NJ Balanced Advantage Fund - Direct (IDCW)
Dynamic Asset Allocation Fund or Balanced Advantage FundNAV
14.64(-0.54%)Fund Size (CR)
₹3,241.74Expense Ratio
1.1Scheme Type
Active FundValue Research
-
Min. investment
₹500Minimum Additional Investment
₹500Minimum SIP Investment
₹100Minimum Withdrawal
₹1Exit Load
0%Return Since Launch
7.98%
Basic Details
Scheme Manager
Viral Shah
Bench Mark
Nifty 50 Hybrid Composite Debt 50:50 Index
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | November 4, 2026 | 10179.81 | 1.80% | - | 3.09% | 147/157 |
| 1 Month | October 9, 2026 | 10461.98 | 4.62% | - | 5.69% | 122/154 |
| 3 Month | August 11, 2026 | 9952.67 | -0.47% | - | 1.20% | 135/151 |
| 6 Month | May 11, 2026 | 10344.34 | 3.44% | - | 5.02% | 113/151 |
| 1 Year | November 11, 2025 | 10315.35 | 3.15% | 3.15% | 2.92% | 71/147 |
| 3 Year | November 10, 2023 | 12733.56 | 27.34% | 8.37% | 9.80% | 98/125 |
| 5 Year | November 11, 2021 | 14705.29 | 47.05% | 8.01% | 8.62% | 64/99 |
| Since Inception | October 29, 2021 | 14720.00 | 47.20% | 7.98% | 9.16% | 113/157 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | December 1, 2025 | 1,20,000 | 123473.18 | 2.89% | 2.89% |
| 3 Year | December 1, 2023 | 3,60,000 | 378385.65 | 5.11% | 1.67% |
| 5 Year | December 1, 2021 | 6,00,000 | 725310.79 | 20.89% | 3.87% |
| 10 Year | - | - | - | - | - |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Risk Ratios
2.84%
Standard Deviation
0.61%
Beta
0.20%
Sharpe Ratio
-0.04%
Treynor's Ratio
1.87%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| HDFC Bank | 4.94% | 2275464 | 157.64 | Equity | Banks |
| ICICI Bank | 4.89% | 1116541 | 156.09 | Equity | Banks |
| Reliance Industr | 4.61% | 1264000 | 147.24 | Equity | Refineries |
| Marico | 3.43% | 1370305 | 109.62 | Equity | FMCG |
| Torrent Pharma. | 3.03% | 209396 | 96.60 | Equity | Pharmaceuticals |
| Eicher Motors | 2.79% | 123248 | 88.99 | Equity | Automobile |
| Dr Lal Pathlabs | 2.66% | 445784 | 84.98 | Equity | Healthcare |
| Britannia Inds. | 2.61% | 179549 | 83.31 | Equity | FMCG |
| Sun Pharma.Inds. | 2.47% | 442920 | 78.74 | Equity | Pharmaceuticals |
| Page Industries | 2.35% | 21778 | 75.13 | Equity | Readymade Garments/Apparels |
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| NJ Balanced Advantage Fund - Direct (IDCW) | 3241.74 | 4.62% | -0.47% | 3.44% | 3.15% | 8.37% | |
| Aditya Birla SL Balanced Advantage Fund-Dir (G) | 9836.35 | 6.18% | 1.93% | 7.67% | 8.95% | 13.23% | |
| Aditya Birla SL Balanced Advantage Fund-Dir (IDCW) | 9836.35 | 6.18% | 1.84% | 7.59% | 8.86% | 13.19% | |
| Unifi Dynamic Asset Allocation Fund - Direct (G) | 1477.60 | 0.83% | 2.31% | 4.80% | 8.76% | - | |
| Edelweiss Balanced Advantage Fund - Dir (IDCW-M) | 12880.20 | 6.96% | 2.59% | 7.24% | 7.28% | 12.20% | |
| Edelweiss Balanced Advantage Fund - Dir (G) | 12880.20 | 6.96% | 2.58% | 7.23% | 7.25% | 12.18% |
List of Schemes under NJ Mutual Fund
| Fund Name | Category | Risk | 1Y Returns | Ratings | Fund Size (Cr) |
|---|
News
There are no new Updates!
Fund House Details & Investment Objective
Date of Incorporation
October 8, 2021
Total AUM (Cr)
₹3193.08
NJ Balanced Advantage Fund - Direct (IDCW) is an Dynamic Asset Allocation Fund or Balanced Advantage Fund-oriented fund from the renowned AMC, NJ Mutual Fund. Launched in October 8, 2021, this fund is managed by Viral Shah. With assets under management (AUM) worth ₹3,193.08 (Cr), as of November 12, 2026, NJ Balanced Advantage Fund - Direct (IDCW) is categorized as a Dynamic Asset Allocation Fund or Balanced Advantage Fund within its segment. The fund has generated a return of 7.98% since its launch.
The current NAV of NJ Balanced Advantage Fund - Direct (IDCW) is ₹14.64, as on November 12, 2026. The fund's benchmark index is Nifty 50 Hybrid Composite Debt 50:50 Index. You can invest in NJ Balanced Advantage Fund - Direct (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹500.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 8.37% and 8.01% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 92.68% in Equity, 6.60% in Debt and 0.73% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 15.90% in Banks, 15.21% in Pharmaceuticals & Biotech, 9.09% in Debt, 6.15% in Automobiles, 5.28% in Petroleum Products
Mutual Fund Categories
Types of Mutual Funds
Debt Funds
Access debt markets and enjoy interest income from bonds and debentures. Ideal for conservative short-term investors
Hybrid Funds
Enjoy best of both the worlds - equity and debt. Ideal for beginners with medium-term investment horizon
Equity Funds
Invest in large, mid, and small cap sector stocks to enjoy capital appreciation. Ideal for aggressive, long-term investors
FAQs
NJ Balanced Advantage Fund - Direct (IDCW) is a popular fund in the Dynamic Asset Allocation Fund or Balanced Advantage Fund segment. The fund has generated a return of 7.98% since inception. Looking to invest in NJ Balanced Advantage Fund - Direct (IDCW) How about earning 1% extra return? All this is possible with m.Stock! Investing in NJ Balanced Advantage Fund - Direct (IDCW) is super easy and convenient with m.Stock. Here’s how you can begin:
- Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO.
- In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
- In the search bar, enter the fund name, in this case, NJ Balanced Advantage Fund - Direct (IDCW)
- On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
- If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
- If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility.
So, why wait? Invest in NJ Balanced Advantage Fund - Direct (IDCW) today and reap the benefits of this Dynamic Asset Allocation Fund or Balanced Advantage Fund fund!