NJ Balanced Advantage Fund - Direct (IDCW)
Dynamic Asset Allocation Fund or Balanced Advantage FundNAV
14.57(0.76%)Fund Size (CR)
₹3,241.74Expense Ratio
1.1Scheme Type
Active FundValue Research
-
Min. investment
₹500Minimum Additional Investment
₹500Minimum SIP Investment
₹100Minimum Withdrawal
₹1Exit Load
0%Return Since Launch
7.62%
Basic Details
Scheme Manager
Viral Shah
Bench Mark
Nifty 50 Hybrid Composite Debt 50:50 Index
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | October 28, 2026 | 10277.19 | 2.77% | - | 3.22% | 136/157 |
| 1 Month | October 1, 2026 | 10240.79 | 2.41% | - | 2.63% | 96/154 |
| 3 Month | August 4, 2026 | 9796.75 | -2.03% | - | -1.64% | 90/151 |
| 6 Month | May 4, 2026 | 10233.55 | 2.34% | - | 1.83% | 63/151 |
| 1 Year | November 4, 2025 | 10133.15 | 1.33% | 1.33% | -0.16% | 49/147 |
| 3 Year | November 3, 2023 | 12639.86 | 26.40% | 8.11% | 9.03% | 93/125 |
| 5 Year | November 3, 2021 | 14445.55 | 44.46% | 7.62% | 8.02% | 58/99 |
| Since Inception | October 29, 2021 | 14460.00 | 44.60% | 7.62% | 8.46% | 110/157 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | December 1, 2025 | 1,20,000 | 122882.80 | 2.40% | 2.40% |
| 3 Year | December 1, 2023 | 3,60,000 | 376576.43 | 4.60% | 1.51% |
| 5 Year | December 1, 2021 | 6,00,000 | 721842.77 | 20.31% | 3.77% |
| 10 Year | - | - | - | - | - |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Risk Ratios
2.84%
Standard Deviation
0.62%
Beta
0.28%
Sharpe Ratio
-0.04%
Treynor's Ratio
3.36%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| HDFC Bank | 5.60% | 2561319 | 181.52 | Equity | Banks |
| Reliance Industr | 4.63% | 1264000 | 150.04 | Equity | Refineries |
| ICICI Bank | 4.14% | 1015678 | 134.24 | Equity | Banks |
| Torrent Pharma. | 3.61% | 244069 | 117.15 | Equity | Pharmaceuticals |
| Bosch | 3.55% | 24442 | 115.12 | Equity | Auto Ancillaries |
| Dr Lal Pathlabs | 3.18% | 519598 | 103.24 | Equity | Healthcare |
| Marico | 3.17% | 1307849 | 102.80 | Equity | FMCG |
| Eicher Motors | 2.74% | 124260 | 88.85 | Equity | Automobile |
| Sun Pharma.Inds. | 2.64% | 471690 | 85.69 | Equity | Pharmaceuticals |
| Britannia Inds. | 2.47% | 165891 | 80.13 | Equity | FMCG |
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| NJ Balanced Advantage Fund - Direct (IDCW) | 3241.74 | 2.41% | -2.03% | 2.34% | 1.33% | 8.11% | |
| Unifi Dynamic Asset Allocation Fund - Direct (G) | 1477.60 | 0.71% | 1.98% | 4.65% | 8.57% | - | |
| Aditya Birla SL Balanced Advantage Fund-Dir (G) | 9836.35 | 3.18% | -1.13% | 4.26% | 5.14% | 12.32% | |
| Aditya Birla SL Balanced Advantage Fund-Dir (IDCW) | 9836.35 | 3.18% | -1.21% | 4.16% | 5.05% | 12.29% | |
| Edelweiss Balanced Advantage Fund - Dir (IDCW-M) | 12880.20 | 3.53% | -0.64% | 3.76% | 3.70% | 11.26% | |
| Edelweiss Balanced Advantage Fund - Dir (G) | 12880.20 | 3.52% | -0.63% | 3.75% | 3.64% | 11.23% |
List of Schemes under NJ Mutual Fund
| Fund Name | Category | Risk | 1Y Returns | Ratings | Fund Size (Cr) |
|---|---|---|---|---|---|
| NJ Balanced Advantage Fund | Hybrid | Moderately High | 1.33% | 2 | ₹3,241.74 |
| NJ Arbitrage Fund | Hybrid | Low | 6.31% | 2 | ₹234.49 |
| NJ Overnight Fund | Debt | Low | 5.2% | 2 | ₹424.82 |
| NJ ELSS Tax Saver Fund | Equity | Very High | -2.72% | 0 | ₹331.75 |
| NJ Flexi Cap Fund | Equity | Very High | -1.75% | 0 | ₹2,571.63 |
| NJ Momentum Fund | Equity | Very High | 0% | 0 | ₹365.10 |
| NJ Value Fund | Equity | Very High | 0% | 0 | ₹195.96 |
News
There are no new Updates!
Fund House Details & Investment Objective
Date of Incorporation
October 8, 2021
Total AUM (Cr)
₹3241.74
NJ Balanced Advantage Fund - Direct (IDCW) is an Dynamic Asset Allocation Fund or Balanced Advantage Fund-oriented fund from the renowned AMC, NJ Mutual Fund. Launched in October 8, 2021, this fund is managed by Viral Shah. With assets under management (AUM) worth ₹3,241.74 (Cr), as of November 5, 2026, NJ Balanced Advantage Fund - Direct (IDCW) is categorized as a Dynamic Asset Allocation Fund or Balanced Advantage Fund within its segment. The fund has generated a return of 7.62% since its launch.
The current NAV of NJ Balanced Advantage Fund - Direct (IDCW) is ₹14.57, as on November 5, 2026. The fund's benchmark index is Nifty 50 Hybrid Composite Debt 50:50 Index. You can invest in NJ Balanced Advantage Fund - Direct (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹500.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 8.11% and 7.62% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 90.35% in Equity, 9.09% in Debt and 0.56% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 15.90% in Banks, 15.21% in Pharmaceuticals & Biotech, 9.09% in Debt, 6.15% in Automobiles, 5.28% in Petroleum Products
Mutual Fund Categories
Types of Mutual Funds
Debt Funds
Access debt markets and enjoy interest income from bonds and debentures. Ideal for conservative short-term investors
Hybrid Funds
Enjoy best of both the worlds - equity and debt. Ideal for beginners with medium-term investment horizon
Equity Funds
Invest in large, mid, and small cap sector stocks to enjoy capital appreciation. Ideal for aggressive, long-term investors
FAQs
NJ Balanced Advantage Fund - Direct (IDCW) is a popular fund in the Dynamic Asset Allocation Fund or Balanced Advantage Fund segment. The fund has generated a return of 7.62% since inception. Looking to invest in NJ Balanced Advantage Fund - Direct (IDCW) How about earning 1% extra return? All this is possible with m.Stock! Investing in NJ Balanced Advantage Fund - Direct (IDCW) is super easy and convenient with m.Stock. Here’s how you can begin:
- Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO.
- In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
- In the search bar, enter the fund name, in this case, NJ Balanced Advantage Fund - Direct (IDCW)
- On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
- If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
- If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility.
So, why wait? Invest in NJ Balanced Advantage Fund - Direct (IDCW) today and reap the benefits of this Dynamic Asset Allocation Fund or Balanced Advantage Fund fund!