% in Debt and 0.06% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 13.15% in Finance, 12.42% in Banks, 9.85% in Petroleum Products, 8.05% in IT-Software, 6.39% in Automobiles