NJ Balanced Advantage Fund - Direct (IDCW)
Dynamic Asset Allocation or Balanced AdvantageNAV
14.00(0.36%)Fund Size (CR)
₹3,609.87Expense Ratio
0.6Scheme Type
Active FundValue Research
Min. investment
₹500Minimum Additional Investment
₹500Minimum SIP Investment
₹100Minimum Withdrawal
₹1Exit Load
1%Return Since Launch
7.96%
Basic Details
Scheme Manager
Viral Shah
Bench Mark
Nifty 50 Hybrid Composite Debt 50:50 Index
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | 25 February 2026 | 9741.62 | -2.58% | - | -2.39% | 100/151 |
| 1 Month | 4 February 2026 | 9755.24 | -2.45% | - | -2.60% | 61/147 |
| 3 Month | 4 December 2025 | 9660.66 | -3.39% | - | -3.24% | 89/147 |
| 6 Month | 4 September 2025 | 9581.04 | -4.19% | - | -0.47% | 137/147 |
| 1 Year | 4 March 2025 | 10697.85 | 6.98% | 6.98% | 9.10% | 120/145 |
| 3 Year | 3 March 2023 | 13936.06 | 39.36% | 11.68% | 11.74% | 71/117 |
| 5 Year | - | - | - | - | - | -/- |
| Since Inception | 29 October 2021 | 13950.00 | 39.50% | 7.96% | 9.23% | 111/151 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | 1 April 2025 | 1,20,000 | 118876.15 | -0.94% | -0.94% |
| 3 Year | 3 April 2023 | 3,60,000 | 386948.43 | 7.49% | 2.44% |
| 5 Year | 1 November 2021 | 5,30,000 | 628727.09 | 18.63% | 3.48% |
| 10 Year | - | - | - | - | - |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Mutual Funds Calculator
Monthly Investment (₹)
Expected Returns Rate (%)
Time Period (in Years)
Invested Amount
₹25,000
Estimated Returns
₹19,059
76%
Returns
Future value of your investment
₹44,059
Risk Ratios
2.40%
Standard Deviation
0.62%
Beta
0.79%
Sharpe Ratio
-0.00%
Treynor's Ratio
2.74%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| Reliance Industr | 8.48% | 2194000 | 306.15 | Equity | Refineries |
| Bajaj Finance | 4.90% | 1900507 | 176.72 | Equity | Finance |
| HDFC Bank | 4.68% | 1818200 | 168.96 | Equity | Banks |
| Eicher Motors | 3.35% | 169761 | 120.91 | Equity | Automobile |
| Marico | 3.16% | 1562119 | 114.00 | Equity | FMCG |
| Muthoot Finance | 3.08% | 290283 | 111.17 | Equity | Finance |
| ICICI Bank | 3.00% | 798773 | 108.23 | Equity | Banks |
| Bosch | 2.97% | 29379 | 107.32 | Equity | Auto Ancillaries |
| Britannia Inds. | 2.95% | 181943 | 106.63 | Equity | FMCG |
| Vodafone Idea | 2.22% | 71832375 | 80.24 | Equity | Telecom-Service |
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| NJ Balanced Advantage Fund - Direct (IDCW) | 3609.87 | -2.45% | -3.39% | -4.19% | 6.98% | 11.68% | |
| Baroda BNP Paribas Balanced Advantage Fund-Dir (IDCW) | 4672.21 | -2.52% | -2.36% | 2.59% | 15.70% | 14.72% | |
| Baroda BNP Paribas Balanced Advantage Fund-Dir (G) | 4672.21 | -2.53% | -2.37% | 2.57% | 15.69% | 14.71% | |
| Bank of India Balanced Advantage Fund - Direct (G) | 143.75 | -0.85% | -0.61% | 4.17% | 14.81% | 12.30% | |
| Bank of India Balanced Advantage Fund - Direct (IDCW) | 143.75 | -0.85% | -0.62% | 4.15% | 14.75% | 12.22% | |
| Mirae Asset Balanced Advantage Fund - Dir (G) | 2007.15 | -1.67% | -0.84% | 2.65% | 13.38% | 13.91% |
List of Schemes under NJ Mutual Fund
| Fund Name | Category | Risk | 1Y Returns | Ratings | Fund Size (Cr) |
|---|---|---|---|---|---|
| NJ ELSS Tax Saver Scheme | Equity | Very High | 8.42% | 0 | ₹309.23 |
| NJ Overnight Fund | Debt | Low | 5.49% | 2 | ₹409.20 |
| NJ Balanced Advantage Fund | Hybrid | Moderately High | 6.98% | 2 | ₹3,609.87 |
| NJ Arbitrage Fund | Hybrid | Low | 6.34% | 2 | ₹270.13 |
| NJ Flexi Cap Fund | Equity | Very High | 8.22% | 0 | ₹2,463.61 |
News
There are no new Updates!
Fund House Details & Investment Objective
Date of Incorporation
8 October 2021
Total AUM (Cr)
₹3609.87
NJ Balanced Advantage Fund - Direct (IDCW) is an Dynamic Asset Allocation or Balanced Advantage-oriented fund from the renowned AMC, NJ Mutual Fund. Launched in 8 October 2021, this fund is managed by Viral Shah. With assets under management (AUM) worth ₹3,609.87 (Cr), as of 5 March 2026, NJ Balanced Advantage Fund - Direct (IDCW) is categorized as a Dynamic Asset Allocation or Balanced Advantage within its segment. The fund has generated a return of 7.96% since its launch.
The current NAV of NJ Balanced Advantage Fund - Direct (IDCW) is ₹14, as on 5 March 2026. The fund's benchmark index is Nifty 50 Hybrid Composite Debt 50:50 Index. You can invest in NJ Balanced Advantage Fund - Direct (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹500.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 11.68% and undefined% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 90.76% in Equity, 8.17% in Debt and 1.07% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 13.48% in Finance, 12.60% in Banks, 9.01% in Petroleum Products, 8.41% in IT-Software, 8.17% in Debt