NJ Balanced Advantage Fund - Direct (IDCW)
Dynamic Asset Allocation or Balanced AdvantageNAV
13.64(1.11%)Fund Size (CR)
₹3,567.21Expense Ratio
0.6Scheme Type
Active FundValue Research
Min. investment
₹500Minimum Additional Investment
₹500Minimum SIP Investment
₹100Minimum Withdrawal
₹1Exit Load
1%Return Since Launch
7.30%
Basic Details
Scheme Manager
Viral Shah
Bench Mark
Nifty 50 Hybrid Composite Debt 50:50 Index
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | March 18, 2026 | 9905.59 | -0.94% | - | -1.16% | 41/151 |
| 1 Month | February 25, 2026 | 9525.14 | -4.75% | - | -4.73% | 75/151 |
| 3 Month | December 24, 2025 | 9452.53 | -5.47% | - | -5.72% | 72/147 |
| 6 Month | September 25, 2025 | 9465.65 | -5.34% | - | -3.38% | 125/147 |
| 1 Year | March 25, 2025 | 10111.19 | 1.11% | 1.11% | 2.07% | 99/147 |
| 3 Year | March 24, 2023 | 13750.00 | 37.50% | 11.18% | 11.49% | 73/117 |
| 5 Year | - | - | - | - | - | -/- |
| Since Inception | October 29, 2021 | 13640.00 | 36.40% | 7.30% | 8.56% | 112/151 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | April 1, 2025 | 1,20,000 | 115819.33 | -3.48% | -3.48% |
| 3 Year | April 3, 2023 | 3,60,000 | 376998.33 | 4.72% | 1.55% |
| 5 Year | November 1, 2021 | 5,30,000 | 612559.82 | 15.58% | 2.94% |
| 10 Year | - | - | - | - | - |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Mutual Funds Calculator
Monthly Investment (₹)
Expected Returns Rate (%)
Time Period (in Years)
Invested Amount
₹25,000
Estimated Returns
₹19,059
76%
Returns
Future value of your investment
₹44,059
Risk Ratios
2.40%
Standard Deviation
0.62%
Beta
0.79%
Sharpe Ratio
-0.00%
Treynor's Ratio
2.74%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| Reliance Industr | 8.57% | 2194000 | 305.82 | Equity | Refineries |
| HDFC Bank | 6.01% | 2415691 | 214.45 | Equity | Banks |
| Bajaj Finance | 5.46% | 1957188 | 194.92 | Equity | Finance |
| Eicher Motors | 3.77% | 167993 | 134.57 | Equity | Automobile |
| Marico | 3.23% | 1462939 | 115.37 | Equity | FMCG |
| Britannia Inds. | 3.03% | 180048 | 108.07 | Equity | FMCG |
| Bosch | 2.97% | 29068 | 105.88 | Equity | Auto Ancillaries |
| Muthoot Finance | 2.70% | 287245 | 96.33 | Equity | Finance |
| HDFC AMC | 2.29% | 303001 | 81.77 | Equity | Finance |
| GE Shipping Co | 2.25% | 598891 | 80.19 | Equity | Shipping |
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| NJ Balanced Advantage Fund - Direct (IDCW) | 3567.21 | -4.75% | -5.47% | -5.34% | 1.11% | 11.18% | |
| Bank of India Balanced Advantage Fund - Direct (G) | 147.86 | -2.21% | -2.22% | 2.36% | 8.16% | 12.95% | |
| Bank of India Balanced Advantage Fund - Direct (IDCW) | 147.86 | -2.21% | -2.23% | 2.34% | 8.11% | 12.87% | |
| Unifi Dynamic Asset Allocation Fund - Direct (G) | 1153.96 | 0.29% | 1.77% | 3.83% | 8.00% | - | |
| ICICI Pru Balanced Advantage Fund - Dir (IDCW-M) | 71150.75 | -4.51% | -4.68% | -1.36% | 7.03% | 13.23% | |
| ICICI Pru Balanced Advantage Fund - Dir (IDCW) | 71150.75 | -4.49% | -4.68% | -1.34% | 7.03% | 13.11% |
List of Schemes under NJ Mutual Fund
| Fund Name | Category | Risk | 1Y Returns | Ratings | Fund Size (Cr) |
|---|---|---|---|---|---|
| NJ Balanced Advantage Fund | Hybrid | Moderately High | 1.11% | 2 | ₹3,567.21 |
| NJ Arbitrage Fund | Hybrid | Low | 6.49% | 2 | ₹269.01 |
| NJ Overnight Fund | Debt | Low | 5.42% | 2 | ₹389.12 |
| NJ ELSS Tax Saver Scheme | Equity | Very High | -1.74% | 0 | ₹314.31 |
| NJ Flexi Cap Fund | Equity | Very High | -2.72% | 0 | ₹2,493.83 |
News
There are no new Updates!
Fund House Details & Investment Objective
Date of Incorporation
October 8, 2021
Total AUM (Cr)
₹3567.21
NJ Balanced Advantage Fund - Direct (IDCW) is an Dynamic Asset Allocation or Balanced Advantage-oriented fund from the renowned AMC, NJ Mutual Fund. Launched in October 8, 2021, this fund is managed by Viral Shah. With assets under management (AUM) worth ₹3,567.21 (Cr), as of March 25, 2026, NJ Balanced Advantage Fund - Direct (IDCW) is categorized as a Dynamic Asset Allocation or Balanced Advantage within its segment. The fund has generated a return of 7.30% since its launch.
The current NAV of NJ Balanced Advantage Fund - Direct (IDCW) is ₹13.64, as on March 25, 2026. The fund's benchmark index is Nifty 50 Hybrid Composite Debt 50:50 Index. You can invest in NJ Balanced Advantage Fund - Direct (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹500.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 11.18% and undefined% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 88.95% in Equity, 9.97% in Debt and 1.08% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 13.48% in Finance, 12.60% in Banks, 9.01% in Petroleum Products, 8.41% in IT-Software, 8.17% in Debt
Mutual Fund Categories
Types of Mutual Funds
Debt Funds
Access debt markets and enjoy interest income from bonds and debentures. Ideal for conservative short-term investors
Hybrid Funds
Enjoy best of both the worlds - equity and debt. Ideal for beginners with medium-term investment horizon
Equity Funds
Invest in large, mid, and small cap sector stocks to enjoy capital appreciation. Ideal for aggressive, long-term investors