NJ Balanced Advantage Fund - Direct (IDCW)
Dynamic Asset Allocation or Balanced AdvantageNAV
14.39(0.49%)Fund Size (CR)
₹3,815.16Expense Ratio
0.57Scheme Type
Active FundValue Research
Min. investment
₹500Minimum Additional Investment
₹500Minimum SIP Investment
₹100Minimum Withdrawal
₹1Exit Load
1%Return Since Launch
9.49%
- 3M
- 6M
- 1Y
- 3Y
- All
Basic Details
Scheme Manager
Viral Shah
Bench Mark
Nifty 50 Hybrid Composite Debt 50:50 Index
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | 7 October 2025 | 9972.14 | -0.28% | - | 0.06% | 145/147 |
| 1 Month | 12 September 2025 | 9801.51 | -1.98% | - | 0.19% | 145/147 |
| 3 Month | 14 July 2025 | 9986.05 | -0.14% | - | 0.46% | 120/147 |
| 6 Month | 11 April 2025 | 10832.07 | 8.32% | - | 8.03% | 60/147 |
| 1 Year | 14 October 2024 | 9734.87 | -2.65% | -2.65% | 1.53% | 127/145 |
| 3 Year | 14 October 2022 | 14687.18 | 46.87% | 13.66% | 12.99% | 41/115 |
| 5 Year | - | - | - | - | - | -/- |
| Since Inception | 29 October 2021 | 14320.00 | 43.20% | 9.49% | 10.67% | 99/147 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | 4 November 2024 | 1,20,000 | 123864.97 | 3.22% | 3.22% |
| 3 Year | 1 November 2022 | 3,60,000 | 418873.47 | 16.35% | 5.18% |
| 5 Year | - | - | - | - | - |
| 10 Year | - | - | - | - | - |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Mutual Funds Calculator
- Investment type
- Scheme based
- SIP
- Lumpsum
Invested Amount
₹25,000
Estimated Returns
₹19,059
76%
Returns
Future value of your investment
₹44,059
Risk Ratios
2.46%
Standard Deviation
0.60%
Beta
0.81%
Sharpe Ratio
-0.07%
Treynor's Ratio
3.91%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| Reliance Industr | 8.66% | 2422500 | 330.43 | Equity | Refineries |
| HDFC AMC | 4.57% | 315223 | 174.40 | Equity | Finance |
| Bosch | 3.63% | 36352 | 138.66 | Equity | Auto Ancillaries |
| Hero Motocorp | 3.43% | 239166 | 130.88 | Equity | Automobile |
| Coal India | 3.36% | 3288846 | 128.25 | Equity | Mining & Mineral products |
| HCL Technologies | 3.30% | 908831 | 125.88 | Equity | IT - Software |
| Bajaj Auto | 3.09% | 135766 | 117.82 | Equity | Automobile |
| Britannia Inds. | 2.66% | 169348 | 101.46 | Equity | FMCG |
| Eicher Motors | 2.37% | 129098 | 90.44 | Equity | Automobile |
| Bajaj Finance | 2.24% | 854250 | 85.33 | Equity | Finance |
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| NJ Balanced Advantage Fund - Direct (IDCW) | 3815.16 | -1.98% | -0.14% | 8.32% | -2.65% | 13.66% | |
| ICICI Pru Balanced Advantage Fund - Dir (IDCW-M) | 66750.51 | 0.60% | 2.70% | 9.93% | 7.38% | 14.41% | |
| ICICI Pru Balanced Advantage Fund - Dir (IDCW) | 66750.51 | 0.57% | 2.68% | 9.91% | 7.37% | 14.27% | |
| ICICI Pru Balanced Advantage Fund - Dir (G) | 66750.51 | 0.57% | 2.70% | 9.91% | 7.36% | 14.28% | |
| WhiteOak Capital Balanced Advantage Fund - Dir (G) | 1897.02 | 0.33% | 1.13% | 9.62% | 6.39% | - | |
| Parag Parikh Dynamic Asset Allocation Fund-Dir (G) | 2605.81 | 0.44% | 0.61% | 2.94% | 5.56% | - |
List of Schemes under NJ Mutual Fund
| Fund Name | Category | Risk | 1Y Returns | Ratings | Fund Size (Cr) |
|---|---|---|---|---|---|
| NJ ELSS Tax Saver Scheme | Equity | Very High | -4.85% | 0 | ₹290.03 |
| NJ Overnight Fund | Debt | Low | 6.22% | 2 | ₹319.25 |
| NJ Balanced Advantage Fund | Hybrid | Moderately High | -3.53% | 2 | ₹3,837.89 |
| NJ Arbitrage Fund | Hybrid | Low | 6.86% | 0 | ₹261.42 |
| NJ Flexi Cap Fund | Equity | Very High | -12.7% | 0 | ₹2,352.14 |
News
NJ Mutual Fund announces Appointment of Key Personnel
NJ Mutual Fund has announced the appointment of Mr. Manav Ravi Shah as Research Analyst with effect from July 21, 2025:Details of Mr. Manav Ravi Shah
Age: 21 years
Designation: Research Analyst
Qualification: Bachelors in Accounts and Finance and CFA Level 1 completed
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Fund House Details & Investment Objective
Date of Incorporation
8 October 2021
Total AUM (Cr)
₹3815.16
NJ Balanced Advantage Fund - Direct (IDCW) is an Dynamic Asset Allocation or Balanced Advantage-oriented fund from the renowned AMC, NJ Mutual Fund. Launched in 8 October 2021, this fund is managed by Viral Shah. With assets under management (AUM) worth ₹3,815.16 (Cr), as of 15 October 2025, NJ Balanced Advantage Fund - Direct (IDCW) is categorized as a Dynamic Asset Allocation or Balanced Advantage within its segment. The fund has generated a return of 9.49% since its launch.
The current NAV of NJ Balanced Advantage Fund - Direct (IDCW) is ₹14.39, as on 15 October 2025. The fund's benchmark index is Nifty 50 Hybrid Composite Debt 50:50 Index. You can invest in NJ Balanced Advantage Fund - Direct (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹500.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
All units redeemed / switched-out in excess of the 5% load free units will be subject to the below mentioned exit load. 1% - If redeemed / switch-out within 30 days of allotment Nil - If redeemed / switch-out after 30 days of allotment The fund has generated 13.66% and undefined% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 85.91% in Equity, 10.80% in Debt and 3.29% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 19.44% in Debt, 9.96% in Pharmaceuticals & Biotech, 9.12% in IT-Software, 8.48% in Petroleum Products, 8.36% in Automobiles