NJ Balanced Advantage Fund - Direct (IDCW)
Dynamic Asset Allocation or Balanced AdvantageNAV
14.06(0.00%)Fund Size (CR)
₹3,302.74Expense Ratio
0.62Scheme Type
Active FundValue Research
Min. investment
₹500Minimum Additional Investment
₹500Minimum SIP Investment
₹100Minimum Withdrawal
₹1Exit Load
1%Return Since Launch
7.87%
Basic Details
Scheme Manager
Viral Shah
Bench Mark
Nifty 50 Hybrid Composite Debt 50:50 Index
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | April 20, 2026 | 10007.12 | 0.07% | - | -0.29% | 24/151 |
| 1 Month | March 27, 2026 | 10422.54 | 4.23% | - | 4.76% | 111/151 |
| 3 Month | January 27, 2026 | 9936.40 | -0.64% | - | 0.23% | 114/147 |
| 6 Month | October 27, 2025 | 9723.37 | -2.77% | - | -2.36% | 92/147 |
| 1 Year | April 25, 2025 | 10262.77 | 2.63% | 2.63% | 4.09% | 104/147 |
| 3 Year | April 27, 2023 | 13865.88 | 38.66% | 11.50% | 11.79% | 69/121 |
| 5 Year | - | - | - | - | - | -/- |
| Since Inception | October 29, 2021 | 14060.00 | 40.60% | 7.87% | 9.21% | 111/151 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | May 2, 2025 | 1,20,000 | 119268.25 | -0.61% | -0.61% |
| 3 Year | May 2, 2023 | 3,60,000 | 384991.10 | 6.94% | 2.26% |
| 5 Year | November 1, 2021 | 5,40,000 | 641851.90 | 18.86% | 3.52% |
| 10 Year | - | - | - | - | - |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Mutual Funds Calculator
Monthly Investment (₹)
Expected Returns Rate (%)
Time Period (in Years)
Invested Amount
₹25,000
Estimated Returns
₹19,059
76%
Returns
Future value of your investment
₹44,059
Risk Ratios
2.68%
Standard Deviation
0.60%
Beta
0.32%
Sharpe Ratio
-0.03%
Treynor's Ratio
2.68%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| HDFC Bank | 6.32% | 2851311 | 208.59 | Equity | Banks |
| Reliance Industr | 3.97% | 975500 | 131.10 | Equity | Refineries |
| Eicher Motors | 3.33% | 166816 | 109.87 | Equity | Automobile |
| Marico | 3.24% | 1453098 | 106.94 | Equity | FMCG |
| Britannia Inds. | 2.91% | 177276 | 96.14 | Equity | FMCG |
| Bajaj Finance | 2.84% | 1171105 | 93.87 | Equity | Finance |
| Muthoot Finance | 2.58% | 270123 | 85.36 | Equity | Finance |
| GE Shipping Co | 2.55% | 594698 | 84.13 | Equity | Shipping |
| ICICI Bank | 2.54% | 695424 | 83.86 | Equity | Banks |
| Bosch | 2.51% | 28871 | 82.99 | Equity | Auto Ancillaries |
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| NJ Balanced Advantage Fund - Direct (IDCW) | 3302.74 | 4.23% | -0.64% | -2.77% | 2.63% | 11.50% | |
| Bank of India Balanced Advantage Fund - Direct (G) | 139.84 | 4.66% | 2.65% | 2.16% | 10.34% | 12.43% | |
| Bank of India Balanced Advantage Fund - Direct (IDCW) | 139.84 | 4.66% | 2.64% | 2.13% | 10.29% | 12.35% | |
| Baroda BNP Paribas Balanced Advantage Fund-Dir (IDCW) | 4365.23 | 7.03% | 2.33% | 0.51% | 9.92% | 14.99% | |
| Baroda BNP Paribas Balanced Advantage Fund-Dir (G) | 4365.23 | 7.04% | 2.33% | 0.51% | 9.91% | 15.00% | |
| Aditya Birla SL Balanced Advantage Fund-Dir (G) | 8539.88 | 5.53% | 1.73% | 0.79% | 7.94% | 13.98% |
List of Schemes under NJ Mutual Fund
| Fund Name | Category | Risk | 1Y Returns | Ratings | Fund Size (Cr) |
|---|---|---|---|---|---|
| NJ Balanced Advantage Fund | Hybrid | Moderately High | 2.63% | 2 | ₹3,302.74 |
| NJ Arbitrage Fund | Hybrid | Low | 6% | 2 | ₹269.85 |
| NJ Overnight Fund | Debt | Low | 5.33% | 2 | ₹387.75 |
| NJ ELSS Tax Saver Scheme | Equity | Very High | 1.85% | 0 | ₹294.80 |
| NJ Flexi Cap Fund | Equity | Very High | 0% | 0 | ₹2,292.86 |
News
There are no new Updates!
Fund House Details & Investment Objective
Date of Incorporation
October 8, 2021
Total AUM (Cr)
₹3302.74
NJ Balanced Advantage Fund - Direct (IDCW) is an Dynamic Asset Allocation or Balanced Advantage-oriented fund from the renowned AMC, NJ Mutual Fund. Launched in October 8, 2021, this fund is managed by Viral Shah. With assets under management (AUM) worth ₹3,302.74 (Cr), as of April 28, 2026, NJ Balanced Advantage Fund - Direct (IDCW) is categorized as a Dynamic Asset Allocation or Balanced Advantage within its segment. The fund has generated a return of 7.87% since its launch.
The current NAV of NJ Balanced Advantage Fund - Direct (IDCW) is ₹14.06, as on April 28, 2026. The fund's benchmark index is Nifty 50 Hybrid Composite Debt 50:50 Index. You can invest in NJ Balanced Advantage Fund - Direct (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹500.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 11.50% and undefined% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 78.37% in Equity, 15.26% in Debt and 6.37% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 13.92% in Finance, 12.04% in Banks, 9.97% in Debt, 9.11% in Petroleum Products, 6.71% in IT-Software
Mutual Fund Categories
Types of Mutual Funds
Debt Funds
Access debt markets and enjoy interest income from bonds and debentures. Ideal for conservative short-term investors
Hybrid Funds
Enjoy best of both the worlds - equity and debt. Ideal for beginners with medium-term investment horizon
Equity Funds
Invest in large, mid, and small cap sector stocks to enjoy capital appreciation. Ideal for aggressive, long-term investors