NJ Balanced Advantage Fund - Direct (IDCW)
Dynamic Asset Allocation or Balanced AdvantageNAV
14.34(0.07%)Fund Size (CR)
₹3,837.89Expense Ratio
0.57Scheme Type
Active FundValue Research
Min. investment
₹500Minimum Additional Investment
₹500Minimum SIP Investment
₹100Minimum Withdrawal
₹1Exit Load
1%Return Since Launch
10.21%
- 3M
- 6M
- 1Y
- 3Y
- All
Basic Details
Scheme Manager
Viral Shah
Bench Mark
Nifty 50 Hybrid Composite Debt 50:50 Index
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | 4 July 2025 | 9944.48 | -0.56% | - | -0.51% | 78/147 |
| 1 Month | 11 June 2025 | 10042.05 | 0.42% | - | 0.36% | 44/147 |
| 3 Month | 11 April 2025 | 10839.64 | 8.40% | - | 7.49% | 36/147 |
| 6 Month | 10 January 2025 | 10309.35 | 3.09% | - | 4.86% | 123/145 |
| 1 Year | 11 July 2024 | 9937.59 | -0.62% | -0.62% | 4.04% | 118/141 |
| 3 Year | 11 July 2022 | 15244.68 | 52.45% | 15.08% | 14.34% | 31/107 |
| 5 Year | - | - | 0% | - | 13.82% | -/- |
| Since Inception | 29 October 2021 | 14330.00 | 43.30% | 10.21% | 11.25% | 90/147 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | 1 August 2024 | 1,20,000 | 122144.08 | 1.79% | 1.79% |
| 3 Year | 1 August 2022 | 3,60,000 | 431099.16 | 19.75% | 6.19% |
| 5 Year | - | - | - | - | - |
| 10 Year | - | - | - | - | - |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Mutual Funds Calculator
- Investment type
- Scheme based
- SIP
- Lumpsum
Invested Amount
₹25,000
Estimated Returns
₹19,059
76%
Returns
Future value of your investment
₹44,059
Risk Ratios
2.55%
Standard Deviation
0.61%
Beta
1.03%
Sharpe Ratio
-0.02%
Treynor's Ratio
3.08%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| Reliance Industr | 9.50% | 2428500 | 364.42 | Equity | Refineries |
| HDFC AMC | 4.50% | 332804 | 172.79 | Equity | Finance |
| HCL Technologies | 4.32% | 959686 | 165.89 | Equity | IT - Software |
| Coal India | 3.54% | 3469503 | 135.99 | Equity | Mining & Mineral products |
| Bosch | 3.27% | 38375 | 125.41 | Equity | Auto Ancillaries |
| Bajaj Auto | 3.13% | 143359 | 120.08 | Equity | Automobile |
| Hero Motocorp | 2.79% | 252614 | 107.04 | Equity | Automobile |
| Britannia Inds. | 2.72% | 178697 | 104.56 | Equity | FMCG |
| Colgate-Palmoliv | 2.38% | 380199 | 91.52 | Equity | FMCG |
| Gillette India | 2.26% | 79654 | 86.90 | Equity | FMCG |
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| NJ Balanced Advantage Fund - Direct (IDCW) | 3837.89 | 0.42% | 8.40% | 3.09% | -0.62% | 15.08% | |
| WhiteOak Capital Balanced Advantage Fund - Dir (G) | 1654.01 | 0.88% | 8.32% | 6.80% | 10.10% | - | |
| UTI-Balanced Advantage Fund - Direct (G) | 3035.69 | 0.39% | 6.83% | 6.69% | 9.05% | - | |
| UTI-Balanced Advantage Fund - Direct (IDCW) | 3035.69 | 0.39% | 6.83% | 6.69% | 9.05% | - | |
| Aditya Birla SL Balanced Advantage Fund-Dir (G) | 8034.13 | 0.32% | 9.15% | 7.95% | 8.98% | 16.10% |
List of Schemes under NJ Mutual Fund
| Fund Name | Category | Risk | 1Y Returns | Ratings | Fund Size (Cr) |
|---|---|---|---|---|---|
| NJ ELSS Tax Saver Scheme | Equity | Very High | 0.06% | 0 | ₹290.03 |
| NJ Overnight Fund | Debt | Low | 6.28% | 2 | ₹314.57 |
| NJ Balanced Advantage Fund | Hybrid | Moderately High | -0.62% | 2 | ₹3,837.89 |
| NJ Arbitrage Fund | Hybrid | Low | 6.8% | 0 | ₹261.42 |
| NJ Flexi Cap Fund | Equity | Very High | -8.44% | 0 | ₹2,352.14 |
News
There are no new Updates!
