NJ Balanced Advantage Fund - Direct (IDCW)
Dynamic Asset Allocation or Balanced AdvantageNAV
14.32(-0.69%)Fund Size (CR)
₹3,792.5Expense Ratio
0.57Scheme Type
Active FundValue Research
Min. investment
₹500Minimum Additional Investment
₹500Minimum SIP Investment
₹100Minimum Withdrawal
₹1Exit Load
1%Return Since Launch
10.04%
- 3M
- 6M
- 1Y
- 3Y
- All
Basic Details
Scheme Manager
Viral Shah
Bench Mark
Nifty 50 Hybrid Composite Debt 50:50 Index
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | 19 August 2025 | 9972.34 | -0.28% | - | -0.66% | 18/147 |
| 1 Month | 25 July 2025 | 10140.65 | 1.41% | - | -0.43% | 8/147 |
| 3 Month | 26 May 2025 | 10190.81 | 1.91% | - | 0.61% | 14/147 |
| 6 Month | 25 February 2025 | 10825.83 | 8.26% | - | 8.07% | 54/145 |
| 1 Year | 26 August 2024 | 9575.03 | -4.25% | -4.25% | 0.86% | 125/145 |
| 3 Year | 26 August 2022 | 14565.66 | 45.66% | 13.34% | 12.21% | 28/111 |
| 5 Year | - | - | 0% | - | 12.71% | -/- |
| Since Inception | 29 October 2021 | 14420.00 | 44.20% | 10.04% | 10.60% | 86/147 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | 2 September 2024 | 1,20,000 | 122329.48 | 1.94% | 1.94% |
| 3 Year | 1 September 2022 | 3,60,000 | 425903.19 | 18.31% | 5.76% |
| 5 Year | - | - | - | - | - |
| 10 Year | - | - | - | - | - |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Mutual Funds Calculator
- Investment type
- Scheme based
- SIP
- Lumpsum
Invested Amount
₹25,000
Estimated Returns
₹19,059
76%
Returns
Future value of your investment
₹44,059
Risk Ratios
2.47%
Standard Deviation
0.61%
Beta
0.92%
Sharpe Ratio
-0.05%
Treynor's Ratio
3.73%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| Reliance Industr | 8.78% | 2395000 | 332.95 | Equity | Refineries |
| HDFC AMC | 4.64% | 311484 | 175.99 | Equity | Finance |
| Bosch | 3.82% | 35913 | 145.03 | Equity | Auto Ancillaries |
| HCL Technologies | 3.48% | 897978 | 131.81 | Equity | IT - Software |
| Coal India | 3.23% | 3250905 | 122.35 | Equity | Mining & Mineral products |
| Bajaj Auto | 2.83% | 134100 | 107.39 | Equity | Automobile |
| Hero Motocorp | 2.66% | 236409 | 100.73 | Equity | Automobile |
| Britannia Inds. | 2.55% | 167302 | 96.55 | Equity | FMCG |
| Torrent Pharma. | 2.29% | 231838 | 86.75 | Equity | Pharmaceuticals |
| Ajanta Pharma | 2.18% | 300840 | 82.77 | Equity | Pharmaceuticals |
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| NJ Balanced Advantage Fund - Direct (IDCW) | 3792.50 | 1.41% | 1.91% | 8.26% | -4.25% | 13.34% | |
| WhiteOak Capital Balanced Advantage Fund - Dir (G) | 1737.90 | -0.24% | 1.15% | 10.32% | 6.99% | - | |
| ICICI Pru Balanced Advantage Fund - Dir (IDCW-M) | 64964.03 | 1.18% | 2.50% | 10.00% | 6.78% | 13.91% | |
| ICICI Pru Balanced Advantage Fund - Dir (IDCW) | 64964.03 | 1.19% | 2.48% | 10.01% | 6.78% | 13.78% | |
| ICICI Pru Balanced Advantage Fund - Dir (G) | 64964.03 | 1.19% | 2.49% | 9.99% | 6.77% | 13.78% |
List of Schemes under NJ Mutual Fund
| Fund Name | Category | Risk | 1Y Returns | Ratings | Fund Size (Cr) |
|---|---|---|---|---|---|
| NJ ELSS Tax Saver Scheme | Equity | Very High | -4.85% | 0 | ₹290.03 |
| NJ Overnight Fund | Debt | Low | 6.22% | 2 | ₹319.25 |
| NJ Balanced Advantage Fund | Hybrid | Moderately High | -3.53% | 2 | ₹3,837.89 |
| NJ Arbitrage Fund | Hybrid | Low | 6.86% | 0 | ₹261.42 |
| NJ Flexi Cap Fund | Equity | Very High | -12.7% | 0 | ₹2,352.14 |
News
NJ Mutual Fund announces Appointment of Key Personnel
NJ Mutual Fund has announced the appointment of Mr. Manav Ravi Shah as Research Analyst with effect from July 21, 2025:Details of Mr. Manav Ravi Shah
Age: 21 years
Designation: Research Analyst
Qualification: Bachelors in Accounts and Finance and CFA Level 1 completed
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Fund House Details & Investment Objective
Date of Incorporation
8 October 2021
Total AUM (Cr)
₹3792.50
NJ Balanced Advantage Fund - Direct (IDCW) is an Dynamic Asset Allocation or Balanced Advantage-oriented fund from the renowned AMC, NJ Mutual Fund. Launched in 8 October 2021, this fund is managed by Viral Shah. With assets under management (AUM) worth ₹3,792.5 (Cr), as of 28 August 2025, NJ Balanced Advantage Fund - Direct (IDCW) is categorized as a Dynamic Asset Allocation or Balanced Advantage within its segment. The fund has generated a return of 10.04% since its launch.
The current NAV of NJ Balanced Advantage Fund - Direct (IDCW) is ₹14.32, as on 28 August 2025. The fund's benchmark index is Nifty 50 Hybrid Composite Debt 50:50 Index. You can invest in NJ Balanced Advantage Fund - Direct (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹500.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
All units redeemed / switched-out in excess of the 5% load free units will be subject to the below mentioned exit load. 1% - If redeemed / switch-out within 30 days of allotment Nil - If redeemed / switch-out after 30 days of allotment The fund has generated 13.34% and undefined% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 80.91% in Equity, 17.95% in Debt and 1.14% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 17.95% in Debt, 10.58% in Pharmaceuticals & Biotech, 9.23% in IT-Software, 8.79% in Petroleum Products, 7.53% in Capital Markets