NJ Balanced Advantage Fund - Direct (IDCW)
Dynamic Asset Allocation Fund or Balanced Advantage FundNAV
14.11(0.28%)Fund Size (CR)
₹3,241.74Expense Ratio
1.14Scheme Type
Active FundValue Research
-
Min. investment
₹500Minimum Additional Investment
₹500Minimum SIP Investment
₹100Minimum Withdrawal
₹1Exit Load
0%Return Since Launch
7.07%
Basic Details
Scheme Manager
Viral Shah
Bench Mark
Nifty 50 Hybrid Composite Debt 50:50 Index
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | October 21, 2026 | 9978.72 | -0.21% | - | -0.16% | 80/157 |
| 1 Month | September 28, 2026 | 9846.05 | -1.54% | - | -1.49% | 93/152 |
| 3 Month | July 28, 2026 | 9650.21 | -3.50% | - | -3.07% | 94/151 |
| 6 Month | April 28, 2026 | 10007.11 | 0.07% | - | -1.15% | 37/151 |
| 1 Year | October 28, 2025 | 9750.52 | -2.49% | -2.49% | -3.56% | 57/147 |
| 3 Year | October 27, 2023 | 12440.32 | 24.40% | 7.54% | 8.13% | 87/125 |
| 5 Year | - | - | - | - | - | -/- |
| Since Inception | October 29, 2021 | 14070.00 | 40.70% | 7.07% | 7.75% | 111/157 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | November 3, 2025 | 1,20,000 | 118926.90 | -0.89% | -0.89% |
| 3 Year | November 1, 2023 | 3,60,000 | 367222.30 | 2.01% | 0.66% |
| 5 Year | November 1, 2021 | 6,00,000 | 703219.23 | 17.20% | 3.23% |
| 10 Year | - | - | - | - | - |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Risk Ratios
2.84%
Standard Deviation
0.62%
Beta
0.28%
Sharpe Ratio
-0.04%
Treynor's Ratio
3.36%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| HDFC Bank | 5.60% | 2561319 | 181.52 | Equity | Banks |
| Reliance Industr | 4.63% | 1264000 | 150.04 | Equity | Refineries |
| ICICI Bank | 4.14% | 1015678 | 134.24 | Equity | Banks |
| Torrent Pharma. | 3.61% | 244069 | 117.15 | Equity | Pharmaceuticals |
| Bosch | 3.55% | 24442 | 115.12 | Equity | Auto Ancillaries |
| Dr Lal Pathlabs | 3.18% | 519598 | 103.24 | Equity | Healthcare |
| Marico | 3.17% | 1307849 | 102.80 | Equity | FMCG |
| Eicher Motors | 2.74% | 124260 | 88.85 | Equity | Automobile |
| Sun Pharma.Inds. | 2.64% | 471690 | 85.69 | Equity | Pharmaceuticals |
| Britannia Inds. | 2.47% | 165891 | 80.13 | Equity | FMCG |
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| NJ Balanced Advantage Fund - Direct (IDCW) | 3241.74 | -1.54% | -3.50% | 0.07% | -2.49% | 7.54% | |
| Unifi Dynamic Asset Allocation Fund - Direct (G) | 1477.60 | 0.55% | 2.07% | 4.32% | 8.35% | - | |
| Aditya Birla SL Balanced Advantage Fund-Dir (G) | 9836.35 | -0.91% | -2.04% | 1.23% | 1.76% | 11.47% | |
| Aditya Birla SL Balanced Advantage Fund-Dir (IDCW) | 9836.35 | -0.92% | -2.12% | 1.12% | 1.65% | 11.44% | |
| Parag Parikh Dynamic Asset Allocation Fund-Dir (G) | 2532.94 | -1.84% | -2.28% | -1.00% | 0.63% | - | |
| Mirae Asset Balanced Advantage Fund - Dir (G) | 2109.29 | -0.83% | -1.68% | -0.13% | 0.44% | 10.02% |
List of Schemes under NJ Mutual Fund
| Fund Name | Category | Risk | 1Y Returns | Ratings | Fund Size (Cr) |
|---|---|---|---|---|---|
| NJ Balanced Advantage Fund | Hybrid | Moderately High | -2.49% | 2 | ₹3,241.74 |
| NJ Arbitrage Fund | Hybrid | Low | 6.29% | 2 | ₹234.49 |
| NJ Overnight Fund | Debt | Low | 5.2% | 2 | ₹398.28 |
| NJ ELSS Tax Saver Fund | Equity | Very High | -7.3% | 0 | ₹331.75 |
| NJ Flexi Cap Fund | Equity | Very High | -7.32% | 0 | ₹2,571.63 |
| NJ Momentum Fund | Equity | Very High | 0% | 0 | ₹365.10 |
| NJ Value Fund | Equity | Very High | 0% | 0 | ₹195.96 |
News
There are no new Updates!
Fund House Details & Investment Objective
Date of Incorporation
October 8, 2021
Total AUM (Cr)
₹3241.74
NJ Balanced Advantage Fund - Direct (IDCW) is an Dynamic Asset Allocation Fund or Balanced Advantage Fund-oriented fund from the renowned AMC, NJ Mutual Fund. Launched in October 8, 2021, this fund is managed by Viral Shah. With assets under management (AUM) worth ₹3,241.74 (Cr), as of October 29, 2026, NJ Balanced Advantage Fund - Direct (IDCW) is categorized as a Dynamic Asset Allocation Fund or Balanced Advantage Fund within its segment. The fund has generated a return of 7.07% since its launch.
The current NAV of NJ Balanced Advantage Fund - Direct (IDCW) is ₹14.11, as on October 29, 2026. The fund's benchmark index is Nifty 50 Hybrid Composite Debt 50:50 Index. You can invest in NJ Balanced Advantage Fund - Direct (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹500.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 7.54% and undefined% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 90.35% in Equity, 9.09% in Debt and 0.56% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 15.90% in Banks, 15.21% in Pharmaceuticals & Biotech, 9.09% in Debt, 6.15% in Automobiles, 5.28% in Petroleum Products
Mutual Fund Categories
Types of Mutual Funds
Debt Funds
Access debt markets and enjoy interest income from bonds and debentures. Ideal for conservative short-term investors
Hybrid Funds
Enjoy best of both the worlds - equity and debt. Ideal for beginners with medium-term investment horizon
Equity Funds
Invest in large, mid, and small cap sector stocks to enjoy capital appreciation. Ideal for aggressive, long-term investors