Fund House Details & Investment Objective
Date of Incorporation
8 October 2021
Total AUM (Cr)
₹3837.89
NJ Balanced Advantage Fund - Direct (IDCW) is an Dynamic Asset Allocation or Balanced Advantage-oriented fund from the renowned AMC, NJ Mutual Fund. Launched in 8 October 2021, this fund is managed by Viral Shah. With assets under management (AUM) worth ₹3,837.89 (Cr), as of 14 July 2025, NJ Balanced Advantage Fund - Direct (IDCW) is categorized as a Dynamic Asset Allocation or Balanced Advantage within its segment. The fund has generated a return of 10.21% since its launch.
The current NAV of NJ Balanced Advantage Fund - Direct (IDCW) is ₹14.34, as on 14 July 2025. The fund's benchmark index is Nifty 50 Hybrid Composite Debt 50:50 Index. You can invest in NJ Balanced Advantage Fund - Direct (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹500.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
All units redeemed / switched-out in excess of the 5% load free units will be subject to the below mentioned exit load. 1% - If redeemed / switch-out within 30 days of allotment Nil - If redeemed / switch-out after 30 days of allotment The fund has generated 15.08% and undefined% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 86.96% in Equity, 12.16% in Debt and 0.88% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 15.22% in Debt, 12.73% in Pharmaceuticals & Biotech, 11.17% in IT-Software, 8.62% in Petroleum Products, 8.15% in Automobiles
FAQs
How to Invest in NJ Balanced Advantage Fund - Direct (IDCW) Direct Growth?
NJ Balanced Advantage Fund - Direct (IDCW) is a popular fund in the Dynamic Asset Allocation or Balanced Advantage segment. The fund has generated a return of 10.21% since inception. Looking to invest in NJ Balanced Advantage Fund - Direct (IDCW) How about earning 1% extra return? All this is possible with m.Stock! Investing in NJ Balanced Advantage Fund - Direct (IDCW) is super easy and convenient with m.Stock. Here’s how you can begin:
- Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO.
- In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
- In the search bar, enter the fund name, in this case, NJ Balanced Advantage Fund - Direct (IDCW)
- On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
- If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
- If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility.
So, why wait? Invest in NJ Balanced Advantage Fund - Direct (IDCW) today and reap the benefits of this Dynamic Asset Allocation or Balanced Advantage fund!
How much returns has NJ Balanced Advantage Fund - Direct (IDCW) Direct Growth generated?
What is the expense ratio of NJ Balanced Advantage Fund - Direct (IDCW) Direct Growth?
What is the AUM of NJ Balanced Advantage Fund - Direct (IDCW) Fund Direct Growth?
How to redeem or withdraw money from NJ Balanced Advantage Fund - Direct (IDCW) Direct Growth?
Redeeming or selling units of NJ Balanced Advantage Fund - Direct (IDCW) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.
To redeem from NJ Balanced Advantage Fund - Direct (IDCW):
- Login to your m.Stock account
- In portfolio, your mutual fund investments will be visible under ‘MF’
- Select the fund you wish to redeem from (in this case NJ Balanced Advantage Fund - Direct (IDCW)).
- Click on ‘Redeem’ button
- You have 2 options – redeem by units and redeem by value (you can only redeem free units)
- Select units to be redeemed and click on submit.
- Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).